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← CREDIT UNIONS IN THE STATE OF CALIFORNIA

Form 990 for tax year 2024

Filed by CREDIT UNIONS IN THE STATE OF CALIFORNIA.

Totals

Total revenue
$63,347,544
Total expenses
$58,535,460
Contributions and grants received
$2,025,791
Grants paid
$163,667
Program service revenue
$53,024,731
Investment income
$8,297,022
Other revenue
$0
Total assets, end of year
$1,027,273,852
Total liabilities, end of year
$936,329,209
Net assets or fund balances, end of year
$90,944,643
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • FRED CRUZ

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    2

  • PATTI GILLIHAN

    SECRETARY AND TREASURER

    Total calculated
    $0
    Hours/week
    2

  • GARY HALL

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • TOM KANE

    FORMER DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • CHRIS PETERSON

    CHAIR

    Total calculated
    $0
    Hours/week
    2

  • DONNA RILEY

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • JOHN SCHNEIDER

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • TAMRA SPADE

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • KATHRYN DAVIS

    PRESIDENT & CEO

    Total calculated
    $776,000
    From this org
    $710,897
    From related orgs
    $0
    Other
    $65,103
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $533,772
    Bonus
    $156,250
    Other
    $20,875
    Deferred
    $30,500
    Nontaxable benefits
    $34,603
    Filer's total
    $776,000

  • TODD MCCOY

    FORMER CHIEF FINANCIAL OFFICER

    Total calculated
    $122,477
    From this org
    $106,598
    From related orgs
    $0
    Other
    $15,879
    Hours/week
    40

  • MARY ROBERTS

    CHIEF FINANCIAL OFFICER

    Total calculated
    $106,291
    From this org
    $97,525
    From related orgs
    $0
    Other
    $8,766
    Hours/week
    50

  • COURTNAY LYNCH

    VP, PEOPLE & CULTURE

    Total calculated
    $211,330
    From this org
    $186,398
    From related orgs
    $0
    Other
    $24,932
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $161,243
    Bonus
    $23,472
    Other
    $1,683
    Deferred
    $7,889
    Nontaxable benefits
    $17,043
    Filer's total
    $211,330

  • CHRIS HEWITT

    VP, OPS & DIGITAL STRATEGY

    Total calculated
    $247,952
    From this org
    $210,863
    From related orgs
    $0
    Other
    $37,089
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $180,038
    Bonus
    $23,959
    Other
    $6,866
    Deferred
    $9,352
    Nontaxable benefits
    $27,737
    Filer's total
    $247,952

  • PAUL EMANUELS

    FORMER VP, LENDING

    Total calculated
    $338,482
    From this org
    $323,257
    From related orgs
    $0
    Other
    $15,225
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $157,517
    Bonus
    $3,754
    Other
    $161,986
    Deferred
    $8,237
    Nontaxable benefits
    $6,988
    Filer's total
    $338,482

  • ANDREA BROOKS

    CHIEF RISK OFFICER

    Total calculated
    $292,708
    From this org
    $252,713
    From related orgs
    $0
    Other
    $39,995
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $220,134
    Bonus
    $24,282
    Other
    $8,297
    Deferred
    $11,792
    Nontaxable benefits
    $28,203
    Filer's total
    $292,708

  • CHRISTOPHER BRAUN

    VP, PAYMENTS

    Total calculated
    $227,975
    From this org
    $217,449
    From related orgs
    $0
    Other
    $10,526
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $192,909
    Bonus
    $23,319
    Other
    $1,221
    Deferred
    $10,031
    Nontaxable benefits
    $495
    Filer's total
    $227,975

  • BYRON MILLER

    FORMER VP, TECHNOLOGY

    Total calculated
    $210,012
    From this org
    $175,761
    From related orgs
    $0
    Other
    $34,251
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $23,336
    Bonus
    $0
    Other
    $152,425
    Deferred
    $0
    Nontaxable benefits
    $34,251
    Filer's total
    $210,012

  • BETINO MARCELO

    CHEIF LENDING OFFICER

    Total calculated
    $225,662
    From this org
    $202,017
    From related orgs
    $0
    Other
    $23,645
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $194,793
    Bonus
    $0
    Other
    $7,224
    Deferred
    $11,253
    Nontaxable benefits
    $12,392
    Filer's total
    $225,662

  • RAYMOND MCCASLIN

    FORMER VP, COMMERCIAL BANKING

    Total calculated
    $220,044
    From this org
    $189,206
    From related orgs
    $0
    Other
    $30,838
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $163,454
    Bonus
    $19,533
    Other
    $6,219
    Deferred
    $1,973
    Nontaxable benefits
    $28,865
    Filer's total
    $220,044

  • LINDSAY SANSEN

    DIRECTOR, MARKETING

    Total calculated
    $176,164
    From this org
    $139,594
    From related orgs
    $0
    Other
    $36,570
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $137,857
    Bonus
    $1,443
    Other
    $294
    Deferred
    $6,571
    Nontaxable benefits
    $29,999
    Filer's total
    $176,164

  • VALARIE ROBERTS-ALLEN

    DIRECTOR, DISPUTE OPERATIONS

    Total calculated
    $126,408
    From this org
    $117,528
    From related orgs
    $0
    Other
    $8,880
    Hours/week
    45

  • JANE LUNN

    DIRECTOR, TALENT DEVELOPMENT

    Total calculated
    $147,888
    From this org
    $119,074
    From related orgs
    $0
    Other
    $28,814
    Hours/week
    45

  • CHARLES CIAPPONI

    DIRECTOR, COMPLIANCE

    Total calculated
    $163,159
    From this org
    $134,346
    From related orgs
    $0
    Other
    $28,813
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $132,088
    Bonus
    $1,986
    Other
    $272
    Deferred
    $6,925
    Nontaxable benefits
    $21,888
    Filer's total
    $163,159

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · Health or social club dues or initiation fees
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation committee
  • 3 · Independent compensation consultant
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4a · Severance or change-of-control payment

Answered no

  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINE 1A
IN 2024, VALLEY FIRST CREDIT UNION PROVIDED SOCIAL CLUB DUES TO KATHRYN DAVIS TO DISCUSS ISSUES WITH MEMBERS, STAFF, AND PEERS. THE AMOUNTS PAID FOR SOCIAL DUES ARE NOT INCLUDED IN REPORTABLE COMPENSATION.
PART I, LINE 4A
BYRON MILLER, FORMER VP, TECHNOLOGY, RECEIVED SEVERANCE PAYMENTS OF $152,000 IN TAX YEAR 2024. THIS AMOUNT IS INCLUDED IN OTHER REPORTABLE COMPENSATION ON FORM 990, PART VII AND SCHEDULE J, PART II.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

Provenance

Return type
form_990
Tax year
2024
Filed
14 November 2025
IRS schema version
2024v5.2
Source object
202513219349303616

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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