Totals
- Total revenue
- $16,792,460
- Total expenses
- $16,447,724
- Contributions and grants received
- $7,100,395
- Grants paid
- $0
- Program services expenses (Part IX)
- $13,763,174
- Management and general expenses
- $2,483,466
- Fundraising expenses
- $201,084
- Program service expenses (Part III)
- $13,763,174
Program services were 83.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Listed in Part VII
-
Jill Feldman
President & CEO
- Total calculated
- $406,681
- From this org
- $361,823
- From related orgs
- $0
- Other
- $44,858
- Hours/week
- 70
Schedule J breakdown matched by us
- Base
- $303,522
- Bonus
- not reported
- Other
- $58,301
- Deferred
- $24,933
- Nontaxable benefits
- $19,925
- Filer's total
- $406,681
-
Todd Suler
CFO
- Total calculated
- $319,974
- From this org
- $317,914
- From related orgs
- $0
- Other
- $2,060
- Hours/week
- 70
Schedule J breakdown matched by us
- Base
- $244,426
- Bonus
- not reported
- Other
- $73,488
- Deferred
- not reported
- Nontaxable benefits
- $2,060
- Filer's total
- $319,974
-
Diane Gray
COO
- Total calculated
- $317,929
- From this org
- $313,431
- From related orgs
- $0
- Other
- $4,498
- Hours/week
- 70
Schedule J breakdown matched by us
- Base
- $252,578
- Bonus
- not reported
- Other
- $60,853
- Deferred
- not reported
- Nontaxable benefits
- $4,498
- Filer's total
- $317,929
-
Isis Malagrino
vp-customer exp
- Total calculated
- $270,958
- From this org
- $223,978
- From related orgs
- $0
- Other
- $46,980
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $197,858
- Bonus
- not reported
- Other
- $26,120
- Deferred
- not reported
- Nontaxable benefits
- $46,980
- Filer's total
- $270,958
-
Joel Greenberg
Executive Dir.
- Total calculated
- $231,333
- From this org
- $231,333
- From related orgs
- $0
- Other
- $0
- Hours/week
- 0
Schedule J breakdown matched by us
- Base
- not reported
- Bonus
- not reported
- Other
- $231,333
- Deferred
- not reported
- Nontaxable benefits
- not reported
- Filer's total
- $231,333
-
Bruce Cameron
Sr Software Engine
- Total calculated
- $182,005
- From this org
- $162,318
- From related orgs
- $0
- Other
- $19,687
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $162,318
- Bonus
- not reported
- Other
- not reported
- Deferred
- not reported
- Nontaxable benefits
- $19,687
- Filer's total
- $182,005
-
Richard Getz
Dr of Industry Rel
- Total calculated
- $147,149
- From this org
- $108,391
- From related orgs
- $0
- Other
- $38,758
- Hours/week
- 50
-
Chip Fichot
Sr.Business Sys An
- Total calculated
- $138,848
- From this org
- $123,203
- From related orgs
- $0
- Other
- $15,645
- Hours/week
- 50
-
Richard Verrillo
Dr of Business dev
- Total calculated
- $115,743
- From this org
- $113,991
- From related orgs
- $0
- Other
- $1,752
- Hours/week
- 50
-
Rebecca Winters
Asst Corp Secre
- Total calculated
- $46,257
- From this org
- $46,257
- From related orgs
- $0
- Other
- $0
- Hours/week
- 50
-
Roy Lopez
Trustee
- Total calculated
- $0
- Hours/week
- 1
-
Donell Young
Trustee
- Total calculated
- $0
- Hours/week
- 1
-
Deborah Figart
Trustee
- Total calculated
- $0
- Hours/week
- 1
-
Werner Rehm
Trustee
- Total calculated
- $0
- Hours/week
- 1
-
Mike Woods
Trustee
- Total calculated
- $0
- Hours/week
- 1
-
JOSEPH TIMKO
Trustee
- Total calculated
- $0
- Hours/week
- 4
-
Stephen Freiman
Trustee
- Total calculated
- $0
- Hours/week
- 1
-
Diane Daley
Trustee
- Total calculated
- $0
- Hours/week
- 1
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 1a · First-class or charter travel
- 1b · Written policy on the line-1a expenses
- 2 · Substantiation required before reimbursing expenses
- 3 · Compensation committee
- 3 · Independent compensation consultant
- 3 · Form 990 of other organizations
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
- 4a · Severance or change-of-control payment
Answered no
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
- 5a · Pay contingent on this organization's revenues
- 5b · Pay contingent on a related organization's revenues
- 6a · Pay contingent on this organization's net earnings
- 6b · Pay contingent on a related organization's net earnings
- 7 · Other non-fixed payments
- 8 · Paid under the initial-contract exception
The filer's explanations (Part III)
- Part I, Line 1a: Relevant information in regards to selections on 1a.
- LOWEST FARE FIRST CLASS AIR TRAVEL IS AVAILABLE FOR CORPORATE OFFICERS FOR THE PURPOSE OF WORKING DURING BUSINESS NECESSITATED AIR TRAVEL INVOLVING FLIGHT TIMES IN EXCESS OF 2 HOURS.
- Part III, Additional Information
- Part II, Column B (i) - The amounts represent Base Compensation made in the current year as reflected on IRS Form W-2 Box 5.Part II, Column B (ii) - The amounts represent Bonuses and Incentive Payments made in the current year as reflected on IRS Form W-2.Part II, Column B (iii) - The amounts represent other payments made to an individual as reflected on IRS Form W-2 which generally include the economic value of life insurance protection, the value of a domestic partners portion of annual health insurance premiums, executive double bonus plan payments, PTO prior year payouts, service awards, severance, deferred compensation payments. These amounts may not be applicable to all presented employees. Payment to our founder, Joel Greenberg, who retired in October 2023 after a 33-year career leading Navicore Solutions, includes benefits totaling $231,333 for 2024. These benefits are in accordance with the agreement dated October 16, 2023, and are payable until November 10, 2026.Part II, Column C - The amounts represent current year deferrals or accruals of compensation under any retirement or other deferred compensation plan, whether qualified or unqualified, that is established, sponsored, or maintained by or for the organization. This generally includes tax-deferred contributions by the employer to a qualified defined retirement plan as well as amounts accrued under other non-qualified retirement plans. These amounts may not be applicable to all presented employees.Part II, Column D - Nontaxable Benefits are generally considered "fringe benefits and are not considered taxable benefits. They generally include the total amounts paid for health insurance, life insurance, disability benefits, medical reimbursement programs, dependent care assistance, and educational assistance.Part II, Column F - Indicates deferred compensation reported in prior year(s) Column C and paid out in current year as reflected in Column B (iii). This is a memorandum item only. THE READER MUST REDUCE THE AMOUNT IN COLUMN E BY COLUMN F TO GET THE ACTUAL CURRENT YEAR COMPENSATION. THE IRS WAS AWARE THAT THE DESIGN OF THE REPORT CREATES THE APPEARANCE OF THE DOUBLE COUNTING OF DEFERRED COMPENSATION ITEMS.
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Related organizations on this return
Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.
-
501 (c) (3) · PROVIDE REALTY COUNSELING SERVICES · NJ
Directly controlled by GARDEN STATE CONSUMER CREDIT COUNSELING
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 22 July 2025
- IRS schema version
- 2024v5.2
- Source object
- 202512039349301811
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