Form 990 for tax year 2022

Revenue

Part VIII, the statement of revenue.

• 1f · All other contributions, gifts and grants

  $2,939,885

• 2a · Program service revenue: CREDIT COUNSELING

  total $2,970,039 · related or exempt $2,970,039

• 2b · Program service revenue: HOUSING COUNSELING

  total $85,447 · related or exempt $85,447

• 2c · Program service revenue: BANKRUPTCY COUNSELING

  total $1,794 · related or exempt $1,794

• 2d · Program service revenue: STUDENT LOAN COUNSELING

  total $721 · related or exempt $721

• 3 · Investment income

  total $613,458 · excluded $613,458

• 6a · Gross rents

  real property $682,186

• 6b · Less rental expenses

  real property $866,542

• 6c · Rental income or loss

  real property -$184,356

• 6d · Net rental income or loss

  total -$184,356 · excluded -$184,356

• 7a · Gross sales of assets other than inventory

  securities $405,639 · other assets $20,957,503

• 7b · Less cost or other basis and sales expenses

  securities $347,049 · other assets $13,172,013

• 7c · Gain or loss

  securities $58,590 · other assets $7,785,490

• 7d · Net gain or loss

  total $7,844,080 · excluded $7,844,080

• 11a · Other revenue: OTHER INCOME

  total $145,000 · excluded $145,000

• 11e · Other revenue, total

  $145,000

Functional expenses

Part IX, the statement of functional expenses.

• 5 · Compensation of officers, directors and key employees

  total $403,735 · program services $223,702 · management and general $180,033

• 7 · Other salaries and wages

  total $3,434,888 · program services $3,159,945 · management and general $274,943

• 8 · Pension plan contributions

  total $73,169 · program services $72,571 · management and general $598

• 9 · Other employee benefits

  total $30,759 · program services $30,759

• 10 · Payroll taxes

  total $281,492 · program services $251,927 · management and general $29,565

• 11b · Fees: legal

  total $27,724 · program services $1,441 · management and general $26,283

• 11c · Fees: accounting

  total $68,082 · program services $24,000 · management and general $44,082

• 11f · Fees: investment management

  total $74,338 · management and general $74,338

• 11g · Fees: other

  total $670,305 · program services $574,507 · management and general $95,798

• 12 · Advertising and promotion

  total $356,694 · program services $345,859 · management and general $10,835

• 13 · Office expenses

  total $301,381 · program services $279,235 · management and general $22,146

• 14 · Information technology

  total $136,848 · program services $129,109 · management and general $7,739

• 16 · Occupancy

  total $89,776 · program services $82,707 · management and general $7,069

• 17 · Travel

  total $37,941 · program services $16,426 · management and general $21,515

• 19 · Conferences, conventions and meetings

  total $12,291 · program services $11,266 · management and general $1,025

• 20 · Interest

  total $475 · management and general $475

• 22 · Depreciation, depletion and amortization

  total $93,001 · program services $86,269 · management and general $6,732

• 23 · Insurance

  total $464,897 · program services $411,966 · management and general $52,931

• 24a · Other expenses: PUBLIC OUTREACH

  total $433,031 · program services $433,031

• 24b · Other expenses: BANKING & EFT FEES

  total $107,556 · program services $98,431 · management and general $9,125

• 24c · Other expenses: LICENSES, FEES, PERMITS

  total $100,988 · program services $100,855 · management and general $133

• 24d · Other expenses: POSTAGE & PRINTING

  total $89,071 · program services $83,439 · management and general $5,632

• 24e · All other expenses

  total $84,387 · program services $45,177 · management and general $39,210

Balance sheet

Part X, book values.

• 1 · Cash, non-interest-bearing

  beginning of year $872,239 · end of year $308,264

• 2 · Savings and temporary cash investments

  beginning of year $660,862 · end of year $902,720

• 3 · Pledges and grants receivable

  beginning of year $189,234 · end of year $259,480

• 4 · Accounts receivable

  beginning of year $381,724 · end of year $223,918

• 9 · Prepaid expenses and deferred charges

  beginning of year $284,796 · end of year $142,368

• 10a · Land, buildings and equipment: cost or other basis

  $6,546,461

• 10b · Land, buildings and equipment: accumulated depreciation

  $6,433,185

• 10c · Land, buildings and equipment, net

  beginning of year $13,533,426 · end of year $113,276

• 11 · Investments: publicly traded securities

  beginning of year $6,561,876 · end of year $27,060,306

• 12 · Investments: other securities

  beginning of year $30,000 · end of year $907,589

• 13 · Investments: program-related

  beginning of year $150,000 · end of year $150,000

• 15 · Other assets

  beginning of year $217,796 · end of year $790,096

• 17 · Accounts payable and accrued expenses

  beginning of year $685,902 · end of year $569,579

• 19 · Deferred revenue

  beginning of year $510,912 · end of year $187,500

• 21 · Escrow or custodial account liability

  beginning of year $660,862 · end of year $902,720

• 25 · Other liabilities

  beginning of year $0 · end of year $766,096

• 27 · Net assets without donor restrictions

  beginning of year $20,875,387 · end of year $28,391,608

• 28 · Net assets with donor restrictions

  beginning of year $148,890 · end of year $40,514

The filer's explanations (Part III)

PART I, LINE 7

BONUSES ARE DISCRETIONARY IN NATURE AND ARE AWARDED ON MERIT. THE AMOUNTS ARE DETERMINED BASED ON THE ORGANIZATION MEETING ITS ANNUAL GOALS. BONUSES ARE APPROVED BY THE BOARD OF DIRECTORS.

Disregarded entities

Part I: entities that legally are the filer and file no return of their own.

• TCA PLAZA II

  OWN TCA LAND · AZ · income $0 · assets $0

  Directly controlled by TAKE CHARGE AMERICA INC

• TCA PLAZA I

  OWN TCA BUILDING · AZ · income $0 · assets $0

  Directly controlled by TAKE CHARGE AMERICA INC