Totals
- Total revenue
- $486,076,422
- Total expenses
- $493,868,793
- Contributions and grants received
- $0
- Grants paid
- $0
- Program service revenue
- $473,250,933
- Investment income
- $12,825,019
- Other revenue
- $470
- Total assets, end of year
- $197,023,662
- Total liabilities, end of year
- $122,324,908
- Net assets or fund balances, end of year
- $74,698,754
- Program services expenses (Part IX)
- $0
- Management and general expenses
- $0
- Fundraising expenses
- $0
- Program service expenses (Part III)
- $0
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
1a · Federated campaigns
$0
-
1b · Membership dues
$0
-
1c · Fundraising events
$0
-
1d · Related organizations
$0
-
1e · Government grants (contributions)
$0
-
1f · All other contributions, gifts and grants
$0
-
1g · Noncash contributions included above
$0
-
2a · Program service revenue: INSURANCE PREMIUM INCOME
total $442,277,925 · related or exempt $442,277,925 · unrelated business $0 · excluded $0
-
2b · Program service revenue: REINSURANCE RECOVERIES
total $30,973,008 · related or exempt $30,973,008 · unrelated business $0 · excluded $0
-
2c · Program service revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
2d · Program service revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
2e · Program service revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
2f · All other program service revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
3 · Investment income
total $4,627,758 · related or exempt $0 · unrelated business $0 · excluded $0
-
4 · Income from investment of tax-exempt bond proceeds
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
5 · Royalties
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
6a · Gross rents
real property $0 · personal property $0
-
6b · Less rental expenses
real property $0 · personal property $0
-
6c · Rental income or loss
real property $0 · personal property $0
-
6d · Net rental income or loss
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
7a · Gross sales of assets other than inventory
securities $51,821,928 · other assets $0
-
7b · Less cost or other basis and sales expenses
securities $43,624,667 · other assets $0
-
7c · Gain or loss
securities $8,197,261 · other assets $0
-
7d · Net gain or loss
total $8,197,261 · related or exempt $0 · unrelated business $0 · excluded $0
-
8a · Fundraising events: gross income
$0
-
8a · Fundraising events: contributions included on line 1c
$0
-
8b · Fundraising events: direct expenses
$0
-
8c · Net income from fundraising events
total $0 · unrelated business $0 · excluded $0
-
9a · Gaming: gross income
$0
-
9b · Gaming: direct expenses
$0
-
9c · Net income from gaming
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
10a · Gross sales of inventory
$0
-
10b · Cost of goods sold
$0
-
10c · Net income from sales of inventory
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
11a · Other revenue: MISCELLANEOUS REVENUE
total $470 · related or exempt $0 · unrelated business $0 · excluded $0
-
11b · Other revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
11c · Other revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
11d · All other revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
11e · Other revenue, total
$470
Functional expenses
Part IX, the statement of functional expenses.
-
1 · Grants to domestic organizations and governments
total $0 · program services $0
-
2 · Grants to domestic individuals
total $0 · program services $0
-
3 · Grants to foreign organizations and individuals
total $0 · program services $0
-
4 · Benefits paid to or for members
total $0 · program services $0
-
5 · Compensation of officers, directors and key employees
total $2,215,698 · program services $0 · management and general $0 · fundraising $0
-
6 · Compensation of disqualified persons
total $0 · program services $0 · management and general $0 · fundraising $0
-
7 · Other salaries and wages
total $2,517,916 · program services $0 · management and general $0 · fundraising $0
-
8 · Pension plan contributions
total $234,243 · program services $0 · management and general $0 · fundraising $0
-
9 · Other employee benefits
total $490,975 · program services $0 · management and general $0 · fundraising $0
-
10 · Payroll taxes
total $349,331 · program services $0 · management and general $0 · fundraising $0
-
11a · Fees: management
total $0 · program services $0 · management and general $0 · fundraising $0
-
11b · Fees: legal
total $220,348 · program services $0 · management and general $0 · fundraising $0
-
11c · Fees: accounting
total $125,313 · program services $0 · management and general $0 · fundraising $0
-
11d · Fees: lobbying
total $0 · program services $0 · management and general $0 · fundraising $0
-
11e · Fees: professional fundraising services
total $0 · fundraising $0
-
11f · Fees: investment management
total $3,542 · program services $0 · management and general $0 · fundraising $0
-
11g · Fees: other
total $25,767,990 · program services $0 · management and general $0 · fundraising $0
-
12 · Advertising and promotion
total $678,027 · program services $0 · management and general $0 · fundraising $0
-
13 · Office expenses
total $397,374 · program services $0 · management and general $0 · fundraising $0
-
14 · Information technology
total $346,247 · program services $0 · management and general $0 · fundraising $0
-
15 · Royalties
total $0 · program services $0 · management and general $0 · fundraising $0
-
16 · Occupancy
total $274,151 · program services $0 · management and general $0 · fundraising $0
-
17 · Travel
total $156,464 · program services $0 · management and general $0 · fundraising $0
-
18 · Travel or entertainment for public officials
total $0 · program services $0 · management and general $0 · fundraising $0
-
19 · Conferences, conventions and meetings
total $17,998 · program services $0 · management and general $0 · fundraising $0
-
20 · Interest
total $0 · program services $0 · management and general $0 · fundraising $0
-
21 · Payments to affiliates
total $0 · program services $0 · management and general $0 · fundraising $0
-
22 · Depreciation, depletion and amortization
total $0 · program services $0 · management and general $0 · fundraising $0
-
23 · Insurance
total $194,052 · program services $0 · management and general $0 · fundraising $0
-
24a · Other expenses: CLAIMS
total $432,838,934 · program services $0 · management and general $0 · fundraising $0
-
24b · Other expenses: CLAIM ADJUSTM.EXP
total $11,872,389 · program services $0 · management and general $0 · fundraising $0
-
24c · Other expenses: AGENT COMMISSIONS
total $6,050,400 · program services $0 · management and general $0 · fundraising $0
-
24d · Other expenses: REINSURANCE PREMIUMS
total $4,618,437 · program services $0 · management and general $0 · fundraising $0
-
24e · All other expenses
total $4,498,964 · program services $0 · management and general $0 · fundraising $0
-
26 · Joint costs (an allocation of the lines above)
total $0 · program services $0 · management and general $0 · fundraising $0
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $363,659 · end of year $388,755
-
2 · Savings and temporary cash investments
beginning of year $26,959,193 · end of year $77,798,718
-
3 · Pledges and grants receivable
beginning of year $0 · end of year $0
-
4 · Accounts receivable
beginning of year $43,845,367 · end of year $42,447,308
-
5 · Loans and receivables from officers and key people
beginning of year $0 · end of year $0
-
6 · Loans and receivables from disqualified persons
beginning of year $0 · end of year $0
-
7 · Other notes and loans receivable
beginning of year $0 · end of year $0
-
8 · Inventories for sale or use
beginning of year $0 · end of year $0
-
9 · Prepaid expenses and deferred charges
beginning of year $0 · end of year $0
-
10a · Land, buildings and equipment: cost or other basis
$1,251,186
-
10b · Land, buildings and equipment: accumulated depreciation
$370,239
-
10c · Land, buildings and equipment, net
beginning of year $891,858 · end of year $880,947
-
11 · Investments: publicly traded securities
beginning of year $0 · end of year $0
-
12 · Investments: other securities
beginning of year $110,822,170 · end of year $75,507,934
-
13 · Investments: program-related
beginning of year $0 · end of year $0
-
14 · Intangible assets
beginning of year $0 · end of year $0
-
15 · Other assets
beginning of year $0 · end of year $0
-
17 · Accounts payable and accrued expenses
beginning of year $94,746,473 · end of year $122,324,908
-
18 · Grants payable
beginning of year $0 · end of year $0
-
19 · Deferred revenue
beginning of year $0 · end of year $0
-
20 · Tax-exempt bond liabilities
beginning of year $0 · end of year $0
-
21 · Escrow or custodial account liability
beginning of year $0 · end of year $0
-
22 · Loans and payables to officers and key people
beginning of year $0 · end of year $0
-
23 · Secured mortgages and notes payable
beginning of year $0 · end of year $0
-
24 · Unsecured notes and loans payable
beginning of year $0 · end of year $0
-
25 · Other liabilities
beginning of year $0 · end of year $0
-
29 · Capital stock, trust principal or current funds
beginning of year $0 · end of year $0
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $76,463,200 · end of year $76,463,200
-
31 · Retained earnings, endowment or other funds
beginning of year $11,672,574 · end of year -$1,764,447
Mission and programs · 2024
Mission
THE ORGANIZATION OFFERS TRUE NON-PROFIT MEMBER GOVERNED HEALTH INSURANCE THAT PROMOTES MEMBER ENGAGEMENT AND PROVIDES ACCESS TO HIGH QUALITY HEALTH CARE.
-
THE ORGANIZATIONS LARGEST PROGRAM SERVICE ACCOMPLISHMENT IS THE SALE OF INSURANCE WHILE SUPPORTING THEIR MEMBERS AND ADHERING TO FEDERAL AND STATE GUIDELINES AS REQUIRED UNDER THE ORGANIZATION STRUCTURE. THIS INCLUDES MEDICARE SUPPLEMENT POLICY SALES.
As filed on the 2024 return.
Listed in Part VII
-
Rebecca LafondREBECCA LAFOND
CHAIR
- Total calculated
- $24,900
- From this org
- $24,900
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Michael McMurrayMICHAEL MCMURRAY
TREASURER
- Total calculated
- $13,250
- From this org
- $13,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Lisa BallardLISA BALLARD
SECRETARY
- Total calculated
- $12,650
- From this org
- $12,650
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Tom BasslerTOM BASSLER
DIRECTOR
- Total calculated
- $10,400
- From this org
- $10,400
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Liesel BrinkLIESEL BRINK
DIRECTOR
- Total calculated
- $12,600
- From this org
- $12,600
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Stasia CreekSTASIA CREEK
DIRECTOR
- Total calculated
- $10,650
- From this org
- $10,650
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Christina GoeCHRISTINA GOE
DIRECTOR
- Total calculated
- $12,100
- From this org
- $12,100
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Patty HamblockPATTY HAMBLOCK
DIRECTOR
- Total calculated
- $10,400
- From this org
- $10,400
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Nolan HillNOLAN HILL
DIRECTOR
- Total calculated
- $12,700
- From this org
- $12,700
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Lacy KowalskiLACY KOWALSKI
DIRECTOR
- Total calculated
- $12,400
- From this org
- $12,400
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Monica LindeenMONICA LINDEEN
DIRECTOR
- Total calculated
- $12,200
- From this org
- $12,200
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Paul McDonaldPAUL MCDONALD
DIRECTOR
- Total calculated
- $11,000
- From this org
- $11,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
T Chris MuirheadT CHRIS MUIRHEAD
DIRECTOR
- Total calculated
- $12,150
- From this org
- $12,150
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Mark ReinselMARK REINSEL
DIRECTOR
- Total calculated
- $14,900
- From this org
- $14,900
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Alex MuromsewALEX MUROMSEW
DIRECTOR
- Total calculated
- $9,900
- From this org
- $9,900
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Richard MiltenbergerRICHARD MILTENBERGER
FORMER CEO
- Total calculated
- $278,754
- From this org
- $236,319
- From related orgs
- $0
- Other
- $42,435
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $178,018
- Bonus
- $58,301
- Other
- $0
- Deferred
- $11,150
- Nontaxable benefits
- $31,285
- Filer's total
- $278,754
-
David SlonakerDAVID SLONAKER
CFO
- Total calculated
- $308,581
- From this org
- $264,624
- From related orgs
- $0
- Other
- $43,957
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $220,362
- Bonus
- $44,262
- Other
- $0
- Deferred
- $16,147
- Nontaxable benefits
- $27,810
- Filer's total
- $308,581
-
Blair FjesethBLAIR FJESETH
CEO
- Total calculated
- $398,535
- From this org
- $368,327
- From related orgs
- $0
- Other
- $30,208
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $318,802
- Bonus
- $49,525
- Other
- $0
- Deferred
- $20,700
- Nontaxable benefits
- $9,508
- Filer's total
- $398,535
-
Jeffrey SwingleyJEFFREY SWINGLEY
VP SALES
- Total calculated
- $247,095
- From this org
- $233,008
- From related orgs
- $0
- Other
- $14,087
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $135,561
- Bonus
- $97,447
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $14,087
- Filer's total
- $247,095
-
James WarnerJAMES WARNER
VP-PROVIDER NETWORK
- Total calculated
- $250,785
- From this org
- $215,655
- From related orgs
- $0
- Other
- $35,130
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $161,809
- Bonus
- $20,000
- Other
- $33,846
- Deferred
- $11,217
- Nontaxable benefits
- $23,913
- Filer's total
- $250,785
-
Darrel StoneDARREL STONE
VP OF IT BI
- Total calculated
- $272,115
- From this org
- $238,946
- From related orgs
- $0
- Other
- $33,169
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $207,624
- Bonus
- $31,322
- Other
- $0
- Deferred
- $14,719
- Nontaxable benefits
- $18,449
- Filer's total
- $272,114
-
Mark WaltersMARK WALTERS
VP BUSINESS DEVELOPMENT
- Total calculated
- $236,284
- From this org
- $189,449
- From related orgs
- $0
- Other
- $46,835
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $173,388
- Bonus
- $16,061
- Other
- $0
- Deferred
- $11,884
- Nontaxable benefits
- $34,952
- Filer's total
- $236,285
-
Melissa McVaughMELISSA MCVAUGH
DIRECTOR CLINICAL PROGRAM
- Total calculated
- $223,090
- From this org
- $184,360
- From related orgs
- $0
- Other
- $38,730
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $107,402
- Bonus
- $5,994
- Other
- $0
- Deferred
- $1,531
- Nontaxable benefits
- $27,199
- Filer's total
- $142,126
-
Peggy WorleyPEGGY WORLEY
CONTROLLER
- Total calculated
- $198,222
- From this org
- $160,663
- From related orgs
- $0
- Other
- $37,559
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $137,854
- Bonus
- $22,809
- Other
- $0
- Deferred
- $9,980
- Nontaxable benefits
- $27,579
- Filer's total
- $198,222
-
Melissa VanpernisMELISSA VANPERNIS
PROJECTS MANAGER
- Total calculated
- $120,948
- From this org
- $113,396
- From related orgs
- $0
- Other
- $7,552
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $107,402
- Bonus
- $5,994
- Other
- $0
- Deferred
- $6,804
- Nontaxable benefits
- $748
- Filer's total
- $120,948
-
Leah MartinLEAH MARTIN
ASSISTANT VICE PRESIDENT
- Total calculated
- $166,717
- From this org
- $118,523
- From related orgs
- $0
- Other
- $48,194
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $100,414
- Bonus
- $18,109
- Other
- $0
- Deferred
- $7,397
- Nontaxable benefits
- $40,797
- Filer's total
- $166,717
-
Christine MendenhallCHRISTINE MENDENHALL
DIRECTOR MEMBER SERVICES
- Total calculated
- $157,720
- From this org
- $121,061
- From related orgs
- $0
- Other
- $36,659
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $104,644
- Bonus
- $16,416
- Other
- $0
- Deferred
- $7,686
- Nontaxable benefits
- $28,973
- Filer's total
- $157,719
-
Richard WessenbergRICHARD WESSENBERG
SALES EXECUTIVE
- Total calculated
- $115,622
- From this org
- $108,421
- From related orgs
- $0
- Other
- $7,201
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $85,595
- Bonus
- $22,826
- Other
- $0
- Deferred
- $6,510
- Nontaxable benefits
- $691
- Filer's total
- $115,622
-
Brandon RussellBRANDON RUSSELL
NETWORK ADMINISTRATOR
- Total calculated
- $132,477
- From this org
- $102,213
- From related orgs
- $0
- Other
- $30,264
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $94,833
- Bonus
- $7,380
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $30,264
- Filer's total
- $132,477
-
Kathron IsleyKATHRON ISLEY
QUALITY DIRECTOR
- Total calculated
- $133,335
- From this org
- $118,676
- From related orgs
- $0
- Other
- $14,659
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $106,251
- Bonus
- $12,424
- Other
- $0
- Deferred
- $7,156
- Nontaxable benefits
- $7,503
- Filer's total
- $133,334
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 3 · Compensation committee
- 3 · Written employment contract
- 3 · Approval by the board or compensation committee
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 6a · Pay contingent on this organization's net earnings
Answered no
- 4c · Equity-based compensation arrangement
- 5a · Pay contingent on this organization's revenues
- 5b · Pay contingent on a related organization's revenues
- 6b · Pay contingent on a related organization's net earnings
- 7 · Other non-fixed payments
- 8 · Paid under the initial-contract exception
The filer's explanations (Part III)
- Part I
- | PartandLinenumber:,Explanation:|Part I Line 6,Employee annual incentive is partly based on the company's success completion of net underwriting earnings goals.|
- Part I Line 4a
- | Name :, Amount:| JAMES WARNER, 33846|
- Part I Line 4b
- | Name :, Title:, Item Selected:, Amount:| RICHARD MILTENBERGER, 0|
- Part I Line 4b
- | Name :, Title:, Item Selected:, Amount:| BLAIR FJESETH, 0|
- Part I Line 4b
- | Name :, Title:, Item Selected:, Amount:| DAVID SLONAKER, 0|
- Part I & Part II
- | PartandLinenumber:,Explanation:| Part I Line 4,James Warner received a severance payment|Part I Line 4,Line 4b - Richard Miltenberger Blair Fjeseth and David Slonaker participated in 457b and 457f plans but received no Company payments from these plans during the year.|
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 8 November 2025
- IRS schema version
- 2024v5.1
- Source object
- 202523129349300207
Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.
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