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Nonprofiteer
← MAX CREDIT UNION

Form 990 for tax year 2022

Filed by MAX CREDIT UNION.

This return was superseded by a later amendment. matched by us It is kept because history is preserved rather than replaced.

What the amendment changed

Compared with the latest return for 2022 , filed 14 November 2025. matched by us Only the Part I totals and the names listed in Part VII are compared. We relate returns by organization, tax year and form, and order them by each return's own timestamp; the filer's own "amended return" checkbox is a separate fact.

Both are the same on the two returns, so the amendment changed something else.

Totals

Total revenue
$81,267,225
Total expenses
$62,954,777
Contributions and grants received
$0
Grants paid
$25,000
Program service revenue
$68,868,666
Investment income
$12,398,559
Other revenue
$0
Total assets, end of year
$1,964,438,398
Total liabilities, end of year
$1,824,298,110
Net assets or fund balances, end of year
$140,140,288
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • A KELLI WISE

    DIRECTOR

    Total calculated
    $1,913
    From this org
    $1,913
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • K SUE JACKSON

    SECRETARY

    Total calculated
    $1,574
    From this org
    $1,574
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • BARBARA T STARR

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1

  • JAMES W SOLZE JR

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • JOHN AVERRETT

    VICE-CHAIR

    Total calculated
    $0
    Hours/week
    1

  • LLOYD WOODMAN JR

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • CARL L WHATLEY

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • GARY TOMLIN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • JAMES LITTLEJOHN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • MARTIN E HEAD

    PRESIDENT/CEO

    Total calculated
    $573,200
    From this org
    $505,566
    From related orgs
    $0
    Other
    $67,634
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $426,093
    Bonus
    $68,950
    Other
    $10,523
    Deferred
    $40,500
    Nontaxable benefits
    $27,134
    Filer's total
    $573,200

  • TIMOTHY MARQUARDT

    CHIEF FINANCIAL OFFICER

    Total calculated
    $327,532
    From this org
    $279,075
    From related orgs
    $0
    Other
    $48,457
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $246,810
    Bonus
    $32,265
    Other
    $0
    Deferred
    $23,529
    Nontaxable benefits
    $24,928
    Filer's total
    $327,532

  • WAYNE BLACKWELL

    SVP/CHIEF RETAIL OFFICER

    Total calculated
    $319,886
    From this org
    $273,009
    From related orgs
    $0
    Other
    $46,877
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $234,779
    Bonus
    $33,887
    Other
    $4,343
    Deferred
    $22,966
    Nontaxable benefits
    $23,911
    Filer's total
    $319,886

  • CHERYL PAYSON

    SVP/CHIEF SUPPORT OFFICER

    Total calculated
    $287,269
    From this org
    $249,583
    From related orgs
    $0
    Other
    $37,686
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $214,459
    Bonus
    $31,135
    Other
    $3,989
    Deferred
    $13,512
    Nontaxable benefits
    $24,174
    Filer's total
    $287,269

  • SANDRA BRANCH

    CHIEF TALENT OFFICER

    Total calculated
    $258,927
    From this org
    $213,756
    From related orgs
    $0
    Other
    $45,171
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $185,756
    Bonus
    $28,000
    Other
    $0
    Deferred
    $18,273
    Nontaxable benefits
    $26,898
    Filer's total
    $258,927

  • WENDY ANDERSON

    CHIEF LENDING OFFICER

    Total calculated
    $247,349
    From this org
    $204,403
    From related orgs
    $0
    Other
    $42,946
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $177,993
    Bonus
    $26,410
    Other
    $0
    Deferred
    $17,514
    Nontaxable benefits
    $25,432
    Filer's total
    $247,349

  • CLINTON DALE WATKINS

    CHIEF INFORMATION OFFICER

    Total calculated
    $242,922
    From this org
    $213,616
    From related orgs
    $0
    Other
    $29,306
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $197,866
    Bonus
    $15,750
    Other
    $0
    Deferred
    $4,553
    Nontaxable benefits
    $24,753
    Filer's total
    $242,922

  • KEN PEAVY

    VP WEALTH MANAGEMENT

    Total calculated
    $258,015
    From this org
    $209,648
    From related orgs
    $0
    Other
    $48,367
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $209,648
    Bonus
    $0
    Other
    $0
    Deferred
    $20,837
    Nontaxable benefits
    $27,530
    Filer's total
    $258,015

  • KENNETH HILL

    VP MORTGAGE SERVICES

    Total calculated
    $257,206
    From this org
    $218,848
    From related orgs
    $0
    Other
    $38,358
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $197,376
    Bonus
    $18,768
    Other
    $2,704
    Deferred
    $14,298
    Nontaxable benefits
    $24,060
    Filer's total
    $257,206

  • ELIZABETH MOSELEY

    VP BUSINESS SERVICES

    Total calculated
    $243,200
    From this org
    $203,845
    From related orgs
    $0
    Other
    $39,355
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $179,527
    Bonus
    $24,318
    Other
    $0
    Deferred
    $13,822
    Nontaxable benefits
    $25,533
    Filer's total
    $243,200

  • RON CREEL

    SVP BUSINESS SERVICES

    Total calculated
    $240,448
    From this org
    $197,076
    From related orgs
    $0
    Other
    $43,372
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $169,324
    Bonus
    $24,501
    Other
    $3,251
    Deferred
    $17,203
    Nontaxable benefits
    $26,169
    Filer's total
    $240,448

  • WILLIAM EPPERSON

    SVP CUSTOMER EXPERIENCE

    Total calculated
    $220,579
    From this org
    $176,691
    From related orgs
    $0
    Other
    $43,888
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $148,773
    Bonus
    $25,000
    Other
    $2,918
    Deferred
    $15,954
    Nontaxable benefits
    $27,934
    Filer's total
    $220,579

  • DG MARKWELL

    CHIEF MARKETING OFFICER

    Total calculated
    $295,087
    From this org
    $292,906
    From related orgs
    $0
    Other
    $2,181
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $22,906
    Bonus
    $20,000
    Other
    $250,000
    Deferred
    $2,181
    Nontaxable benefits
    $0
    Filer's total
    $295,087

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · Travel for companions
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

  • MAX4KIDS FOUNDATION INC

    501(C)(3) · CHARITABLE ACTIVITIES TO SUPPORT KIDS · AL · controlled entity

    Directly controlled by MAX CREDIT UNION

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Disregarded entities

Part I: entities that legally are the filer and file no return of their own.

  • MAX SERVICES LLC

    INSURANCE SALES · AL · income $577,414 · assets $1,323,256

    Directly controlled by MAX CREDIT UNION

  • MAX CAPITAL LLC

    EQUIPMENT LEASING · AL · income $231,613 · assets $3,431,177

    Directly controlled by MAX CREDIT UNION

Provenance

Return type
form_990
Tax year
2022
Filed
13 November 2023
IRS schema version
2022v5.0
Source object
202303179349304850

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