Totals
- Total revenue
- $8,711,057
- Total expenses
- $6,847,347
- Contributions and grants received
- $1,028,081
- Grants paid
- $0
- Program services expenses (Part IX)
- $4,898,781
- Management and general expenses
- $1,948,566
- Fundraising expenses
- $0
- Program service expenses (Part III)
- $4,898,781
Program services were 71.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Listed in Part VII
-
ALICE SWEENEY
CHAIR
- Total calculated
- $0
- Hours/week
- 2 + 0.1 related
-
DEBORAH HAYNES
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 0.1 related
-
BRENDA BLUNT
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 0.1 related
-
KERWIN BROWN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 0.1 related
-
JODY DAVIS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 0.1 related
-
DEL MONTE EDWARDS
DIRECTOR (THRU 10/24)
- Total calculated
- $0
- Hours/week
- 1 + 0.1 related
-
JONATHAN FOX
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 0.1 related
-
RALPH GILBERTSEN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1 + 0.1 related
-
ANDREA WHITE
DIRECTOR (THRU 10/24)
- Total calculated
- $0
- Hours/week
- 1 + 0.1 related
-
MANUEL SALAZAR
CEO
- Total calculated
- $283,289
- From this org
- $271,484
- From related orgs
- $0
- Other
- $11,805
- Hours/week
- 50 + 0.1 related
Schedule J breakdown matched by us
- Base
- $231,484
- Bonus
- $40,000
- Other
- $0
- Deferred
- $6,058
- Nontaxable benefits
- $5,747
- Filer's total
- $283,289
-
BECKY MARTIN
DIRECTOR OF FINANCE
- Total calculated
- $119,175
- From this org
- $110,062
- From related orgs
- $0
- Other
- $9,113
- Hours/week
- 45 + 0.1 related
-
WENDY ANDERSON
CHIEF COMPLIANCE OFFICER
- Total calculated
- $131,368
- From this org
- $128,137
- From related orgs
- $0
- Other
- $3,231
- Hours/week
- 45 + 0.1 related
-
RICHARD MCDANIEL
DIRECTOR, FACILITIES & SEC
- Total calculated
- $127,210
- From this org
- $123,229
- From related orgs
- $0
- Other
- $3,981
- Hours/week
- 50
-
AMY ROBBINS - ASSOC DIR
CREDIT COUNSELING (THRU 12/24)
- Total calculated
- $105,512
- From this org
- $100,050
- From related orgs
- $0
- Other
- $5,462
- Hours/week
- 45
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 3 · Compensation committee
- 3 · Form 990 of other organizations
- 3 · Written employment contract
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
- 4a · Severance or change-of-control payment
- 7 · Other non-fixed payments
Answered no
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
- 5a · Pay contingent on this organization's revenues
- 5b · Pay contingent on a related organization's revenues
- 6a · Pay contingent on this organization's net earnings
- 6b · Pay contingent on a related organization's net earnings
- 8 · Paid under the initial-contract exception
The filer's explanations (Part III)
- PART I, LINE 4A
- AMY ROBBINS, ASSOCIATE DIRECTOR OF CREDIT COUNSELING, RECEIVED A SEVERANCE PAYMENT OF $18,144 DURING THE FISCAL YEAR.
- PART I, LINE 7
- BONUSES ARE DISCRETIONARY IN NATURE AND ARE AWARDED ON MERIT. THE AMOUNTS ARE DETERMINED BASED ON THE ORGANIZATION MEETING ITS ANNUAL GOALS. THE CEO BONUS IS APPROVED BY THE BOARD OF DIRECTORS. STAFF BONUSES ARE DETERMINED BY THE CEO.
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Related organizations on this return
Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.
-
CREDIT COUNSELING SOLUTIONS INC
501(C)(3) · CREDIT COUNSELING · CT · controlled entity
Directly controlled by TAKE CHARGE AMERICA INC
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 9 November 2025
- IRS schema version
- 2024v5.2
- Source object
- 202503159349306230
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