Form 990 for tax year 2025

Totals

Total revenue

$4,879,348

Total expenses

$5,881,159

Contributions and grants received

$2,660,035

Grants paid

$242,764

Program service revenue

$2,095,665

Investment income

$125,248

Other revenue

-$1,600

Total assets, end of year

$5,537,239

Total liabilities, end of year

$5,900,373

Net assets or fund balances, end of year

-$363,134

Program services expenses (Part IX)

$4,040,398

Management and general expenses

$1,191,497

Fundraising expenses

$649,264

Program service expenses (Part III)

$4,040,398

Program services were 68.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2025

• Housing & supportive services helped families and individuals overcome homelessness through affordable housing and supportive services to empower families to stabilize their lives, build new skills, decrease their utilization of emergency services, and keep families united and safe. While each program has specific eligibility criteria & requirements, all programs are united in philosophy, core services & service delivery methods that equip & empower participants to achieve foundational stability (i.e., stable housing), improve their economic resources & increase their self-sufficiency. They link affordable housing to customized support services; use the whole family approach; operate collaboratively; are case management-driven & participant centered; employ outcome-based evaluation; research-based tools, strategies, and best practices. YWCA's transitional housing program (THP), established in 1984, creates a path out of homelessness for single parent families with moderate to high barriers to housing stability. A family centered program, THP provides life changing case management, advocacy, training & support that helps parents achieve stable housing and supports the needs of their children through direct service and connection to community resources. Families spend up to 36 months stabilizing their lives & building skills while living in a YWCA owned/operated transitional housing site. Participants that complete a year are eligible for a Section 8 Rental Voucher which helps them maintain affordable housing in the community & reduces the chance of repeat homelessness. Permanent supportive housing (PSH) serves one & two parent families identified as having the highest and most complex barriers to housing stability, including chronic or long-term homelessness, a diagnosed physical/mental disability &/or chronic illness such as HIV/AIDS. Families work to achieve stable housing & independent living while receiving support through case management, coaching & connection to community resources. Families reside in YWCA owned/operated housing or housing in the community. Families are eligible to access a Section 8 Voucher after a year in the program. They participate if they choose, provided they continue to meet eligibility requirements. PSH has served the community since 1995.

  Expenses $1,971,668 · Grants $88,493 · Revenue $1,012,540

• The health & fitness center (HFC) is a community health hub that provides individual and group-based activities that support good health. A welcoming and inclusive setting empowers people of all ages to live an active lifestyle, prevent, and manage chronic medical conditions, reduce stress, and grow strong in body and mind. Outreach and initiatives help keep health and wellness services accessible and welcoming to all genders, ages, and abilities. Service and facility offerings include group and specialty classes, pool, hot tub, free weights, cardio equipment, and on-site personal trainers work one-on-one with members to meet their fitness goals.The HFC helped members meet their health and fitness goals by providing classes, personal training and coaching services, swimming instruction, aquatic exercise, lap swimming, competitive swimming, open swimming, and pool rental. Supported the health of participants in YWCA's social service programs through special programs (e.g., swimming lessons for housing program families).

  Expenses $1,112,358 · Revenue $1,013,807

• The YWCA's Economic Advancement Career Pathways Program provides culturally responsive employment counseling and comprehensive support to adults seeking to advance their economic stability. Grounded in our commitment to equity, the program is designed to serve individuals and families navigating barriers to employment, particularly those from communities historically impacted by systemic inequities, while remaining inclusive and accessible to all.Through the Career Pathways Program, unemployed and underemployed individuals are supported in preparing for the workforce, building critical skills, and earning industry-recognized credentials that lead to sustainable, in-demand careers. Participants receive individualized coaching, ongoing case coordination, and wraparound services that address both professional and personal barriers to success.Our current healthcare tract is within the healthcare sector, including training courses such as Certified Nursing Assistant (CNA), Phlebotomy, Trained Medication Assistant (TMA), and Nurse Station Technician (NST/HUC). All training courses are complemented by a strong focus on career readiness, financial literacy, and essential professional soft skills development. Together, these services equip participants not only to secure employment, but to transition from earning a living wage to achieving long-term economic mobility and financial well-being.Advanced equitable access to career pathways by delivering culturally responsive workforce development services to individuals and families navigating systemic barriers to employment, with a continued focus on communities most impacted by economic inequities. Supported participants in transitioning from unemployment or underemployment into career-sustaining employment, positioning them to move from short-term financial stability toward long-term economic mobility and well-being. Fostered employer and community partnerships to create clearer pathways to employment, improve job placement opportunities, and ensure training remains responsive to labor market demands. Sixty-two percent of participants obtained employment within 15 days of program completion. Participants experienced an average wage increase of 35%, moving from entry-level wages toward career-sustaining incomes. Seventy-nine participants earned industry-recognized credentials and licensing within the last year.

  Expenses $763,905 · Grants $135,339 · Revenue $40,925

• Youth development programs empower young people to build bright futures. Programming helps young people affirm who they are, and supports them in building leadership skills, employment readiness, and academic success. YW Stride helps young women of color ages 17-24 who are transitioning from foster care by helping them secure stable housing and navigate relationships, resources, and systems. The Young Women's Initiative of MN is a public-private partnership between the Women's Foundation of MN and the State of MN. It is comprised of twenty-four young women and youth leaders ages 16-24 appointed by the Governor and actively engaged in leadership and advocacy development, philanthropy, policy initiatives, and community engagement to address disparities for girls and young women.Increased Stride participants' employment or education involvement, with majority working full-time jobs, enrolling in school, or entering job training programs. Ninety-five percent of Stride participants remained in stable housing after their subsidy support concluded.YWI 2025-2026 cohort served twenty-four participants aged 16 to 24 for their leadership development over a year and four months. Provide them with hourly participation pay, mileage reimbursements for greater MN participants, networking opportunities, and resources. Developed a part-time position for an alumnus to be a co-facilitator for the 2025- 2026 program year, enhancing the program and leadership development of the YWI. In collaboration with our partners, we have engaged eight community organizations that are making a significant impact on advocacy work, providing workshops for the YWI participants to learn from. Four training sessions led by the Citizen League to equip participants with essential knowledge of policymaking and the legislative process. This empowers them to be effective advocates and craft their policy agenda.

  Expenses $192,467 · Grants $18,932

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Provenance

Return type

form_990

Tax year

2025

Filed

1 June 2026

IRS schema version

2025v4.1

Source object

202641609349301309

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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