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Nonprofiteer
← FIREFIGHTERS CREDIT UNION

Form 990 for tax year 2025

Filed by FIREFIGHTERS CREDIT UNION.

Totals

Total revenue
$3,863,656
Total expenses
$3,220,230
Contributions and grants received
$0
Grants paid
$0
Program service revenue
$2,104,104
Investment income
$1,271,280
Other revenue
$488,272
Total assets, end of year
$85,968,104
Total liabilities, end of year
$75,123,913
Net assets or fund balances, end of year
$10,844,191
Program services expenses (Part IX)
$0
Management and general expenses
$0
Fundraising expenses
$0
Program service expenses (Part III)
not reported

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: INCOME ON LOANS

    total $2,087,645 · related or exempt $2,087,645

  • 2b · Program service revenue: INSURANCE

    total $16,459 · unrelated business $16,459

  • 3 · Investment income

    total $1,271,280 · related or exempt $1,271,280

  • 11a · Other revenue: FEES AND CHARGES

    total $488,272 · related or exempt $488,272

  • 11e · Other revenue, total

    $488,272

Functional expenses

Part IX, the statement of functional expenses.

  • 5 · Compensation of officers, directors and key employees

    total $307,873

  • 7 · Other salaries and wages

    total $538,341

  • 8 · Pension plan contributions

    total $6,848

  • 9 · Other employee benefits

    total $166,433

  • 10 · Payroll taxes

    total $63,105

  • 11b · Fees: legal

    total $19,287

  • 11c · Fees: accounting

    total $14,640

  • 11g · Fees: other

    total $874,444

  • 12 · Advertising and promotion

    total $25,607

  • 13 · Office expenses

    total $222,715

  • 14 · Information technology

    total $4,488

  • 16 · Occupancy

    total $160,380

  • 19 · Conferences, conventions and meetings

    total $963

  • 22 · Depreciation, depletion and amortization

    total $78,926

  • 23 · Insurance

    total $51,332

  • 24a · Other expenses: MEMBER DIVIDENDS

    total $509,369

  • 24b · Other expenses: PROVISION FOR LOAN LOSS

    total $105,344

  • 24c · Other expenses: WRITE OFF AND FRAUD

    total $33,969

  • 24d · Other expenses: TAXES

    total $28,490

  • 24e · All other expenses

    total $7,676

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $242,443 · end of year $258,626

  • 2 · Savings and temporary cash investments

    beginning of year $48,233,259 · end of year $52,850,046

  • 7 · Other notes and loans receivable

    beginning of year $32,896,674 · end of year $29,061,963

  • 9 · Prepaid expenses and deferred charges

    beginning of year $269,045 · end of year $255,246

  • 10a · Land, buildings and equipment: cost or other basis

    $3,149,971

  • 10b · Land, buildings and equipment: accumulated depreciation

    $753,124

  • 10c · Land, buildings and equipment, net

    beginning of year $2,466,976 · end of year $2,396,847

  • 15 · Other assets

    beginning of year $1,092,216 · end of year $1,145,376

  • 17 · Accounts payable and accrued expenses

    beginning of year $83,420 · end of year $156,379

  • 21 · Escrow or custodial account liability

    beginning of year $4,123 · end of year $2,658

  • 25 · Other liabilities

    beginning of year $74,912,305 · end of year $74,964,876

  • 31 · Retained earnings, endowment or other funds

    beginning of year $10,200,765 · end of year $10,844,191

Mission and programs · 2025

Mission

PROVIDE LOAN, DEPOSIT, AND FINANCIAL SERVICES TO APPROXIMATELY 4,812 MEMBERS.

  • PROVIDE LOAN, DEPOSIT, AND FINANCIAL SERVICES TO APPROXIMATLEY 4,812 MEMBERS.

As filed on the 2025 return.

Listed in Part VII

  • Melody Self

    CEO/PRESIDEN

    Total calculated
    $181,018
    From this org
    $160,121
    From related orgs
    $0
    Other
    $20,897
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $160,121
    Bonus
    not reported
    Other
    not reported
    Deferred
    $3,578
    Nontaxable benefits
    $17,319
    Filer's total
    $181,018

  • Deirdre Gerron

    VICE PRESIDE

    Total calculated
    $126,855
    From this org
    $106,479
    From related orgs
    $0
    Other
    $20,376
    Hours/week
    40

  • David Harman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Gregory Harris

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1

  • Mark Harvey

    2ND VICE CHA

    Total calculated
    $0
    Hours/week
    1

  • Jerry Housel

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • Ron Kausky

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Bernie Mickler

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • Rita Reith

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Jason Smith

    1ST VICE CHA

    Total calculated
    $0
    Hours/week
    1

  • Michael V White

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

None.

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type
form_990
Tax year
2025
Filed
3 September 2026
IRS schema version
2025v4.0
Source object
202632649349301138

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