Form 990 for tax year 2023

Totals

Total revenue

$784,045,774

Total expenses

$710,880,399

Contributions and grants received

$778,593,183

Grants paid

$749,340

Program service revenue

$0

Investment income

$5,227,793

Other revenue

$224,798

Total assets, end of year

$245,426,664

Total liabilities, end of year

$5,917,040

Net assets or fund balances, end of year

$239,509,624

Program services expenses (Part IX)

$676,060,817

Management and general expenses

$7,894,846

Fundraising expenses

$26,924,736

Program service expenses (Part III)

$676,060,817

Program services were 95.1% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2023

•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

  Expenses $676,060,817 · Grants $749,340

As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

• JEWISH NATIONAL FUND

  $340,000

  GENERAL SUPPORT

• COLUMBIA INTERNATIONAL UNIVERSITY

  $50,000

  GENERAL SUPPORT

• NEW DESTINY TREATMENT CENTER

  $40,000

  GENERAL SUPPORT

• GOD'S BIBLE SCHOOL & COLLEGE

  $30,000

  GENERAL SUPPORT

• AMERICANS OF FAITH

  $25,000

  GENERAL SUPPORT

• PENN VIEW BIBLE INSTITUTE

  $25,000

  GENERAL SUPPORT

• HOPE YOUTH RANCH

  $15,000

  GENERAL SUPPORT

• PINE COVE

  $15,000

  GENERAL SUPPORT

• TRAGEDY INTO TRIUMPH

  $15,000

  GENERAL SUPPORT

• VILLAGE MISSIONS

  $15,000

  GENERAL SUPPORT

The 10 largest by cash amount. The API serves every itemized grant.

Provenance

Return type

form_990

Tax year

2023

Filed

24 October 2024

IRS schema version

2023v5.1

Source object

202443059349300849

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

The source document this was parsed from is served over the API, which is where bulk and document access live.