Form 990 for tax year 2024

Totals

Total revenue

$1,678,244

Total expenses

$1,617,127

Contributions and grants received

$1,640,331

Grants paid

$0

Program service revenue

$36,824

Investment income

$1,089

Other revenue

$0

Total assets, end of year

$4,082,656

Total liabilities, end of year

$1,430,813

Net assets or fund balances, end of year

$2,651,843

Program services expenses (Part IX)

$1,405,738

Management and general expenses

$178,978

Fundraising expenses

$32,411

Program service expenses (Part III)

$1,405,738

Program services were 86.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2024

• THROUGH ITS SERVICES AND PROGRAMS, CENTRO DE APOYO FAMILIAR (CAF) REACHED AND IMPACTED OVER 55,000 LOW-TO MODERATE-INCOME FAMILIES DURING 2024 IN THE STATES OF MARYLAND, MASSACHUSETTS, VIRGINIA, PUERTO RICO, AND THE DISTRICT OF COLUMBIA - SPECIFICALLY THROUGH THE PROGRAMS AND SERVICES LISTED BELOW:HOUSING AND ASSET BUILDING SERVICES - CAF IMPACTED OVER 15,000 FAMILIES THROUGH A NUMBER OF HOUSING AND ASSET-BUILDING SERVICES SUCH AS FINANCIAL LITERACY WORKSHOPS, PRE-PURCHASE COUNSELING AND EDUCATION WORKSHOPS, FORECLOSURE PREVENTION COUNSELING, RENTAL COUNSELING, AND CREDIT REBUILDING COUNSELING PROGRAMS TARGETING LOW- TO MODERATE-INCOME HISPANIC AND IMMIGRANT COMMUNITIES. - PROVIDED EDUCATIONAL WORKSHOPS TO OVER 4,800 FAMILIES. - ASSISTED OVER 10 FAMILIES WITH DIRECT FINANCIAL SUPPORT TO IMPROVE CREDIT AND HELP ACHIEVE HOMEOWNERSHIP. - CONDUCTED OVER 50 FIRST-TIME HOMEBUYER EDUCATION SEMINARS AND FINANCIAL LITERACY WORKSHOPS. - HOSTED OVER 10 COMMUNITY OUTREACH FAIRS, OFFERING VALUABLE FINANCIAL, HOUSING, AND MEDICAL RESOURCES. - PROMOTED CAF'S HEIRS PROPERTY PROGRAM IN THE STATES OF MARYLAND, D.C., AND MASSACHUSETTS. - SURPASSED EXPECTATIONS IN THE MASSACHUSETTS LOCAL CONSUMER PROTECTION PROGRAM (CAF LCP). CAF LCP ACCOUNTED FOR 97% OF THE TOTAL CONSUMER MONEY RECOVERED BY ALL LCPS IN THE FIRST QUARTER. MORE THAN 700 CLIENTS WERE ASSISTED THROUGH CAF'S CONSUMER PROTECTION PROGRAM.CAF ACTIVELY PARTICIPATED IN THE FOLLOWING COMMITTEES: 1. MASSACHUSETTS UPHPA COALITION - TO ENACT THE UNIFORM PARTITION OF HEIRS PROPERTY ACT (UPHPA). 2. COLLABORATIVE CURRICULUM COMMITTEE - PARTICIPATED IN THE CREATION OF THE UPDATED CHAPA HOMEOWNER'S EDUCATION CURRICULUM TO INCLUDE ESTATE PLANNING. 3. PURPLE LINE CORRIDOR COALITION (PLCC) - IMPROVED AFFORDABLE HOUSING ADVOCACY STRATEGY THROUGH THE PURPLE LINE EQUITABLE HOUSING TRAINING SERIES.COMMUNITY TRANSFORMATION EVENTS 1. CAF FACILITATED OVER 110 COMMUNITY TRANSFORMATION EVENTS, ASSISTING MORE THAN 18,000 FAMILIES THROUGH FOOD DISTRIBUTION EFFORTS.NUEVA ESPERANZA / NEW HOPE BILINGUAL ELDERLY PROGRAM 1. CAF CONDUCTED 22 VIRTUAL WORKSHOPS TO HELP PREVENT ISOLATION AND DEPRESSION, IMPROVING THE QUALITY OF LIFE FOR MORE THAN 380 SENIORS. THE PROGRAM ALSO PROVIDED BI-WEEKLY FOOD DISTRIBUTIONS DIRECTLY TO ELDERLY HOMES.CAF'S CAPACITY BUILDING PROGRAM AND ITS CONNECTORS NETWORK 1. CAF CONNECTED OVER 400 FAITH-BASED ORGANIZATIONS TO A VARIETY OF COMMUNITY RESOURCES. IN 2024, MORE THAN 70 NEW CHURCHES JOINED THE CONNECTORS NETWORK. CAF TRAINED OVER 150 COMMUNITY PROMOTERS, DEVELOPING SKILLS IN AREAS SUCH AS ENVIRONMENTAL HEALTH, FINANCE, AND MORE.HEALTHY FAMILIES PROGRAMS 1. CAF EMPOWERED MORE THAN 4,000 FAMILIES BY PROVIDING EMOTIONAL, SOCIAL, ECONOMIC, AND EDUCATIONAL SUPPORT TO IMPROVE THEIR QUALITY OF LIFE IN AREAS SUCH AS ENVIRONMENTAL HEALTH, MENTAL HEALTH, COVID-19 AWARENESS, AND MORE. 2. IN 2024, CAF CONTINUED TRAINING ITS YOUTH ECO-PROMOTERS, EQUIPPING OVER 30 YOUNG LEADERS IN ENVIRONMENTAL HEALTH AND COMMUNITY LEADERSHIP. THROUGH THIS INITIATIVE, A TOTAL OF 397 YOUTH WERE POSITIVELY IMPACTED DURING THE YEAR. ADDITIONALLY, WORK BEGAN ON THE SECOND BOOK IN THE SERIES, EMILY'S IMPACT, FOLLOWING THE SUCCESS OF THE FIRST PUBLICATION, EVAN'S IMPACT, AVAILABLE ON AMAZON.CAF WORKFORCE DEVELOPMENT PROGRAM 1. CAF CONTINUED ITS ROBOTICS AND 3D PRINTING PROGRAM IN PARTNERSHIP WITH FUNBOTICS INC. AND YALE UNIVERSITY, PROVIDING YOUTH WITH HANDS-ON STEM EDUCATION AND INNOVATION TRAINING DESIGNED TO BUILD FUTURE WORKFORCE SKILLS. 2. IN ADDITION, CAF LAUNCHED ITS NONPROFIT COACHING INITIATIVE, WHERE MORE THAN 90 PARTICIPANTS-INCLUDING NONPROFIT PROFESSIONALS AND GRASSROOTS ORGANIZATION LEADERS-WERE TRAINED TO STRENGTHEN THEIR ORGANIZATIONAL MANAGEMENT AND COMPLIANCE CAPACITY.THE 7-WEEK NONPROFIT COACHING INITIATIVE WAS DESIGNED TO EMPOWER BOTH SEASONED AND EMERGING LEADERS IN THE NONPROFIT SECTOR, COVERING KEY TOPICS SUCH AS: - NONPROFIT GOVERNANCE - FISCAL ACCOUNTABILITY AND BUDGET DEVELOPMENT - IRS FORM 990EZ - NONPROFIT PROGRAM DEVELOPMENT - GRANT WRITING AND FUNDRAISING - RESOURCES FOR EFFECTIVE NONPROFIT MANAGEMENT 3. ONE OF CAF'S GREATEST ACCOMPLISHMENTS IN 2024 WAS OUR MERGER WITH BREAD & ROSES HOUSING, A NONPROFIT ORGANIZATION DEDICATED TO CREATING AND PRESERVING AFFORDABLE HOMEOWNERSHIP THROUGH THE COMMUNITY LAND TRUST MODEL. THIS STRATEGIC PARTNERSHIP REPRESENTS A MAJOR STEP FORWARD IN ADVANCING AFFORDABLE HOUSING AND COMMUNITY DEVELOPMENT. TOGETHER, BOTH ORGANIZATIONS HAVE CREATED AND PRESERVED 48 AFFORDABLE HOUSING UNITS IN GREATER LAWRENCE, COMBINING CAF'S EXPERTISE IN HUD-CERTIFIED HOUSING PROGRAMS AND FAMILY EMPOWERMENT WITH BREAD & ROSES HOUSING'S STRONG LEGACY OF NEIGHBORHOOD REVITALIZATION. THIS POWERFUL ALLIANCE STRENGTHENS CAF'S MISSION TO EXPAND ACCESS TO AFFORDABLE, SUSTAINABLE HOUSING AND BUILD GENERATIONAL WEALTH, ENSURING THAT EVERY FAMILY HAS A LASTING PLACE TO CALL HOME. 4. CAF EXPANDED ITS COMMUNITY OPERATIONS TO THE NORTHWEST AREA OF PUERTO RICO. THIS MARKS A SIGNIFICANT MILESTONE IN THE ORGANIZATION'S MISSION TO EMPOWER FAMILIES ACROSS NEW REGIONS. AS PART OF ITS OFFICIAL LAUNCH, CAF HOSTED ITS FIRST COMMUNITY TRANSFORMATION FAIR IN COLLABORATION WITH THE U.S. ENVIRONMENTAL PROTECTION AGENCY (EPA) AND THE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD).

  Expenses $1,405,738 · Revenue $37,913

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type

form_990

Tax year

2024

Filed

16 November 2025

IRS schema version

2024v5.2

Source object

202523219349314212

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