Form 990 for tax year 2024

Filed by CHAMBERHEALTH CONSORTIUM OF MINNESOTA.

Totals

Total revenue: $3,711,187
Total expenses: $3,683,958
Contributions and grants received: $0
Grants paid: $0
Program service revenue: $3,711,187
Investment income: $0
Other revenue: $0
Total assets, end of year: $430,968
Total liabilities, end of year: $403,766
Net assets or fund balances, end of year: $27,202
Program services expenses (Part IX): not reported
Management and general expenses: not reported
Fundraising expenses: not reported
Program service expenses (Part III): not reported

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

2a · Program service revenue: EMPLOYER CONTRIBUTIONS

total $3,711,187 · related or exempt $3,711,187

Functional expenses

Part IX, the statement of functional expenses.

4 · Benefits paid to or for members

total $3,658,532
11a · Fees: management

total $25,088
24a · Other expenses: BANK SERVICE CHARGES

total $338

Balance sheet

Part X, book values.

1 · Cash, non-interest-bearing

beginning of year $259,089 · end of year $430,968
17 · Accounts payable and accrued expenses

beginning of year $12,075
19 · Deferred revenue

beginning of year $247,041 · end of year $403,766
29 · Capital stock, trust principal or current funds

beginning of year $0 · end of year $0
30 · Paid-in or capital surplus, or land, building or equipment fund

beginning of year $0 · end of year $0
31 · Retained earnings, endowment or other funds

beginning of year -$27 · end of year $27,202

Mission and programs · 2024

Mission

PROVIDE GROUP HEALTH INSURANCE TO COMPANIES DOMICILED IN MINNESOTA THAT ARE MEMBERS OF THE MINNESOTA CHAMBER OF COMMERCE THROUGH AN ASSOCATION HEALTH PLAN.

Activities or mission (Part I)

PROVIDE GROUP HEALTH INSURANCE TO COMPANIES DOMICILED IN MINNESOTA THAT ARE MEMBERS OF THE MINNESOTA CHAMBER OF COMMERCE THROUGH AN ASSOCIATION HEALTH PLAN.

TO PROVIDE COST-SAVING, GROUP HEALTH INSURANCE TO ELIGIBLE MEMBERS IN MINNESOTA.

As filed on the 2024 return.

Listed in Part VII

Benjamin BjorkBENJAMIN BJORK

BOARD MEMBER

Total calculated

$0

Hours/week

0
Doug LoonDOUG LOON

TREASURER

Total calculated

$615,639

From this org

$0

From related orgs

$586,723

Other

$28,916

Hours/week

1 + 40 related

Schedule J breakdown matched by us

Base

$0 + $381,585 related

Bonus

$0 + $194,815 related

Other

$0 + $10,323 related

Deferred

$0 + $20,700 related

Nontaxable benefits

$0 + $8,216 related

Filer's total

$0 + $615,639 related
Heidi LarsonHEIDI LARSON

CHAIR

Total calculated

$0

Hours/week

0
Jack DaggettJACK DAGGETT

BOARD MEMBER

Total calculated

$0

Hours/week

0
Tony AlbrightTONY ALBRIGHT

BOARD MEMBER

Total calculated

$0

Hours/week

0

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

None.

Answered no

4a · Severance or change-of-control payment
4b · Supplemental nonqualified retirement plan
4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINE 3: THE BENEFITS AND COMPENSATION PACKAGE FOR THE PRESIDENT AND CEO IS OVERSEEN AND DIRECTED BY OUR COMPENSATION COMMITTEE. THIS COMMITTEE IS COMPRISED OF OUR VOLUNTEER OFFICERS OF THE BOARD OF DIRECTORS WHICH INCLUSDE THE CHAIR, VICE CHAIR, SECRETARY/TREASURER AND THE IMMEDIATE TWO PAST CHAIRS. MEETING MINUTES ARE MAINTAINED TO DOCUMENT THIS DELIBERATION AND APPROVAL OF SALARY ADJUSTMENTS. A SALARY AND BENEFIT SURVEY HAS BEEN CONDUCTED TO MEASURE THE COMPENSATION PACKAGE. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2024.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

MINNESOTA CHAMBER OF COMMERCE

501(C)(6) · BUSINESS ORGANIZATION · MN

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

BROOKS CAMERON AND HUEBSCH PLLC
MOSFORD BARTHEL CO PLC (MB CONSULTANTS PLLC)

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

BIRCH COVE GROUP LTD
CD PRODUCTS INC
DATA SOLUTIONS INTERNATIONAL INC
DISTINCTIVE IRON
FULLERTON COMPANIES
GOFF PUBLIC
GROWTH OPERATORS ADVISORY SERVICES LLC
INGCO INTERNATIONAL
LAKE ELMO BANK
MIDWEST MN COMMUNITY DEVELOPMENT CORPORATION
PIVOT STRATEGIES
POUL HAAS PA
PRIDE SOLUTIONS LLC
THORNTON DOLAN BOWEN KLECKER AND BURKHAMMER PA
T-REX COOKIE COMPANY
VIKING GARAGE DOOR CO INC
XS CONSULTING GROUP

Provenance

Return type: form_990
Tax year: 2024
Filed: 30 October 2025
IRS schema version: 2024v5.2
Source object: 202503049349301520

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