Totals
- Total revenue
- $7,245,183
- Total expenses
- $6,225,930
- Contributions and grants received
- $1,625,329
- Grants paid
- $426,387
- Program service revenue
- $4,872,132
- Investment income
- $409,874
- Other revenue
- $337,848
- Total assets, end of year
- $40,783,560
- Total liabilities, end of year
- $2,056,343
- Net assets or fund balances, end of year
- $38,727,217
- Program services expenses (Part IX)
- $4,928,527
- Management and general expenses
- $1,000,600
- Fundraising expenses
- $296,803
- Program service expenses (Part III)
- $4,928,527
Program services were 79.2% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
1a · Federated campaigns
$10,558
-
1b · Membership dues
$0
-
1c · Fundraising events
$267,360
-
1d · Related organizations
$0
-
1e · Government grants (contributions)
$0
-
1f · All other contributions, gifts and grants
$1,347,411
-
1g · Noncash contributions included above
$120,881
-
2a · Program service revenue: Membership Revenue
total $3,436,097 · related or exempt $3,436,097
-
2b · Program service revenue: Day Camp Revenue
total $252,948 · related or exempt $252,948
-
2c · Program service revenue: Resident Camp Revenue
total $0 · related or exempt $0
-
2d · Program service revenue: Childcare Revenue -- Infant/Toddler/Preschool
total $0 · related or exempt $0
-
2e · Program service revenue: Childcare Revenue -- School Age
total $0 · related or exempt $0
-
2f · All other program service revenue
total $1,183,087 · related or exempt $1,183,087 · unrelated business $0 · excluded $0
-
3 · Investment income
total $409,817 · related or exempt $0 · unrelated business $0 · excluded $409,817
-
4 · Income from investment of tax-exempt bond proceeds
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
5 · Royalties
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
6a · Gross rents
real property $352,551 · personal property $0
-
6b · Less rental expenses
real property $0 · personal property $0
-
6c · Rental income or loss
real property $352,551 · personal property $0
-
6d · Net rental income or loss
total $352,551 · related or exempt $0 · unrelated business $0 · excluded $352,551
-
7a · Gross sales of assets other than inventory
securities $147,614 · other assets $0
-
7b · Less cost or other basis and sales expenses
securities $147,557 · other assets $0
-
7c · Gain or loss
securities $57 · other assets $0
-
7d · Net gain or loss
total $57 · related or exempt $0 · unrelated business $0 · excluded $57
-
8a · Fundraising events: gross income
$109,896
-
8a · Fundraising events: contributions included on line 1c
$267,360
-
8b · Fundraising events: direct expenses
$163,371
-
8c · Net income from fundraising events
total -$53,475 · excluded -$53,475
-
9a · Gaming: gross income
$11,835
-
9b · Gaming: direct expenses
$1,813
-
9c · Net income from gaming
total $10,022 · related or exempt $0 · unrelated business $0 · excluded $10,022
-
10a · Gross sales of inventory
$11,832
-
10b · Cost of goods sold
$17,241
-
10c · Net income from sales of inventory
total -$5,409 · related or exempt -$5,409 · unrelated business $0 · excluded $0
-
11a · Other revenue: Vending
total $13,439 · related or exempt $13,439 · unrelated business $0 · excluded $0
-
11b · Other revenue: Miscellaneous
total $20,720 · related or exempt $20,720 · unrelated business $0 · excluded $0
-
11d · All other revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
11e · Other revenue, total
$34,159
Functional expenses
Part IX, the statement of functional expenses.
-
1 · Grants to domestic organizations and governments
total $0 · program services $0
-
2 · Grants to domestic individuals
total $426,387 · program services $426,387
-
3 · Grants to foreign organizations and individuals
total $0 · program services $0
-
4 · Benefits paid to or for members
total $0 · program services $0
-
5 · Compensation of officers, directors and key employees
total $314,775 · program services $0 · management and general $262,783 · fundraising $51,992
-
6 · Compensation of disqualified persons
total $0 · program services $0 · management and general $0 · fundraising $0
-
7 · Other salaries and wages
total $2,572,952 · program services $2,152,044 · management and general $291,598 · fundraising $129,310
-
8 · Pension plan contributions
total $33,874 · program services $10,669 · management and general $15,770 · fundraising $7,435
-
9 · Other employee benefits
total $207,057 · program services $160,856 · management and general $46,201 · fundraising $0
-
10 · Payroll taxes
total $221,298 · program services $161,252 · management and general $52,367 · fundraising $7,679
-
11a · Fees: management
total $0 · program services $0 · management and general $0 · fundraising $0
-
11b · Fees: legal
total $14,942 · program services $0 · management and general $14,942 · fundraising $0
-
11c · Fees: accounting
total $34,541 · program services $0 · management and general $34,541 · fundraising $0
-
11d · Fees: lobbying
total $1,856 · program services $0 · management and general $1,856 · fundraising $0
-
11e · Fees: professional fundraising services
total $0 · fundraising $0
-
11f · Fees: investment management
total $2,990 · program services $0 · management and general $2,990 · fundraising $0
-
11g · Fees: other
total $117,334 · program services $45,699 · management and general $70,840 · fundraising $795
-
12 · Advertising and promotion
total $208,659 · program services $128,069 · management and general $459 · fundraising $80,131
-
13 · Office expenses
total $164,062 · program services $128,698 · management and general $32,750 · fundraising $2,614
-
14 · Information technology
total $177,738 · program services $102,462 · management and general $71,538 · fundraising $3,738
-
15 · Royalties
total $0 · program services $0 · management and general $0 · fundraising $0
-
16 · Occupancy
total $832,895 · program services $818,344 · management and general $14,551 · fundraising $0
-
17 · Travel
total $37,099 · program services $33,452 · management and general $3,528 · fundraising $119
-
18 · Travel or entertainment for public officials
total $0 · program services $0 · management and general $0 · fundraising $0
-
19 · Conferences, conventions and meetings
total $45,306 · program services $22,102 · management and general $21,262 · fundraising $1,942
-
20 · Interest
total $39,694 · program services $39,694 · management and general $0 · fundraising $0
-
21 · Payments to affiliates
total $105,723 · program services $81,196 · management and general $20,352 · fundraising $4,175
-
22 · Depreciation, depletion and amortization
total $126,860 · program services $126,860 · management and general $0 · fundraising $0
-
23 · Insurance
total $84,481 · program services $62,504 · management and general $20,816 · fundraising $1,161
-
24a · Other expenses: Program Supplies
total $158,691 · program services $148,473 · management and general $6,636 · fundraising $3,582
-
24b · Other expenses: Bad Debt
total $34,599 · program services $34,364 · management and general $235 · fundraising $0
-
24c · Other expenses: Miscellaneous
total $44,557 · program services $29,477 · management and general $12,950 · fundraising $2,130
-
24d · Other expenses: Repairs and Maintenance
total $217,560 · program services $215,925 · management and general $1,635 · fundraising $0
-
24e · All other expenses
total $0 · program services $0 · management and general $0 · fundraising $0
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $46,150 · end of year $0
-
2 · Savings and temporary cash investments
beginning of year $6,968,470 · end of year $8,049,670
-
3 · Pledges and grants receivable
beginning of year $6,413,472 · end of year $6,185,166
-
4 · Accounts receivable
beginning of year $93,924 · end of year $145,369
-
5 · Loans and receivables from officers and key people
beginning of year $0 · end of year $0
-
6 · Loans and receivables from disqualified persons
beginning of year $0 · end of year $0
-
7 · Other notes and loans receivable
beginning of year $0 · end of year $0
-
8 · Inventories for sale or use
beginning of year $5,165 · end of year $4,865
-
9 · Prepaid expenses and deferred charges
beginning of year $71,862 · end of year $85,905
-
10a · Land, buildings and equipment: cost or other basis
$2,017,851
-
10b · Land, buildings and equipment: accumulated depreciation
$1,572,067
-
10c · Land, buildings and equipment, net
beginning of year $471,619 · end of year $445,784
-
11 · Investments: publicly traded securities
beginning of year $1,283,891 · end of year $1,611,406
-
12 · Investments: other securities
beginning of year $0
-
13 · Investments: program-related
beginning of year $0
-
14 · Intangible assets
beginning of year $0 · end of year $0
-
15 · Other assets
beginning of year $24,454,169 · end of year $24,255,395
-
17 · Accounts payable and accrued expenses
beginning of year $232,536 · end of year $294,017
-
18 · Grants payable
beginning of year $0 · end of year $0
-
19 · Deferred revenue
beginning of year $747,068 · end of year $727,319
-
20 · Tax-exempt bond liabilities
beginning of year $0 · end of year $0
-
21 · Escrow or custodial account liability
beginning of year $0 · end of year $0
-
22 · Loans and payables to officers and key people
beginning of year $0 · end of year $0
-
23 · Secured mortgages and notes payable
beginning of year $1,164,425 · end of year $1,035,007
-
24 · Unsecured notes and loans payable
beginning of year $0 · end of year $0
-
25 · Other liabilities
beginning of year $0 · end of year $0
-
27 · Net assets without donor restrictions
beginning of year $12,898,475 · end of year $13,181,948
-
28 · Net assets with donor restrictions
beginning of year $24,766,218 · end of year $25,545,269
-
29 · Capital stock, trust principal or current funds
beginning of year $0 · end of year $0
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $0 · end of year $0
-
31 · Retained earnings, endowment or other funds
beginning of year $0 · end of year $0
Mission and programs · 2024
Mission
St. Cloud Area Family YMCA's mission is to put Christian principles into practice through programs that promote healthy lifestyles, strong families and positive youth development to build healthy spirit, mind and body for all, regardless of ability to pay. The St. Cloud Area Family YMCA was founded by volunteers, was chartered with the YMCA of the USA and incorporated in the state of Minnesota in 1969. The YMCA seeks to meet the needs of the St. Cloud community through youth development, healthy living and social responsibility by providing life changing programs to all ages, incomes, genders, races, faiths and abilities. Everyone is invited to become a member of the Y.
Activities or mission (Part I)
St. Cloud Area Family YMCA's mission is to put Christian principles into practice through programs that build healthy spirit, mind and body for all.
-
Youth Development: Children and teens of all ages and backgrounds are welcome at the St. Cloud Area Family YMCA. We believe each individual child and teen is uniquely important and we are committed to nurturing their potential and permit them access to opportunities that will allow them to discover who they are and what they can achieve. The Y experience can start for youth as early as 6 weeks of age in our Kid Zone childcare room, and the experience can continue through adolescent and teen years by participation in youth sports, swim lessons, day camp, on-site birthday parties, rock climbing, home school physical education programs, or being a part of our Gator Swim Team. These programs promote lasting friendships, fight childhood obesity, and introduce youth to aspects of life that can support the development of skills such as creativity, literacy, physical and motor development, and social and emotional skills. The YMCA's Bernick's Family Fitness Series is another opportunity for youth and families to get active by participating in our 5K, 2 Mile, and Kids' Runs. In 2024: 136 children were able to engage in activities in our facility with their family while being safely supervised by our trained Social Services Staff 1,978 children participated in group swimming lessons 55 children participated in private/semi-private swim lessons 1,117 children participated in Youth Sports & Tae Kwon Do 1,006 children visited our Kid Zone drop-in care center for a total of 27,605 check-ins 197 children celebrated birthdays with their friends and family in our facility 213 children attended our summer day camp 69 children participated in School Day Out camp during school holidays 162 children participated in our Home School Gym program 47 children swam and competed through our Gator youth swim team From cradle to career, the Y provides all youth with the tools and resources they need to succeed in life. From the water safety skills taught in swimming lessons, to the teamwork principles learned in sports and the friendship network gained in Kid Zone and camps, the Y is helping our youth develop into healthy, engaged citizens, with the perfect amount of fun mixed in.
Expenses $1,790,362 · Grants $153,499 · Revenue $1,915,854
-
Healthy Living & Other Program Services: Our YMCA is committed to nurturing the spirit, mind, and body of every child, teen, and adult we interact with in our community. We assist our community members in three ways; First, we provide quality programs and membership opportunities targeted to support a healthy lifestyle. This includes partnerships and programs for those who struggle with chronic health issues, including multiple sclerosis, arthritis, and weight management. Through our partnership with the CentraCare Health System, patients recovering from cardiac-related health issues are transitioned to the Y for their cardiac rehabilitation program, and our partnership with St. Cloud Orthopedics allows us to rent out our therapy pool to allow them to host orthopedic rehabilitation programs. The second way we assist our community is through our financial assistance program. Qualifying applicants may join the YMCA as members based on their ability to pay by filling out a financial assistance application. The income limits for this application reflect the limits listed for free and reduced lunch in District 742. Applicants may receive either a 20%, 40%, or 60% reduction on their membership fees and either a 25% or 50% reduction on qualifying programs based on their current financial situation. The financial assistance program is entirely confidential in order to keep our members free from any possible social stigma. Our financial assistance program also assists students from local colleges and universities. During 2024, our YMCA provided 683 individual or family units with financial assistance for memberships and also subsidized the membership fees for 221 St. Cloud Technical and Community College students and nontraditional students, amounting to $373,264 in financial assistance for memberships alone. The YMCA also provided financial assistance for swim lessons, swim team, youth sports, summer and vacation camp, home school fitness program participants, and childcare in the amount of $53,123. The third way we assist our community is through partnerships with community non-profits and schools such as District 742 Schools, Anna Marie's Shelter, Big Brothers/Big Sisters, 180 Degrees, The Salvation Army, Terebinth Refuge, and various Preschool, Head Start and Early Childhood programs. Active participation in YMCA programs and facilities promotes social interaction, overall health, builds self-esteem, and develops social networking relationships. This is particularly important as our nation struggles with obesity, mental health, social isolation, chronic illness, and the struggle families exhibit with work-life balance. For example, our staff made thousands of calls during the COVID-19 pandemic to members as a well-being check. At the St. Cloud Area Family YMCA, we care about our members, and by making these calls we strengthened our relationships with our members and worked to decrease any mental health issues and to battle social isolation during a time when in-person social interactions and gatherings were strongly discouraged. We issue community outreach financial assistance, which provides free access to families or individuals in transition homes such as Anna Marie's Shelter and Terebinth Refuge, and community discounts to ensure our programs are accessible, affordable, and open to those of all faiths, backgrounds, ethnicities, abilities, and income levels. It is also our honor and privilege to provide free memberships for military (OIF/OEF) families while the service person is deployed to allow full facility and program participation for the service member and their families. In total, our YMCA provided over $1,375,400 of financial assistance and discounts in 2024. It is important to note that all members, including those receiving financial assistance, receive discounted program rates (usually $20 per program). We are committed to encouraging every one of our members and guests to fulfill their personal potential to be healthy, engaged participants in our community.
Expenses $1,644,106 · Grants $225,985 · Revenue $1,524,331
-
Social Responsibility: Memberships are available to families, adults, and individual youth. The Y does not turn anyone away due to their inability to pay and we provide financial assistance to qualifying applicants. Our financial assistance program helps those in need gain access to quality programming and membership opportunities to help them become more active, healthy members in our community. The St. Cloud YMCA is committed to helping these individuals reach their full potential. Qualified members can receive up to a 60% reduction on their membership and up to a 50% reduction on qualifying programs. In acknowledgment of Minnesota's 10,000 lakes, we have also launched the Safety Around Water (SAW) program for second grade students enrolled in St. Cloud Area School District 742. Drowning is the second leading cause of death and injury among children ages 1-14 in Minnesota and statistics show that 79% of homes with incomes less than $50,000 have little-to-no swimming ability due to limited access to quality swim instruction. The SAW program aims to equip kids with the tools they need to be confident in and around water. Our YMCA is the only Y in Minnesota (and one of only two in the nation) that provides an on and off-site Supervised Visitation & Exchange program through Social Services that meets our community's critical social need in a controlled setting where family vulnerability is greatly reduced. This program allows separated or fractured families a chance to reunite in a safe, nurturing environment while being professionally supervised by our trained Social Services staff. Along with the supervised visitations and exchanges, the Y offers parenting classes, community supervised parenting time off-site, transitional supervised parenting time off-site, sibling visitations, virtual supervised visitations, and parent coaching supervised visitations. The Y serves court-ordered cases from counties throughout the state as well as many private cases. We provide financial assistance to qualifying families if they cannot afford the services of social workers and the cost of the supervision required for the visits. 60% of all participants in court-ordered private visitations receive financial assistance through the Y. In 2024, the St. Cloud Area Family YMCA provided 955 supervised visits and 300 exchanges. Supervised Visits were subsidized by the YMCA in the amount of $7,859 in 2024. In addition to our Social Services department and programs, we also have an on-staff chaplain and volunteer pastors who are committed to inspiring a spirit of service by building relationships and uniting individuals from all walks of life to participate in and work for positive social change.
Expenses $1,494,059 · Grants $46,903 · Revenue $1,460,697
As filed on the 2024 return.
Listed in Part VII
-
Aaron Meester
Treasurer
- Total calculated
- $0
- Hours/week
- 1
-
Becky Estby
President (thru 6/10/2024)
- Total calculated
- $0
- Hours/week
- 1
-
Bryan Burns
Past President
- Total calculated
- $0
- Hours/week
- 1
-
Joe Bergstrom
President
- Total calculated
- $0
- Hours/week
- 1
-
Matt Gaffy
Vice President
- Total calculated
- $0
- Hours/week
- 1
-
Tracy Schulte
Secretary
- Total calculated
- $0
- Hours/week
- 1
-
Bethany Cross
Board member
- Total calculated
- $0
- Hours/week
- 1
-
Cathy Juilfs
Board member
- Total calculated
- $0
- Hours/week
- 1
-
David Masters
Board member
- Total calculated
- $0
- Hours/week
- 1
-
Jill Amsberry
Board Member
- Total calculated
- $0
- Hours/week
- 1
-
Kathy Parsons
Board Member
- Total calculated
- $0
- Hours/week
- 1
-
Kayla Schoenberg
Board Member
- Total calculated
- $0
- Hours/week
- 1
-
Matt Staehling
Board Member
- Total calculated
- $0
- Hours/week
- 1
-
Matthew Kunkel
Board member
- Total calculated
- $0
- Hours/week
- 1
-
Sara Lommel
Board Member
- Total calculated
- $0
- Hours/week
- 1
-
Shawn Day
Board Member (thru 3/1/2024)
- Total calculated
- $0
- Hours/week
- 1
-
Tammy Moore
Board member (thru 4/22/2024)
- Total calculated
- $0
- Hours/week
- 1
-
Greg Gack
Executive Director
- Total calculated
- $207,968
- From this org
- $170,945
- From related orgs
- $0
- Other
- $37,023
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $154,304
- Bonus
- $16,566
- Other
- $75
- Deferred
- $12,701
- Nontaxable benefits
- $24,322
- Filer's total
- $207,968
-
Jonathan Lang
Finance Director
- Total calculated
- $106,807
- From this org
- $88,772
- From related orgs
- $0
- Other
- $18,035
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 3 · Approval by the board or compensation committee
Answered no
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
- 5a · Pay contingent on this organization's revenues
- 5b · Pay contingent on a related organization's revenues
- 6a · Pay contingent on this organization's net earnings
- 6b · Pay contingent on a related organization's net earnings
- 7 · Other non-fixed payments
- 8 · Paid under the initial-contract exception
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 16 June 2025
- IRS schema version
- 2024v5.1
- Source object
- 202501679349301060
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