Form 990 for tax year 2022

Revenue

Part VIII, the statement of revenue.

• 2a · Program service revenue: PREMIUMS

  total $952,619,490 · related or exempt $952,619,490

• 3 · Investment income

  total $3,126,114 · excluded $3,126,114

• 6a · Gross rents

  real property $16,440

• 6b · Less rental expenses

  real property $0

• 6c · Rental income or loss

  real property $16,440

• 6d · Net rental income or loss

  total $16,440 · excluded $16,440

• 7a · Gross sales of assets other than inventory

  securities $7,786,111

• 7b · Less cost or other basis and sales expenses

  securities $8,658,089

• 7c · Gain or loss

  securities -$871,978

• 7d · Net gain or loss

  total -$871,978 · excluded -$871,978

Functional expenses

Part IX, the statement of functional expenses.

• 1 · Grants to domestic organizations and governments

  total $2,376,458 · program services $2,376,458

• 4 · Benefits paid to or for members

  total $864,131,081 · program services $864,131,081

• 5 · Compensation of officers, directors and key employees

  total $5,808,197 · management and general $5,808,197

• 6 · Compensation of disqualified persons

  total $105,794 · management and general $105,794

• 7 · Other salaries and wages

  total $12,674,248 · program services $7,053,725 · management and general $5,620,523

• 8 · Pension plan contributions

  total $1,231,412 · program services $528,404 · management and general $703,008

• 9 · Other employee benefits

  total $2,290,045 · program services $1,194,142 · management and general $1,095,903

• 10 · Payroll taxes

  total $1,314,431 · program services $531,635 · management and general $782,796

• 11b · Fees: legal

  total $51,635 · management and general $51,635

• 11c · Fees: accounting

  total $202,651 · management and general $202,651

• 11f · Fees: investment management

  total $284,997 · management and general $284,997

• 11g · Fees: other

  total $1,505,638 · program services $391,482 · management and general $1,114,156

• 12 · Advertising and promotion

  total $2,714,183 · program services $171,229 · management and general $2,542,954

• 13 · Office expenses

  total $882,586 · program services $851,915 · management and general $30,671

• 14 · Information technology

  total $30,325,411 · program services $30,567,600 · management and general -$242,189

• 16 · Occupancy

  total $3,690,705 · program services $2,189,227 · management and general $1,501,478

• 17 · Travel

  total $112,119 · program services $30,612 · management and general $81,507

• 19 · Conferences, conventions and meetings

  total $102,642 · program services $13,226 · management and general $89,416

• 22 · Depreciation, depletion and amortization

  total $844,575 · program services $195,818 · management and general $648,757

• 23 · Insurance

  total $740,259 · management and general $740,259

• 24a · Other expenses: BROKER COMMISSIONS

  total $13,342,583 · program services $13,342,583

• 24b · Other expenses: PRINTING & PUBLICATIONS

  total $1,810,744 · program services $1,587,316 · management and general $223,428

• 24c · Other expenses: INSURANCE DEPT. FEES

  total $1,293,967 · program services $1,199,378 · management and general $94,589

• 24d · Other expenses: DDPA DUES

  total $873,087 · management and general $873,087

• 24e · All other expenses

  total $724,099 · program services $66,772 · management and general $657,327

Balance sheet

Part X, book values.

• 1 · Cash, non-interest-bearing

  beginning of year $33,387,443 · end of year $33,609,271

• 4 · Accounts receivable

  beginning of year $59,324,266 · end of year $36,544,421

• 9 · Prepaid expenses and deferred charges

  beginning of year $1,158,608 · end of year $1,560,777

• 10a · Land, buildings and equipment: cost or other basis

  $24,889,487

• 10b · Land, buildings and equipment: accumulated depreciation

  $13,208,288

• 10c · Land, buildings and equipment, net

  beginning of year $12,495,586 · end of year $11,681,199

• 11 · Investments: publicly traded securities

  beginning of year $92,313,993 · end of year $81,224,282

• 12 · Investments: other securities

  beginning of year $37,698,193 · end of year $37,705,615

• 14 · Intangible assets

  beginning of year $0

• 15 · Other assets

  beginning of year $378,296 · end of year $432,225

• 17 · Accounts payable and accrued expenses

  beginning of year $19,162,450 · end of year $21,641,135

• 19 · Deferred revenue

  beginning of year $7,764,962 · end of year $6,066,696

• 25 · Other liabilities

  beginning of year $51,411,013 · end of year $24,212,346

• 29 · Capital stock, trust principal or current funds

  beginning of year $0 · end of year $0

• 30 · Paid-in or capital surplus, or land, building or equipment fund

  beginning of year $0 · end of year $0

• 31 · Retained earnings, endowment or other funds

  beginning of year $158,417,960 · end of year $150,837,613

The filer's explanations (Part III)

PART I, LINE 1A

HEALTH AND SOCIAL DUES THE CEO'S SOCIAL DUES (COUNTRY CLUB) ARE PAID BY THE ORGANIZATION.

PART I, LINE 7

NON-FIXED PAYMENTS AS INDICATED IN SCHEDULE J, PART II, PERSONS LISTED ON FORM 990, PART VII, SECTION A RECEIVED A BONUS BASED ON PERFORMANCE AND THE FINANCIAL RESULTS OF THE ORGANIZATION. THIS BONUS WAS APPROVED BY THE BOARD.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

• NORTHWINDS TECHNOLOGY SOLUTION

  TECHNOLOGY · DE · 33.33% owned · share of income -$1,414,882 · share of assets $18,156,610 · general or managing partner

  Directly controlled by DDIL DDWI & CORVESTA

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

• TRUASSURE INSURANCE COMPANY

  C · DENTAL INS. · IL · 100% owned · share of income $1,483,034 · share of assets $13,326,322 · controlled entity

  Directly controlled by DDIL

• PROTEC INSURANCE COMPANY

  C · HEALTH INS. · IL · 100% owned · share of income $770,824 · share of assets $8,498,679 · controlled entity

  Directly controlled by DDIL

• TRUASSURE INSURANCE COMPANY OF COLORADO

  C · DENTAL INS · CO · 100% owned · share of income $3,247 · share of assets $2,125,619 · controlled entity

  Directly controlled by DDIL