Skip to content
Nonprofiteer
← CAMBRIDGE CREDIT COUNSELING CORP

Form 990 for tax year 2023

Filed by CAMBRIDGE CREDIT COUNSELING CORP.

Totals

Total revenue
$8,848,641
Total expenses
$9,219,415
Contributions and grants received
$1,589,365
Grants paid
$0
Program services expenses (Part IX)
$7,153,065
Management and general expenses
$2,066,350
Fundraising expenses
$0
Program service expenses (Part III)
$7,153,065

Program services were 77.6% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Listed in Part VII

  • CHRISTOPHER A VIALE

    President & CEO

    Total calculated
    $348,695
    From this org
    $319,142
    From related orgs
    $0
    Other
    $29,553
    Hours/week
    39

    Schedule J breakdown matched by us

    Base
    $289,528
    Bonus
    $29,614
    Other
    not reported
    Deferred
    $11,912
    Nontaxable benefits
    $17,641
    Filer's total
    $348,695

  • THOMAS HEBERT

    Treasurer

    Total calculated
    $189,877
    From this org
    $170,692
    From related orgs
    $0
    Other
    $19,185
    Hours/week
    39

    Schedule J breakdown matched by us

    Base
    $159,112
    Bonus
    $11,580
    Other
    not reported
    Deferred
    $7,188
    Nontaxable benefits
    $11,997
    Filer's total
    $189,877

  • WILLIAM SOLE

    GENERAL MANAGER

    Total calculated
    $138,423
    From this org
    $117,750
    From related orgs
    $0
    Other
    $20,673
    Hours/week
    39

  • TIMOTHY GREENMAN

    CREDIT COUNSELING

    Total calculated
    $122,638
    From this org
    $102,743
    From related orgs
    $0
    Other
    $19,895
    Hours/week
    39

  • ALFRED H COLONNA JR

    Chairman

    Total calculated
    $109,952
    From this org
    $90,290
    From related orgs
    $0
    Other
    $19,662
    Hours/week
    25

  • DAVID JUZBA JR

    HUMAN RESOURCES MG

    Total calculated
    $104,046
    From this org
    $103,373
    From related orgs
    $0
    Other
    $673
    Hours/week
    39

  • LIAM P REYNOLDS

    Director

    Total calculated
    $18,809
    From this org
    $18,500
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JOHN DLUGOENSKI

    Director

    Total calculated
    $18,309
    From this org
    $18,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • SALVATORE PIZZANELLI CPA JD

    Director

    Total calculated
    $18,309
    From this org
    $18,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • DEAN O'KEEFE

    Director

    Total calculated
    $13,309
    From this org
    $13,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JOHN D CONNOR ESQ

    Director

    Total calculated
    $13,309
    From this org
    $13,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JENNIFER CONNOLLY

    Director

    Total calculated
    $12,309
    From this org
    $12,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JOHN KRAWCZYNSKI CPA

    Director

    Total calculated
    $11,606
    From this org
    $11,297
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • JOHN KRAWCZYNSKI CPA

    DIRECTOR

    Total calculated
    $11,606
    From this org
    $11,606
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • STEPHEN BUONICONTI ESQ

    Director

    Total calculated
    $10,309
    From this org
    $10,000
    From related orgs
    $0
    Other
    $309
    Hours/week
    5

  • DAWN DISTEFANO

    Director

    Total calculated
    $2,212
    From this org
    $2,000
    From related orgs
    $0
    Other
    $212
    Hours/week
    5

  • JAMES SHERBO

    Director

    Total calculated
    $2,212
    From this org
    $2,000
    From related orgs
    $0
    Other
    $212
    Hours/week
    5

  • JULIE QUINK

    Director

    Total calculated
    $2,169
    From this org
    $2,000
    From related orgs
    $0
    Other
    $169
    Hours/week
    5

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Itemized on Schedule J with no Part VII listing of the same name on this return:

  • JOHN KRAWCZYNSKI CPA

    DIRECTOR

    Schedule J breakdown

    Base
    $11,297
    Bonus
    not reported
    Other
    $309
    Deferred
    not reported
    Nontaxable benefits
    not reported
    Filer's total
    $11,606

Answered yes

  • 3 · Compensation committee
  • 3 · Form 990 of other organizations
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 7 · Other non-fixed payments

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 8 · Paid under the initial-contract exception

The filer's explanations (Part III)

Part I, Line 7: Non-Fixed payments not listed above
Part III, Additional Information
THE BOARD OF DIRECTORS APPROVED BONUSES FOR VARIOUS EMPLOYEES, INCLUDING OFFICERS. SUCH BONUSES ARE ENTIRELY AT THE DISCRETION OF THE BOARD AND ARE NOT BASED ON ANY CONTRACT OR FORMULA.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type
form_990
Tax year
2023
Filed
13 November 2024
IRS schema version
2023v5.1
Source object
202433189349301348

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

The source document this was parsed from is served over the API, which is where bulk and document access live.