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Nonprofiteer
← HABITAT FOR HUMANITY INTERNATIONAL INC

Form 990 for tax year 2025

Filed by HABITAT FOR HUMANITY INTERNATIONAL INC.

Totals

Total revenue
$4,372,302
Total expenses
$3,855,148
Contributions and grants received
$1,652,259
Grants paid
$0
Program service revenue
$2,074,213
Investment income
$63,611
Other revenue
$582,219
Total assets, end of year
$5,161,625
Total liabilities, end of year
$2,286,436
Net assets or fund balances, end of year
$2,875,189
Program services expenses (Part IX)
$3,222,114
Management and general expenses
$136,526
Fundraising expenses
$496,508
Program service expenses (Part III)
$3,222,114

Program services were 83.6% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1f · All other contributions, gifts and grants

    $1,652,259

  • 2a · Program service revenue: SALES TO HOMEOWNERS

    total $2,015,000 · related or exempt $2,015,000

  • 2b · Program service revenue: MORTGAGE DISCOUNT AMOR

    total $51,422 · related or exempt $51,422

  • 2c · Program service revenue: HOME REPAIR PROGRAM

    total $7,791 · related or exempt $7,791

  • 3 · Investment income

    total $56,218 · excluded $56,218

  • 7a · Gross sales of assets other than inventory

    securities $82,646

  • 7b · Less cost or other basis and sales expenses

    securities $75,253

  • 7c · Gain or loss

    securities $7,393

  • 7d · Net gain or loss

    total $7,393 · excluded $7,393

  • 10a · Gross sales of inventory

    $529,980

  • 10b · Cost of goods sold

    $12,845

  • 10c · Net income from sales of inventory

    total $517,135 · excluded $517,135

  • 11a · Other revenue: GAIN ON SALE OF MORTGA

    total $37,282 · related or exempt $37,282

  • 11b · Other revenue: REVENUE SHARE

    total $27,802 · related or exempt $27,802

  • 11e · Other revenue, total

    $65,084

Functional expenses

Part IX, the statement of functional expenses.

  • 5 · Compensation of officers, directors and key employees

    total $154,864 · program services $46,459 · management and general $77,432 · fundraising $30,973

  • 7 · Other salaries and wages

    total $1,153,427 · program services $886,323 · management and general $6,461 · fundraising $260,643

  • 8 · Pension plan contributions

    total $68,472 · program services $24,821 · management and general $8,987 · fundraising $34,664

  • 11b · Fees: legal

    total $221 · program services $80 · management and general $29 · fundraising $112

  • 11c · Fees: accounting

    total $26,000 · program services $9,425 · management and general $3,413 · fundraising $13,162

  • 11f · Fees: investment management

    total $1,755 · management and general $1,755

  • 11g · Fees: other

    total $13,639 · program services $4,944 · management and general $1,790 · fundraising $6,905

  • 12 · Advertising and promotion

    total $91,413 · program services $33,137 · management and general $11,998 · fundraising $46,278

  • 13 · Office expenses

    total $21,645 · program services $7,846 · management and general $2,842 · fundraising $10,957

  • 16 · Occupancy

    total $39,033 · program services $28,865 · management and general $2,093 · fundraising $8,075

  • 17 · Travel

    total $35,734 · program services $10,588 · management and general $5,177 · fundraising $19,969

  • 20 · Interest

    total $52,523 · program services $52,523

  • 22 · Depreciation, depletion and amortization

    total $57,265 · program services $54,925 · management and general $2,340

  • 23 · Insurance

    total $48,954 · program services $17,746 · management and general $6,425 · fundraising $24,783

  • 24a · Other expenses: TOTAL COST OF GOODS

    total $1,993,427 · program services $1,993,427

  • 24b · Other expenses: TITHE

    total $18,001 · program services $6,526 · management and general $2,362 · fundraising $9,113

  • 24c · Other expenses: SPECIAL EVENTS

    total $17,679 · fundraising $17,679

  • 24d · Other expenses: MISCELLANEOUS

    total $11,971 · program services $11,971

  • 24e · All other expenses

    total $49,125 · program services $32,508 · management and general $3,422 · fundraising $13,195

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $1,435,496 · end of year $1,334,479

  • 2 · Savings and temporary cash investments

    beginning of year $152,342 · end of year $145,743

  • 3 · Pledges and grants receivable

    beginning of year $172,839 · end of year $147,679

  • 4 · Accounts receivable

    beginning of year $151,595 · end of year $113,072

  • 8 · Inventories for sale or use

    beginning of year $563,821 · end of year $984,955

  • 9 · Prepaid expenses and deferred charges

    beginning of year $4,077 · end of year $4,212

  • 10a · Land, buildings and equipment: cost or other basis

    $1,267,039

  • 10b · Land, buildings and equipment: accumulated depreciation

    $296,568

  • 10c · Land, buildings and equipment, net

    beginning of year $1,012,344 · end of year $970,471

  • 11 · Investments: publicly traded securities

    beginning of year $408,206 · end of year $606,156

  • 15 · Other assets

    beginning of year $764,966 · end of year $854,858

  • 17 · Accounts payable and accrued expenses

    beginning of year $149,826 · end of year $145,459

  • 23 · Secured mortgages and notes payable

    beginning of year $2,220,172 · end of year $2,140,977

  • 27 · Net assets without donor restrictions

    beginning of year $1,179,544 · end of year $1,193,361

  • 28 · Net assets with donor restrictions

    beginning of year $1,116,144 · end of year $1,681,828

Mission and programs · 2025

Mission

HABITAT FOR HUMANITY - GRAND TRAVERSE REGION IS AN ECUMENICAL CHRISTIAN HOUSING MINISTRY. THE ORGANIZATION WORKS IN PARTNERSHIP WITH PEOPLE TO IMPROVE THE CONDITIONS IN WHICH THEY LIVE BY PROVIDING AFFORDABLE HOUSING. HABITAT CHALLENGES PEOPLE OF COMPASSION TO PROVIDE THE INITIAL CAPITAL THROUGH GIFTS AND NO-INTEREST LOANS TO BUILD OR RENOVATE SIMPLE, DECENT HOMES FOR THE INADEQUATELY SHELTERED.

Activities or mission (Part I)

SEEKING TO PUT GOD'S LOVE IN ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD SUSTAINABLE HOMES, COMMUNITIES, AND HOPE.

  • THE CREATION OF AFFORDABLE HOUSING FOR THOSE IN NEED AND TO MAKE THE ISSUE OF SHELTER A MATTER OF CONSCIENCE WITH PEOPLE EVERYWHERE. DURING THE YEAR ENDED 12/31/25, SIX HOMES AND FIFTEEN HOME REPAIRS WERE PROVIDED TO FAMILIES IN NEED.

    Expenses $3,222,114 · Revenue $2,139,297

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • Heather Hudson

    PRESIDENT

    Total calculated
    $0
    Hours/week
    2

  • Chris Milliron

    VICE PRESIDENT

    Total calculated
    $0
    Hours/week
    2

  • Chuck Kendall

    TREASURER

    Total calculated
    $0
    Hours/week
    2

  • Deborah E Haase

    SECRETARY

    Total calculated
    $0
    Hours/week
    2

  • Frank Siepker Jr

    MEMBER AT LARGE

    Total calculated
    $0
    Hours/week
    2

  • Steve Haskin

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Chris Hackbarth

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Douglas Luciani

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Andrew Weaver

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Paul Busekist

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Brandie Ekren

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Al Everett

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Des Worthington

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Wendy Irvin

    CEO

    Total calculated
    $160,629
    From this org
    $154,863
    From related orgs
    $0
    Other
    $5,766
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $154,863
    Bonus
    $0
    Other
    $0
    Deferred
    $3,953
    Nontaxable benefits
    $1,813
    Filer's total
    $160,629

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

None.

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type
form_990
Tax year
2025
Filed
11 August 2026
IRS schema version
2025v4.2
Source object
202622469349300627

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