Form 990 for tax year 2024
Filed by BLUE WATER AREA CHAMBER OF COMMERCE.
Totals
- Total revenue
- $328,683
- Total expenses
- $391,454
- Contributions and grants received
- $0
- Grants paid
- $0
- Program service revenue
- $310,022
- Investment income
- $5
- Other revenue
- $18,656
- Total assets, end of year
- $339,523
- Total liabilities, end of year
- $8,966
- Net assets or fund balances, end of year
- $330,557
- Program services expenses (Part IX)
- $65,954
- Management and general expenses
- $325,242
- Fundraising expenses
- $0
- Program service expenses (Part III)
- $65,954
Program services were 16.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: MEMBERSHIP INCOME
total $121,947 · related or exempt $121,947
-
2b · Program service revenue: BCBS AFFINITY REVENUE
total $18,750 · related or exempt $18,750
-
2c · Program service revenue: COMMUNITY GRANTS
total $11,500 · related or exempt $11,500
-
2f · All other program service revenue
total $157,825 · related or exempt $157,825
-
3 · Investment income
total $5 · excluded $5
-
6a · Gross rents
real property $4,200
-
6b · Less rental expenses
real property $0
-
6c · Rental income or loss
real property $4,200
-
6d · Net rental income or loss
total $4,200 · related or exempt $4,200
-
8a · Fundraising events: gross income
$25,970
-
8b · Fundraising events: direct expenses
$11,514
-
8c · Net income from fundraising events
total $14,456 · excluded $14,456
Functional expenses
Part IX, the statement of functional expenses.
-
5 · Compensation of officers, directors and key employees
total $75,909 · management and general $75,909
-
7 · Other salaries and wages
total $98,951 · management and general $98,951
-
10 · Payroll taxes
total $13,222 · management and general $13,222
-
11c · Fees: accounting
total $6,630 · management and general $6,630
-
12 · Advertising and promotion
total $40,557 · management and general $40,557
-
13 · Office expenses
total $6,809 · management and general $6,809
-
16 · Occupancy
total $20,700 · management and general $20,700
-
17 · Travel
total $4,342 · management and general $4,342
-
19 · Conferences, conventions and meetings
total $4,185 · management and general $4,185
-
22 · Depreciation, depletion and amortization
total $258
-
23 · Insurance
total $1,885 · management and general $1,885
-
24a · Other expenses: PROGRAM EXPENSE
total $36,132 · program services $36,132
-
24b · Other expenses: UTILITIES
total $12,276 · management and general $12,276
-
24c · Other expenses: COMMUNITY PARTNERSHIPS
total $11,313 · management and general $11,313
-
24d · Other expenses: MPC MACKINAC YACHT CLUB
total $10,862 · program services $10,862
-
24e · All other expenses
total $47,423 · program services $18,960 · management and general $28,463
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $224,183 · end of year $221,289
-
2 · Savings and temporary cash investments
beginning of year $52,487 · end of year $52,492
-
4 · Accounts receivable
beginning of year $127,847 · end of year $59,936
-
9 · Prepaid expenses and deferred charges
beginning of year $3,966 · end of year $5,195
-
10a · Land, buildings and equipment: cost or other basis
$63,826
-
10b · Land, buildings and equipment: accumulated depreciation
$63,215
-
10c · Land, buildings and equipment, net
beginning of year $869 · end of year $611
-
17 · Accounts payable and accrued expenses
beginning of year $11,000
-
19 · Deferred revenue
beginning of year $600 · end of year $5,500
-
25 · Other liabilities
beginning of year $4,424 · end of year $3,466
-
27 · Net assets without donor restrictions
beginning of year $393,328 · end of year $330,557
Mission and programs · 2024
Mission
TO UNITE BUSINESS PROFESSIONALS AND CITIZENS IN PROMOTING BUSINESS AND ECONOMIC DEVELOPMENT IN THE GREATER BLUE WATER AREA
Activities or mission (Part I)
TO PARTNER WITH THE MEMBERSHIP TO CREATE A SUSTAINABLE BUSINESS ENVIRONMENT
-
THE BLUE WATER AREA CHAMBER OF COMMERCE STRIVES TO RETAIN ITS EXISTING MEMBERSHIP WHILE UTILIZING EVERY OPPORTUNITY TO CONTINUE GROWING ITS MEMBERSHIP.
Expenses $59,839 · Revenue $279,772
-
THE BLUE WATER AREA CHAMBER OF COMMERCE ACTIVELY PROMOTES AND MANAGES BCBSM HEALTH CARE PROGRAMS IN THE GREATER BLUE WATER AREA.
Revenue $18,750
-
THE BLUE WATER AREA CHAMBER OF COMMERCE DISTRIBUTES GRANT MONEY FROM LOCAL FOUNDATION TO LOCAL BUSINESSES
Expenses $6,115 · Revenue $5,500
As filed on the 2024 return.
Listed in Part VII
-
Natacha HaydenNATACHA HAYDEN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Jonathan HoldenJONATHAN HOLDEN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Richard LaframboiseRICHARD LAFRAMBOISE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Harold PowellHAROLD POWELL
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Dan CaseyDAN CASEY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Scott HamiltonSCOTT HAMILTON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Michelle EasterMICHELLE EASTER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Heather BeardenHEATHER BEARDEN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Jo Lynn MannsJO LYNN MANNS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Mallory MooreMALLORY MOORE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Catherine MillsCATHERINE MILLS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Neal BishopNEAL BISHOP
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Josh ChapmanJOSH CHAPMAN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Michelle ShepleyMICHELLE SHEPLEY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Phillip WhitmanPHILLIP WHITMAN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
Chris FlannCHRIS FLANN
TREASURER
- Total calculated
- $0
- Hours/week
- 2
-
Korissa KramerKORISSA KRAMER
PAST CHAIR
- Total calculated
- $0
- Hours/week
- 2
-
Thelma CastilloTHELMA CASTILLO
SECRETARY/ PRESIDENT
- Total calculated
- $75,909
- From this org
- $75,909
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
-
Bonnie DinardoBONNIE DINARDO
OFFICER
- Total calculated
- $0
- Hours/week
- 2
-
Gino GiacumboGINO GIACUMBO
CHAIR
- Total calculated
- $0
- Hours/week
- 2
-
Steve FernandezSTEVE FERNANDEZ
OFFICER
- Total calculated
- $0
- Hours/week
- 2
-
Trevor WalkerTREVOR WALKER
OFFICER
- Total calculated
- $0
- Hours/week
- 2
-
Sarah LaforgeSARAH LAFORGE
OFFICER
- Total calculated
- $0
- Hours/week
- 2
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 16 June 2025
- IRS schema version
- 2024v5.1
- Source object
- 202543049349301909
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