Totals
- Total revenue
- $30,849,752
- Total expenses
- $24,510,688
- Contributions and grants received
- $0
- Grants paid
- $0
- Program service revenue
- $28,285,076
- Investment income
- $2,564,676
- Other revenue
- $0
- Total assets, end of year
- $594,689,116
- Total liabilities, end of year
- $541,889,723
- Net assets or fund balances, end of year
- $52,799,393
- Program services expenses (Part IX)
- not reported
- Management and general expenses
- not reported
- Fundraising expenses
- not reported
- Program service expenses (Part III)
- not reported
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: LOAN INTEREST
total $19,105,012 · related or exempt $19,105,012
-
2b · Program service revenue: FEE INCOME
total $7,180,984 · related or exempt $7,180,984
-
2c · Program service revenue: OTHER INCOME
total $1,999,080 · related or exempt $1,991,781 · unrelated business $7,299
-
3 · Investment income
total $2,564,676 · related or exempt $2,564,676
Functional expenses
Part IX, the statement of functional expenses.
-
5 · Compensation of officers, directors and key employees
total $2,930,172
-
7 · Other salaries and wages
total $6,418,074
-
11g · Fees: other
total $1,296,126
-
12 · Advertising and promotion
total $1,500,591
-
13 · Office expenses
total $1,205,333
-
16 · Occupancy
total $1,268,437
-
17 · Travel
total $29,126
-
20 · Interest
total $2,380,537
-
22 · Depreciation, depletion and amortization
total $935,893
-
23 · Insurance
total $143,621
-
24a · Other expenses: PROVISION FOR LOAN & LE
total $2,441,194
-
24b · Other expenses: CARD PROCESSING & BANK
total $1,986,193
-
24c · Other expenses: LOAN SERVICING EXPENSE
total $993,535
-
24d · Other expenses: OTHER EXPENSE
total $762,389
-
24e · All other expenses
total $219,467
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $4,875,918 · end of year $5,359,566
-
2 · Savings and temporary cash investments
beginning of year $80,993,681 · end of year $25,383,611
-
7 · Other notes and loans receivable
beginning of year $345,107,123 · end of year $408,985,891
-
10a · Land, buildings and equipment: cost or other basis
$25,411,574
-
10b · Land, buildings and equipment: accumulated depreciation
$10,173,432
-
10c · Land, buildings and equipment, net
beginning of year $12,678,520 · end of year $15,238,142
-
12 · Investments: other securities
beginning of year $104,226,434 · end of year $101,853,204
-
15 · Other assets
beginning of year $37,213,272 · end of year $37,868,702
-
17 · Accounts payable and accrued expenses
beginning of year $7,340,824 · end of year $8,482,374
-
25 · Other liabilities
beginning of year $521,393,870 · end of year $533,407,349
-
29 · Capital stock, trust principal or current funds
beginning of year $0 · end of year $0
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $0 · end of year $0
-
31 · Retained earnings, endowment or other funds
beginning of year $56,360,254 · end of year $52,799,393
Mission and programs · 2022
Mission
TO PROVIDE LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO ITS MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE LOCAL MARKETPLACE AND WITH A "SERVICE-BASED" EMPHASIS THAT RECOGNIZES THE MEMBERS' STATUS AS "OWNER".
Activities or mission (Part I)
TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
-
PROVIDE FINANCIAL SERVICES TO MEMBERS.
As filed on the 2022 return.
Listed in Part VII
-
Bill KnolesBILL KNOLES
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Marsha CallowayMARSHA CALLOWAY
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Kirk PiersonKIRK PIERSON
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Mike SisingerMIKE SISINGER
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Jack RadichJACK RADICH
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
John FalkJOHN FALK
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Gail KelleyGAIL KELLEY
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Michael PoeMICHAEL POE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Mike ShaferMIKE SHAFER
CEO
- Total calculated
- $525,882
- From this org
- $514,015
- From related orgs
- $0
- Other
- $11,867
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $408,672
- Bonus
- $101,068
- Other
- $4,275
- Deferred
- $11,867
- Nontaxable benefits
- $0
- Filer's total
- $525,882
-
Greg KidwellGREG KIDWELL
PRESIDENT
- Total calculated
- $346,001
- From this org
- $327,701
- From related orgs
- $0
- Other
- $18,300
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $271,176
- Bonus
- $52,250
- Other
- $4,275
- Deferred
- $18,300
- Nontaxable benefits
- $0
- Filer's total
- $346,001
-
Chris HooverCHRIS HOOVER
VP FINANCE
- Total calculated
- $198,116
- From this org
- $187,144
- From related orgs
- $0
- Other
- $10,972
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $149,524
- Bonus
- $33,345
- Other
- $4,275
- Deferred
- $10,972
- Nontaxable benefits
- $0
- Filer's total
- $198,116
-
Casey EcklesCASEY ECKLES
VP OPERATIONS
- Total calculated
- $350,988
- From this org
- $339,921
- From related orgs
- $0
- Other
- $11,067
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $152,351
- Bonus
- $33,295
- Other
- $154,275
- Deferred
- $11,067
- Nontaxable benefits
- $0
- Filer's total
- $350,988
-
Andy TarboxANDY TARBOX
CIO
- Total calculated
- $207,605
- From this org
- $196,043
- From related orgs
- $0
- Other
- $11,562
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $160,510
- Bonus
- $33,395
- Other
- $2,138
- Deferred
- $11,562
- Nontaxable benefits
- $0
- Filer's total
- $207,605
-
Jill JusticeJILL JUSTICE
VP HUMAN RESOURCES
- Total calculated
- $320,227
- From this org
- $313,293
- From related orgs
- $0
- Other
- $6,934
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $130,408
- Bonus
- $28,885
- Other
- $154,000
- Deferred
- $6,934
- Nontaxable benefits
- $0
- Filer's total
- $320,227
-
Linda BattagliaLINDA BATTAGLIA
VP COMPLIANCE
- Total calculated
- $161,229
- From this org
- $154,933
- From related orgs
- $0
- Other
- $6,296
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $89,944
- Bonus
- $14,989
- Other
- $50,000
- Deferred
- $6,296
- Nontaxable benefits
- $0
- Filer's total
- $161,229
-
Curtis OnofriCURTIS ONOFRI
VP LENDING
- Total calculated
- $198,340
- From this org
- $187,181
- From related orgs
- $0
- Other
- $11,159
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $153,986
- Bonus
- $33,195
- Other
- $0
- Deferred
- $11,159
- Nontaxable benefits
- $0
- Filer's total
- $198,340
-
Thomas GouletTHOMAS GOULET
MORTGAGE LOAN OFFICER
- Total calculated
- $0
- Hours/week
- 40
-
Christina GilCHRISTINA GIL
AVP LOAN ORIGINATIONS
- Total calculated
- $150,355
- From this org
- $142,161
- From related orgs
- $0
- Other
- $8,194
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $91,567
- Bonus
- $50,594
- Other
- $0
- Deferred
- $8,194
- Nontaxable benefits
- $0
- Filer's total
- $150,355
-
Laura GatesLAURA GATES
MORTGAGE LOAN OFFICER
- Total calculated
- $0
- Hours/week
- 40
-
Deanna BarzakDEANNA BARZAK
VP OF BUSINESS DEV
- Total calculated
- $122,450
- From this org
- $115,812
- From related orgs
- $0
- Other
- $6,638
- Hours/week
- 40
-
Maria GonzalezMARIA GONZALEZ
VP OF SALES AND SERVICES
- Total calculated
- $119,940
- From this org
- $113,340
- From related orgs
- $0
- Other
- $6,600
- Hours/week
- 40
-
Michele MurryMICHELE MURRY
VP OF ADMIN
- Total calculated
- $114,355
- From this org
- $108,054
- From related orgs
- $0
- Other
- $6,301
- Hours/week
- 40
-
Patricia MedertPATRICIA MEDERT
BUSINESS SERVICES SPECIALIST
- Total calculated
- $234,897
- From this org
- $230,574
- From related orgs
- $0
- Other
- $4,323
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $74,774
- Bonus
- $1,525
- Other
- $154,275
- Deferred
- $4,323
- Nontaxable benefits
- $0
- Filer's total
- $234,897
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 2 · Substantiation required before reimbursing expenses
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
Answered no
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Taxable family on this return
Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.
Disregarded entities
Part I: entities that legally are the filer and file no return of their own.
-
MEMBER POWER SERVICES GROUP
OH · income $88,597 · assets $650,893
Directly controlled by PATHWAYS FINANCIAL CREDIT UNION 23-7247091
Provenance
- Return type
- form_990
- Tax year
- 2022
- Filed
- 7 November 2023
- IRS schema version
- 2022v5.0
- Source object
- 202323179349301782
Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.
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