Form 990 for tax year 2023

Revenue

Part VIII, the statement of revenue.

• 2a · Program service revenue: PREMIUMS

  total $1,009,444,876 · related or exempt $1,009,444,876

• 3 · Investment income

  total $192,836 · excluded $192,836

• 6a · Gross rents

  real property $16,440

• 6b · Less rental expenses

  real property $0

• 6c · Rental income or loss

  real property $16,440

• 6d · Net rental income or loss

  total $16,440 · excluded $16,440

• 7a · Gross sales of assets other than inventory

  securities $6,754,383

• 7b · Less cost or other basis and sales expenses

  securities $6,626,876

• 7c · Gain or loss

  securities $127,507

• 7d · Net gain or loss

  total $127,507 · excluded $127,507

Functional expenses

Part IX, the statement of functional expenses.

• 1 · Grants to domestic organizations and governments

  total $979,240 · program services $979,240

• 4 · Benefits paid to or for members

  total $923,001,594 · program services $923,001,594

• 5 · Compensation of officers, directors and key employees

  total $6,408,652 · management and general $6,408,652

• 6 · Compensation of disqualified persons

  total $107,436 · management and general $107,436

• 7 · Other salaries and wages

  total $12,038,727 · program services $6,682,071 · management and general $5,356,656

• 8 · Pension plan contributions

  total $1,040,990 · program services $396,763 · management and general $644,227

• 9 · Other employee benefits

  total $2,316,442 · program services $1,042,119 · management and general $1,274,323

• 10 · Payroll taxes

  total $1,289,832 · program services $508,190 · management and general $781,642

• 11b · Fees: legal

  total $356,215 · management and general $356,215

• 11c · Fees: accounting

  total $217,110 · management and general $217,110

• 11f · Fees: investment management

  total $298,039 · management and general $298,039

• 11g · Fees: other

  total $1,667,857 · program services $377,687 · management and general $1,290,170

• 12 · Advertising and promotion

  total $3,320,158 · program services $218,515 · management and general $3,101,643

• 13 · Office expenses

  total $604,787 · program services $573,343 · management and general $31,444

• 14 · Information technology

  total $28,747,046 · program services $29,156,713 · management and general -$409,667

• 16 · Occupancy

  total $4,138,060 · program services $2,360,083 · management and general $1,777,977

• 17 · Travel

  total $103,136 · program services $24,306 · management and general $78,830

• 19 · Conferences, conventions and meetings

  total $62,754 · program services $8,005 · management and general $54,749

• 22 · Depreciation, depletion and amortization

  total $776,689 · program services $116,855 · management and general $659,834

• 23 · Insurance

  total $820,551 · management and general $820,551

• 24a · Other expenses: BROKER COMMISSIONS

  total $14,747,414 · program services $14,747,414 · management and general $0

• 24b · Other expenses: PRINTING & PUBLICATIONS

  total $2,125,874 · program services $1,834,217 · management and general $291,657

• 24c · Other expenses: INSURANCE DEPT. FEES

  total $1,375,867 · program services $1,317,358 · management and general $58,509

• 24d · Other expenses: PERFORMANCE GUARNTEES

  total $1,162,259 · program services $1,162,259 · management and general $0

• 24e · All other expenses

  total $2,376,948 · program services $851,471 · management and general $1,525,477

Balance sheet

Part X, book values.

• 1 · Cash, non-interest-bearing

  beginning of year $33,609,271 · end of year $13,082,694

• 4 · Accounts receivable

  beginning of year $36,544,421 · end of year $38,877,531

• 9 · Prepaid expenses and deferred charges

  beginning of year $1,560,777 · end of year $1,391,281

• 10a · Land, buildings and equipment: cost or other basis

  $25,301,366

• 10b · Land, buildings and equipment: accumulated depreciation

  $13,984,978

• 10c · Land, buildings and equipment, net

  beginning of year $11,681,199 · end of year $11,316,388

• 11 · Investments: publicly traded securities

  beginning of year $81,224,282 · end of year $110,463,902

• 12 · Investments: other securities

  beginning of year $37,705,615 · end of year $36,848,814

• 15 · Other assets

  beginning of year $432,225 · end of year $538,319

• 17 · Accounts payable and accrued expenses

  beginning of year $21,641,135 · end of year $22,113,468

• 19 · Deferred revenue

  beginning of year $6,066,696 · end of year $7,679,601

• 25 · Other liabilities

  beginning of year $24,212,346 · end of year $24,486,770

• 29 · Capital stock, trust principal or current funds

  beginning of year $0 · end of year $0

• 30 · Paid-in or capital surplus, or land, building or equipment fund

  beginning of year $0 · end of year $0

• 31 · Retained earnings, endowment or other funds

  beginning of year $150,837,613 · end of year $158,239,090

The filer's explanations (Part III)

PART I, LINE 1A

HEALTH AND SOCIAL DUES THE CEO'S SOCIAL DUES (COUNTRY CLUB) ARE PAID BY THE ORGANIZATION.

PART I, LINE 7

NON-FIXED PAYMENTS AS INDICATED IN SCHEDULE J, PART II, PERSONS LISTED ON FORM 990, PART VII, SECTION A RECEIVED A BONUS BASED ON PERFORMANCE AND THE FINANCIAL RESULTS OF THE ORGANIZATION. THIS BONUS WAS APPROVED BY THE BOARD.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

• NORTHWINDS TECHNOLOGY SOLUTION

  TECHNOLOGY · DE · 33.33% owned · share of income -$4,672,181 · share of assets $12,103,764 · general or managing partner

  Directly controlled by DDIL DDWI & CORVESTA

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

• TRUASSURE INSURANCE COMPANY

  C · DENTAL INS. · IL · 100% owned · share of income -$1,588,494 · share of assets $12,527,018 · controlled entity

  Directly controlled by DDIL

• PROTEC INSURANCE COMPANY

  C · HEALTH INS. · IL · 100% owned · share of income $852,035 · share of assets $9,491,449 · controlled entity

  Directly controlled by DDIL

• TRUASSURE INSURANCE COMPANY OF COLORADO

  C · DENTAL INS. · CO · 100% owned · share of income $9,851 · share of assets $2,135,447 · controlled entity

  Directly controlled by DDIL