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← STATE CHARTERED CREDIT UNIONS IN FLORIDA

Form 990 for tax year 2024

Filed by STATE CHARTERED CREDIT UNIONS IN FLORIDA.

Totals

Total revenue
$886,102,117
Total expenses
$969,948,903
Contributions and grants received
$0
Grants paid
$1,069,358
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
$0

Listed in Part VII

  • DIANE R FEARS

    SECRETARY

    Total calculated
    $1,278
    From this org
    $1,278
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • Eric Hatfield

    Vice Chairman

    Total calculated
    $6,011
    From this org
    $6,011
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • JONATHAN HOGAN

    Treasurer

    Total calculated
    $1,701
    From this org
    $1,701
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • Phillip K Siddons

    Chairman

    Total calculated
    $2,953
    From this org
    $2,953
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • GEORGE R BERRY

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • JENNIFER LUSK

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • Meredith Pickens

    Board Member

    Total calculated
    $0
    Hours/week
    5

  • VICKI S HARRIS

    BOARD MEMBER

    Total calculated
    $250
    From this org
    $250
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • VICTOR BLACKSHEAR

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5

  • WILLIAM VIVIAN

    BOARD MEMBER (TERM DATE 3/8/24)

    Total calculated
    $1,150
    From this org
    $1,150
    From related orgs
    $0
    Other
    $0
    Hours/week
    5

  • Brian E Wolfburg

    President/CEO

    Total calculated
    $2,197,049
    From this org
    $2,148,577
    From related orgs
    $0
    Other
    $48,472
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $1,618,930
    Bonus
    $336,000
    Other
    $193,647
    Deferred
    $17,250
    Nontaxable benefits
    $31,222
    Filer's total
    $2,197,049

  • Chad Meadows

    Chief Operations Officer

    Total calculated
    $1,015,095
    From this org
    $967,623
    From related orgs
    $0
    Other
    $47,472
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $817,151
    Bonus
    $41,168
    Other
    $109,304
    Deferred
    $17,250
    Nontaxable benefits
    $30,222
    Filer's total
    $1,015,095

  • James Edwards

    CFO

    Total calculated
    $596,251
    From this org
    $544,600
    From related orgs
    $0
    Other
    $51,651
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $485,868
    Bonus
    $24,950
    Other
    $33,782
    Deferred
    $17,250
    Nontaxable benefits
    $34,401
    Filer's total
    $596,251

  • JOEL R SWANSON

    Chief Lending Officer

    Total calculated
    $792,955
    From this org
    $743,483
    From related orgs
    $0
    Other
    $49,472
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $655,495
    Bonus
    $30,900
    Other
    $57,088
    Deferred
    $17,250
    Nontaxable benefits
    $32,222
    Filer's total
    $792,955

  • Kawanza Humphrey

    Chief Human Resource Officer

    Total calculated
    $514,909
    From this org
    $474,866
    From related orgs
    $0
    Other
    $40,043
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $416,900
    Bonus
    $21,706
    Other
    $36,260
    Deferred
    $17,250
    Nontaxable benefits
    $22,793
    Filer's total
    $514,909

  • Lisa Cochran

    Chief Information Officer

    Total calculated
    $785,615
    From this org
    $740,581
    From related orgs
    $0
    Other
    $45,034
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $670,123
    Bonus
    $34,199
    Other
    $36,259
    Deferred
    $17,250
    Nontaxable benefits
    $27,784
    Filer's total
    $785,615

  • Bradley King

    Senior Mortgage Loan Officer

    Total calculated
    $585,938
    From this org
    $536,268
    From related orgs
    $0
    Other
    $49,670
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $13,303
    Bonus
    $521,208
    Other
    $1,757
    Deferred
    $15,502
    Nontaxable benefits
    $34,168
    Filer's total
    $585,938

  • Jason Knight

    Senior Mortgage Loan Officer

    Total calculated
    $673,789
    From this org
    $644,207
    From related orgs
    $0
    Other
    $29,582
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $16,428
    Bonus
    $626,856
    Other
    $923
    Deferred
    $12,828
    Nontaxable benefits
    $16,754
    Filer's total
    $673,789

  • John Robinson

    VP/Mortgage Banker

    Total calculated
    $1,115,421
    From this org
    $1,076,139
    From related orgs
    $0
    Other
    $39,282
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $21,145
    Bonus
    $1,053,501
    Other
    $1,493
    Deferred
    $11,982
    Nontaxable benefits
    $27,300
    Filer's total
    $1,115,421

  • Lance Davies

    Chief Risk Officer & General Counsel

    Total calculated
    $586,458
    From this org
    $530,557
    From related orgs
    $0
    Other
    $55,901
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $444,483
    Bonus
    $21,796
    Other
    $64,278
    Deferred
    $17,250
    Nontaxable benefits
    $38,651
    Filer's total
    $586,458

  • Paul Blackstone

    SVP, Special Projects

    Total calculated
    $568,941
    From this org
    $525,274
    From related orgs
    $0
    Other
    $43,667
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $366,424
    Bonus
    $126,250
    Other
    $32,600
    Deferred
    $17,250
    Nontaxable benefits
    $26,417
    Filer's total
    $568,941

  • JENNY H VIPPERMAN

    FORMER CHIEF LENDING OFFICER

    Total calculated
    $563,819
    From this org
    $563,819
    From related orgs
    $0
    Other
    $0
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $0
    Other
    $563,819
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $563,819

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · First-class or charter travel
  • 1a · Travel for companions
  • 1a · Health or social club dues or initiation fees
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation committee
  • 3 · Independent compensation consultant
  • 3 · Form 990 of other organizations
  • 3 · Written employment contract
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

Schedule J, Part I, Line 1a First-class or charter travel
CERTAIN EXECUTIVES MAY TRAVEL FIRST-CLASS AS BUSINESS NEED DICTATES. THESE INSTANCES ARE CONSIDERED NECESSARY BUSINESS EXPENSES.
Schedule J, Part I, Line 1a Travel for companions
TRAVEL FOR COMPANIONS IS AVAILABLE TO ALL 12 VOLUNTEERS, EXECUTIVE TEAM, AND KEY EMPLOYEES AND IS INCLUDED IN TAXABLE INCOME.
Schedule J, Part I, Line 1a Health or social club dues or initiation fees
HEALTH CLUB DUES ARE AVAILABLE TO ALL VYSTAR EMPLOYEES AND IS INCLUDED IN TAXABLE INCOME.
Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan
SPLIT DOLLAR LIFE INSURANCE PARTICIPANTS ARE Paul Blackstone, LISA COCHRAN, KAWANZA HUMPHREY, CHAD MEADOWS, JOEL SWANSON, BRIAN WOLFBURG, James Edwards and Lance Davies. THE ORGANIZATION DEPOSITED FUNDS INTO LIFE INSURANCE POLICIES ON THE PARTICIPANT'S LIFE. DURING LIFE, AND SUBJECT TO THE POLICIES GENERATING SUFFICIENT VALUES, THE PARTICIPANT CAN BORROW FROM ONE OF THE POLICIES. THE BORROWING IS MONITORED AND LIMITED SO THE POLICIES DO NOT LAPSE. AT THE PARTICIPANT'S DEATH, THE ORGANIZATION RECOVERS AN AMOUNT GENERALLY EQUAL TO ITS PREMIUMS PLUS INTEREST. PARTICIPANTS IN THE PLAN HAVE SIGNED WRITTEN REPRESENTATIONS UNDER REG. 1.78782.15(D)(2) AND THOSE REPRESENTATIONS ARE MAINTAINED ON FILE BY VYSTAR CREDIT UNION.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

The 10 largest by cash amount. The API serves every itemized grant.

Provenance

Return type
form_990
Tax year
2024
Filed
13 November 2025
IRS schema version
2024v5.1
Source object
202543179349311124

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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