Totals
- Total revenue
- $11,648,433
- Total expenses
- $11,250,404
- Contributions and grants received
- $0
- Grants paid
- $0
- Program service revenue
- $10,802,627
- Investment income
- $845,806
- Other revenue
- $0
- Total assets, end of year
- $160,971,834
- Total liabilities, end of year
- $145,199,908
- Net assets or fund balances, end of year
- $15,771,926
- Program services expenses (Part IX)
- $3,250,701
- Management and general expenses
- $7,999,703
- Fundraising expenses
- $0
- Program service expenses (Part III)
- $3,250,701
Program services were 28.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: INCOME FROM MEMBER LOANS
total $9,271,456 · related or exempt $9,271,456
-
2b · Program service revenue: INCOME FROM MEMBER
total $1,531,171 · related or exempt $1,531,171
-
3 · Investment income
total $257,961 · related or exempt $257,961
-
7a · Gross sales of assets other than inventory
other assets $865,900
-
7b · Less cost or other basis and sales expenses
other assets $278,055
-
7c · Gain or loss
other assets $587,845
-
7d · Net gain or loss
total $587,845 · unrelated business $587,845
Functional expenses
Part IX, the statement of functional expenses.
-
4 · Benefits paid to or for members
total $2,791,757 · program services $2,791,757
-
7 · Other salaries and wages
total $3,034,897 · management and general $3,034,897
-
9 · Other employee benefits
total $58,965 · management and general $58,965
-
10 · Payroll taxes
total $210,089 · management and general $210,089
-
11b · Fees: legal
total $12,384 · management and general $12,384
-
11c · Fees: accounting
total $46,412 · management and general $46,412
-
12 · Advertising and promotion
total $232,143 · management and general $232,143
-
13 · Office expenses
total $1,090,896 · management and general $1,090,896
-
16 · Occupancy
total $254,986 · management and general $254,986
-
17 · Travel
total $62,630 · management and general $62,630
-
19 · Conferences, conventions and meetings
total $12,874 · management and general $12,874
-
20 · Interest
total $403,026 · management and general $403,026
-
22 · Depreciation, depletion and amortization
total $228,445 · management and general $228,445
-
23 · Insurance
total $963,225 · management and general $963,225
-
24a · Other expenses: LOAN SERVICING/SHARE DR
total $1,209,868 · management and general $1,209,868
-
24b · Other expenses: OUTSIDE SERVICE BUREAUS
total $409,896 · program services $409,896
-
24c · Other expenses: LEAGUE DUES
total $92,396 · management and general $92,396
-
24d · Other expenses: MAINTENANCE AGREEMENTS
total $86,467 · management and general $86,467
-
24e · All other expenses
total $49,048 · program services $49,048
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $1,308,881 · end of year $1,859,472
-
2 · Savings and temporary cash investments
beginning of year $993,735 · end of year $3,978,162
-
4 · Accounts receivable
beginning of year $586,787 · end of year $768,798
-
7 · Other notes and loans receivable
beginning of year $120,100,227 · end of year $132,363,435
-
9 · Prepaid expenses and deferred charges
beginning of year $1,049,344 · end of year $1,114,147
-
10a · Land, buildings and equipment: cost or other basis
$7,763,734
-
10b · Land, buildings and equipment: accumulated depreciation
$3,898,525
-
10c · Land, buildings and equipment, net
beginning of year $4,151,207 · end of year $3,865,209
-
13 · Investments: program-related
beginning of year $26,074,276 · end of year $16,260,480
-
15 · Other assets
beginning of year $620,156 · end of year $762,131
-
17 · Accounts payable and accrued expenses
beginning of year $4,049,661 · end of year $3,371,582
-
19 · Deferred revenue
beginning of year $4,402 · end of year $2,160
-
25 · Other liabilities
beginning of year $135,456,653 · end of year $141,826,166
-
29 · Capital stock, trust principal or current funds
beginning of year $0 · end of year $0
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $0 · end of year $0
-
31 · Retained earnings, endowment or other funds
beginning of year $15,373,897 · end of year $15,771,926
Mission and programs · 2024
Mission
WE ADVANCE FINANCIAL PEACE OF MIND WITHIN OUR COMMUNITY.
Activities or mission (Part I)
SCENIC COMMUNITY CREDIT UNION IS A STATE-CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 15,182 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED CURRENTLY FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED.
-
SCENIC COMMUNITY CREDIT UNION IS A STATE-CHARTERED CREDIT UNION, MUTUALLY OWNED BY OUR 15,182 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED CURRENTLY FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED.
Expenses $3,250,701
As filed on the 2024 return.
Listed in Part VII
-
Allen NeelyALLEN NEELY
CHAIRMAN
- Total calculated
- $0
- Hours/week
- 2
-
Stan HopkinsSTAN HOPKINS
SECRETARY/TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Peter EnsignPETER ENSIGN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
David Wayne DenhamDAVID WAYNE DENHAM
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Robert MaderROBERT MADER
VICE CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Jay LandJAY LAND
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Marty StubblefieldMARTY STUBBLEFIELD
CEO
- Total calculated
- $191,772
- From this org
- $175,000
- From related orgs
- $0
- Other
- $16,772
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $175,000
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $175,000
-
Rodney SelcerRODNEY SELCER
CHIEF LENDING OFFICER
- Total calculated
- $138,098
- From this org
- $125,641
- From related orgs
- $0
- Other
- $12,457
- Hours/week
- 40
-
Julie RainesJULIE RAINES
CHIEF FINANCIAL OFFICER
- Total calculated
- $145,914
- From this org
- $138,391
- From related orgs
- $0
- Other
- $7,523
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
None.
Answered no
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 12 November 2025
- IRS schema version
- 2024v5.2
- Source object
- 202503169349306455
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