Form 990 for tax year 2023

Totals

Total revenue

$10,037,647

Total expenses

$14,946,240

Contributions and grants received

$6,562,456

Grants paid

$3,145,873

Program service revenue

$2,539,418

Investment income

$913,492

Other revenue

$22,281

Total assets, end of year

$22,768,829

Total liabilities, end of year

$3,218,264

Net assets or fund balances, end of year

$19,550,565

Program services expenses (Part IX)

$10,930,135

Management and general expenses

$3,742,192

Fundraising expenses

$273,913

Program service expenses (Part III)

$10,930,135

Program services were 73.1% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2023

• EDUCATION & OUTREACH: NFHA'S EDUCATION AND OUTREACH PROGRAM INFORMS CONSUMERS ABOUT THEIR RIGHTS AND HOW TO RECOGNIZE AND REPORT POSSIBLE DISCRIMINATION. IT ALSO TEACHES HOUSING PROVIDERS ABOUT THEIR OBLIGATIONS UNDER THE LAW AND THE BENEFITS OF EXPANDING FAIR HOUSING CHOICE. OUR NATIONAL FAIR HOUSING MEDIA CAMPAIGN MATERIALS INCLUDE PRINT PRODUCTS, BROCHURES, POSTERS, SOCIAL MEDIA MARKETING, AND TELEVISION AND RADIO PSAS. THESE CREATIVE ASSETS ARE MARKETED AND DISTRIBUTED TO MEDIA OUTLETS AND ORGANIZATIONS THROUGHOUT THE UNITED STATES. THROUGH OUR EDUCATION AND OUTREACH INITIATIVES, NFHA HAS:- CREATED HUNDREDS OF PUBLIC SERVICE ANNOUNCEMENTS COVERING ALL PROTECTED CLASSES UNDER THE FEDERAL LAW- DEVELOPED FAIR HOUSING MATERIALS IN NINE LANGUAGES TO BROADEN THE AUDIENCES LEARNING ABOUT FAIR HOUSING ISSUES- ACHIEVED OVER 5 BILLION IMPRESSIONS TO EDUCATE THE PUBLIC ABOUT THE BENEFITS OF FAIR HOUSING- RECEIVED OVER $170 MILLION IN DONATED MEDIA TO EDUCATE THE PUBLIC ABOUT FAIR HOUSING ISSUES

  Expenses $3,098,242 · Grants $522,407 · Revenue $286,400

• HOUSING & COMMUNITY DEVELOPMENT: THE HOUSING AND COMMUNITY DEVELOPMENT TEAM AT NFHA WORKS TO CREATE SUSTAINABLE HOUSING OPPORTUNITIES AND THRIVING, WELL-RESOURCED AND INCLUSIVE COMMUNITIES UTILIZING THE UNIQUE RESOURCES AND TOOLS AVAILABLE TO THE FAIR HOUSING MOVEMENT. THESE TOOLS AND RESOURCES ALLOW US TO INVEST IN HOUSING AND COMMUNITY DEVELOPMENT STRATEGIES THAT SPECIFICALLY ADDRESS THE HOUSING AND LENDING BARRIERS FACING PEOPLE OF COLOR AND PERSONS IN OTHER PROTECTED CLASSES.

  Expenses $2,868,533 · Grants $2,623,466

• ENFORCEMENT: IN 1968, THE FAIR HOUSING ACT WAS PASSED INTO LAW MAKING HOUSING DISCRIMINATION UNLAWFUL THROUGHOUT THE NATION. DESPITE THIS LEGAL PROTECTION AND DECADES OF WORK BY NFHA AND ITS MEMBERS TO EDUCATE AND TRAIN PERSONS AND ORGANIZATIONS, REINVEST IN COMMUNITIES, AND ADVOCATE FOR POLICIES THAT EXTEND EQUITY AND EQUALITY IN HOUSING NATIONWIDE, HOUSING DISCRIMINATION PERSISTS. NFHA'S ENFORCEMENT EFFORTS SUPPORT ITS MISSION BY ENGAGING IN ACTIVITIES TO DOCUMENT AND ADDRESS UNLAWFUL HOUSING DISCRIMINATION THROUGHOUT THE COUNTRY: - INTAKE AND REFERRALS: NFHA RECEIVES ALLEGATIONS OF DISCRIMINATION AND CONNECTS PERSONS WITH LOCAL FAIR HOUSING ORGANIZATIONS AND OTHER RESOURCES FOR INVESTIGATION AND ADVOCACY SERVICES. NFHA MAY ALSO PROVIDE INVESTIGATION AND ADVOCACY SERVICES.- INVESTIGATIONS: WHEN NFHA HAS REASON TO BELIEVE FAIR HOUSING LAWS ARE BEING VIOLATED, IT CONDUCTS INVESTIGATIONS TO ASSESS THE SITUATION. INVESTIGATIONS ARE OFTEN CONDUCTED IN COLLABORATION WITH LOCAL FAIR HOUSING CENTERS AND MAY COVER MULTIPLE STATES. - COUNTERACTION: IN INSTANCES WHERE NFHA IDENTIFIES DISCRIMINATION, NFHA DIVERTS ITS RESOURCES TO ADDRESS DOCUMENTED DISCRIMINATION THROUGH, FOR EXAMPLE, RE-TRAINING, RE-EDUCATION CAMPAIGNS, AND OUTREACH ACTIVITIES. - ELIMINATION AND PREVENTION: NFHA LEVERAGES FAIR HOUSING LAWS TO ELIMINATE DISCRIMINATION IT HAS DOCUMENTED, PREVENT FUTURE DISCRIMINATION, AND PROVIDE RELIEF TO INDIVIDUALS AND COMMUNITIES HARMED BY DISCRIMINATION. - COMMUNITY REINVESTMENT: NFHA SEEKS TO REINVEST IN COMMUNITIES HARMED BY DISCRIMINATION, AND TO MAKE NEIGHBORHOODS AND PERSONS WHOLE.- AMICUS BRIEFS: NFHA ENGAGES IN AMICUS BRIEFS TO SUPPORT THE DEVELOPMENT OF STRONG FAIR HOUSING JURISPRUDENCE.

  Expenses $1,396,240 · Revenue $590,100

• RESPONSIBLE AI: THE RESPONSIBLE AI PROGRAM IS A MULTI-FACETED EFFORT DESIGNED TO ELIMINATE BIAS IN ALGORITHMIC-BASED SYSTEMS USED IN HOUSING AND FINANCIAL SERVICES, INCREASE TRANSPARENCY AND EXPLAINABILITY FOR AI TOOLS, OUTLINE ETHICAL STANDARDS FOR RESPONSIBLE TECH, ADVANCE EFFECTIVE POLICIES FOR REGULATING AI TOOLS, AND INCREASE DIVERSITY AND INCLUSION IN THE TECH FIELD. THE GOAL IS TO HAVE OUR "GOLD STANDARD" OF ALGORITHMIC FAIRNESS ADOPTED BY REGULATORS, DEVELOPERS, AND CONSUMERS OF AI-BASED SYSTEMS.THIS INITIATIVE FOCUSES ON FIVE MAIN GOALS:- DEVELOPING SOLUTIONS FOR REMOVING BIAS FROM THE TECHNOLOGIES THAT SHAPE OUR LIVES- INCREASING TRANSPARENCY AND EXPLAINABILITY FOR AI TOOLS- ADVANCING RESEARCH TO HELP REDUCE BIAS IN TECH- DEVELOPING POLICIES THAT PROMOTE MORE EFFECTIVE OVERSIGHT FOR AI TOOLS- SUPPORTING EFFORTS TO INCREASE DIVERSITY, EQUITY, AND INCLUSION IN THE TECH FIELD

  Expenses $1,004,392

• PUBLIC POLICY: NFHA PLAYS A PIVOTAL ROLE IN PROVIDING IMPORTANT RESEARCH AND INFORMATION TO POLICY-MAKERS AND REGULATORS. NFHA SUPPORTS POLICY INITIATIVES THAT ADVANCE OUR GOALS OF ELIMINATING DISCRIMINATION IN HOUSING AND EXPANDING EQUAL ACCESS TO HOMEOWNERSHIP OPPORTUNITIES. SOME KEY PUBLIC POLICY ACCOMPLISHMENTS INCLUDE RESTORING CRITICAL FAIR HOUSING AND LENDING RULES TO ADVANCE RACIAL JUSTICE AND FAIRNESS FOR ALL; HELPING TO GENERATE 70 PERCENT OF THE PUBLIC COMMENTS IN FAVOR OF THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT'S AFFIRMATIVELY FURTHERING FAIR ACTION PROPOSED RULE; AND LEADING ADVOCACY EFFORTS TO MAKE THE CASE FOR SYSTEMIC REFORMS OF THE HOME VALUATION PROCESS.

  Expenses $803,824

• CONSULTING & COMPLIANCE: NFHA PROVIDES A FULL RANGE OF CONSULTING AND COMPLIANCE SERVICES TO HOUSING, REAL ESTATE, MORTGAGE LENDING, APPRAISAL, HOMEOWNERS INSURANCE, TECH, AND OTHER COMPANIES. THIS INCLUDES CUSTOMIZED TRAINING PROGRAMS AND ASSESSMENT OF ALL POLICIES AND PRACTICES FOR COMPLIANCE WITH FAIR HOUSING/FAIR LENDING LAWS. NFHA ALSO PROVIDES TRAINING AND CONSULTING FOR NON-PROFIT FAIR HOUSING, CIVIL RIGHTS, SOCIAL JUSTICE, GOVERNMENTAL AND COMMUNITY DEVELOPMENT ORGANIZATIONS ON FAIR HOUSING ENFORCEMENT, EDUCATION, AND OUTREACH, AFFIRMATIVELY FURTHERING FAIR HOUSING, AND OTHER SUBJECTS DESIGNED TO PROMOTE FAIR HOUSING THROUGHOUT THE NATION.

  Expenses $914,268 · Revenue $1,642,668

• KEYS UNLOCK DREAMS: THE KEYS UNLOCK DREAMS INITIATIVE (KUDI) IS A NATIONWIDE INITIATIVE LED BY THE NATIONAL FAIR HOUSING ALLIANCE (NFHA) DESIGNED TO ACHIEVE FIVE MAJOR GOALS: 1. REMOVE STRUCTURAL BARRIERS THAT PERPETUATE RACIAL INEQUALITY;2. EXPAND AFFORDABLE AND FAIR HOUSING OPTIONS;3. PREVENT AN UNBALANCED RECOVERY FROM THE COVID-19 PANDEMIC;4. EMPOWER CONSUMERS AND STAKEHOLDERS WITH CRITICAL INFORMATION AND RESOURCES; AND5. HELP CLOSE THE RACIAL WEALTH AND HOMEOWNERSHIP GAPS. KEYS UNLOCK DREAMS PROMOTES PROGRAMS AND PRODUCTS SUPPORTING SUSTAINABLE MORTGAGES FOR AFFORDABLE HOUSING. IT ALSO ADVANCES PROGRAMS THAT CREATE SUSTAINABLE INCLUSIVE COMMUNITIES. THE KEYS UNLOCK DREAMS INITIATIVE CONNECTS CONSUMERS AND OTHER STAKEHOLDERS WITH IMPORTANT RESOURCES AND EVENTS TO EDUCATE PEOPLE ABOUT FAIR HOUSING AND FAIR CREDIT OPPORTUNITIES TO CREATE VIBRANT, INCLUSIVE COMMUNITIES.

  Expenses $693,676

• MEMBER SERVICES: NFHA PROVIDES TECHNICAL ASSISTANCE TO MEMBER ORGANIZATIONS; ADVOCATES ON BEHALF OF MEMBERS ON A RANGE OF ISSUES; CONDUCTS EXTENSIVE TRAINING PROGRAMS IN THE FORM OF WEBINARS, IN-SERVICE EVENTS, CONFERENCES AND ITS FAIR HOUSING SCHOOL (R) TRAINING PROGRAM; AND COLLABORATES WITH MEMBERS ON REGIONAL AND NATIONAL SYSTEMIC INVESTIGATIONS. THESE EFFORTS ARE DESIGNED TO BUILD CAPACITY FOR PROVIDING ASSISTANCE TO VICTIMS OF DISCRIMINATION AND TO IMPROVE PROFICIENCY OF EDUCATION AND ENFORCEMENT EFFORTS AT THE LOCAL LEVEL.

  Expenses $150,960 · Revenue $20,250

As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

• HOMEOWNERSHIP COUNCIL AMERICA

  $461,600

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• FAIR HOUSING COUNCIL OF METROPOLITAN MEMPHIS

  $433,639

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE

  $160,650

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• COLUMBUS HOUSING PARTNERSHIP DBA HOMEPORT

  $160,650

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• MOUNT VERNON MANOR INC

  $111,000

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• HABITAT FOR HUMANITY OF GREATER KANSAS CITY

  $110,304

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• THE WORKS INC

  $92,500

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• ATLANTA NEIGHBORHOOD DEVELOPMENT PARTNERSHIP INC

  $89,250

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• THE CAUSEWAY AGENCY LLC

  $88,768

  FUND COMMUNITY ACCESSIBILITY PROJECTS

• CSA SAN DIEGO COUNTY

  $80,000

  FUND COMMUNITY ACCESSIBILITY PROJECTS

The 10 largest by cash amount. The API serves every itemized grant.

Provenance

Return type

form_990

Tax year

2023

Filed

14 August 2025

IRS schema version

2023v6.0

Source object

202502269349301885

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

The source document this was parsed from is served over the API, which is where bulk and document access live.