Totals
- Total revenue
- $10,941,525
- Total expenses
- $10,228,765
- Contributions and grants received
- $0
- Grants paid
- $95,575
- Program service revenue
- $8,901,119
- Investment income
- $1,465,048
- Other revenue
- $575,358
- Total assets, end of year
- $149,686,546
- Total liabilities, end of year
- $132,036,123
- Net assets or fund balances, end of year
- $17,650,423
- Program services expenses (Part IX)
- not reported
- Management and general expenses
- not reported
- Fundraising expenses
- not reported
- Program service expenses (Part III)
- not reported
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: LOAN INTEREST
total $6,711,009 · related or exempt $6,711,009
-
2b · Program service revenue: INTERCHANGE INCOME
total $1,228,063 · related or exempt $1,228,063
-
2c · Program service revenue: FEE INCOME
total $962,047 · related or exempt $843,729 · unrelated business $118,318
-
3 · Investment income
total $1,490,554 · excluded $1,490,554
-
7a · Gross sales of assets other than inventory
securities $1,487 · other assets $30,739
-
7b · Less cost or other basis and sales expenses
securities $20,232 · other assets $37,500
-
7c · Gain or loss
securities -$18,745 · other assets -$6,761
-
7d · Net gain or loss
total -$25,506 · excluded -$25,506
-
11a · Other revenue: OTHER INCOME
total $575,358 · related or exempt $575,358
-
11e · Other revenue, total
$575,358
Functional expenses
Part IX, the statement of functional expenses.
-
1 · Grants to domestic organizations and governments
total $95,575
-
4 · Benefits paid to or for members
total $1,634,347
-
5 · Compensation of officers, directors and key employees
total $543,530
-
7 · Other salaries and wages
total $2,437,644
-
8 · Pension plan contributions
total $89,028
-
9 · Other employee benefits
total $409,754
-
10 · Payroll taxes
total $273,571
-
11b · Fees: legal
total $3,586
-
11c · Fees: accounting
total $103,436
-
11g · Fees: other
total $1,619,546
-
12 · Advertising and promotion
total $123,821
-
13 · Office expenses
total $589,366
-
14 · Information technology
total $193,963
-
16 · Occupancy
total $285,024
-
17 · Travel
total $16,607
-
19 · Conferences, conventions and meetings
total $44,366
-
21 · Payments to affiliates
total $18,098
-
22 · Depreciation, depletion and amortization
total $460,117
-
23 · Insurance
total $70,140
-
24a · Other expenses: PROVISION FOR CREDIT LO
total $672,077
-
24b · Other expenses: OTHER EXPENSES
total $270,950
-
24c · Other expenses: LOAN EXPENSES
total $268,682
-
24d · Other expenses: OPERATING FEES
total $5,537
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $1,547,141 · end of year $1,612,559
-
2 · Savings and temporary cash investments
beginning of year $13,591,014 · end of year $11,165,601
-
4 · Accounts receivable
beginning of year $62,037 · end of year $52,819
-
7 · Other notes and loans receivable
beginning of year $102,237,716 · end of year $104,811,269
-
9 · Prepaid expenses and deferred charges
beginning of year $263,301 · end of year $349,108
-
10a · Land, buildings and equipment: cost or other basis
$8,290,843
-
10b · Land, buildings and equipment: accumulated depreciation
$3,540,313
-
10c · Land, buildings and equipment, net
beginning of year $4,491,420 · end of year $4,750,530
-
12 · Investments: other securities
beginning of year $23,065,921 · end of year $23,189,317
-
13 · Investments: program-related
beginning of year $601,900 · end of year $605,700
-
15 · Other assets
beginning of year $2,785,156 · end of year $3,149,643
-
17 · Accounts payable and accrued expenses
beginning of year $2,471,093 · end of year $2,938,376
-
25 · Other liabilities
beginning of year $129,873,610 · end of year $129,097,747
-
29 · Capital stock, trust principal or current funds
beginning of year $0 · end of year $0
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $0 · end of year $0
-
31 · Retained earnings, endowment or other funds
beginning of year $16,300,903 · end of year $17,650,423
Listed in Part VII
-
CARA HARRIS
BOARD CHAIR
- Total calculated
- $0
- Hours/week
- 1
-
LEE ROY PORTER
TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
WILLIAM DOWNING
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
ISABELLE HANSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
TERRY JONES
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
JAMES MARTENS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
AARON OLSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
JEREMY SMITH
CEO
- Total calculated
- $230,377
- From this org
- $189,986
- From related orgs
- $0
- Other
- $40,391
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $179,984
- Bonus
- $6,300
- Other
- $3,702
- Deferred
- $11,640
- Nontaxable benefits
- $28,751
- Filer's total
- $230,377
-
CARMEN WOOLEY
CFO
- Total calculated
- $168,238
- From this org
- $131,029
- From related orgs
- $0
- Other
- $37,209
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $126,951
- Bonus
- $2,000
- Other
- $2,078
- Deferred
- $8,364
- Nontaxable benefits
- $28,845
- Filer's total
- $168,238
-
KRIS LAUFER
CMO
- Total calculated
- $144,915
- From this org
- $134,490
- From related orgs
- $0
- Other
- $10,425
- Hours/week
- 50
-
BRIAN GOETZINGER
VICE PRESIDENT OF LENDING
- Total calculated
- $141,905
- From this org
- $132,502
- From related orgs
- $0
- Other
- $9,403
- Hours/week
- 50
-
CHANTEL TURLEY
VP OF MEMBER SERVICES
- Total calculated
- $115,208
- From this org
- $105,100
- From related orgs
- $0
- Other
- $10,108
- Hours/week
- 50
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 3 · Compensation committee
- 3 · Written employment contract
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
Answered no
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
The filer's explanations (Part III)
- PART I, LINE 3
- THE ANNUAL NAFCU AND GALLAGHER COMPENSATION AND BENEFITS REPORT, CU PERFORMANCE SOLUTIONS COMPEASE SYSTEM WITH BENCHMARKED JOBS ARE BOTH RESOURCES FOR COMPARISON.
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
-
$24,000
PROGRAM SUPPORT
-
$21,000
PROGRAM SUPPORT
-
$15,025
PROGRAM SUPPORT
-
$12,000
PROGRAM SUPPORT
-
PROGRAM SUPPORT
-
$6,050
PROGRAM SUPPORT
Provenance
- Return type
- form_990
- Tax year
- 2025
- IRS schema version
- 2025v4.2
- Source object
- 202632649349301318
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