Form 990 for tax year 2022
Filed by PA NJ CREDIT UNION ASSOCIATION.
Totals
- Total revenue
- $6,124,256
- Total expenses
- $4,887,438
- Contributions and grants received
- $0
- Grants paid
- $17,652
- Program service revenue
- $5,936,054
- Investment income
- $114,156
- Other revenue
- $74,046
- Total assets, end of year
- $23,378,111
- Total liabilities, end of year
- $2,736,173
- Net assets or fund balances, end of year
- $20,641,938
- Program services expenses (Part IX)
- $0
- Management and general expenses
- $0
- Fundraising expenses
- $0
- Program service expenses (Part III)
- not reported
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: MEMBERSHIP DUES
total $2,905,816 · related or exempt $2,905,816
-
2b · Program service revenue: MANAGEMENT SERVICE FEE
total $1,172,400 · related or exempt $1,172,400
-
2c · Program service revenue: OTHER PROGRAM SERVICE REVENUE
total $811,360 · related or exempt $811,360
-
2d · Program service revenue: CONVENTION
total $558,521 · related or exempt $558,521
-
2e · Program service revenue: CONFRENCES & TRAINING
total $421,224 · related or exempt $421,224
-
2f · All other program service revenue
total $66,733 · related or exempt $66,733
-
3 · Investment income
total $114,156 · excluded $114,156
-
6a · Gross rents
real property $46,589
-
6c · Rental income or loss
real property $46,589
-
6d · Net rental income or loss
total $46,589 · unrelated business $24,000 · excluded $22,589
-
8a · Fundraising events: gross income
$50,846
-
8b · Fundraising events: direct expenses
$23,389
-
8c · Net income from fundraising events
total $27,457 · excluded $27,457
Functional expenses
Part IX, the statement of functional expenses.
-
2 · Grants to domestic individuals
total $17,652
-
7 · Other salaries and wages
total $2,593,067
-
9 · Other employee benefits
total $530,275
-
10 · Payroll taxes
total $175,276
-
11b · Fees: legal
total $15,849
-
11c · Fees: accounting
total $22,700
-
11g · Fees: other
total $25,953
-
13 · Office expenses
total $15,457
-
14 · Information technology
total $77,441
-
16 · Occupancy
total $154,194
-
17 · Travel
total $127,892
-
19 · Conferences, conventions and meetings
total $434,978
-
22 · Depreciation, depletion and amortization
total $88,302
-
23 · Insurance
total $50,056
-
24a · Other expenses: SUPPLIES & SERVICES
total $156,696
-
24b · Other expenses: GOVERNMENTAL RELATIONS
total $149,485
-
24c · Other expenses: OTHER EXPENSES
total $123,699
-
24d · Other expenses: CONTRIBUTIONS
total $58,704
-
24e · All other expenses
total $69,762
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $300 · end of year $300
-
2 · Savings and temporary cash investments
beginning of year $13,352,298 · end of year $14,579,893
-
4 · Accounts receivable
beginning of year $31,401 · end of year $41,392
-
9 · Prepaid expenses and deferred charges
beginning of year $228,672 · end of year $158,516
-
10a · Land, buildings and equipment: cost or other basis
$3,600,434
-
10b · Land, buildings and equipment: accumulated depreciation
$2,979,422
-
10c · Land, buildings and equipment, net
beginning of year $656,573 · end of year $621,012
-
12 · Investments: other securities
beginning of year $8,613,719 · end of year $7,703,298
-
15 · Other assets
beginning of year $171,595 · end of year $273,700
-
17 · Accounts payable and accrued expenses
beginning of year $601,680 · end of year $596,266
-
19 · Deferred revenue
beginning of year $1,333,657 · end of year $1,267,301
-
21 · Escrow or custodial account liability
beginning of year $630,443 · end of year $583,275
-
24 · Unsecured notes and loans payable
beginning of year $487,500
-
25 · Other liabilities
beginning of year $424,848 · end of year $289,331
-
27 · Net assets without donor restrictions
beginning of year $19,468,702 · end of year $20,535,786
-
28 · Net assets with donor restrictions
beginning of year $107,728 · end of year $106,152
Mission and programs · 2022
Mission
CROSSSTATE PROVIDES ADVOCACY, RESOURCES, AND SOLUTIONS TO MEMBER CREDIT UNIONS IN PENNSYLVANIA AND NEW JERSEY.
-
THE ORGANIZATION PROMOTES ADVOCACY AND PROVIDES EDUCATIONAL RESOURCES AND GUIDANCE TO CREDIT UNIONS. CROSSSTATE IS GOVERNED BY A BOARD OF DIRECTORS WHO ARE ELECTED BY AND ARE FROM AFFILIATED CREDIT UNIONS BY ASSET CATEGORIES WITHIN THEIR STATE.
-
MEMBERS OF THE ORGANIZATION RECEIVE VARIOUS BENEFITS FROM SERVICES PROVIDED BY CROSSSTATE SUCH AS LEGISLATIVE AND REGULATORY ADVOCACY, EDUCATION AND PROFESSIONAL DEVELOPMENT, PUBLIC RELATIONS, AND COMPLIANCE ASSISTANCE FOR STATE AND FEDERAL MATTERS.
As filed on the 2022 return.
Listed in Part VII
-
Patrick ConwayPATRICK CONWAY
PRESIDENT &
- Total calculated
- $644,524
- From this org
- $583,065
- From related orgs
- $0
- Other
- $61,459
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $583,065
- Bonus
- not reported
- Other
- not reported
- Deferred
- $43,959
- Nontaxable benefits
- $17,500
- Filer's total
- $644,524
-
T FetskoT FETSKO
TREASURER
- Total calculated
- $342,941
- From this org
- $319,588
- From related orgs
- $0
- Other
- $23,353
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $319,588
- Bonus
- not reported
- Other
- not reported
- Deferred
- $3,353
- Nontaxable benefits
- $20,000
- Filer's total
- $342,941
-
Mike WishnowMIKE WISHNOW
SVP MARKETIN
- Total calculated
- $322,478
- From this org
- $277,749
- From related orgs
- $0
- Other
- $44,729
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $277,749
- Bonus
- not reported
- Other
- not reported
- Deferred
- $24,729
- Nontaxable benefits
- $20,000
- Filer's total
- $322,478
-
Christian AbeelCHRISTIAN ABEEL
VP GOV RELAT
- Total calculated
- $187,465
- From this org
- $145,012
- From related orgs
- $0
- Other
- $42,453
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $145,012
- Bonus
- not reported
- Other
- not reported
- Deferred
- $32,302
- Nontaxable benefits
- $10,151
- Filer's total
- $187,465
-
Christina MihalikCHRISTINA MIHALIK
SVP GOV RELA
- Total calculated
- $182,334
- From this org
- $167,193
- From related orgs
- $0
- Other
- $15,141
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $167,193
- Bonus
- not reported
- Other
- not reported
- Deferred
- $3,438
- Nontaxable benefits
- $11,703
- Filer's total
- $182,334
-
Nicola FoggieNICOLA FOGGIE
CHIEF REG OF
- Total calculated
- $149,896
- From this org
- $137,560
- From related orgs
- $0
- Other
- $12,336
- Hours/week
- 40
-
Kamala BranchickKAMALA BRANCHICK
DIRECTOR HR
- Total calculated
- $128,301
- From this org
- $111,187
- From related orgs
- $0
- Other
- $17,114
- Hours/week
- 40
-
Tj AdkinsonTJ ADKINSON
DIRECTOR - H
- Total calculated
- $0
- Hours/week
- 0.5
-
David ArdireDAVID ARDIRE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Jeffrey BalestriniJEFFREY BALESTRINI
VP-NWSC
- Total calculated
- $0
- Hours/week
- 1
-
John BarkerJOHN BARKER
VP - AKVC
- Total calculated
- $0
- Hours/week
- 1
-
Jessica BerlewJESSICA BERLEW
DIRECTOR - N
- Total calculated
- $0
- Hours/week
- 0.5
-
Alice BialonALICE BIALON
DIRECTOR - M
- Total calculated
- $0
- Hours/week
- 0.5
-
Brian C BischofBRIAN C BISCHOF
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Lauren BowkerLAUREN BOWKER
DIRECTOR - M
- Total calculated
- $0
- Hours/week
- 0.5
-
Scott BrunnerSCOTT BRUNNER
VP - BEAVER
- Total calculated
- $0
- Hours/week
- 1
-
Kelly BunnellKELLY BUNNELL
DIRECTOR - P
- Total calculated
- $0
- Hours/week
- 0.5
-
Jim BurnsJIM BURNS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Donna BushDONNA BUSH
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Chester J BuzzinskiCHESTER J BUZZINSKI
DIRECTOR - N
- Total calculated
- $0
- Hours/week
- 0.5
-
Sandi CarangiSANDI CARANGI
VP - SHENANG
- Total calculated
- $0
- Hours/week
- 1
-
Tracey CareyTRACEY CAREY
DIRECTOR - N
- Total calculated
- $0
- Hours/week
- 0.5
-
Dianna L CecchiniDIANNA L CECCHINI
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Gary ChizmadiaGARY CHIZMADIA
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Mari CollazoMARI COLLAZO
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Felicia CunninghamFELICIA CUNNINGHAM
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Denise L DavisDENISE L DAVIS
VP - MONTGOM
- Total calculated
- $0
- Hours/week
- 1
-
Jeff DebreeJEFF DEBREE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Dana DefilippisDANA DEFILIPPIS
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Traci DonahueTRACI DONAHUE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Hilary FalkHILARY FALK
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Dennis FerchakDENNIS FERCHAK
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Carole FischerCAROLE FISCHER
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Joseph FletcherJOSEPH FLETCHER
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Donna FogelDONNA FOGEL
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Nadine FreetNADINE FREET
SECRETARY -Y
- Total calculated
- $0
- Hours/week
- 1
-
Richard GarciaRICHARD GARCIA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Ryan GlistaRYAN GLISTA
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Ashley GossASHLEY GOSS
VP - LANCAST
- Total calculated
- $0
- Hours/week
- 1
-
Nelson GrafNELSON GRAF
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Lynne Griffith-SchallLYNNE GRIFFITH-SCHALL
DIRECTOR - S
- Total calculated
- $0
- Hours/week
- 0.5
-
Lynette HammLYNETTE HAMM
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Scott HarperSCOTT HARPER
DIRECTOR - P
- Total calculated
- $0
- Hours/week
- 0.5
-
Amanda HoppleAMANDA HOPPLE
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Tara HouserTARA HOUSER
DIRECTOR - Y
- Total calculated
- $0
- Hours/week
- 0.5
-
Stacey HovanSTACEY HOVAN
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Carole HughesCAROLE HUGHES
DIRECTOR - N
- Total calculated
- $0
- Hours/week
- 0.5
-
Andy JaegerANDY JAEGER
CHAIR
- Total calculated
- $0
- Hours/week
- 0.5
-
Allison JanoskoALLISON JANOSKO
DIRECTOR - H
- Total calculated
- $0
- Hours/week
- 0.5
-
Renee JesseeRENEE JESSEE
DIRECTOR - G
- Total calculated
- $0
- Hours/week
- 0.5
-
Sarah J JohnstonSARAH J JOHNSTON
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Victor A Gioiosa JrVICTOR A GIOIOSA JR
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Michael KaczenskiMICHAEL KACZENSKI
DIRECTOR - D
- Total calculated
- $0
- Hours/week
- 0.5
-
Janelle KaczmarekJANELLE KACZMAREK
VP - NORTHEA
- Total calculated
- $0
- Hours/week
- 1
-
Debra A KauffmanDEBRA A KAUFFMAN
VP - YORK
- Total calculated
- $0
- Hours/week
- 1
-
Kris I KauffmanKRIS I KAUFFMAN
TREASURER-NW
- Total calculated
- $0
- Hours/week
- 1
-
Brandi KempferBRANDI KEMPFER
VP - HARRISB
- Total calculated
- $0
- Hours/week
- 1
-
Allan D KingALLAN D KING
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Wendy KingslandWENDY KINGSLAND
VICE CHAIR
- Total calculated
- $0
- Hours/week
- 0.5
-
Maryanne KleinMARYANNE KLEIN
DIRECTOR - P
- Total calculated
- $0
- Hours/week
- 0.5
-
Robert KlinkelROBERT KLINKEL
DIRECTOR - N
- Total calculated
- $0
- Hours/week
- 0.5
-
Aaron KniessAARON KNIESS
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Dan KomacekDAN KOMACEK
DIRECTOR - M
- Total calculated
- $0
- Hours/week
- 0.5
-
Rosemarie E KrantzROSEMARIE E KRANTZ
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Ginny LapinskiGINNY LAPINSKI
DIRECTOR - P
- Total calculated
- $0
- Hours/week
- 0.5
-
Joseph LeonardJOSEPH LEONARD
DIRECTOR - N
- Total calculated
- $0
- Hours/week
- 0.5
-
Amy LichwaAMY LICHWA
VP - GREENSB
- Total calculated
- $0
- Hours/week
- 1
-
Anna LoANNA LO
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Gary LoomisGARY LOOMIS
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Diane LopezDIANE LOPEZ
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Mark MalinowskiMARK MALINOWSKI
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Vincent J MarketVINCENT J MARKET
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Rachel MattioniRACHEL MATTIONI
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Marya MazzeoMARYA MAZZEO
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Alysia McCandlessALYSIA MCCANDLESS
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Pamela MohnPAMELA MOHN
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Robert C MuszlayROBERT C MUSZLAY
DIRECTOR - D
- Total calculated
- $0
- Hours/week
- 0.5
-
Louis M NardellaLOUIS M NARDELLA
DIRECTOR - N
- Total calculated
- $0
- Hours/week
- 0.5
-
Stephanie E NewbertSTEPHANIE E NEWBERT
DIRECTOR - M
- Total calculated
- $0
- Hours/week
- 0.5
-
John NewmanJOHN NEWMAN
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Marie O'BrienMARIE O'BRIEN
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
John P PaterraJOHN P PATERRA
VP - MONOGAH
- Total calculated
- $0
- Hours/week
- 1
-
Diane C PetrucciDIANE C PETRUCCI
VP - PITTSBU
- Total calculated
- $0
- Hours/week
- 1
-
Robert PinoROBERT PINO
DIRECTOR - P
- Total calculated
- $0
- Hours/week
- 0.5
-
Brenda RakerBRENDA RAKER
PRESIDENT-NW
- Total calculated
- $0
- Hours/week
- 1
-
Jay ReedJAY REED
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Stacey RemickSTACEY REMICK
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Lisa ResslarLISA RESSLAR
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Amey ScgrignoliAMEY SCGRIGNOLI
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
John SchmidtJOHN SCHMIDT
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Shannon ScribnerSHANNON SCRIBNER
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Janelle SeibertJANELLE SEIBERT
SECRETARY-NW
- Total calculated
- $0
- Hours/week
- 1
-
Annemarie ShinnANNEMARIE SHINN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Lynette SmartLYNETTE SMART
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
-
Bob SteevesBOB STEEVES
DIRECTOR
- Total calculated
- $0
- Hours/week
- 0.5
-
Richard StipaRICHARD STIPA
CHAIRMAN
- Total calculated
- $0
- Hours/week
- 0.5
-
Liesl M StroupLIESL M STROUP
DIRECTOR - M
- Total calculated
- $0
- Hours/week
- 0.5
-
Mary SummitsMARY SUMMITS
VP - JOHNSTO
- Total calculated
- $0
- Hours/week
- 1
-
Daniel SupizioDANIEL SUPIZIO
VP - SNJ
- Total calculated
- $0
- Hours/week
- 1
-
Gina M TatkusGINA M TATKUS
DIRECTOR - P
- Total calculated
- $0
- Hours/week
- 0.5
-
Richard R ThomasRICHARD R THOMAS
DIRECTOR - A
- Total calculated
- $0
- Hours/week
- 0.5
-
Barry C TorreyBARRY C TORREY
DIRECTOR - H
- Total calculated
- $0
- Hours/week
- 0.5
-
Steve TurpinSTEVE TURPIN
DIRECTOR - L
- Total calculated
- $0
- Hours/week
- 0.5
-
Michael VatterMICHAEL VATTER
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Darlene J WalkerDARLENE J WALKER
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Karen WalkerKAREN WALKER
PRESIDENT -
- Total calculated
- $0
- Hours/week
- 1
-
Kelly WeissKELLY WEISS
TREASURER -
- Total calculated
- $0
- Hours/week
- 1
-
Timothy WojtaszekTIMOTHY WOJTASZEK
DIRECTOR - B
- Total calculated
- $0
- Hours/week
- 0.5
-
Chip YatesCHIP YATES
SECRETARY -
- Total calculated
- $0
- Hours/week
- 1
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 1a · Travel for companions
- 1a · Health or social club dues or initiation fees
- 1b · Written policy on the line-1a expenses
- 2 · Substantiation required before reimbursing expenses
- 3 · Compensation committee
- 3 · Independent compensation consultant
- 3 · Written employment contract
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
Answered no
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Related organizations on this return
Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.
-
CROSSSTATE CREDIT UNION FOUNDATION
501C3 · EDU & ASST · PA · controlled entity
Directly controlled by PANJCUA
Taxable family on this return
Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.
Related corporations and trusts
Part IV: related organizations taxable as a corporation or trust.
-
PA NJ CU SOLUTIONS INC
C CORP · SERVICES · PA · 100% owned · share of income $159,675 · share of assets $6,826,960 · controlled entity
Directly controlled by CCUA
-
MID-ATLANTIC REGIONAL SERVICE CORP
C CORP · MARKETING · PA · 21.9% owned · share of income -$92 · share of assets $26,060
Provenance
- Return type
- form_990
- Tax year
- 2022
- Filed
- 26 July 2023
- IRS schema version
- 2022v5.0
- Source object
- 202332209349301033
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