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Nonprofiteer
← GOLDEN PLAINS CREDIT UNION

Form 990 for tax year 2025

Filed by GOLDEN PLAINS CREDIT UNION.

Totals

Total revenue
$69,364,251
Total expenses
$59,108,713
Contributions and grants received
$0
Grants paid
$53,875
Program service revenue
$65,189,864
Investment income
$4,013,933
Other revenue
$160,454
Total assets, end of year
$975,927,389
Total liabilities, end of year
$848,054,486
Net assets or fund balances, end of year
$127,872,903
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: INTEREST ON LOANS

    total $52,772,879 · related or exempt $52,772,879

  • 2b · Program service revenue: FEES & OTHER INCOME

    total $12,219,887 · related or exempt $12,118,627 · unrelated business $101,260

  • 2c · Program service revenue: WARRANTY & OTHER INSURANCE SALES

    total $197,098 · unrelated business $197,098

  • 3 · Investment income

    total $4,019,904 · related or exempt $4,019,904

  • 5 · Royalties

    total $160,454 · related or exempt $160,454

  • 7a · Gross sales of assets other than inventory

    other assets $2,313

  • 7b · Less cost or other basis and sales expenses

    other assets $8,284

  • 7c · Gain or loss

    other assets -$5,971

  • 7d · Net gain or loss

    total -$5,971 · related or exempt -$5,971

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $43,375

  • 2 · Grants to domestic individuals

    total $10,500

  • 5 · Compensation of officers, directors and key employees

    total $1,771,485

  • 7 · Other salaries and wages

    total $11,046,096

  • 8 · Pension plan contributions

    total $281,573

  • 9 · Other employee benefits

    total $1,560,958

  • 10 · Payroll taxes

    total $929,810

  • 11c · Fees: accounting

    total $75,071

  • 11g · Fees: other

    total $3,752,320

  • 12 · Advertising and promotion

    total $655,430

  • 13 · Office expenses

    total $2,061,164

  • 14 · Information technology

    total $572,868

  • 16 · Occupancy

    total $1,476,904

  • 19 · Conferences, conventions and meetings

    total $432,886

  • 20 · Interest

    total $556,679

  • 22 · Depreciation, depletion and amortization

    total $1,111,246

  • 23 · Insurance

    total $109,956

  • 24a · Other expenses: MEMBER DIVIDENDS

    total $20,722,408

  • 24b · Other expenses: PROVISION FOR LOAN LOSS

    total $7,926,328

  • 24c · Other expenses: LOAN SERVICING

    total $3,693,693

  • 24d · Other expenses: ASSOCIATION DUES

    total $109,408

  • 24e · All other expenses

    total $208,555

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $8,859,247 · end of year $9,050,561

  • 2 · Savings and temporary cash investments

    beginning of year $70,587,955 · end of year $106,514,910

  • 4 · Accounts receivable

    end of year $23,003

  • 7 · Other notes and loans receivable

    beginning of year $878,330,744 · end of year $824,994,262

  • 9 · Prepaid expenses and deferred charges

    beginning of year $508,130 · end of year $696,597

  • 10a · Land, buildings and equipment: cost or other basis

    $31,706,782

  • 10b · Land, buildings and equipment: accumulated depreciation

    $19,394,331

  • 10c · Land, buildings and equipment, net

    beginning of year $11,397,725 · end of year $12,312,451

  • 12 · Investments: other securities

    beginning of year $3,724,829 · end of year $5,460,319

  • 15 · Other assets

    beginning of year $17,692,571 · end of year $16,875,286

  • 17 · Accounts payable and accrued expenses

    beginning of year $7,369,290 · end of year $6,444,410

  • 21 · Escrow or custodial account liability

    end of year $2,712,053

  • 23 · Secured mortgages and notes payable

    beginning of year $30,000,000

  • 25 · Other liabilities

    beginning of year $836,114,546 · end of year $838,898,023

  • 29 · Capital stock, trust principal or current funds

    beginning of year $0 · end of year $0

  • 30 · Paid-in or capital surplus, or land, building or equipment fund

    beginning of year $0 · end of year $0

  • 31 · Retained earnings, endowment or other funds

    beginning of year $117,617,365 · end of year $127,872,903

Mission and programs · 2025

Mission

TO PROVIDE SUPERIOR QUALITY AND VALUE IN EVERY SERVICE OFFERED.

Activities or mission (Part I)

TO PROVIDE SUPERIOR QUALITY AND VALUE IN EVERY SERVICE OFFERED

  • PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 84,566 MEMBERS.

  • PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2025, THERE WERE 51,636 LOANS OUTSTANDING TOTALING $835,102,135.

  • PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $20,722,408 FOR THE YEAR.

As filed on the 2025 return.

Listed in Part VII

  • Scott Yaekley

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.75
  • William Delong

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    0.75
  • Neil Hawley

    VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    0.75
  • Dave Piper

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.75
  • Jessica Wikoff

    SECRETARY/TREASURER

    Total calculated
    $0
    Hours/week
    0.75
  • Ted Underwood

    EVP

    Total calculated
    $465,821
    From this org
    $441,987
    From related orgs
    $0
    Other
    $23,834
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $370,680
    Bonus
    $70,275
    Other
    $1,032
    Deferred
    $11,455
    Nontaxable benefits
    $12,379
    Filer's total
    $465,821
  • Rosa Saenz

    PRESIDENT/CEO (CURRENT)

    Total calculated
    $506,552
    From this org
    $483,875
    From related orgs
    $0
    Other
    $22,677
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $383,068
    Bonus
    $100,447
    Other
    $360
    Deferred
    $11,701
    Nontaxable benefits
    $10,976
    Filer's total
    $506,552
  • Jeremy Curlo

    VP INFORMATION TECHNOLOGY

    Total calculated
    $234,524
    From this org
    $195,921
    From related orgs
    $0
    Other
    $38,603
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $168,426
    Bonus
    $27,135
    Other
    $360
    Deferred
    $29,115
    Nontaxable benefits
    $9,488
    Filer's total
    $234,524
  • Dustin Bailey

    SVP INDIRECT LENDING

    Total calculated
    $204,978
    From this org
    $187,254
    From related orgs
    $0
    Other
    $17,724
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $153,269
    Bonus
    $33,625
    Other
    $360
    Deferred
    $16,685
    Nontaxable benefits
    $1,039
    Filer's total
    $204,978
  • Sandra Becker

    SVP FINANCE

    Total calculated
    $190,543
    From this org
    $175,646
    From related orgs
    $0
    Other
    $14,897
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $132,450
    Bonus
    $42,644
    Other
    $552
    Deferred
    $5,409
    Nontaxable benefits
    $9,488
    Filer's total
    $190,543
  • Jill Durst

    VP HR SERVICES

    Total calculated
    $169,068
    From this org
    $154,794
    From related orgs
    $0
    Other
    $14,274
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $130,944
    Bonus
    $22,818
    Other
    $1,032
    Deferred
    $4,780
    Nontaxable benefits
    $9,494
    Filer's total
    $169,068
  • Jon Irsik

    VP BRANCH COORDINATOR

    Total calculated
    $169,259
    From this org
    $154,768
    From related orgs
    $0
    Other
    $14,491
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $135,615
    Bonus
    $17,379
    Other
    $1,774
    Deferred
    $4,768
    Nontaxable benefits
    $9,723
    Filer's total
    $169,259
  • Ruth Ruder

    VP BRANCH SERVICES

    Total calculated
    $141,885
    From this org
    $136,625
    From related orgs
    $0
    Other
    $5,260
    Hours/week
    55
  • Mary Wehner

    INTERNAL AUDIT

    Total calculated
    $153,133
    From this org
    $139,771
    From related orgs
    $0
    Other
    $13,362
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $110,497
    Bonus
    $13,044
    Other
    $16,230
    Deferred
    $3,874
    Nontaxable benefits
    $9,488
    Filer's total
    $153,133
  • Jennifer Noel

    VP OPERATIONS

    Total calculated
    $152,081
    From this org
    $139,442
    From related orgs
    $0
    Other
    $12,639
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $117,508
    Bonus
    $21,710
    Other
    $224
    Deferred
    $3,707
    Nontaxable benefits
    $8,932
    Filer's total
    $152,081
  • Krista Cannon

    VP MARKETING SERVICES

    Total calculated
    $151,035
    From this org
    $135,804
    From related orgs
    $0
    Other
    $15,231
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $119,955
    Bonus
    $15,504
    Other
    $345
    Deferred
    $4,255
    Nontaxable benefits
    $10,976
    Filer's total
    $151,035

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINE 3
THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING SALARY SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Disregarded entities

Part I: entities that legally are the filer and file no return of their own.

  • GOLDEN PLAINS INSURANCE AGENCY LLC

    CREDIT UNION SERVICE ORGANIZATION PROVIDING INSURANCE SERVICES · KS

Provenance

Return type
form_990
Tax year
2025
Filed
21 September 2026
IRS schema version
2025v4.2
Source object
202632649349301123

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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