Totals
- Total revenue
- $20,255,985
- Total expenses
- $18,702,592
- Contributions and grants received
- $0
- Grants paid
- $0
- Program service revenue
- $19,675,051
- Investment income
- $580,934
- Other revenue
- $0
- Total assets, end of year
- $10,984,630
- Total liabilities, end of year
- $103,239
- Net assets or fund balances, end of year
- $10,881,391
- Program services expenses (Part IX)
- not reported
- Management and general expenses
- not reported
- Fundraising expenses
- not reported
- Program service expenses (Part III)
- not reported
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: Participating Member Contribution
total $19,675,051 · related or exempt $19,675,051
-
3 · Investment income
total $580,934 · unrelated business $580,934
Functional expenses
Part IX, the statement of functional expenses.
-
4 · Benefits paid to or for members
total $15,115,533
-
11c · Fees: accounting
total $20,758
-
11g · Fees: other
total $1,179,644
-
12 · Advertising and promotion
total $12,797
-
13 · Office expenses
total $403
-
16 · Occupancy
total $3,000
-
17 · Travel
total $233
-
19 · Conferences, conventions and meetings
total $1,626
-
23 · Insurance
total $5,840
-
24a · Other expenses: Premiums Paid to Insura
total $2,308,575
-
24b · Other expenses: Payment Integrity Retai
total $47,372
-
24c · Other expenses: Affordable Care Act Fee
total $6,811
Balance sheet
Part X, book values.
-
2 · Savings and temporary cash investments
beginning of year $1,430,009 · end of year $2,051,436
-
4 · Accounts receivable
beginning of year $526,000 · end of year $1,084,815
-
12 · Investments: other securities
beginning of year $7,401,851 · end of year $7,666,476
-
15 · Other assets
beginning of year $139,103 · end of year $181,903
-
17 · Accounts payable and accrued expenses
beginning of year $7,729 · end of year $7,706
-
19 · Deferred revenue
beginning of year $161,236 · end of year $95,533
-
29 · Capital stock, trust principal or current funds
beginning of year $0 · end of year $0
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $0 · end of year $0
-
31 · Retained earnings, endowment or other funds
beginning of year $9,327,998 · end of year $10,881,391
Mission and programs · 2024
Mission
To Provide quality cost effective health benefits to foster a safe and healthy culture for our cooperative families.
Activities or mission (Part I)
The purpose of the Plan and this Trust is to create a federal and state tax exempt voluntary employees' beneficiary association described in the Internal Revenue Code Section 501(c)(9) and its related treasury regulations, to provide group health and other statutorily permitted insured or self-funded benefits as determined by the trustees to employees of the association's employers who agree to participate in the plan of this Trust.
-
The plans within the trust provide medical, dental and vision benefits for all eligible employees, their families and dependents of the 21 participating employers, as defined within the trust.
As filed on the 2024 return.
Listed in Part VII
-
Josh Kramer
Chair
- Total calculated
- $313,538
- From this org
- $0
- From related orgs
- $245,915
- Other
- $67,623
- Hours/week
- 4 + 40 related
Schedule J breakdown matched by us
- Base
- $0 + $237,938 related
- Bonus
- $0
- Other
- $0 + $7,977 related
- Deferred
- $0 + $35,160 related
- Nontaxable benefits
- $0 + $35,678 related
- Filer's total
- $0 + $316,753 related
-
Brenna Ohman
NDAREC Alternate
- Total calculated
- $156,278
- From this org
- $0
- From related orgs
- $142,109
- Other
- $14,169
- Hours/week
- 1 + 40 related
Schedule J breakdown matched by us
- Base
- $0 + $140,939 related
- Bonus
- $0 + $750 related
- Other
- $0 + $420 related
- Deferred
- $0 + $14,169 related
- Nontaxable benefits
- $0 + $1,839 related
- Filer's total
- $0 + $158,117 related
-
Christel Laskowski
Vice Chair See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 2 + 40 related
-
Sarah Dawson
Secretary/Treasurer See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Brooke Watterud
Alternate (From Nov) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.1 + 40 related
-
Lenell Jepsen
Alternate (Until Oct) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0 + 40 related
-
Jerry King
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 2 + 40 related
-
Kandace D'Ambrosio
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Theresa Halverson
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.5 + 40 related
-
Casey Jans
Alternate See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.5 + 40 related
-
Kelly Wald
Trustee (Until Nov) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0 + 40 related
-
Krystyn Syversen
Trustee (From Dec) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.1 + 40 related
-
Alex Craigmile
Alternate See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Marcy Sanders
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Julie Armijo
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Jennifer Schulz
Trustee (From Dec) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.5 + 40 related
-
Robert Whalen
Trustee (Until Nov) and Alternate See Sch O Expl
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Cole Hendrickson
Alternate (From Dec) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.3 + 40 related
-
Brandy Hansen
Trustee (From Dec) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.3 + 40 related
-
Jay Lux
Trustee (Until Dec) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Tom Edwards
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.3 + 40 related
-
Cheryl Belle
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Michaela Kathrein Perbix
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Brooke Waltner
Trustee See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 0.5 + 40 related
-
Chad Sapa
Alternate (Until Dec) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Dean Volk
Alternate See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 1 + 40 related
-
Jami Hovet
Alternate (Until Dec) See Sch O Explanation
- Total calculated
- $0
- Hours/week
- 2 + 40 related
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
None.
Answered no
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Related organizations on this return
Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.
-
North Dakota Association of Rural Electric Cooperatives
501(c)(6) · Rural Electric Cooperative Service Association · ND
-
Burke-Divide Electric Cooperative
-
Cass County Electric Cooperative
-
Cavalier Electric Cooperative
-
Central Power Electric Cooperative
-
Dakota Valley Electric Cooperative
-
KEM Electric Cooperative
-
Minnkota Power Cooperative
-
Mor Gran Sou Electric Cooperative
-
Mountrail-Williams Electric Cooperative
-
Nodak Electric Cooperative
-
North Central Electric Cooperative
-
Northern Plains Electric Cooperative
-
Roughrider Electric Cooperative
-
Slope Electric Cooperative
-
Verendrye Electric Cooperative
Taxable family on this return
Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.
Related corporations and trusts
Part IV: related organizations taxable as a corporation or trust.
-
3C Construction LLC
-
Innovative Energy Alliance Cooperative
-
Maintenance Solutions Cooperative
-
Glenn's Appliance
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 20 October 2025
- IRS schema version
- 2024v5.2
- Source object
- 202542959349301309
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