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Nonprofiteer
← DELTA DENTAL OF MISSOURI

Form 990 for tax year 2024

Filed by DELTA DENTAL OF MISSOURI.

Totals

Total revenue
$805,510,567
Total expenses
$795,446,709
Contributions and grants received
$0
Grants paid
$1,253,514
Program service revenue
$795,817,625
Investment income
$8,445,482
Other revenue
$1,247,460
Total assets, end of year
$229,093,320
Total liabilities, end of year
$41,335,445
Net assets or fund balances, end of year
$187,757,875
Program services expenses (Part IX)
$782,366,071
Management and general expenses
$13,080,638
Fundraising expenses
$0
Program service expenses (Part III)
$782,366,071

Program services were 98.4% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1a · Federated campaigns

    $0

  • 1b · Membership dues

    $0

  • 1c · Fundraising events

    $0

  • 1d · Related organizations

    $0

  • 1e · Government grants (contributions)

    $0

  • 1f · All other contributions, gifts and grants

    $0

  • 1g · Noncash contributions included above

    $0

  • 2a · Program service revenue: DENTAL PREMIUMS

    total $795,817,625 · related or exempt $795,817,625 · unrelated business $0 · excluded $0

  • 2b · Program service revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 2c · Program service revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 2d · Program service revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 2e · Program service revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 2f · All other program service revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 3 · Investment income

    total $5,601,411 · related or exempt $0 · unrelated business $0 · excluded $5,601,411

  • 4 · Income from investment of tax-exempt bond proceeds

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 5 · Royalties

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 6a · Gross rents

    real property $0 · personal property $0

  • 6b · Less rental expenses

    real property $0 · personal property $0

  • 6c · Rental income or loss

    real property $0 · personal property $0

  • 6d · Net rental income or loss

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 7a · Gross sales of assets other than inventory

    securities $2,844,071 · other assets $0

  • 7b · Less cost or other basis and sales expenses

    securities $0 · other assets $0

  • 7c · Gain or loss

    securities $2,844,071 · other assets $0

  • 7d · Net gain or loss

    total $2,844,071 · related or exempt $0 · unrelated business $0 · excluded $2,844,071

  • 8a · Fundraising events: gross income

    $0

  • 8a · Fundraising events: contributions included on line 1c

    $0

  • 8b · Fundraising events: direct expenses

    $0

  • 8c · Net income from fundraising events

    total $0 · unrelated business $0 · excluded $0

  • 9a · Gaming: gross income

    $0

  • 9b · Gaming: direct expenses

    $0

  • 9c · Net income from gaming

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 10a · Gross sales of inventory

    $0

  • 10b · Cost of goods sold

    $0

  • 10c · Net income from sales of inventory

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 11a · Other revenue: MISCELLANEOUS INCOME

    total $586,224 · related or exempt $0 · unrelated business $0 · excluded $586,224

  • 11b · Other revenue: INVESTMENT IN SUBSIDIARY

    total $661,236 · related or exempt $0 · unrelated business $0 · excluded $661,236

  • 11c · Other revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 11d · All other revenue

    total $0 · related or exempt $0 · unrelated business $0 · excluded $0

  • 11e · Other revenue, total

    $1,247,460

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $1,253,514 · program services $1,253,514

  • 2 · Grants to domestic individuals

    total $0 · program services $0

  • 3 · Grants to foreign organizations and individuals

    total $0 · program services $0

  • 4 · Benefits paid to or for members

    total $716,446,888 · program services $716,446,888

  • 5 · Compensation of officers, directors and key employees

    total $6,713,864 · program services $0 · management and general $6,713,864 · fundraising $0

  • 6 · Compensation of disqualified persons

    total $0 · program services $0 · management and general $0 · fundraising $0

  • 7 · Other salaries and wages

    total $24,255,035 · program services $22,454,649 · management and general $1,800,386 · fundraising $0

  • 8 · Pension plan contributions

    total $3,584,218 · program services $3,205,021 · management and general $379,197 · fundraising $0

  • 9 · Other employee benefits

    total $4,340,334 · program services $4,018,163 · management and general $322,171 · fundraising $0

  • 10 · Payroll taxes

    total $1,776,711 · program services $1,644,830 · management and general $131,881 · fundraising $0

  • 11a · Fees: management

    total $0 · program services $0 · management and general $0 · fundraising $0

  • 11b · Fees: legal

    total $310,930 · program services $245,553 · management and general $65,377 · fundraising $0

  • 11c · Fees: accounting

    total $304,192 · program services $240,231 · management and general $63,961 · fundraising $0

  • 11d · Fees: lobbying

    total $0 · program services $0 · management and general $0 · fundraising $0

  • 11e · Fees: professional fundraising services

    total $0 · fundraising $0

  • 11f · Fees: investment management

    total $329,282 · program services $0 · management and general $329,282 · fundraising $0

  • 11g · Fees: other

    total $3,975,262 · program services $3,139,401 · management and general $835,861 · fundraising $0

  • 12 · Advertising and promotion

    total $2,186,779 · program services $2,024,459 · management and general $162,320 · fundraising $0

  • 13 · Office expenses

    total $3,912,315 · program services $3,621,915 · management and general $290,400 · fundraising $0

  • 14 · Information technology

    total $68,440 · program services $63,360 · management and general $5,080 · fundraising $0

  • 15 · Royalties

    total $0 · program services $0 · management and general $0 · fundraising $0

  • 16 · Occupancy

    total $718,608 · program services $665,267 · management and general $53,341 · fundraising $0

  • 17 · Travel

    total $768,922 · program services $711,848 · management and general $57,074 · fundraising $0

  • 18 · Travel or entertainment for public officials

    total $0 · program services $0 · management and general $0 · fundraising $0

  • 19 · Conferences, conventions and meetings

    total $345,784 · program services $320,121 · management and general $25,663 · fundraising $0

  • 20 · Interest

    total $0 · program services $0 · management and general $0 · fundraising $0

  • 21 · Payments to affiliates

    total $0 · program services $0 · management and general $0 · fundraising $0

  • 22 · Depreciation, depletion and amortization

    total $1,594,872 · program services $1,476,489 · management and general $118,383 · fundraising $0

  • 23 · Insurance

    total $699,142 · program services $0 · management and general $699,142 · fundraising $0

  • 24a · Other expenses: BOARD AND BUREAU DUES

    total $1,002,887 · program services $928,445 · management and general $74,442 · fundraising $0

  • 24b · Other expenses: SERVICE BUREAU FEES

    total $2,819,589 · program services $2,610,298 · management and general $209,291 · fundraising $0

  • 24c · Other expenses: BROKER COMMISSIONS

    total $8,022,140 · program services $8,022,140 · management and general $0 · fundraising $0

  • 24d · Other expenses: SERVICE AGREEMENTS

    total $7,426,836 · program services $6,875,563 · management and general $551,273 · fundraising $0

  • 24e · All other expenses

    total $2,590,165 · program services $2,397,916 · management and general $192,249 · fundraising $0

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $0 · end of year $0

  • 2 · Savings and temporary cash investments

    beginning of year $35,164,815 · end of year $22,697,050

  • 3 · Pledges and grants receivable

    beginning of year $0 · end of year $0

  • 4 · Accounts receivable

    beginning of year $14,177,993 · end of year $21,155,171

  • 5 · Loans and receivables from officers and key people

    beginning of year $0 · end of year $0

  • 6 · Loans and receivables from disqualified persons

    beginning of year $0 · end of year $0

  • 7 · Other notes and loans receivable

    beginning of year $0 · end of year $0

  • 8 · Inventories for sale or use

    beginning of year $0 · end of year $0

  • 9 · Prepaid expenses and deferred charges

    beginning of year $1,216,826 · end of year $1,410,945

  • 10a · Land, buildings and equipment: cost or other basis

    $38,497,362

  • 10b · Land, buildings and equipment: accumulated depreciation

    $22,530,499

  • 10c · Land, buildings and equipment, net

    beginning of year $12,131,724 · end of year $15,966,863

  • 11 · Investments: publicly traded securities

    beginning of year $132,652,574 · end of year $144,392,518

  • 12 · Investments: other securities

    beginning of year $22,000 · end of year $6,000

  • 13 · Investments: program-related

    beginning of year $16,751,827 · end of year $17,413,063

  • 14 · Intangible assets

    beginning of year $0 · end of year $0

  • 15 · Other assets

    beginning of year $4,817,357 · end of year $6,051,710

  • 17 · Accounts payable and accrued expenses

    beginning of year $17,791,845 · end of year $17,091,174

  • 18 · Grants payable

    beginning of year $0 · end of year $0

  • 19 · Deferred revenue

    beginning of year $0 · end of year $0

  • 20 · Tax-exempt bond liabilities

    beginning of year $0 · end of year $0

  • 21 · Escrow or custodial account liability

    beginning of year $0 · end of year $0

  • 22 · Loans and payables to officers and key people

    beginning of year $0 · end of year $0

  • 23 · Secured mortgages and notes payable

    beginning of year $0 · end of year $0

  • 24 · Unsecured notes and loans payable

    beginning of year $0 · end of year $0

  • 25 · Other liabilities

    beginning of year $25,077,550 · end of year $24,244,271

  • 27 · Net assets without donor restrictions

    beginning of year $0 · end of year $0

  • 28 · Net assets with donor restrictions

    beginning of year $0 · end of year $0

  • 29 · Capital stock, trust principal or current funds

    beginning of year $0 · end of year $0

  • 30 · Paid-in or capital surplus, or land, building or equipment fund

    beginning of year $0 · end of year $0

  • 31 · Retained earnings, endowment or other funds

    beginning of year $174,065,721 · end of year $187,757,875

Mission and programs · 2024

Mission

THE ORGANIZATION'S PRIMARY PURPOSE IS TO IMPROVE THE DENTAL HEALTH OF THE PUBLIC BY PROMOTING PREVENTIVE DENTISTRY AND PROVIDING COMPREHENSIVE DENTAL CARE AND MAINTENANCE ON A PREPAID BASIS.

Activities or mission (Part I)

OUR PURPOSE IS TO IMPROVE THE DENTAL HEALTH OF THE PUBLIC BY PROMOTING PREVENTIVE DENTISTRY AND PROVIDING COMPREHENSIVE DENTAL CARE AND MAINTENANCE ON A PREPAID BASIS.

  • DELTA DENTAL OF MISSOURI IS A PREPAID DENTAL INSURANCE COMPANY. IN 2024, DELTA DENTAL PROCESSED 3,632,677 CLAIMS FOR DENTAL SERVICES.

    Expenses $780,744,557 · Revenue $795,817,625

  • ORAL HEALTH GRANT PROGRAM PROGRAM DESCRIPTION: DELTA DENTAL OF MISSOURI'S ORAL HEALTH GRANT PROGRAM HELPS REDUCE DENTAL DISEASE THROUGH EDUCATION, PREVENTION AND TREATMENT; ENSURE ACCESS TO AFFORDABLE, TIMELY AND HIGH-QUALITY DENTAL CARE; AND ENHANCE AWARENESS OF GOOD ORAL HEALTH WITH A FOCUS ON CHILDREN AND UNDERSERVED INDIVIDUALS. IN 2024, DELTA DENTAL OF MISSOURI AWARDED NEARLY $1.2 MILLION IN GRANTS TO 32 MISSOURI AND SOUTH CAROLINA ORGANIZATIONS, WHICH ALIGN WITH ITS NON-PROFIT MISSION TO IMPROVE ORAL HEALTH. FUNDING INCLUDED DIRECT CARE GRANTS; EQUIPMENT/CAPITAL GRANTS; WORKFORCE DEVELOPMENT; EDUCATIONAL GRANTS; AND LOAN REPAYMENT GRANTS FOR DENTISTS WHO COMMIT TO SERVING IN A DENTAL HEALTH PROFESSIONAL SHORTAGE AREA. THE COMPANY ACCEPTS GRANT APPLICATIONS ANNUALLY. TO BE ELIGIBLE FOR AN ORAL HEALTH GRANT, APPLICANTS IN BOTH STATES MUST FIRST COMPLETE A LETTER OF INTENT THROUGH THE ONLINE GRANT APPLICATION SYSTEM. APPLICANTS MUST BE CONSIDERED TAX-EXEMPT UNDER 501(C)(3) OF THE INTERNAL REVENUE CODE, OR BE A PUBLIC OR GOVERNMENTAL ENTITY, SUCH AS A PUBLIC SCHOOL OR HEALTH DEPARTMENT, AND SERVE THE PEOPLE OF MISSOURI OR SOUTH CAROLINA. THE MINIMUM GRANT AMOUNT IS $5,000. ORAL HEALTH GRANTS GREATER THAN $5,000 ARE INCLUDED IN SCHEDULE I. DELTA DENTAL OF MISSOURI BEGAN ADMINISTERING THIS ORAL HEALTH GRANT PROGRAM ONLINE IN 2017.

    Expenses $1,028,514 · Grants $1,028,514

  • LAND OF SMILES PROGRAM PROGRAM DESCRIPTION: DELTA DENTAL OF MISSOURI'S LAND OF SMILES IS AN EDUCATIONAL PROGRAM THAT FEATURES CAPTIVATING CHARACTERS, WHO TEACH GRADE SCHOOLERS GOOD DENTAL HEALTH HABITS. THE PROGRAM IS AVAILABLE IN A LIVE, IN-PERSON AND VIRTUAL FORMAT. IN 2024, DELTA DENTAL OF MISSOURI INVESTED MORE THAN $368,000 TO EDUCATE NEARLY 84,000 MISSOURI AND SOUTH CAROLINA KINDERGARTEN-THROUGH-3RD-GRADE STUDENTS IN 449 SCHOOLS. STUDENTS LEARN THE IMPORTANCE OF BRUSHING TEETH TWICE A DAY, FLOSSING, EATING HEALTHY FOODS AND VISITING THE DENTIST REGULARLY. DELTA DENTAL OF MISSOURI OFFERS FREE "SMILE BAGS" TO SCHOOLS FOR STUDENTS WHO PARTICIPATE IN THE PROGRAM. EACH BAG INCLUDES A TOOTHBRUSH, TOOTHPASTE AND DENTAL FLOSS TO HELP STUDENTS PRACTICE THE GOOD ORAL HEALTH HABITS THAT THEY LEARN. EACH SCHOOL IS RESPONSIBLE FOR DISTRIBUTING THE BAGS TO PARTICIPATING STUDENTS WHO ATTEND SCHOOL IN PERSON OR VIRTUALLY. A SURVEY OF SCHOOL NURSES SHOWED THAT 99% WOULD LIKE TO HAVE THE PROGRAM RETURN TO THEIR SCHOOL. PRE- AND POST-TEST DATA ALSO SHOWED A 30% INCREASE IN CHILDREN'S ORAL HEALTH KNOWLEDGE AFTER VIEWING THE PROGRAM. LONGEVITY: THIS PROGRAM HAS BEEN IN PLACE IN MISSOURI SINCE 2002, AND IN SOUTH CAROLINA SINCE 2014.

    Expenses $368,000

  • COMMUNITY GIVING PROGRAM PROGRAM DESCRIPTION: THROUGH DELTA DENTAL OF MISSOURI'S COMMUNITY GIVING PROGRAM, THE COMPANY SUPPORTS CHARITABLE ORGANIZATIONS AND PROGRAMS THAT ARE WORKING TO MAKE A DIFFERENCE IN MISSOURI AND SOUTH CAROLINA COMMUNITIES. DELTA DENTAL OF MISSOURI CONSIDERS COMMUNITY GIVING REQUESTS EACH QUARTER FROM REGISTERED 501(C)(3) CHARITABLE ORGANIZATIONS, WHICH SERVE INDIVIDUALS IN MISSOURI OR SOUTH CAROLINA, AND SUPPORT THE OVERALL HEALTH AND WELL-BEING OF THE COMMUNITY WITH A FOCUS ON AT-RISK POPULATIONS. MORE THAN $90,000 IN COMMUNITY DONATIONS WERE AWARDED IN 2024. ORGANIZATIONS MAY APPLY FOR FUNDING ONCE PER YEAR. DELTA DENTAL OF MISSOURI'S COMMUNITY GIVING INCLUDES ORAL HEALTH SUPPLY DONATIONS OF TOOTHBRUSHES AND DENTAL FLOSS TO ORGANIZATIONS TO HELP INDIVIDUALS MAINTAIN GOOD ORAL HYGIENE FOR BETTER DENTAL HEALTH. IN 2024, DELTA DENTAL OF MISSOURI DONATED MORE THAN 225,000 DENTAL SUPPLY ITEMS TO 39 ORGANIZATIONS AS PART OF THE LAND OF SMILES PROGRAM.

    Expenses $225,000 · Grants $225,000

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • Anthony Garavaglia

    Director

    Total calculated
    $39,200
    From this org
    $39,200
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Christine Pierson

    Director

    Total calculated
    $41,300
    From this org
    $41,300
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Cynthia Petrie

    Director

    Total calculated
    $39,300
    From this org
    $39,300
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Deborah Patterson

    Secretary/Director

    Total calculated
    $44,750
    From this org
    $44,750
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Gary Williams

    Director- Term ended 11/2024

    Total calculated
    $54,350
    From this org
    $54,350
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • John Custardo

    Director -Term ended 11/2024

    Total calculated
    $37,200
    From this org
    $37,200
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Kathleen Tucker

    Director

    Total calculated
    $48,050
    From this org
    $48,050
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Latasha Vick

    Director

    Total calculated
    $38,250
    From this org
    $38,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Mark Zust

    Chair of the Board/Director

    Total calculated
    $80,250
    From this org
    $80,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Megan Krohn

    Director

    Total calculated
    $38,250
    From this org
    $38,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Nathan Suter

    Second Vice Chair/Director

    Total calculated
    $46,550
    From this org
    $46,550
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Noble Cooper JR

    Director

    Total calculated
    $44,450
    From this org
    $44,450
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Oladipupo Adefala

    First Vice Chair/Director

    Total calculated
    $52,750
    From this org
    $52,750
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Patricia Britton

    Director

    Total calculated
    $0
    Hours/week
    2

  • Steven Harris

    Treasurer/Director

    Total calculated
    $41,250
    From this org
    $41,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Tamera Sheffield

    Director

    Total calculated
    $0
    Hours/week
    2

  • William Gray

    Director

    Total calculated
    $39,600
    From this org
    $39,600
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • Andrew Rouse

    Chief Financial Officer

    Total calculated
    $544,640
    From this org
    $512,082
    From related orgs
    $0
    Other
    $32,558
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $290,315
    Bonus
    $200,000
    Other
    $21,767
    Deferred
    $7,125
    Nontaxable benefits
    $25,433
    Filer's total
    $544,640

  • Cipriano Mascote

    Chief Actuarial Officer

    Total calculated
    $399,480
    From this org
    $313,547
    From related orgs
    $0
    Other
    $85,933
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $275,120
    Bonus
    $31,993
    Other
    $6,434
    Deferred
    $47,625
    Nontaxable benefits
    $38,308
    Filer's total
    $399,480

  • E B Rob Goren

    President & CEO

    Total calculated
    $1,673,513
    From this org
    $1,504,801
    From related orgs
    $0
    Other
    $168,712
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $796,262
    Bonus
    $613,876
    Other
    $94,663
    Deferred
    $124,956
    Nontaxable benefits
    $43,756
    Filer's total
    $1,673,513

  • James J Barone

    Chief Sales & Marketing Officer

    Total calculated
    $835,702
    From this org
    $747,576
    From related orgs
    $0
    Other
    $88,126
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $464,230
    Bonus
    $243,690
    Other
    $39,656
    Deferred
    $73,776
    Nontaxable benefits
    $14,350
    Filer's total
    $835,702

  • Jane Stanhaus

    Chief Human Resource Officer

    Total calculated
    $443,548
    From this org
    $363,644
    From related orgs
    $0
    Other
    $79,904
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $233,263
    Bonus
    $117,291
    Other
    $13,090
    Deferred
    $40,394
    Nontaxable benefits
    $39,510
    Filer's total
    $443,548

  • Jonathan R Jennings

    Chief Operating Officer

    Total calculated
    $783,933
    From this org
    $670,486
    From related orgs
    $0
    Other
    $113,447
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $419,954
    Bonus
    $220,136
    Other
    $30,396
    Deferred
    $69,691
    Nontaxable benefits
    $43,756
    Filer's total
    $783,933

  • Kiran Achen

    Chief Information Officer

    Total calculated
    $773,874
    From this org
    $679,381
    From related orgs
    $0
    Other
    $94,493
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $406,381
    Bonus
    $271,000
    Other
    $2,000
    Deferred
    $72,898
    Nontaxable benefits
    $21,595
    Filer's total
    $773,874

  • Rhonda Graack

    General Counsel

    Total calculated
    $441,785
    From this org
    $349,509
    From related orgs
    $0
    Other
    $92,276
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $348,657
    Bonus
    $0
    Other
    $852
    Deferred
    $53,319
    Nontaxable benefits
    $38,957
    Filer's total
    $441,785

  • Christine Waltman

    Account Executive

    Total calculated
    $383,172
    From this org
    $305,158
    From related orgs
    $0
    Other
    $78,014
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $95,223
    Bonus
    $208,329
    Other
    $1,606
    Deferred
    $46,559
    Nontaxable benefits
    $31,455
    Filer's total
    $383,172

  • Ellen R Samuels

    Compliance Director

    Total calculated
    $334,142
    From this org
    $242,504
    From related orgs
    $0
    Other
    $91,638
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $209,718
    Bonus
    $28,643
    Other
    $4,143
    Deferred
    $59,027
    Nontaxable benefits
    $32,611
    Filer's total
    $334,142

  • Kathleen Baker

    Account Executive

    Total calculated
    $336,851
    From this org
    $261,927
    From related orgs
    $0
    Other
    $74,924
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $72,354
    Bonus
    $186,568
    Other
    $3,005
    Deferred
    $40,485
    Nontaxable benefits
    $34,439
    Filer's total
    $336,851

  • Robert Wozniak

    Account Executive

    Total calculated
    $405,127
    From this org
    $348,752
    From related orgs
    $0
    Other
    $56,375
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $20,279
    Bonus
    $322,934
    Other
    $5,539
    Deferred
    $51,046
    Nontaxable benefits
    $5,329
    Filer's total
    $405,127

  • Zachary Kain

    Reginal Vice President, Individual and Small Group

    Total calculated
    $338,322
    From this org
    $267,675
    From related orgs
    $0
    Other
    $70,647
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $120,637
    Bonus
    $141,798
    Other
    $5,240
    Deferred
    $36,638
    Nontaxable benefits
    $34,009
    Filer's total
    $338,322

  • Ronald Inge

    Chief Dental Officer, & COO

    Total calculated
    $131,889
    From this org
    $131,889
    From related orgs
    $0
    Other
    $0
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $131,889
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $131,889

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 3 · Compensation committee
  • 3 · Independent compensation consultant
  • 3 · Form 990 of other organizations
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

The filer's explanations (Part III)

Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan
NAMES, AMOUNTS, AND DETAILS OF ARRANGEMENTS THE ORGANIZATION HAS A NONQUALIFIED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN FOR THE BENEFIT OF CERTAIN EMPLOYEES TO RECEIVE CONTRIBUTIONS IN EXCESS OF THE LIMITATIONS IMPOSED BY THE INTERNAL REVENUE CODE ON STANDARD EMPLOYEE PENSION PLANS. AMOUNTS PAID DURING 2024 FOR THE FOLLOWING INDIVIDUALS WERE: JAMES J BARONE - $33,968 E.B. ROB GOREN - $92,562 JONATHAN R JENNINGS - $20,683 THE ORGANIZATION HAS AN UNFUNDED NONQUALIFIED, DEFINED BENEFIT DEFERRED COMPENSATION PLAN (DBDCP) FOR ITS SENIOR LEVEL EXECUTIVES, WITH VESTING AT AGE 60 AND 10 YEARS OF SERVICE FOR EARLY RETIREMENT OR AGE 65 AND FIVE YEARS OF SERVICE FOR NORMAL RETIREMENT. THE PLAN HAD FOURTH AMENDMENT TO CLARIFY THE PROJECTED BENEFTIS TO BE PAID TO THE TWO REMAINING PARTICIPANTS IN THE PLAN, E.B. ROB GOREN AND JONATHAN JENNINGS AS OF DECEMBER 30, 2023. THE PROJECTED BENEFIT ACCRUALS FOR THIS DBDCP ARE REPORTED ANNUALLY IN THE FORM 990 FOR EACH PARTICIPANT. IT IS IMPORTANT TO NOTE THAT SEVERAL PARTICIPANTS IN THIS PROGRAM ARE NOT YET VESTED, YET THE INCREASE IN THE VALUE OF THE ACCRUAL HAS TO BE REPORTED ANNUALLY AS COMPENSATION ON THE FORM 990 WHEN THERE WAS NO BENEFIT VALUE TO THEM PERSONALLY. IF PARTICIPANTS LEAVE THE ORGANIZATION PRIOR TO MEETING THE AGE AND SERVICE REQUIREMENTS, THERE IS NO BENEFIT PAYABLE. SCHEDULE J, PART II, COLUMN C INCLUDES THESE AMOUNTS FOR THE COMPANY'S ACCRUAL. THE VESTED AMOUNT PER PARTICIPANT ARE: E.B. ROB GOREN - $574,000 JONATHAN R JENNINGS - $0.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

The 10 largest by cash amount. The API serves every itemized grant.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

  • ADVANTICA ADMINISTRATIVE SERVICES INC

    C Corporation · THIRD PARTY ADMIN · MO · 100% owned · share of income $6,339,140 · share of assets $18,168,482 · controlled entity

    Directly controlled by NA

Provenance

Return type
form_990
Tax year
2024
Filed
14 November 2025
IRS schema version
2024v5.1
Source object
202543189349312689

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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