Form 990 for tax year 2023
Filed by CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC.
Totals
- Total revenue
- $1,288,005
- Total expenses
- $1,385,723
- Contributions and grants received
- $1,119,112
- Grants paid
- $93,990
- Program service revenue
- $156,041
- Investment income
- $25,171
- Other revenue
- -$12,319
- Total assets, end of year
- $1,197,023
- Total liabilities, end of year
- $146,867
- Net assets or fund balances, end of year
- $1,050,156
- Program services expenses (Part IX)
- $1,075,762
- Management and general expenses
- $227,773
- Fundraising expenses
- $82,188
- Program service expenses (Part III)
- $1,075,762
Program services were 77.6% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
1a · Federated campaigns
$8,200
-
1c · Fundraising events
$27,000
-
1e · Government grants (contributions)
$266,527
-
1f · All other contributions, gifts and grants
$817,385
-
2a · Program service revenue: Debt Management Fees
total $9,489 · unrelated business $0 · excluded $0
-
2b · Program service revenue: Counseling Fees
total $6,200 · unrelated business $0 · excluded $0
-
2c · Program service revenue: Group Education Fees
total $6,182 · unrelated business $0 · excluded $0
-
2d · Program service revenue: Credit Reports
total $3,922 · unrelated business $0 · excluded $0
-
2e · Program service revenue: Employer Assistance and Training Programs
total $130,248 · unrelated business $0 · excluded $0
-
3 · Investment income
total $15,708 · unrelated business $0 · excluded $15,708
-
7a · Gross sales of assets other than inventory
securities $9,463
-
7c · Gain or loss
securities $9,463
-
7d · Net gain or loss
total $9,463 · related or exempt $0 · unrelated business $0 · excluded $9,463
-
8a · Fundraising events: gross income
$2,160
-
8a · Fundraising events: contributions included on line 1c
$27,000
-
8b · Fundraising events: direct expenses
$16,604
-
8c · Net income from fundraising events
total -$14,444 · unrelated business $0 · excluded -$14,444
-
9a · Gaming: gross income
$2,125
-
9c · Net income from gaming
total $2,125 · excluded $2,125
Functional expenses
Part IX, the statement of functional expenses.
-
2 · Grants to domestic individuals
total $93,990 · program services $93,990
-
5 · Compensation of officers, directors and key employees
total $186,197 · program services $153,820 · management and general $18,113 · fundraising $14,264
-
7 · Other salaries and wages
total $611,462 · program services $504,496 · management and general $63,243 · fundraising $43,723
-
8 · Pension plan contributions
total $19,935 · program services $18,178 · management and general $1,403 · fundraising $354
-
9 · Other employee benefits
total $77,766 · program services $64,359 · management and general $5,613 · fundraising $7,794
-
10 · Payroll taxes
total $57,831 · program services $43,755 · management and general $9,915 · fundraising $4,161
-
11c · Fees: accounting
total $79,896 · program services $0 · management and general $79,896 · fundraising $0
-
11g · Fees: other
total $18,745 · program services $6,215 · management and general $8,678 · fundraising $3,852
-
12 · Advertising and promotion
total $2,808 · program services $1,652 · management and general $779 · fundraising $377
-
13 · Office expenses
total $29,376 · program services $19,523 · management and general $8,175 · fundraising $1,678
-
14 · Information technology
total $66,149 · program services $55,388 · management and general $9,117 · fundraising $1,644
-
16 · Occupancy
total $63,582 · program services $59,627 · management and general $3,955 · fundraising $0
-
17 · Travel
total $3,161 · program services $2,355 · management and general $806 · fundraising $0
-
19 · Conferences, conventions and meetings
total $9,886 · program services $3,288 · management and general $6,541 · fundraising $57
-
22 · Depreciation, depletion and amortization
total $9,644 · program services $8,776 · management and general $482 · fundraising $386
-
23 · Insurance
total $9,491 · program services $1,348 · management and general $8,022 · fundraising $121
-
24a · Other expenses: Credit Reports
total $10,570 · program services $10,414 · management and general $156 · fundraising $0
-
24b · Other expenses: Miscellaneous
total $1,661 · program services $1,361 · management and general $300 · fundraising $0
-
24c · Other expenses: Dues and Subscriptions
total $29,574 · program services $27,217 · management and general $2,298 · fundraising $59
-
24d · Other expenses: Special Events Expense
total $3,999 · program services $0 · management and general $281 · fundraising $3,718
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $320,538 · end of year $100,982
-
2 · Savings and temporary cash investments
beginning of year $696,678 · end of year $526,024
-
3 · Pledges and grants receivable
beginning of year $188,574 · end of year $251,157
-
4 · Accounts receivable
beginning of year $7,153 · end of year $11,493
-
9 · Prepaid expenses and deferred charges
beginning of year $5,567 · end of year $11,472
-
11 · Investments: publicly traded securities
beginning of year $355,997 · end of year $285,447
-
15 · Other assets
beginning of year $20,092 · end of year $10,448
-
17 · Accounts payable and accrued expenses
beginning of year $64,621 · end of year $54,674
-
18 · Grants payable
beginning of year $324,615 · end of year $79,603
-
19 · Deferred revenue
beginning of year $56,449
-
25 · Other liabilities
beginning of year $22,596 · end of year $12,590
-
27 · Net assets without donor restrictions
beginning of year $527,875 · end of year $392,469
-
28 · Net assets with donor restrictions
beginning of year $598,443 · end of year $657,687
Mission and programs · 2023
Mission
OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management skills and make sound financial choices rooted in their values.
-
The Credit and Money Management program includes face-to-face counseling and group education to assist clients with budgeting, credit, student loans and debt management plans. Our Financial Capabilities approach moves clients toward their money and housing goals by providing information, action plan development and supportive accountability. Councelors are certified by the National Foundation for Credit Counseling. This program area also includes the services of the the Free Tax Preparation Program, and the SECURE program to build emergency funds for low-income households.
Expenses $1,075,762 · Grants $93,990 · Revenue $25,793
-
The Housing programs offer face-to-face counseling and group education to help clients obtain and maintain housing, whether they rent or own or in the process of buying their first home. Service areas include rental, pre-purchase, reverse mortgages and foreclosure prevention. This program area includes the employer-assisted matched savings housing programs which are managed by local employers to assist their employees with homebuying. This organization is a certified HUD Housing Counseling Agency.
As filed on the 2023 return.
Listed in Part VII
-
Melinda Bullen
Executive Director
- Total calculated
- $47,340
- From this org
- $43,878
- From related orgs
- $0
- Other
- $3,462
- Hours/week
- 40
-
Peter Wrublewski
Finance Director
- Total calculated
- $69,769
- From this org
- $60,186
- From related orgs
- $0
- Other
- $9,583
- Hours/week
- 40
-
Zack Adam
President
- Total calculated
- $0
- Hours/week
- 2
-
April Brown
Vice-President
- Total calculated
- $0
- Hours/week
- 2
-
Roger Slagle
Treasurer
- Total calculated
- $0
- Hours/week
- 2
-
Emily Wheeler
Secretary
- Total calculated
- $0
- Hours/week
- 2
-
David Werle
Immediate Past President
- Total calculated
- $0
- Hours/week
- 2
-
Matthew Belitsos
Director At-Large
- Total calculated
- $0
- Hours/week
- 2
-
Kathey Avery
Director
- Total calculated
- $0
- Hours/week
- 1
-
Tara Abshire
Director
- Total calculated
- $0
- Hours/week
- 1
-
Michael Bean
Director
- Total calculated
- $0
- Hours/week
- 1
-
April Brown
Director
- Total calculated
- $0
- Hours/week
- 1
-
Tara Brown
Director
- Total calculated
- $0
- Hours/week
- 1
-
Elaine Deppe
Director
- Total calculated
- $0
- Hours/week
- 1
-
Kimberly Effler
Director
- Total calculated
- $0
- Hours/week
- 1
-
Mark Anthony McGruder
Director at Large
- Total calculated
- $0
- Hours/week
- 2
-
Terrance McNight
Director
- Total calculated
- $0
- Hours/week
- 1
-
Kathy Minter
Director
- Total calculated
- $0
- Hours/week
- 1
-
Tangela Robinson
Director
- Total calculated
- $0
- Hours/week
- 1
-
Sallie Williams
Director
- Total calculated
- $0
- Hours/week
- 1
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2023
- Filed
- 11 February 2025
- IRS schema version
- 2023v6.0
- Source object
- 202520499349300812
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