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Nonprofiteer
← HABITAT FOR HUMANITY INTERNATIONAL INC

Form 990 for tax year 2024

Filed by HABITAT FOR HUMANITY INTERNATIONAL INC.

Totals

Total revenue
$8,771,084
Total expenses
$9,028,883
Contributions and grants received
$7,170,358
Grants paid
$146,500
Program service revenue
$1,586,725
Investment income
-$28,720
Other revenue
$42,721
Total assets, end of year
$7,687,704
Total liabilities, end of year
$997,759
Net assets or fund balances, end of year
$6,689,945
Program services expenses (Part IX)
$8,027,807
Management and general expenses
$667,719
Fundraising expenses
$333,357
Program service expenses (Part III)
$8,027,807

Program services were 88.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1c · Fundraising events

    $269,802

  • 1e · Government grants (contributions)

    $4,676,958

  • 1f · All other contributions, gifts and grants

    $2,223,598

  • 1g · Noncash contributions included above

    $1,617,358

  • 2a · Program service revenue: HOME SALES

    total $1,107,000 · related or exempt $1,107,000

  • 2b · Program service revenue: MORTGAGE DISCOUNT AMORTIZATION

    total $307,404 · related or exempt $307,404

  • 2c · Program service revenue: HOME REPAIR

    total $172,321 · related or exempt $172,321

  • 3 · Investment income

    total $2,179 · excluded $2,179

  • 7a · Gross sales of assets other than inventory

    other assets $21,915

  • 7b · Less cost or other basis and sales expenses

    securities $23 · other assets $52,791

  • 7c · Gain or loss

    securities -$23 · other assets -$30,876

  • 7d · Net gain or loss

    total -$30,899 · excluded -$30,899

  • 8a · Fundraising events: gross income

    $14,224

  • 8a · Fundraising events: contributions included on line 1c

    $269,802

  • 8b · Fundraising events: direct expenses

    $107,668

  • 8c · Net income from fundraising events

    total -$93,444 · excluded -$93,444

  • 10a · Gross sales of inventory

    $1,630,340

  • 10b · Cost of goods sold

    $1,526,002

  • 10c · Net income from sales of inventory

    total $104,338 · excluded $104,338

  • 11a · Other revenue: MISCELLANEOUS INCOME

    total $31,827 · related or exempt $31,827

  • 11e · Other revenue, total

    $31,827

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $146,500 · program services $146,500

  • 5 · Compensation of officers, directors and key employees

    total $267,589 · program services $172,327 · management and general $62,081 · fundraising $33,181

  • 7 · Other salaries and wages

    total $1,742,940 · program services $1,122,632 · management and general $404,247 · fundraising $216,061

  • 9 · Other employee benefits

    total $169,584 · program services $108,574 · management and general $41,550 · fundraising $19,460

  • 10 · Payroll taxes

    total $176,608 · program services $118,216 · management and general $37,415 · fundraising $20,977

  • 11b · Fees: legal

    total $17,940 · program services $12,662 · management and general $5,278

  • 11c · Fees: accounting

    total $19,750 · management and general $19,750

  • 11f · Fees: investment management

    total $388 · management and general $388

  • 12 · Advertising and promotion

    total $102,188 · program services $68,392 · management and general $23,944 · fundraising $9,852

  • 13 · Office expenses

    total $74,405 · program services $55,786 · management and general $13,258 · fundraising $5,361

  • 16 · Occupancy

    total $95,973 · program services $90,130 · management and general $5,843

  • 17 · Travel

    total $39,430 · program services $37,110 · management and general $2,273 · fundraising $47

  • 19 · Conferences, conventions and meetings

    total $20,537 · program services $5,345 · management and general $9,998 · fundraising $5,194

  • 20 · Interest

    total $500 · management and general $500

  • 21 · Payments to affiliates

    total $47,613 · program services $37,043 · management and general $9,810 · fundraising $760

  • 22 · Depreciation, depletion and amortization

    total $63,615 · program services $59,232 · management and general $4,383

  • 23 · Insurance

    total $78,548 · program services $77,752 · management and general $686 · fundraising $110

  • 24a · Other expenses: MATERIALS AND SUPPLIES

    total $2,642,369 · program services $2,642,369

  • 24b · Other expenses: PURCHASED SERVICES

    total $2,596,367 · program services $2,558,819 · management and general $17,334 · fundraising $20,214

  • 24c · Other expenses: DISCOUNT ON MORTGAGES I

    total $544,067 · program services $544,067

  • 24d · Other expenses: AFFORDABILITY SUBSIDY

    total $137,000 · program services $137,000

  • 24e · All other expenses

    total $44,972 · program services $33,851 · management and general $8,981 · fundraising $2,140

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $1,779 · end of year $1,352

  • 2 · Savings and temporary cash investments

    beginning of year $811,310 · end of year $935,204

  • 3 · Pledges and grants receivable

    beginning of year $1,128,910 · end of year $963,717

  • 4 · Accounts receivable

    beginning of year $70,476 · end of year $6,008

  • 7 · Other notes and loans receivable

    beginning of year $3,163,229 · end of year $3,346,393

  • 8 · Inventories for sale or use

    beginning of year $1,935,975 · end of year $1,429,561

  • 9 · Prepaid expenses and deferred charges

    beginning of year $33,596 · end of year $35,975

  • 10a · Land, buildings and equipment: cost or other basis

    $1,462,695

  • 10b · Land, buildings and equipment: accumulated depreciation

    $589,775

  • 10c · Land, buildings and equipment, net

    beginning of year $811,535 · end of year $872,920

  • 15 · Other assets

    beginning of year $84,627 · end of year $96,574

  • 17 · Accounts payable and accrued expenses

    beginning of year $387,246 · end of year $272,670

  • 19 · Deferred revenue

    beginning of year $305,638 · end of year $424,089

  • 25 · Other liabilities

    beginning of year $412,500 · end of year $301,000

  • 27 · Net assets without donor restrictions

    beginning of year $6,936,053 · end of year $6,689,945

Mission and programs · 2024

Mission

SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. MAUMEE VALLEY HABITAT FOR HUMANITY ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT BASE AN OFFER OF ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.

Activities or mission (Part I)

MAUMEE VALLEY HABITAT FOR HUMANITY IS A CHRISTIAN, NON-PROFIT ORGANIZATION THAT BRINGS PEOPLE TOGETHER TO PROVIDE SAFE, DECENT AND AFFORDABLE HOUSING FOR LOWER-INCOME PEOPLE IN LUCAS COUNTY, OHIO AND AROUND THE WORLD THROUGH HOMEOWNERSHIP AND HOME PRESERVATION PROGRAMS.

  • HOMEOWNERSHIP PROGRAM: FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED; LARGE ENOUGH FOR THE HOMEOWNER'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS (18,625 DONATED HOURS IN 2024 BY 1,774 VOLUNTEERS), KEEPING HOUSE SIZES MODEST, USING DONATED CONSTRUCTION MATERIALS AND APPLIANCES, AND ISSUING NO-PROFIT LOANS, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. WE CLOSED ON 8 HOMES IN 2024. THROUGH OUR 2024 TITHE (10% GIFT OF ALL UNDESIGNATED DONATIONS) TO HABITAT FOR HUMANITY ETHIOPIA, HAITI, GUATEMALA, AND INTERNATIONAL DISASTER RESPONSE FUND, AN ADDITIONAL 5.5 FAMILIES WERE HOUSED IN 2024. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGES SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH.

    Expenses $2,994,886 · Grants $146,500 · Revenue $1,414,404

  • HOME PRESERVATION PROGRAM: OUR HOME PRESERVATION PROGRAM IS AN OUTREACH INITIATIVE THAT SEEKS TO PROVIDE A WIDE RANGE OF OPPORTUNITIES FOR LOW-TO MODERATE-INCOME HOMEOWNERS, INCLUDING VETERANS AND SENIORS, WHO ARE STRUGGLING TO MAINTAIN THEIR HOMES BECAUSE OF AGE, DISABILITY OR FAMILY CIRCUMSTANCES. OUR PROGRAMS ALLOW FAMILIES TO STAY IN THEIR HOME AND AVOID UNCERTAINTY, TRAUMA, AND EXPENSE OF MOVING. THROUGH OUR ROOF REPLACEMENT PROGRAMS, 500 FAMILIES HAVE HAD THEIR ROOF REPLACED; 52 WERE COMPLETED IN 2024. OUR HOME RESCUE PROGRAM ADDRESSES CODE VIOLATIONS AND LEAD HAZARD ISSUES. WE COMPLETED 24 OF THESE LARGE-SCALE REHABILITATION PROJECTS IN 2024.

    Expenses $4,258,222 · Revenue $172,321

  • NEIGHBORHOOD REVITALIZATION PROGRAM: THROUGH OUR NEIGHBORHOOD REVITALIZATION WORK, WE TAILOR OUR EFFORTS BY PARTNERING LOCALLY WITH RESIDENTS, NEIGHBORHOOD COALITIONS, COMMUNITY LEADERS AND ORGANIZATIONS TO BEST ADDRESS THE REAL CONCERNS OF THE COMMUNITY AND IMPROVE THE LIVES OF THE PEOPLE WHO LIVE THERE. WE FOCUS ON FIRST UNDERSTANDING THE CONCERNS OF THE RESIDENTS AND THEN EMPOWERING THEM TO LEAD THE PROJECTS THEY WANT TO SEE. WE HELP TO ORGANIZE "ROCK THE BLOCK" EVENTS TO BRING COMMUNITY VOLUNTEERS TOGETHER WITH THE RESIDENTS TO CLEAN UP PARKS, REMOVE TIRES, BRUSH TRIMMING, AND LIGHT EXTERIOR REPAIR AND PAINTING PROJECTS. OUR EFFORTS FOCUS PRIMARILY ON NRSA NEIGHBORHOODS IN LUCAS COUNTY.

  • FINANCIAL HOMEBUYER EDUCATION PROGRAMS: AS PART OF THE HOMEOWNERSHIPPROCESS, WE BELIEVE FINANCIAL EDUCATION BUILDS A MORE SOLID FOUNDATIONFOR LONG-TERM PERSONAL SUCCESS AND HELPS ALLEVIATE ANY CONCERNS ORBARRIERS ON THE PATH TO HOMEOWNERSHIP. DURING THESE FINANCIAL EDUCATIONCLASSES, WE COVER TOPICS SUCH AS BUDGETING, CREDIT CARDS AND CREDITREPORTS, DEBT AND LOANS, SAVING, INVESTING, PLANNING FOR THE FUTURE,EMERGENCY SITUATIONS, AND HABITAT HOMEOWNER MORTGAGES. A MORE IN-DEPTHUNDERSTANDING OF THESE IMPORTANT CONCEPTS IS A TOOL THAT CAN BE USED TOBUILD A BETTER FUTURE.

    Expenses $774,699 · Revenue $31,827

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • Mark Andrews

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Lauren Clarke

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Gregory Cepek

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Tracy Rivera

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Robert Duffey

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Dave Haddix

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • William McNeal

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • Ken Meyer

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Linda Chambers

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • Rod Hoyng

    PRESIDENT

    Total calculated
    $0
    Hours/week
    2

  • Joel Herald

    VICE PRESIDENT

    Total calculated
    $0
    Hours/week
    1

  • Siccorah Dale

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Brian McNulty

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Major Smith Jr

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Amanda Nelson

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • David Caputo

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1

  • Erin Kwiatkowski

    EXECUTIVE DIRECTOR

    Total calculated
    $151,041
    From this org
    $144,872
    From related orgs
    $0
    Other
    $6,169
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $135,000
    Bonus
    $9,000
    Other
    $872
    Deferred
    $4,346
    Nontaxable benefits
    $1,823
    Filer's total
    $151,041

  • Amy Merkel

    FINANCE DIRECTOR

    Total calculated
    $116,548
    From this org
    $109,404
    From related orgs
    $0
    Other
    $7,144
    Hours/week
    45

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation committee
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

Provenance

Return type
form_990
Tax year
2024
Filed
20 October 2025
IRS schema version
2024v5.2
Source object
202503079349302250

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