Form 990 for tax year 2024

Totals

Total revenue

$12,140,098

Total expenses

$11,253,617

Contributions and grants received

$11,364,531

Grants paid

$2,362,446

Program service revenue

$635,299

Investment income

$105,668

Other revenue

$34,600

Total assets, end of year

$6,164,276

Total liabilities, end of year

$2,361,970

Net assets or fund balances, end of year

$3,802,306

Program services expenses (Part IX)

$10,787,669

Management and general expenses

$465,948

Fundraising expenses

$0

Program service expenses (Part III)

$10,787,669

Program services were 95.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2024

• DURING THE REPORTING PERIOD, THE PROGRAM SUCCESSFULLY ASSISTED OLDER ADULTS AND THEIR FAMILIES IN MAKING INFORMED CHOICES ABOUT AVAILABLE CARE OPTIONS, THEREBY PREVENTING INAPPROPRIATE OR PREMATURE INSTITUTIONAL PLACEMENTS.THE SENIOR NUTRITION PROGRAM CONTINUED TO PLAY A VITAL ROLE IN SUPPORTING BOTH THE PHYSICAL AND SOCIAL WELL-BEING OF SENIORS IN THE COMMUNITY. CONGREGATE MEAL SITES PROVIDED OPPORTUNITIES FOR FELLOWSHIP, SOCIAL ENGAGEMENT, AND PARTICIPATION IN HEALTH AND WELLNESS ACTIVITIES AT SEVEN LOCATIONS THROUGHOUT THE SIX-COUNTY SERVICE AREA. FOR THOSE UNABLE TO LEAVE THEIR HOMES, NUTRITIOUS HOME-DELIVERED MEALS WERE PROVIDED TO ENSURE CONTINUED ACCESS TO ADEQUATE NUTRITION AND REGULAR WELL-BEING CHECKS.IN ADDITION TO NUTRITION SERVICES, AREA FIVE CONTINUED TO OFFER OR COORDINATE A WIDE RANGE OF SUPPORTIVE PROGRAMS, INCLUDING TRANSPORTATION FOR MEDICAL AND PERSONAL NEEDS, INFORMATION AND REFERRAL ASSISTANCE TO CONNECT CLIENTS WITH COMMUNITY RESOURCES, CAREGIVER SUPPORT AND RESPITE SERVICES TO ALLEVIATE CAREGIVER BURDEN, AND GUIDANCE FOR GRANDPARENTS RAISING GRANDCHILDREN THROUGH TARGETED EDUCATION AND SUPPORT.COLLECTIVELY, THESE EFFORTS ENABLED AREA FIVE TO ENHANCE THE SAFETY, STABILITY, AND INDEPENDENCE OF VULNERABLE INDIVIDUALS ACROSS ITS SERVICE AREA, FULFILLING ITS MISSION TO PROMOTE AGING WITH DIGNITY AND CHOICE.

  Expenses $3,654,563 · Revenue $591,581

• AREA FIVE'S HEAD START PROGRAM SERVES 160 CHILDREN AND FAMILIES ACROSS CASS, FULTON, AND WABASH COUNTIES. CHILDREN FROM LOW-INCOME FAMILIES (130% OF THE FEDERAL POVERTY LEVEL OR BELOW) RECEIVE NUTRITIONALLY BALANCED BREAKFASTS, LUNCHES, AND SNACKS EACH DAY, ALONG WITH DEVELOPMENTALLY APPROPRIATE, INDIVIDUALIZED INSTRUCTION. THE PROGRAM EMPHASIZES LITERACY, NUMERACY, MATH, AND SCIENCE, HELPING CHILDREN LEARN THROUGH CONTEXT-RICH, ENGAGING EXPERIENCES IN AN ENVIRONMENT OF ACCEPTANCE, LOVE, UNDERSTANDING, AND STRUCTURE.THE ADMINISTRATIVE TEAM, IN COLLABORATION WITH TEACHERS AND ASSISTANT TEACHERS, SUPPORTS FAMILIES THROUGHOUT THE YEAR BY HELPING PARENTS SET AND ACHIEVE PERSONAL AND FAMILY GOALS. PARENTS ARE ENCOURAGED TO ACTIVELY PARTICIPATE IN THEIR CHILD'S LEARNING, VOLUNTEERING IN CLASSROOMS, SERVING ON THE PARENT COMMITTEE, OR CONTRIBUTING TO THE POLICY COUNCIL. EACH DAY, THE PROGRAM SEES PARENTS AND CHILDREN GROWING TOGETHER THROUGH ENGAGEMENT, EMPOWERMENT, AND SHARED LEARNING EXPERIENCES.

  Expenses $2,313,912

• AS A DUAL AREA AGENCY ON AGING AND COMMUNITY ACTION AGENCY, AREA FIVE HAS THE UNIQUE CAPACITY TO MEET THE NEEDS OF INDIVIDUALS AND FAMILIES FROM BIRTH THROUGH THE AGING YEARS. OUR COMMUNITY SERVICES PROGRAM FOCUSES ON HELPING FAMILIES MOVE TOWARD GREATER SELF-SUFFICIENCY THROUGH A VARIETY OF PROGRAMS, TECHNIQUES, AND ACTIVITIES TAILORED TO INDIVIDUAL NEEDS. WE GUIDE FAMILIES IN ACCESSING APPROPRIATE SERVICES WHILE HELPING THEM MAKE THE MOST OF THEIR AVAILABLE RESOURCES. THROUGH INITIATIVES LIKE INDIVIDUAL DEVELOPMENT ACCOUNTS (IDAS), WE ENCOURAGE PARTICIPANTS TO INVEST IN THEIR FUTURE BY SAVING FOR HOMEOWNERSHIP, EDUCATION, OR SMALL BUSINESS DEVELOPMENT. THESE OPPORTUNITIES HELP BUILD LONG-TERM FINANCIAL STABILITY AND INDEPENDENCE. AREA FIVE'S PROGRAMS ENCOMPASS A WIDE RANGE OF SUPPORTIVE SERVICES, INCLUDING SMALL BUSINESS DEVELOPMENT INITIATIVES, PARENT SUPPORT AND EDUCATION GROUPS, AND HEALTH AND WELLNESS PROGRAMS, HOUSING SUPPORTS, ALONG WITH MANY OTHER ACTIVITIES THAT STRENGTHEN AND COMPLEMENT THESE EFFORTS. OUR SUCCESS IS DRIVEN BY THE DEDICATION OF HUNDREDS OF VOLUNTEERS WHO CONTRIBUTE THOUSANDS OF HOURS EACH YEAR TO HELP FAMILIES IN OUR COMMUNITY. AREA FIVE'S MULTIFACETED MISSION MOTIVATES OUR STAFF TO EITHER PROVIDE DIRECT ASSISTANCE OR CONNECT PARTICIPANTS WITH THE MOST APPROPRIATE COMMUNITY RESOURCES. WE LEVERAGE A DIVERSE ARRAY OF TOOLS AND PARTNERSHIPS BOTH WITHIN OUR AGENCY AND THROUGHOUT OUR SERVICE AREA TO CREATE LINKAGES THAT SUPPORT INDIVIDUALS IN ACHIEVING THEIR GOALS. WE CHALLENGE OUR STAFF, FAMILIES, AND COMMUNITY BUSINESSES AND MEMBERS TO JOIN US IN BUILDING UPON THIS STRONG FOUNDATION OF SERVICE, COMPASSION, AND COLLABORATION.

  Expenses $1,679,877

• HOUSING AND DEVELOPMENT PROGRAMAREA FIVE AGENCY ON AGING & COMMUNITY SERVICES HAS LED ECONOMIC AND COMMUNITY DEVELOPMENT THROUGHOUT OUR SERVICE REGION BY CREATING HOUSING AND COMMERCIAL REAL ESTATE PROJECTS TAILORED TO LOCAL NEEDS. OUR PROJECTS ARE BUILT ON INNOVATION, COLLABORATION, AND COMPASSION, ENSURING THAT EVERY INITIATIVE STRENGTHENS THE COMMUNITIES WE SERVE.AREA FIVE HAS DEVELOPED MORE THAN 300 UNITS OF RENTAL HOUSING AND MORE THAN 30 HOMEOWNERSHIP OPPORTUNITIES. THESE PROJECTS RANGE FROM SINGLE-FAMILY HOMES TO LARGE APARTMENT COMPLEXES AND ARE DESIGNED TO SERVE SPECIAL POPULATIONS, INCLUDING SENIOR CITIZENS, INDIVIDUALS WITH MENTAL ILLNESS, AND PERSONS WITH DISABILITIES.WE ALSO IMPLEMENT THE HOUSING CHOICE VOUCHER PROGRAM (HCV) FOR CASS, HOWARD, GRANT, MIAMI, AND WABASH COUNTIES ASSISTING CLIENTS WITH LOCATING HOUSING THAT PARTICIPATES IN THE HCV PROGRAM AND PROVIDING THE BENEFIT TO THE LANDLORDS. BEYOND HOUSING, THE AGENCY HAS INVESTED IN COMMUNITY SPACES THAT ENHANCE QUALITY OF LIFE, INCLUDING SENIOR CENTERS, HISTORIC PRESERVATION PROJECTS SUCH AS LIBRARIES, AND DOWNTOWN STREETSCAPE IMPROVEMENTS. EACH PROJECT IS A PARTNERSHIP THAT BRINGS TOGETHER FINANCIAL INSTITUTIONS, FUNDING AGENCIES, AND LOCAL ORGANIZATIONS. MANY OF THESE INITIATIVES HAVE SERVED AS STATEWIDE AND REGIONAL MODELS FOR INNOVATIVE COMMUNITY DEVELOPMENT.REVENUES GENERATED FROM THESE PROJECTS ARE REINVESTED INTO AREA FIVE'S PROGRAMS, ALLOWING THE AGENCY TO EXPAND ESSENTIAL SERVICES AND REACH MORE RESIDENTS ACROSS ALL AREAS OF ITS MISSION.ENERGY ASSISTANCE PROGRAM (EAP)THE ENERGY ASSISTANCE PROGRAM SUPPORTS INCOME-ELIGIBLE HOUSEHOLDS, PARTICULARLY SENIORS, INDIVIDUALS WITH DISABILITIES, AND THOSE FACING UTILITY DISCONNECTION DURING THE COLD WINTER MONTHS. SERVING CASS, HOWARD, MIAMI, TIPTON, AND WABASH COUNTIES, THE PROGRAM ENSURES FAMILIES STAY SAFE AND WARM BY PROVIDING ASSISTANCE WITH ENERGY COSTS. THE EAP PROGRAM INCLUDES AN EDUCATIONAL COMPONENT THAT HELPS CLIENTS REDUCE ENERGY CONSUMPTION THROUGH SIMPLE, LOW-COST, OR NO-COST METHODS.

  Expenses $3,139,317 · Grants $2,362,446 · Revenue $43,718

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Provenance

Return type

form_990

Tax year

2024

Filed

11 November 2025

IRS schema version

2024v5.2

Source object

202543159349304189

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