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Nonprofiteer
← SOCIAL FINANCE INC

Form 990 for tax year 2022

Filed by SOCIAL FINANCE INC.

Totals

Total revenue
$73,403,817
Total expenses
$23,292,911
Contributions and grants received
$65,663,400
Grants paid
$228,000
Program service revenue
$7,594,640
Investment income
$124,327
Other revenue
$21,450
Total assets, end of year
$153,587,163
Total liabilities, end of year
$20,054,853
Net assets or fund balances, end of year
$133,532,310
Program services expenses (Part IX)
$18,697,263
Management and general expenses
$4,418,337
Fundraising expenses
$177,311
Program service expenses (Part III)
$18,697,263

Program services were 80.3% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1f · All other contributions, gifts and grants

    $65,663,400

  • 2a · Program service revenue: PROGRAM FEES

    total $5,682,699 · related or exempt $5,682,699

  • 2b · Program service revenue: OUTCOME PAYMENTS

    total $1,911,941 · related or exempt $1,911,941

  • 3 · Investment income

    total $1,415,925 · excluded $1,415,925

  • 4 · Income from investment of tax-exempt bond proceeds

    total $0

  • 5 · Royalties

    total $0

  • 6c · Rental income or loss

    real property $0 · personal property $0

  • 6d · Net rental income or loss

    total $0

  • 7a · Gross sales of assets other than inventory

    securities $0

  • 7b · Less cost or other basis and sales expenses

    securities $1,291,598

  • 7c · Gain or loss

    securities -$1,291,598

  • 7d · Net gain or loss

    total -$1,291,598 · excluded -$1,291,598

  • 8a · Fundraising events: gross income

    $0

  • 8b · Fundraising events: direct expenses

    $0

  • 8c · Net income from fundraising events

    total $0

  • 9a · Gaming: gross income

    $0

  • 9b · Gaming: direct expenses

    $0

  • 9c · Net income from gaming

    total $0

  • 10a · Gross sales of inventory

    $0

  • 10b · Cost of goods sold

    $0

  • 10c · Net income from sales of inventory

    total $0

  • 11a · Other revenue: OTHER INCOME

    total $21,450 · related or exempt $21,450

  • 11e · Other revenue, total

    $21,450

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $0

  • 2 · Grants to domestic individuals

    total $0

  • 3 · Grants to foreign organizations and individuals

    total $228,000 · program services $228,000

  • 4 · Benefits paid to or for members

    total $0

  • 5 · Compensation of officers, directors and key employees

    total $1,812,218 · program services $1,385,127 · management and general $413,266 · fundraising $13,825

  • 6 · Compensation of disqualified persons

    total $0

  • 7 · Other salaries and wages

    total $11,712,659 · program services $8,950,365 · management and general $2,672,881 · fundraising $89,413

  • 8 · Pension plan contributions

    total $242,753 · program services $185,502 · management and general $55,398 · fundraising $1,853

  • 9 · Other employee benefits

    total $1,343,816 · program services $1,029,226 · management and general $304,407 · fundraising $10,183

  • 10 · Payroll taxes

    total $916,089 · program services $700,059 · management and general $209,037 · fundraising $6,993

  • 11a · Fees: management

    total $0

  • 11b · Fees: legal

    total $514,448 · program services $503,322 · management and general $10,766 · fundraising $360

  • 11c · Fees: accounting

    total $159,142 · program services $139,047 · management and general $19,445 · fundraising $650

  • 11d · Fees: lobbying

    total $0

  • 11e · Fees: professional fundraising services

    total $0

  • 11f · Fees: investment management

    total $0

  • 11g · Fees: other

    total $2,416,380 · program services $2,181,775 · management and general $204,993 · fundraising $29,612

  • 12 · Advertising and promotion

    total $201,667 · program services $182,388 · management and general $15,503 · fundraising $3,776

  • 13 · Office expenses

    total $400,171 · program services $332,859 · management and general $63,084 · fundraising $4,228

  • 14 · Information technology

    total $531,253 · program services $411,706 · management and general $115,677 · fundraising $3,870

  • 15 · Royalties

    total $0

  • 16 · Occupancy

    total $1,114,060 · program services $851,345 · management and general $254,211 · fundraising $8,504

  • 17 · Travel

    total $368,725 · program services $336,316 · management and general $30,026 · fundraising $2,383

  • 18 · Travel or entertainment for public officials

    total $0

  • 19 · Conferences, conventions and meetings

    total $0

  • 20 · Interest

    total $447,682 · program services $447,682

  • 21 · Payments to affiliates

    total $0

  • 22 · Depreciation, depletion and amortization

    total $151,481 · program services $116,981 · management and general $33,383 · fundraising $1,117

  • 23 · Insurance

    total $95,928 · program services $80,909 · management and general $14,533 · fundraising $486

  • 24a · Other expenses: PROGRAM EVALUATOR (MDRC)

    total $383,491 · program services $383,491

  • 24b · Other expenses: LIVING STIPEND

    total $119,173 · program services $119,173

  • 24c · Other expenses: BAD DEBTS

    total $63,000 · program services $63,000

  • 24d · Other expenses: MEMBERSHIP DUES

    total $9,557 · program services $7,772 · management and general $1,727 · fundraising $58

  • 24e · All other expenses

    total $61,218 · program services $61,218

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $28,013,803 · end of year $3,600,000

  • 2 · Savings and temporary cash investments

    beginning of year $44,690,316 · end of year $38,348,852

  • 3 · Pledges and grants receivable

    beginning of year $15,311,819 · end of year $28,923,504

  • 4 · Accounts receivable

    beginning of year $1,401,977 · end of year $2,023,922

  • 5 · Loans and receivables from officers and key people

    beginning of year $0 · end of year $0

  • 6 · Loans and receivables from disqualified persons

    beginning of year $0 · end of year $0

  • 7 · Other notes and loans receivable

    beginning of year $385,365 · end of year $3,963,024

  • 8 · Inventories for sale or use

    beginning of year $0 · end of year $0

  • 9 · Prepaid expenses and deferred charges

    beginning of year $313,973 · end of year $378,210

  • 10a · Land, buildings and equipment: cost or other basis

    $934,258

  • 10b · Land, buildings and equipment: accumulated depreciation

    $335,576

  • 10c · Land, buildings and equipment, net

    beginning of year $439,444 · end of year $598,682

  • 11 · Investments: publicly traded securities

    beginning of year $1,858,317 · end of year $65,095,910

  • 12 · Investments: other securities

    beginning of year $0 · end of year $0

  • 13 · Investments: program-related

    beginning of year $3,456,307 · end of year $4,316,021

  • 14 · Intangible assets

    beginning of year $0 · end of year $0

  • 15 · Other assets

    beginning of year $122,807 · end of year $6,339,038

  • 17 · Accounts payable and accrued expenses

    beginning of year $3,209,909 · end of year $3,711,302

  • 18 · Grants payable

    beginning of year $0 · end of year $0

  • 19 · Deferred revenue

    beginning of year $67,608 · end of year $2,833,150

  • 20 · Tax-exempt bond liabilities

    beginning of year $0 · end of year $0

  • 21 · Escrow or custodial account liability

    beginning of year $0 · end of year $0

  • 22 · Loans and payables to officers and key people

    beginning of year $0 · end of year $0

  • 23 · Secured mortgages and notes payable

    beginning of year $0 · end of year $0

  • 24 · Unsecured notes and loans payable

    beginning of year $7,461,376 · end of year $7,650,622

  • 25 · Other liabilities

    beginning of year $190,219 · end of year $5,859,779

  • 27 · Net assets without donor restrictions

    beginning of year $48,839,819 · end of year $55,717,949

  • 28 · Net assets with donor restrictions

    beginning of year $36,225,197 · end of year $77,814,361

Mission and programs · 2022

Mission

SOCIAL FINANCE IS A NATIONAL IMPACT FINANCE AND ADVISORY NONPROFIT. OUR AIM IS SIMPLE: TO PRODUCE MEANINGFUL OUTCOMES THAT SPARK SOCIAL CHANGE. BY WORKING WITH PUBLIC, PRIVATE, AND SOCIAL SECTORS, WE CREATE PARTNERSHIPS AND INVESTMENTS TO MEASURABLY IMPROVE LIVES.

Activities or mission (Part I)

SOCIAL FINANCE IS A NATIONAL IMPACT FINANCE AND ADVISORY NONPROFIT. WE WORK WITH PUBLIC, PRIVATE, AND SOCIAL SECTORS TO BUILD INNOVATIVE (CONTINUED ON SCHEDULE O.)

  • IMPACT INVESTING SERVICES - THROUGH ITS IMPACT INVESTING PORTFOLIO, SFI DEVELOPS AND MANAGES IMPACT-FIRST INVESTMENTS AND INNOVATIVE FINANCING SOLUTIONS THAT GENERATE POSITIVE OUTCOMES FOR PEOPLE AND COMMUNITIES. AS AN INTERMEDIARY, SFI WORKS IN COLLABORATION WITH ITS PARTNERS TO DESIGN, LAUNCH, AND MANAGE IMPACT INVESTMENT PROJECTS. ITS PARTNERS INCLUDE FEDERAL, STATE AND LOCAL GOVERNMENTS SEEKING TO DEPLOY PUBLIC FUNDS TO ADDRESS LONG-STANDING SOCIAL ISSUES, WITH A FOCUS ON OUTCOMES, AND, IN SOME CASES, BY LEVERAGING PRIVATE IMPACT INVESTMENT FUNDS. SFI ALSO WORKS WITH DIRECT SERVICE PROVIDERS WHICH WORK WITH COMMUNITIES AND PEOPLE TO IMPROVE LIFE OUTCOMES, AS WELL AS WORKFORCE TRAINING PROVIDERS IN A VARIETY OF FIELDS. SFI ENGAGES IMPACT INVESTORS SEEKING IMPROVED SOCIAL OUTCOMES THROUGH THEIR INVESTMENTS. SFI ALSO ANALYSES PROGRAM DATA, OFTEN WORKING WITH EXTERNAL EVALUATORS WITH SPECIFIC EXPERTISE. INCREASINGLY, SFI WORKS WITH LOAN OR INCOME SHARE AGREEMENT ORIGINATORS AND SERVICERS WHICH ARE ACTIVE IN CONSUMER LENDING. SFI'S IMPACT INVESTMENTS ARE STRUCTURED EITHER THROUGH EQUITY OR LOAN FINANCING STRUCTURES. IT ESTABLISHES SEPARATE AFFILIATES OR SUBSIDIARIES FOR EACH IMPACT INVESTMENT FINANCING TO ENTER INTO THE VARIOUS CONTRACTS WITH ITS IMPACT INVESTORS, GOVERNMENTS (IF APPLICABLE), THE APPLICABLE SERVICE OR TRAINING PROVIDERS, AS WELL AS EVALUATORS AND LOAN OR INCOME SHARE AGREEMENT ORIGINATORS AND SERVICERS. THREE IMPACT INVESTMENT STRATEGIES EMPLOYED TO DATE INCLUDE: . SOCIAL IMPACT BONDS ("SIBS"), WHICH ENABLE GOVERNMENTS TO ACHIEVE RESULTS FOR COMMUNITIES BY PARTNERING WITH INVESTORS AND SERVICE PROVIDERS TO TACKLE PARTICULAR SOCIAL CHALLENGES. GOVERNMENT ONLY PAYS ONCE A PROGRAM ACHIEVES OUTCOMES THAT BENEFIT SERVICE RECIPIENTS AND GENERATE PUBLIC VALUE. SIBS TRANSFER RISK OF NON-PERFORMANCE FROM THE PUBLIC TO THE PRIVATE SECTOR AND ALIGN PROJECT PARTNERS ON THE ACHIEVEMENT OF MEANINGFUL IMPACT. . CAREER IMPACT BONDS ("CIBS"), A DISTINCT CONTRACTING STRUCTURE BASED ON DEFERRED TUITION AGREEMENTS LIKE INCOME SHARE AGREEMENTS OR OUTCOMES BASED LOANS IN WHICH IMPACT INVESTORS' FUNDS COVER UPFRONT PROGRAM COSTS AND CRITICAL WRAPAROUND SUPPORT SERVICES FOR LOW INCOME, UNDER SKILLED, OR UNDER EMPLOYED STUDENTS IN ORDER TO ADVANCE THEIR ECONOMIC MOBILITY. UNLIKE TRADITIONAL STUDENT OR CONSUMER LOANS, DEFERRED TUITION AGREEMENTS UNDER THE CIB PROGRAMS LINK REPAYMENT TO OUTCOMES: STUDENTS REPAY PROGRAM COSTS AS A PERCENTAGE OF THEIR INCOME, OR AS A FIXED DOLLAR AMOUNT, ONLY ONCE THEY GAIN MEANINGFUL EMPLOYMENT AFTER GRADUATION AND ACHIEVE THE DESIGNATED INCOME THRESHOLD. IN SOME INSTANCES, REPAYMENT IS MADE BY EMPLOYERS OF GRADUATING STUDENTS UPON ACHIEVEMENT OF RETENTION OR OTHER THRESHOLDS. . DREAMERS GRADUATE EDUCATION LOAN FUND, A UNIQUE IMPACT FUND WHICH SUPPORTS GRADUATE EDUCATIONAL LOANS FOR DREAMERS (UNDOCUMENTED IMMIGRANT YOUTH WHO CAME TO THIS COUNTRY AT A YOUNG AGE) TO ATTEND GRADUATE SCHOOL TO ACHIEVE THEIR PROFESSIONAL GOALS. THE FUND PROVIDES GRADUATE EDUCATION FUNDING AT TERMS COMPARABLE TO GOVERNMENT STUDENT LOAN PROGRAMS FOR DREAMERS, WHO DO NOT HAVE ACCESS TO THESE TRADITIONAL EDUCATIONAL LOANS. EACH IMPACT INVESTMENT TEAM REMAINS ENGAGED IN AN IMPACT INVESTMENT PROJECT ONCE IT IS LAUNCHED THROUGH AN ONGOING PROJECT MANAGEMENT AND ACTIVE PERFORMANCE MANAGEMENT ROLE TO SUPPORT ACHIEVEMENT OF THE PROJECT'S GOALS AND OUTCOMES. ACHIEVEMENT OF THE PROJECT'S GOALS AND OUTCOMES.

    Expenses $11,121,257 · Grants $228,000 · Revenue $849,944

  • IMPACT ADVISORY SERVIVES-PUBLIC SECTOR PRACTICE - SFI PARTNERS WITH ELECTED OFFICIALS, POLICYMAKERS, CIVIC LEADERS, COMMUNITY MEMBERS, AND SERVICE PROVIDERS TO DEVELOP GOVERNMENT FUNDING TOOLS THAT LINK FUNDING TO OUTCOMES TO MAXIMIZE THE IMPACT OF TAXPAYER DOLLARS. SFI ANALYZES DATA TO SUPPORT BETTER DECISION MAKING AND HELPS ACTIVELY MANAGE PROGRAMS FOR OUTCOMES. WE ESTABLISH COLLABORATIVE GOVERNANCE STRATEGIES TO DRIVE IMPROVEMENT AND INNOVATION. SFI ALSO STRENGTHENS THE CAPACITY OF GOVERNMENT DEPARTMENTS TO ENABLE MORE EFFECTIVE AND EQUITABLE DELIVERY OF PUBLIC SERVICE, AND IT SUPPORTS PARTNERS IN DESIGNING AND EXECUTING INNOVATIVE PROGRAMS, PRACTICES, AND PARTNERSHIPS, GROUNDED IN PAY FOR SUCCESS PRINCIPLES.

    Expenses $6,777,102 · Revenue $6,766,146

  • MARKET EDUCATION - SFI WORKS TO BUILD THE PFS FIELD THROUGH RESEARCH AND PUBLICATIONS THAT SYNTHESIZE SFI'S LEARNINGS IN ITS IMPACT INVESTMENT AND ADVISORY WORK. THROUGH KEY MARKET EDUCATION EFFORTS, INCLUDING WHITE PAPERS, OP-EDS AND BLOG POSTS, SPEAKING OPPORTUNITIES, AND MEDIA ENGAGEMENTS, SFI CONTRIBUTES TO THE ADVANCEMENT OF EVIDENCE-BASED POLICY, EFFECTIVE PHILANTHROPY, AND IMPACT INVESTING.

    Expenses $798,904

As filed on the 2022 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • TRACY PALANDJIAN

    CEO & CO-FOUNDER

    Total calculated
    $552,964
    From this org
    $521,137
    From related orgs
    $0
    Other
    $31,827
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $469,489
    Bonus
    $50,050
    Other
    $1,598
    Deferred
    $7,649
    Nontaxable benefits
    $24,178
    Filer's total
    $552,964
  • MICHAEL GROSSMAN

    MANAGING DIRECTOR

    Total calculated
    $334,297
    From this org
    $317,761
    From related orgs
    $0
    Other
    $16,536
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $303,942
    Bonus
    $11,344
    Other
    $2,475
    Deferred
    $7,755
    Nontaxable benefits
    $8,781
    Filer's total
    $334,297
  • NAVJEET K BAL

    MANAGING DIR & GENERAL COUNSEL

    Total calculated
    $304,723
    From this org
    $273,503
    From related orgs
    $0
    Other
    $31,220
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $247,365
    Bonus
    $24,060
    Other
    $2,078
    Deferred
    $7,500
    Nontaxable benefits
    $23,720
    Filer's total
    $304,723
  • EMILY FRIEDMAN

    CHIEF ADMIN. OFFICER

    Total calculated
    $301,656
    From this org
    $266,483
    From related orgs
    $0
    Other
    $35,173
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $222,132
    Bonus
    $42,990
    Other
    $1,361
    Deferred
    $11,550
    Nontaxable benefits
    $23,623
    Filer's total
    $301,656
  • JUSTIN BAKULE

    VP, IMPACT INVESTMENTS

    Total calculated
    $234,498
    From this org
    $205,278
    From related orgs
    $0
    Other
    $29,220
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $194,522
    Bonus
    $9,269
    Other
    $1,487
    Deferred
    $5,500
    Nontaxable benefits
    $23,720
    Filer's total
    $234,498
  • JACOB SEGAL

    VP, IMPACT ADVISORY

    Total calculated
    $224,401
    From this org
    $210,523
    From related orgs
    $0
    Other
    $13,878
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $181,826
    Bonus
    $21,970
    Other
    $6,727
    Deferred
    $5,555
    Nontaxable benefits
    $8,323
    Filer's total
    $224,401
  • ANDREW C CHEN

    VP, IMPACT INVESTMENTS

    Total calculated
    $224,281
    From this org
    $201,230
    From related orgs
    $0
    Other
    $23,051
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $177,617
    Bonus
    $16,300
    Other
    $7,313
    Deferred
    $5,490
    Nontaxable benefits
    $17,561
    Filer's total
    $224,281
  • TERESA ANNE KNICKMAN PLANCHER

    VP, PARTNERSHIPS AND STRATEGY

    Total calculated
    $213,653
    From this org
    $198,207
    From related orgs
    $0
    Other
    $15,446
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $175,939
    Bonus
    $21,060
    Other
    $1,208
    Deferred
    $5,490
    Nontaxable benefits
    $9,956
    Filer's total
    $213,653
  • JONATHAN S EDWARDS

    VP, IMPACT INVESTMENTS

    Total calculated
    $212,674
    From this org
    $182,668
    From related orgs
    $0
    Other
    $30,006
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $158,763
    Bonus
    $22,720
    Other
    $1,185
    Deferred
    $5,370
    Nontaxable benefits
    $24,636
    Filer's total
    $212,674
  • JEFFREY N SHUMWAY

    MANAGING DIR. (END 7/2022)

    Total calculated
    $182,911
    From this org
    $165,122
    From related orgs
    $0
    Other
    $17,789
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $142,051
    Bonus
    $22,055
    Other
    $1,016
    Deferred
    $4,306
    Nontaxable benefits
    $13,483
    Filer's total
    $182,911
  • JOHN WOODS

    CFO

    Total calculated
    $135,667
    From this org
    $123,921
    From related orgs
    $0
    Other
    $11,746
    Hours/week
    40
  • BRACEBRIDGE H YOUNG JR

    CHAIRPERSON & DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • EDWARD L SHAPIRO

    VICE CHAIR & DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • PAMELA DIPPEL CHONEY

    TREASURER & DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • NANCY ZIMMERMAN

    CLERK & DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • SIR RONALD COHEN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • KAREN DYNAN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • DOUG HENDERSON

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • LAURA LAUDER

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • ELIZABETH LEMPRES

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • ANDREW MARINO

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • GOVERNOR DEVAL PATRICK

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • ALEXA RACHLIN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • IAN SIMMONS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • DR LAUREN SMITH

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • LAURENE SPERLING

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • SANDRA A URIE

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 3 · Form 990 of other organizations
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Disregarded entities

Part I: entities that legally are the filer and file no return of their own.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

Provenance

Return type
form_990
Tax year
2022
Filed
7 November 2023
IRS schema version
2022v5.0
Source object
202303199349309095

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