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Nonprofiteer
← HOUSING AND CREDIT COUNSELING INC

Form 990 for tax year 2024

Filed by HOUSING AND CREDIT COUNSELING INC.

Totals

Total revenue
$471,813
Total expenses
$549,661
Contributions and grants received
$392,595
Grants paid
$0
Program service revenue
$57,444
Investment income
$21,774
Other revenue
$0
Total assets, end of year
$1,172,180
Total liabilities, end of year
$55,136
Net assets or fund balances, end of year
$1,117,044
Program services expenses (Part IX)
$183,443
Management and general expenses
$366,218
Fundraising expenses
$0
Program service expenses (Part III)
$183,443

Program services were 33.4% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1e · Government grants (contributions)

    $218,439

  • 1f · All other contributions, gifts and grants

    $174,156

  • 2a · Program service revenue: Financial Counseling

    total $56,426 · related or exempt $56,426

  • 2b · Program service revenue: Publications

    total $1,018 · related or exempt $1,018

  • 3 · Investment income

    total $29,297 · excluded $29,297

  • 7b · Less cost or other basis and sales expenses

    securities $7,523

  • 7c · Gain or loss

    securities -$7,523

  • 7d · Net gain or loss

    total -$7,523 · excluded -$7,523

Functional expenses

Part IX, the statement of functional expenses.

  • 5 · Compensation of officers, directors and key employees

    total $75,328 · program services $28,563 · management and general $46,765

  • 7 · Other salaries and wages

    total $276,252 · program services $105,739 · management and general $170,513

  • 8 · Pension plan contributions

    total $6,832 · program services $1,974 · management and general $4,858

  • 9 · Other employee benefits

    total $2,852 · program services $824 · management and general $2,028

  • 10 · Payroll taxes

    total $26,826 · management and general $26,826

  • 11c · Fees: accounting

    total $20,235 · program services $8,354 · management and general $11,881

  • 11f · Fees: investment management

    total $3,515 · management and general $3,515

  • 11g · Fees: other

    total $37,481 · program services $16,926 · management and general $20,555

  • 12 · Advertising and promotion

    total $85 · program services $60 · management and general $25

  • 13 · Office expenses

    total $29,339 · program services $7,725 · management and general $21,614

  • 14 · Information technology

    total $7,718 · program services $3,187 · management and general $4,531

  • 16 · Occupancy

    total $32,409 · management and general $32,409

  • 17 · Travel

    total $979 · program services $979

  • 19 · Conferences, conventions and meetings

    total $200 · management and general $200

  • 22 · Depreciation, depletion and amortization

    total $4,755 · management and general $4,755

  • 23 · Insurance

    total $13,597 · management and general $13,597

  • 24a · Other expenses: Dues

    total $10,267 · program services $9,061 · management and general $1,206

  • 24b · Other expenses: Miscellaneous

    total $991 · program services $51 · management and general $940

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    end of year $100

  • 2 · Savings and temporary cash investments

    beginning of year $336,348 · end of year $249,661

  • 3 · Pledges and grants receivable

    beginning of year $24,054 · end of year $9,711

  • 4 · Accounts receivable

    beginning of year $6,198 · end of year $13,960

  • 7 · Other notes and loans receivable

    beginning of year $79,532 · end of year $70,654

  • 9 · Prepaid expenses and deferred charges

    beginning of year $10,336 · end of year $7,842

  • 10a · Land, buildings and equipment: cost or other basis

    $342,970

  • 10b · Land, buildings and equipment: accumulated depreciation

    $294,654

  • 10c · Land, buildings and equipment, net

    beginning of year $53,071 · end of year $48,316

  • 11 · Investments: publicly traded securities

    beginning of year $695,713 · end of year $771,936

  • 17 · Accounts payable and accrued expenses

    beginning of year $57,805 · end of year $55,136

  • 19 · Deferred revenue

    beginning of year $11,291

  • 27 · Net assets without donor restrictions

    beginning of year $1,136,156 · end of year $1,097,044

  • 28 · Net assets with donor restrictions

    end of year $20,000

Mission and programs · 2024

Mission

HCCI counsels and educates all people to achieve their personal housing and financial goals.

  • Housing and Credit Counseling, Inc. (HCCI) is a non-profit agency founded in 1973. HCCI provides counseling and education about budgeting, credit and credit building, debt payment, mortgage delinquency, tenant and/or landlord issues, student loan payment options, and homeownership opportunities. HCCI is approved by HUD and accredited by the Council on Accreditation. HCCI is a member of the National Foundation for Credit Counseling and is licensed and regulated in Kansas by the Office of the State Bank Commissioner (License #0000003).

    Expenses $183,443 · Revenue $57,444

As filed on the 2024 return.

Listed in Part VII

  • Jacob Wamego

    Chair

    Total calculated
    $0
    Hours/week
    1
  • Rebecca Miller

    Treasurer thru. 01/27/2024/VP

    Total calculated
    $0
    Hours/week
    1
  • Kimberly Gonzales Minson

    Director/Secretary beg. 01/27/2024

    Total calculated
    $0
    Hours/week
    1
  • Ronald Rutherford

    Director/Treasurer beg. 01/27/2024

    Total calculated
    $0
    Hours/week
    1
  • Jill Rice

    Director

    Total calculated
    $0
    Hours/week
    1
  • Steve Vogel

    Director

    Total calculated
    $0
    Hours/week
    1
  • Debra Turner

    Director beg. 01/27/2024

    Total calculated
    $0
    Hours/week
    1
  • Carrie Higgins

    Director

    Total calculated
    $0
    Hours/week
    1
  • Linda Kinney

    Secretary thru. 01/27/2024

    Total calculated
    $0
    Hours/week
    1
  • Terri Barr

    Director thru. 05/07/2024

    Total calculated
    $0
    Hours/week
    1
  • Karen Perez

    Director thru. 01/27/2024

    Total calculated
    $0
    Hours/week
    1
  • Teresa Baker

    Executive Director

    Total calculated
    $75,327
    From this org
    $72,497
    From related orgs
    $0
    Other
    $2,830
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

  • The Buchanan Center Inc

    501(c)(3) · Rental of office space to non-profit organizations · KS

    Directly controlled by Housing and Credit Counseling Inc

Provenance

Return type
form_990
Tax year
2024
Filed
1 October 2025
IRS schema version
2024v5.2
Source object
202522769349300607

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