Form 990 for tax year 2022

1e · Government grants (contributions)

$4,281,197

2a · Program service revenue: LOAN INCOME

total $194,766 · related or exempt $194,766

2b · Program service revenue: LOAN SERVICE FEES

total $26,900 · related or exempt $26,900

3 · Investment income

total $3,044 · excluded $3,044

6a · Gross rents

real property $116,784

6b · Less rental expenses

real property $0

6c · Rental income or loss

real property $116,784

6d · Net rental income or loss

total $116,784 · excluded $116,784

11a · Other revenue: OTHER INCOME

total $220 · excluded $220

11e · Other revenue, total

$220

1 · Grants to domestic organizations and governments

total $421,502 · program services $421,502

5 · Compensation of officers, directors and key employees

total $92,851 · program services $82,517 · management and general $10,334

7 · Other salaries and wages

total $1,654,330 · program services $1,470,214 · management and general $184,116

8 · Pension plan contributions

total $92,154 · program services $81,898 · management and general $10,256

9 · Other employee benefits

total $258,131 · program services $229,403 · management and general $28,728

10 · Payroll taxes

total $111,879 · program services $99,428 · management and general $12,451

11b · Fees: legal

total $10,005 · program services $8,892 · management and general $1,113

11c · Fees: accounting

total $7,000 · program services $6,221 · management and general $779

11g · Fees: other

total $1,087,558 · program services $966,520 · management and general $121,038

12 · Advertising and promotion

total $36,166 · program services $32,141 · management and general $4,025

13 · Office expenses

total $86,509 · program services $76,881 · management and general $9,628

14 · Information technology

total $102,726 · program services $91,293 · management and general $11,433

16 · Occupancy

total $80,817 · program services $71,823 · management and general $8,994

17 · Travel

total $64,936 · program services $57,709 · management and general $7,227

19 · Conferences, conventions and meetings

total $50,750 · program services $45,102 · management and general $5,648

20 · Interest

total $42,024 · program services $37,347 · management and general $4,677

22 · Depreciation, depletion and amortization

total $41,983 · program services $37,311 · management and general $4,672

23 · Insurance

total $15,639 · program services $13,898 · management and general $1,741

24a · Other expenses: MAINTENANCE AND SMALL E

total $54,873 · program services $48,766 · management and general $6,107

24b · Other expenses: DUES AND MEMBERSHIP FEE

total $43,372 · program services $38,545 · management and general $4,827

24c · Other expenses: BAD DEBT

total -$141,348 · program services -$141,348

24e · All other expenses

total $81,391 · program services $72,333 · management and general $9,058

1 · Cash, non-interest-bearing

beginning of year $444,520 · end of year $931,402

2 · Savings and temporary cash investments

beginning of year $2,016,026 · end of year $2,130,980

4 · Accounts receivable

beginning of year $1,372,396 · end of year $1,397,885

7 · Other notes and loans receivable

beginning of year $7,501,150 · end of year $7,901,594

9 · Prepaid expenses and deferred charges

beginning of year $3,034 · end of year $1,979

10a · Land, buildings and equipment: cost or other basis

$2,128,026

10b · Land, buildings and equipment: accumulated depreciation

$1,656,563

10c · Land, buildings and equipment, net

beginning of year $401,306 · end of year $471,463

17 · Accounts payable and accrued expenses

beginning of year $1,102,398 · end of year $1,186,362

19 · Deferred revenue

beginning of year $30,885 · end of year $736,484

23 · Secured mortgages and notes payable

beginning of year $2,690,547 · end of year $2,670,192

27 · Net assets without donor restrictions

beginning of year $7,914,602 · end of year $8,242,265