← CHAMBER OF COMMERCE OF ST JOSEPH COUNTY

Form 990 for tax year 2025

Filed by CHAMBER OF COMMERCE OF ST JOSEPH COUNTY.

Totals

Total revenue: $7,428,359
Total expenses: $7,249,392
Contributions and grants received: $1,877,805
Grants paid: $0
Program service revenue: $5,261,663
Investment income: $140,116
Other revenue: $148,775
Total assets, end of year: $5,367,129
Total liabilities, end of year: $2,693,598
Net assets or fund balances, end of year: $2,673,531
Program services expenses (Part IX): $6,343,904
Management and general expenses: $905,488
Fundraising expenses: $0
Program service expenses (Part III): $6,290,538

Program services were 87.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

1b · Membership dues

$900,736
1f · All other contributions, gifts and grants

$977,069
2a · Program service revenue: HOTEL/MOTEL TAX REVENUE

total $5,261,663 · related or exempt $5,261,663
3 · Investment income

total $140,116 · related or exempt $140,116
8a · Fundraising events: gross income

$449,351
8b · Fundraising events: direct expenses

$408,909
8c · Net income from fundraising events

total $40,442
11a · Other revenue: CONTRIBUTIONS AND PLEDGES

total $85,000 · related or exempt $85,000
11b · Other revenue: ADMINISTRATIVE FEES

total $23,333 · related or exempt $23,333
11e · Other revenue, total

$108,333

Functional expenses

Part IX, the statement of functional expenses.

6 · Compensation of disqualified persons

total $242,342 · management and general $242,342
7 · Other salaries and wages

total $1,253,136 · program services $1,069,585 · management and general $183,551
8 · Pension plan contributions

total $85,267 · program services $56,647 · management and general $28,620
9 · Other employee benefits

total $158,666 · program services $124,416 · management and general $34,250
10 · Payroll taxes

total $91,903 · program services $90,537 · management and general $1,366
11g · Fees: other

total $558,320 · program services $310,399 · management and general $247,921
12 · Advertising and promotion

total $4,183,369 · program services $4,168,184 · management and general $15,185
13 · Office expenses

total $56,439 · program services $48,317 · management and general $8,122
16 · Occupancy

total $217,532 · program services $168,588 · management and general $48,944
17 · Travel

total $93,016 · program services $87,123 · management and general $5,893
22 · Depreciation, depletion and amortization

total $33,779 · program services $28,461 · management and general $5,318
23 · Insurance

total $17,398 · program services $13,680 · management and general $3,718
24a · Other expenses: DUES & SUBSCRIPTIONS

total $92,817 · program services $57,110 · management and general $35,707
24b · Other expenses: COMPUTER SUPPORT

total $68,216 · program services $52,407 · management and general $15,809
24c · Other expenses: BAD DEBTS

total $47,869 · program services $34,428 · management and general $13,441
24d · Other expenses: REPAIRS AND MAINTENANCE

total $15,422 · program services $13,915 · management and general $1,507
24e · All other expenses

total $33,901 · program services $20,107 · management and general $13,794

Balance sheet

Part X, book values.

2 · Savings and temporary cash investments

beginning of year $2,999,588 · end of year $4,000,687
4 · Accounts receivable

beginning of year $118,229 · end of year $305,119
9 · Prepaid expenses and deferred charges

beginning of year $12,000 · end of year $34,297
10a · Land, buildings and equipment: cost or other basis

$363,329
10b · Land, buildings and equipment: accumulated depreciation

$155,176
10c · Land, buildings and equipment, net

beginning of year $86,881 · end of year $208,153
15 · Other assets

beginning of year $915,512 · end of year $818,873
17 · Accounts payable and accrued expenses

beginning of year $179,198 · end of year $153,532
19 · Deferred revenue

beginning of year $542,937 · end of year $1,721,193
25 · Other liabilities

beginning of year $915,512 · end of year $818,873
27 · Net assets without donor restrictions

beginning of year $2,494,563 · end of year $2,673,531

Mission and programs · 2025

Mission

THE CHAMBER OF COMMERCE OF ST. JOSEPH COUNTY, INC. WAS FOUNDED IN 1909 AS A PRIVATE, NOT-FOR-PROFIT MEMBER ASSOCIATION TO SERVE ITS MEMBER BUSINESSES AND ADVANCE COMMUNITY PROSPERITY. THE CHAMBER IS DEDICATED TO ITS MEMBERS' GROWTH AND PROSPERITY. THE CHAMBER IS THE PRIMARY ADVOCATE FOR AREA BUSINESS AND IS COMMITTED TO HELPING MEMBERS COMPETE BY PROVIDING LEADERSHIP, ADVOCACY AND SERVICES.

THE CONVENTION AND VISITORS BUREAU PROGRAM IS FOCUSED UPON ATTRACTING MEETINGS, CONVENTIONS, SPORTS, AND OTHER LEISURE ACTIVITIES AND VISITORS TO STIMULATE ECONOMIC GROWTH IN ST. JOSEPH COUNTY, INDIANA.

Expenses $5,490,306 · Revenue $5,261,663
THE MEMBER SERVICES PROGRAM PROVIDES SERVICES TO ITS MEMBER BUSINESSES AND ADVANCE COMMUNITY PROSPERITY. THE CHAMBER IS DEDICATED TO ITS MEMBERS' GROWTH AND PROSPERITY.

Expenses $800,232 · Revenue $900,736
ECONOMIC DEVELOPMENT SERVES AS THE LEAD ECONOMIC DEVELOPMENT ORGANIZATION FOR ST. JOSEPH COUNTY, INDIANA, FOCUSING ON BUSINESS ATTRACTION, START UP, GROWTH AND RETENTION ACTIVITIES.

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Scott BrewerSCOTT BREWER

BOARD MEMBER

Total calculated

$0
Justin ButlerJUSTIN BUTLER

BOARD MEMBER

Total calculated

$0
Heather ChristophersenHEATHER CHRISTOPHERSEN

BOARD MEMBER

Total calculated

$0
Theresa CruthirdTHERESA CRUTHIRD

BOARD MEMBER

Total calculated

$0
Mike DaigleMIKE DAIGLE

BOARD MEMBER

Total calculated

$0
Katie EatonKATIE EATON

BOARD MEMBER

Total calculated

$0
Timothy EmerickTIMOTHY EMERICK

BOARD MEMBER

Total calculated

$0
Chris FieldingCHRIS FIELDING

BOARD MEMBER

Total calculated

$0
Janet HorvathJANET HORVATH

BOARD MEMBER

Total calculated

$0
Chris KaramCHRIS KARAM

BOARD MEMBER

Total calculated

$0
Andrew KostielneyANDREW KOSTIELNEY

BOARD MEMBER

Total calculated

$0
Ted LermanTED LERMAN

BOARD MEMBER

Total calculated

$0
Ryan MatthysRYAN MATTHYS

FINANCE CHAI

Total calculated

$0
Mark MinneMARK MINNE

BOARD MEMBER

Total calculated

$0
Bhumika NorrisBHUMIKA NORRIS

BOARD MEMBER

Total calculated

$0
Jason OsterhageJASON OSTERHAGE

BOARD MEMBER

Total calculated

$0
Aj PatelAJ PATEL

BOARD MEMBER

Total calculated

$0
Michael ScottMICHAEL SCOTT

BOARD MEMBER

Total calculated

$0
Larry TracyLARRY TRACY

BOARD MEMBER

Total calculated

$0
Kyle UrtelKYLE URTEL

BOARD MEMBER

Total calculated

$0
Brad WebbBRAD WEBB

BOARD MEMBER

Total calculated

$0
Shelli WorkmanSHELLI WORKMAN

CHAIR ELECT

Total calculated

$0
Jeffrey ReaJEFFREY REA

CEO

Total calculated

$0

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type: form_990
Tax year: 2025
Filed: 2 March 2026
IRS schema version: 2025v4.0
Source object: 202610579349301311

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