Skip to content
Nonprofiteer
← NORTHWEST HILLS CREDIT UNION INC

Form 990 for tax year 2025

Filed by NORTHWEST HILLS CREDIT UNION INC.

Totals

Total revenue
$2,821,262
Total expenses
$2,064,890
Contributions and grants received
$0
Grants paid
$0
Program service revenue
$1,852,699
Investment income
$968,563
Other revenue
$0
Total assets, end of year
$53,341,424
Total liabilities, end of year
$48,418,090
Net assets or fund balances, end of year
$4,923,334
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: INT. ON MEMBERS LOANS

    total $1,536,539 · related or exempt $1,536,539

  • 2b · Program service revenue: FEES & OTHER OPERATING

    total $316,160 · related or exempt $310,572 · unrelated business $5,588

  • 3 · Investment income

    total $968,563 · excluded $968,563

Functional expenses

Part IX, the statement of functional expenses.

  • 5 · Compensation of officers, directors and key employees

    total $211,622

  • 7 · Other salaries and wages

    total $320,156

  • 8 · Pension plan contributions

    total $46,838

  • 9 · Other employee benefits

    total $44,653

  • 10 · Payroll taxes

    total $43,352

  • 11g · Fees: other

    total $313,946

  • 12 · Advertising and promotion

    total $74,944

  • 13 · Office expenses

    total $194,493

  • 16 · Occupancy

    total $69,362

  • 17 · Travel

    total $14,512

  • 20 · Interest

    total $441,776

  • 22 · Depreciation, depletion and amortization

    total $68,093

  • 23 · Insurance

    total $32,121

  • 24a · Other expenses: PROVISION FOR LOAN LOSS

    total $73,139

  • 24b · Other expenses: LOAN SERVICING

    total $67,364

  • 24c · Other expenses: OTHER EXPENSES

    total $32,725

  • 24d · Other expenses: ASSOCIATION DUES

    total $15,794

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $458,916 · end of year $633,619

  • 2 · Savings and temporary cash investments

    beginning of year $21,900,734 · end of year $26,145,464

  • 4 · Accounts receivable

    beginning of year $95,553 · end of year $64,719

  • 7 · Other notes and loans receivable

    beginning of year $20,513,269 · end of year $25,072,210

  • 9 · Prepaid expenses and deferred charges

    beginning of year $88,563 · end of year $84,220

  • 10a · Land, buildings and equipment: cost or other basis

    $1,934,029

  • 10b · Land, buildings and equipment: accumulated depreciation

    $1,154,319

  • 10c · Land, buildings and equipment, net

    beginning of year $794,308 · end of year $779,710

  • 15 · Other assets

    beginning of year $469,126 · end of year $561,482

  • 17 · Accounts payable and accrued expenses

    beginning of year $51,941 · end of year $69,775

  • 25 · Other liabilities

    beginning of year $40,101,566 · end of year $48,348,315

  • 29 · Capital stock, trust principal or current funds

    beginning of year $0 · end of year $0

  • 30 · Paid-in or capital surplus, or land, building or equipment fund

    beginning of year $0 · end of year $0

  • 31 · Retained earnings, endowment or other funds

    beginning of year $4,166,962 · end of year $4,923,334

Mission and programs · 2025

Mission

HOLDING DEPOSITS FOR AND PROVIDING LOANS TO ITS MEMBERS

  • STATE CHARTERED CREDIT UNION WHICH HOLDS DEPOSITS FOR AND PROVIDES LOANS TO ITS MEMBERS

As filed on the 2025 return.

Listed in Part VII

  • Steven Chenail

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1

  • Steve Darr

    VICE CHAIRMAN

    Total calculated
    $0
    Hours/week
    1

  • Cynthia Fass

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • Lee Carter

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Lisa Ferris

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Michael McGuffie

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Cheryl Pearson

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • Paul Rougeot

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Christopher Mastroni

    PRESIDENT & CEO

    Total calculated
    $169,332
    From this org
    $145,014
    From related orgs
    $0
    Other
    $24,318
    Hours/week
    40

  • Amy Dipippo

    FINANCIAL OFFICER

    Total calculated
    $85,151
    From this org
    $66,608
    From related orgs
    $0
    Other
    $18,543
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type
form_990
Tax year
2025
Filed
8 May 2026
IRS schema version
2025v4.1
Source object
202611319349302586

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

The source document this was parsed from is served over the API, which is where bulk and document access live.