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Nonprofiteer
← TRAVIS CREDIT UNION

Form 990 for tax year 2022

Filed by TRAVIS CREDIT UNION.

Totals

Total revenue
$193,300,043
Total expenses
$162,759,745
Contributions and grants received
$0
Grants paid
$200,300
Program service revenue
$179,915,403
Investment income
$9,861,906
Other revenue
$3,522,734
Total assets, end of year
$4,698,766,675
Total liabilities, end of year
$4,241,273,145
Net assets or fund balances, end of year
$457,493,530
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • DEBORAH ASPLING

    BOARD CHAIRPERSON

    Total calculated
    $70
    From this org
    $70
    From related orgs
    $0
    Other
    $0
    Hours/week
    6

  • KEVIN BURKE

    BOARD VICE CHAIRPERSON

    Total calculated
    $1,228
    From this org
    $1,228
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • MARY COBURN

    BOARD SECRETARY

    Total calculated
    $840
    From this org
    $840
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • DOUGLAS BEAUMONT

    BOARD TREASURER

    Total calculated
    $1,232
    From this org
    $1,232
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • DEE ALARCON

    BOARD MEMBER

    Total calculated
    $770
    From this org
    $770
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • LEONARD AUGUSTINE

    BOARD MEMBER

    Total calculated
    $840
    From this org
    $840
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • BRIAN HOWELL

    BOARD MEMBER

    Total calculated
    $2,533
    From this org
    $2,533
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • JAMES P KIRKLEY

    BOARD MEMBER

    Total calculated
    $1,585
    From this org
    $1,585
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • RICHARD WORD

    BOARD MEMBER

    Total calculated
    $700
    From this org
    $700
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • TIMOTHY TRUESDALE

    SUPV CMTE CHAIRPERSON

    Total calculated
    $648
    From this org
    $648
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • KARI MULLHOLAND

    SUPV CMTE MEMBER

    Total calculated
    $2,050
    From this org
    $2,050
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • JOHANNA BENKER

    SUPV CMTE MEMBER

    Total calculated
    $4,235
    From this org
    $4,235
    From related orgs
    $0
    Other
    $0
    Hours/week
    4

  • BARRY NELSON

    CEO/PRESIDENT(FORMER)

    Total calculated
    $490,285
    From this org
    $457,201
    From related orgs
    $0
    Other
    $33,084
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $314,679
    Bonus
    $95,433
    Other
    $47,089
    Deferred
    $25,500
    Nontaxable benefits
    $7,584
    Filer's total
    $490,285

  • KEVIN MILLER

    CEO/PRESIDENT

    Total calculated
    $597,701
    From this org
    $544,950
    From related orgs
    $0
    Other
    $52,751
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $453,624
    Bonus
    $17,795
    Other
    $73,531
    Deferred
    $10,250
    Nontaxable benefits
    $42,501
    Filer's total
    $597,701

  • NAVNEET KHANNA

    EXECUTIVE VICE PRESIDENT

    Total calculated
    $353,874
    From this org
    $318,229
    From related orgs
    $0
    Other
    $35,645
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $176,456
    Bonus
    $49,154
    Other
    $92,619
    Deferred
    $14,858
    Nontaxable benefits
    $20,787
    Filer's total
    $353,874

  • IVAN JONES

    SVP/CFO

    Total calculated
    $820,413
    From this org
    $791,849
    From related orgs
    $0
    Other
    $28,564
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $392,001
    Bonus
    $42,348
    Other
    $357,500
    Deferred
    $25,500
    Nontaxable benefits
    $3,064
    Filer's total
    $820,413

  • NATHAN COX

    SVP, CHIEF LENDING OFFICER

    Total calculated
    $363,204
    From this org
    $333,484
    From related orgs
    $0
    Other
    $29,720
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $294,983
    Bonus
    $30,437
    Other
    $8,064
    Deferred
    $7,941
    Nontaxable benefits
    $21,779
    Filer's total
    $363,204

  • CRAIG BEAUDRY

    SVP/CHIEF INFORMATION OFFI

    Total calculated
    $210,758
    From this org
    $195,834
    From related orgs
    $0
    Other
    $14,924
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $44,773
    Bonus
    $0
    Other
    $151,061
    Deferred
    $12,007
    Nontaxable benefits
    $2,917
    Filer's total
    $210,758

  • DENA M ROTHMANN

    SVP, MEMBER EXPERIENCE, CH

    Total calculated
    $341,019
    From this org
    $305,698
    From related orgs
    $0
    Other
    $35,321
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $270,327
    Bonus
    $27,307
    Other
    $8,064
    Deferred
    $24,310
    Nontaxable benefits
    $11,011
    Filer's total
    $341,019

  • FABIO R BIASELLA

    SVP/CHIEF MARKETING OFFICE

    Total calculated
    $177,249
    From this org
    $142,747
    From related orgs
    $0
    Other
    $34,502
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $112,074
    Bonus
    $27,398
    Other
    $3,275
    Deferred
    $11,641
    Nontaxable benefits
    $22,861
    Filer's total
    $177,249

  • TERESA SHAFER

    SVP/CHIEF HUMAN RESOURCES

    Total calculated
    $166,016
    From this org
    $147,495
    From related orgs
    $0
    Other
    $18,521
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $117,858
    Bonus
    $26,688
    Other
    $2,949
    Deferred
    $13,583
    Nontaxable benefits
    $4,938
    Filer's total
    $166,016

  • SCOTT A NICHOLS

    SVP, CHIEF INFORMATION OFF

    Total calculated
    $355,752
    From this org
    $311,721
    From related orgs
    $0
    Other
    $44,031
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $269,003
    Bonus
    $35,614
    Other
    $7,104
    Deferred
    $24,664
    Nontaxable benefits
    $19,367
    Filer's total
    $355,752

  • MICHAEL JOSEPH LEVY

    GENERAL COUNSEL

    Total calculated
    $343,003
    From this org
    $317,994
    From related orgs
    $0
    Other
    $25,009
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $285,539
    Bonus
    $24,391
    Other
    $8,064
    Deferred
    $24,510
    Nontaxable benefits
    $499
    Filer's total
    $343,003

  • GRANT KARSAS

    VP, DIGITAL SERVICES

    Total calculated
    $293,055
    From this org
    $270,480
    From related orgs
    $0
    Other
    $22,575
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $240,000
    Bonus
    $30,000
    Other
    $480
    Deferred
    $22,076
    Nontaxable benefits
    $499
    Filer's total
    $293,055

  • GLORIA NUNEZ

    VP, MEMBER EXPERIENCE

    Total calculated
    $303,296
    From this org
    $252,021
    From related orgs
    $0
    Other
    $51,275
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $223,080
    Bonus
    $19,773
    Other
    $9,168
    Deferred
    $22,107
    Nontaxable benefits
    $29,168
    Filer's total
    $303,296

  • JOHN CALADIM

    VP, FINANCE

    Total calculated
    $274,266
    From this org
    $251,078
    From related orgs
    $0
    Other
    $23,188
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $223,791
    Bonus
    $20,183
    Other
    $7,104
    Deferred
    $12,251
    Nontaxable benefits
    $10,937
    Filer's total
    $274,266

  • MARK VINELLA

    VP, COMPLIANCE & RISK MANAGEMENT

    Total calculated
    $295,366
    From this org
    $242,957
    From related orgs
    $0
    Other
    $52,409
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $214,455
    Bonus
    $19,334
    Other
    $9,168
    Deferred
    $20,001
    Nontaxable benefits
    $32,408
    Filer's total
    $295,366

  • MICHAEL GRADL

    VP, WEALTH MANAGEMENT

    Total calculated
    $296,617
    From this org
    $242,458
    From related orgs
    $0
    Other
    $54,159
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $213,840
    Bonus
    $19,450
    Other
    $9,168
    Deferred
    $21,636
    Nontaxable benefits
    $32,523
    Filer's total
    $296,617

  • CYNTHIA MCGUIRE

    VP, CONSUMER LENDING

    Total calculated
    $273,098
    From this org
    $233,001
    From related orgs
    $0
    Other
    $40,097
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $209,893
    Bonus
    $15,064
    Other
    $8,044
    Deferred
    $20,794
    Nontaxable benefits
    $19,303
    Filer's total
    $273,098

  • LISA CRAIG

    VP, REAL ESTATE

    Total calculated
    $252,863
    From this org
    $232,209
    From related orgs
    $0
    Other
    $20,654
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $221,265
    Bonus
    $2,880
    Other
    $8,064
    Deferred
    $19,259
    Nontaxable benefits
    $1,395
    Filer's total
    $252,863

  • MELVIN IVERSON

    VP, PAYMENTS

    Total calculated
    $261,289
    From this org
    $208,793
    From related orgs
    $0
    Other
    $52,496
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $202,073
    Bonus
    $0
    Other
    $6,720
    Deferred
    $20,088
    Nontaxable benefits
    $32,408
    Filer's total
    $261,289

  • DELANNIA CALDWELL

    VP, TALENT MANAGEMENT

    Total calculated
    $231,342
    From this org
    $203,318
    From related orgs
    $0
    Other
    $28,024
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $178,734
    Bonus
    $16,726
    Other
    $7,858
    Deferred
    $15,896
    Nontaxable benefits
    $12,128
    Filer's total
    $231,342

  • MATTHEW PROSNESKI

    VP, RETAIL OPERATIONS

    Total calculated
    $239,866
    From this org
    $190,209
    From related orgs
    $0
    Other
    $49,657
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $167,982
    Bonus
    $15,672
    Other
    $6,555
    Deferred
    $17,267
    Nontaxable benefits
    $32,390
    Filer's total
    $239,866

  • MARLOWE FLOURNOY

    VP, INFORMATION SERVICES

    Total calculated
    $225,917
    From this org
    $187,779
    From related orgs
    $0
    Other
    $38,138
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $170,926
    Bonus
    $10,579
    Other
    $6,274
    Deferred
    $9,394
    Nontaxable benefits
    $28,744
    Filer's total
    $225,917

  • KARUNA BOARDS

    AVP, BUSINESS SERVICES

    Total calculated
    $213,910
    From this org
    $186,396
    From related orgs
    $0
    Other
    $27,514
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $173,745
    Bonus
    $10,540
    Other
    $2,111
    Deferred
    $10,250
    Nontaxable benefits
    $17,264
    Filer's total
    $213,910

  • MARTIN FLEISCHER

    AVP, CONTROLLER

    Total calculated
    $214,301
    From this org
    $183,968
    From related orgs
    $0
    Other
    $30,333
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $165,094
    Bonus
    $9,562
    Other
    $9,312
    Deferred
    $18,876
    Nontaxable benefits
    $11,457
    Filer's total
    $214,301

  • ANGUS MACDONALD

    AVP, SERVICE MANAGEMENT

    Total calculated
    $204,191
    From this org
    $181,157
    From related orgs
    $0
    Other
    $23,034
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $169,547
    Bonus
    $10,569
    Other
    $1,041
    Deferred
    $18,852
    Nontaxable benefits
    $4,182
    Filer's total
    $204,191

  • SUNIL KUMAR

    AVP, DEVELOPMENT

    Total calculated
    $200,596
    From this org
    $178,720
    From related orgs
    $0
    Other
    $21,876
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $167,405
    Bonus
    $10,170
    Other
    $1,145
    Deferred
    $0
    Nontaxable benefits
    $21,876
    Filer's total
    $200,596

  • DEBRA PINLAC

    AVP, PROJECT MANAGEMENT OFFICE

    Total calculated
    $195,560
    From this org
    $175,220
    From related orgs
    $0
    Other
    $20,340
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $166,436
    Bonus
    $8,242
    Other
    $542
    Deferred
    $17,228
    Nontaxable benefits
    $3,112
    Filer's total
    $195,560

  • JAIMIE GALEANO

    VP, RETAIL SALES AND SERVICE

    Total calculated
    $191,940
    From this org
    $170,889
    From related orgs
    $0
    Other
    $21,051
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $143,496
    Bonus
    $16,785
    Other
    $10,608
    Deferred
    $8,341
    Nontaxable benefits
    $12,710
    Filer's total
    $191,940

  • LAURIE WALKER

    AVP, HUMAN RESOURCES

    Total calculated
    $212,872
    From this org
    $168,351
    From related orgs
    $0
    Other
    $44,521
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $150,890
    Bonus
    $7,944
    Other
    $9,517
    Deferred
    $18,333
    Nontaxable benefits
    $26,188
    Filer's total
    $212,872

  • THOMAS HENRY

    AVP, LEARNING & DEVELOPMENT

    Total calculated
    $194,049
    From this org
    $158,796
    From related orgs
    $0
    Other
    $35,253
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $147,010
    Bonus
    $8,764
    Other
    $3,022
    Deferred
    $17,654
    Nontaxable benefits
    $17,599
    Filer's total
    $194,049

  • MANINDER JOHAL

    SR. MORTGAGE LOAN OFFICER

    Total calculated
    $1,914,727
    From this org
    $1,898,209
    From related orgs
    $0
    Other
    $16,518
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $27,131
    Bonus
    $1,870,949
    Other
    $129
    Deferred
    $15,250
    Nontaxable benefits
    $1,268
    Filer's total
    $1,914,727

  • JOSEPH VITULLO

    SR. MORTGAGE LOAN OFFICER

    Total calculated
    $553,471
    From this org
    $531,452
    From related orgs
    $0
    Other
    $22,019
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $32,933
    Bonus
    $498,192
    Other
    $327
    Deferred
    $0
    Nontaxable benefits
    $22,019
    Filer's total
    $553,471

  • RICKEY BRADLEY

    EXTERNAL MORTGAGE SALES MANAGER

    Total calculated
    $486,742
    From this org
    $454,598
    From related orgs
    $0
    Other
    $32,144
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $42,208
    Bonus
    $412,284
    Other
    $106
    Deferred
    $15,250
    Nontaxable benefits
    $16,894
    Filer's total
    $486,742

  • ARIC KOSHIYAMA

    WEALTH ADVISOR

    Total calculated
    $451,957
    From this org
    $429,841
    From related orgs
    $0
    Other
    $22,116
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $61,276
    Bonus
    $368,374
    Other
    $191
    Deferred
    $11,496
    Nontaxable benefits
    $10,620
    Filer's total
    $451,957

  • MICHAEL WHITE

    FINANCIAL CONSULTANT

    Total calculated
    $303,905
    From this org
    $252,837
    From related orgs
    $0
    Other
    $51,068
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $52,615
    Bonus
    $200,031
    Other
    $191
    Deferred
    $13,114
    Nontaxable benefits
    $37,954
    Filer's total
    $303,905

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · Travel for companions
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation committee
  • 3 · Independent compensation consultant
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINE 4B
457(B): THE CREDIT UNION HAS A NONQUALIFIED DEFERRED COMPENSATION PLAN FOR SENIOR MANAGEMENT.THE CREDIT UNION MAKES DISCRETIONARY CONTRIBUTIONS TO THE PLAN AND EMPLOYEES ARE ALLOWED TO CONTRIBUTE TO THE PLAN. THE DEFERRED COMPENSATION ACCOUNTS ARE SHOWN AS BOTH ASSETS AND LIABILITIES ON THE CREDIT UNION'S LIQUIDATION. THE BALANCE OF THE DEFERRED COMPENSATION ARRANGEMENTS, INCLUDED IN OTHER ASSETS AND ACCRUED EXPENSES AND OTHER LIABILITIES, WAS APPROXIMATELY $7,614,000 AND $9,784,000 AS OF DECEMBER 31,2022 AND 2021, RESPECTIVELY. DEFERRED COMPENSATION EXPENSE WAS APPROXIMATELY $359,000 AND $344,000 FOR YEARS ENDED DECEMBER 31,2022 AND 2021,RESPECTIVELY. 457(F): THE CREDIT UNION ESTABLISHED AN UNFUNDED EXECUTIVE RETENTION PAYMENT PLAN FOR CERTAIN KEY MEMBERS OF MANAGEMENT. THE PLAN PROVIDES A RETENTION PAYMENT IN THE AMOUNT SPECIFIED IN THE PARTICIPATION AGREEMENT FOR REMAINING EMPLOYED WITH THE CREDIT UNION UNTIL THE CLIFF VESTING DATE FOR SUCH PAYMENT. IF THE EXECUTIVE ELECTS TO DEFER THE CLIFF VESTING DATE, THE CREDIT UNION WILL CREDIT INTEREST, AT A RATE SPECIFIED IN THE PARTICIPATION AGREEMENT, ON THE DEFERRED BALANCE STARTING ON THE ORIGINAL DEFERRED VESTING DATE, COMPOUNDED ANNUALLY TO THE DATE OF PAYMENT. THE CREDIT UNION'S LIABILITY UNDER THE EXECUTIVE RETENTION PAYMENT PLAN WAS APPROXIMATELY $870,000 AND $3,547,000 AS OF DECEMBER 31, 2022 AND 2021, RESPECTIVELY. THE PLAN HAD A NET GAIN OF APPROXIMATELY $2,127,000 FOR THE YEAR ENDED DECEMBER 31, 2022, DUE TO THE DEPARTURE OF SEVERAL PARTICIPANTS. THE COSTS ASSOCIATED WITH THE PLAN TOTALED APPROXIMATELY $1,048,000 FOR THE YEAR ENDED DECEMBER 31, 2021.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

  • VACAVILLE NEIGHBORHOOD BOYS & GIRLS CLUB

    $60,000

    TO INSPIRE AND ENABLE THE YOUNG PEOPLE TO REALIZE THEIR FULL POTENTIAL AS PRODUCTIVE, RESPONSIBLE, AND CARING INDIVIDUALS.

  • THE LEAVEN

    $36,500

    TO PROVIDE AN EDUCATIONAL AND SPIRITUAL BRIDGE FOR CHILDREN STRIVING TO RESTORE HOPE IN THEMSELVES AND THEIR FUTURE WHILE ACHIEVING ECONOMIC STABILITY.

  • CHILDREN'S MIRACLE NETWORK

    $22,100

    TO HELP IN SAVING CHILDREN'S LIVES BY DONATING FUNDS AND RAISING AWARENESS FOR LOCAL CHILDREN'S HOSPITALS.

  • WORLD FOUNDATION FOR CREDIT UNIONS

    $15,000

    TO SUPPORT CREDIT UNION SYSTEMS AND MEMBERS IN DEVELOPMENT ACTIVITIES.

  • TRAVIS LOGISTICS OFFICER ASSOC

    $10,000

    TO SUPPORT TO THE UNITED STATES AIR FORCE BY PROVIDING EDUCATIONAL OPPORTUNITIES WITH AN EMPHASIS ON STRATEGIC ENGAGEMENT TO THE TRAVIS AFB LOGISTICS COMMUNITY.

  • TRAVIS TOP 3 ASSOCIATION

    $10,000

    NSPIRES LEADERSHIP QUALITIES AND ENHANCES THE PROFESSIONAL IMAGE OF THE ENLISTED MILITARY MEMBERS.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Provenance

Return type
form_990
Tax year
2022
Filed
10 October 2023
IRS schema version
2022v5.0
Source object
202312899349302796

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