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Nonprofiteer
← REDWOOD CREDIT UNION COMMUNITY FUND INC

Form 990 for tax year 2025

Filed by REDWOOD CREDIT UNION COMMUNITY FUND INC.

Totals

Total revenue
$1,359,154
Total expenses
$851,733
Contributions and grants received
$1,015,781
Grants paid
$797,818
Program service revenue
$0
Investment income
$342,001
Other revenue
$1,372
Total assets, end of year
$11,140,778
Total liabilities, end of year
$482,574
Net assets or fund balances, end of year
$10,658,204
Program services expenses (Part IX)
$797,818
Management and general expenses
$53,915
Fundraising expenses
$0
Program service expenses (Part III)
$797,818

Program services were 93.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1c · Fundraising events

    $28,365

  • 1d · Related organizations

    $582,500

  • 1f · All other contributions, gifts and grants

    $404,916

  • 3 · Investment income

    total $218,069 · excluded $218,069

  • 7a · Gross sales of assets other than inventory

    securities $849,837

  • 7b · Less cost or other basis and sales expenses

    securities $725,905

  • 7c · Gain or loss

    securities $123,932

  • 7d · Net gain or loss

    total $123,932 · excluded $123,932

  • 8a · Fundraising events: gross income

    $5,638

  • 8a · Fundraising events: contributions included on line 1c

    $28,365

  • 8b · Fundraising events: direct expenses

    $4,266

  • 8c · Net income from fundraising events

    total $1,372 · excluded $1,372

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $495,909 · program services $495,909

  • 2 · Grants to domestic individuals

    total $281,909 · program services $281,909

  • 3 · Grants to foreign organizations and individuals

    total $20,000 · program services $20,000

  • 11b · Fees: legal

    total $6,000 · management and general $6,000

  • 11c · Fees: accounting

    total $5,250 · management and general $5,250

  • 11f · Fees: investment management

    total $16,705 · management and general $16,705

  • 11g · Fees: other

    total $25,944 · management and general $25,944

  • 13 · Office expenses

    total $399 · management and general $399

  • 14 · Information technology

    total $1,081 · management and general $1,081

  • 23 · Insurance

    total -$4,107 · management and general -$4,107

  • 24a · Other expenses: MERCHANT FEE

    total $713 · management and general $713

  • 24e · All other expenses

    total $1,930 · management and general $1,930

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $755,490 · end of year $235,596

  • 2 · Savings and temporary cash investments

    beginning of year $3,367,377 · end of year $3,662,895

  • 9 · Prepaid expenses and deferred charges

    beginning of year $750 · end of year $0

  • 10a · Land, buildings and equipment: cost or other basis

    $23,900

  • 10b · Land, buildings and equipment: accumulated depreciation

    $23,900

  • 10c · Land, buildings and equipment, net

    beginning of year $0 · end of year $0

  • 11 · Investments: publicly traded securities

    beginning of year $6,120,157 · end of year $6,842,287

  • 12 · Investments: other securities

    beginning of year $0 · end of year $400,000

  • 18 · Grants payable

    beginning of year $536,986 · end of year $482,574

  • 27 · Net assets without donor restrictions

    beginning of year $9,706,188 · end of year $10,657,604

  • 28 · Net assets with donor restrictions

    beginning of year $600 · end of year $600

Mission and programs · 2025

Mission

REDWOOD CREDIT UNION COMMUNITY FUND, INC. WILL HELP TO MAKE A MEANINGFUL IMPACT IN ADVANCING THE WELL-BEING OF OUR COMMUNITIES. OUR APPROACH IS TO BE RESPECTFUL AND INTENTIONAL IN OUR GIVING. WE EXIST TO MEET THE NEEDS OF OTHERS.

Activities or mission (Part I)

HELPING TO MAKE A MEANINGFUL IMPACT IN ADVANCING THE WELL-BEING OF OUR COMMUNITIES.

  • COMMUNITY WELLNESS - COMMUNITY WELLNESS INCLUDING HOUSING.

    Expenses $313,146 · Grants $313,146

  • DOWN PAYMENT ASSISTANCE - REDWOOD CREDIT UNION COMMUNITY FUND PROVIDES DOWN PAYMENT ASSISTANCE GRANTS TO HELP MAKE HOMEOWNERSHIP MORE ACCESSIBLE FOR INDIVIDUALS AND FAMILIES WHO CAN AFFORD MONTHLY HOUSING COSTS BUT FACE CHALLENGES SAVING FOR A DOWN PAYMENT. THIS PROGRAM BRIDGES A CRITICAL FINANCIAL GAP BY OFFERING TARGETED SUPPORT THAT ENABLES QUALIFIED MEMBERS TO ACHIEVE SUSTAINABLE HOMEOWNERSHIP. THROUGH THIS ASSISTANCE, WE PROMOTE FINANCIAL STABILITY, EXPAND ACCESS TO HOUSING OPPORTUNITIES, AND STRENGTHEN LONGTERM COMMUNITY WELLBEING.

    Expenses $259,098 · Grants $259,098

  • EMPLOYEE GIVING CAMPAIGN - EMPLOYEES OF REDWOOD CREDIT UNION MAY DONATE TO THE ORGANIZATION THROUGH PAYROLL DEDUCTION AND DESIGNATE THE GRANTEE RECIPIENTS THAT ARE 501(C)(3) PUBLIC CHARITIES.

    Expenses $134,574 · Grants $134,574

  • FINANCIAL WELLNESS - FINANCIAL LITERACY INITIATIVES TO EDUCATE PEOPLE OF ALL AGES IN ESSENTIAL MONEY MANAGEMENT SKILLS.

    Expenses $78,500 · Grants $78,500

  • DISASTER AND FIRE RELIEF - TO HELP RETURN THE HEALTH AND VIBRANCY TO COMMUNITIES AFFECTED BY NATURAL DISASTERS. THIS PROGRAM PROVIDES SUPPORT TO PARTNER ORGANIZATIONS IN AFFECTED AREAS AS WELL AS DIRECT SUPPORT TO INDIVIDUALS AND FAMILIES.

    Expenses $12,500 · Grants $12,500

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • Mishel Kaufman

    PRESIDENT

    Total calculated
    $0
    Hours/week
    2 + 1.5 related

  • Jose Alvarez

    VICE PRESIDENT

    Total calculated
    $0
    Hours/week
    0.25 + 1.5 related

  • Josh Stotlzfus

    TREASURER (AS OF 03/25)

    Total calculated
    $0
    Hours/week
    1 + 1.5 related

  • Dan Moylan

    TREASURER (THRU 03/25)

    Total calculated
    $0
    Hours/week
    1 + 1.5 related

  • Tracy Condron

    SECRETARY

    Total calculated
    $0
    Hours/week
    0.25 + 1.5 related

  • Matt Martin

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.25 + 1.5 related

  • Matt Metzger

    DIRECTOR (THRU 09/25)

    Total calculated
    $0
    Hours/week
    0.25 + 1.5 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.

Grants on this return

The 10 largest by cash amount. The API serves every itemized grant.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Provenance

Return type
form_990
Tax year
2025
Filed
5 August 2026
IRS schema version
2025v4.2
Source object
202612309349302346

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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