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Nonprofiteer
← CHRISTIAN HEALTHCARE MINISTRIES INC

Form 990 for tax year 2022

Filed by CHRISTIAN HEALTHCARE MINISTRIES INC.

Totals

Total revenue
$752,912,401
Total expenses
$723,408,757
Contributions and grants received
$750,718,199
Grants paid
$522,500
Program service revenue
$0
Investment income
$1,949,330
Other revenue
$244,872
Total assets, end of year
$164,612,180
Total liabilities, end of year
$4,694,520
Net assets or fund balances, end of year
$159,917,660
Program services expenses (Part IX)
$706,317,799
Management and general expenses
$6,335,195
Fundraising expenses
$10,755,763
Program service expenses (Part III)
$706,317,799

Program services were 97.6% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1f · All other contributions, gifts and grants

    $750,718,199

  • 3 · Investment income

    total $3,450,284 · excluded $3,450,284

  • 7b · Less cost or other basis and sales expenses

    securities $1,247,545 · other assets $253,409

  • 7c · Gain or loss

    securities -$1,247,545 · other assets -$253,409

  • 7d · Net gain or loss

    total -$1,500,954 · excluded -$1,500,954

  • 11a · Other revenue: MISCELLANEOUS REVENUE

    total $244,872 · excluded $244,872

  • 11e · Other revenue, total

    $244,872

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $522,500 · program services $522,500

  • 4 · Benefits paid to or for members

    total $677,288,501 · program services $677,288,501

  • 5 · Compensation of officers, directors and key employees

    total $1,630,850 · program services $1,172,665 · management and general $340,583 · fundraising $117,602

  • 7 · Other salaries and wages

    total $15,709,896 · program services $11,296,223 · management and general $3,280,815 · fundraising $1,132,858

  • 8 · Pension plan contributions

    total $772,547 · program services $668,688 · management and general $46,210 · fundraising $57,649

  • 9 · Other employee benefits

    total $1,982,029 · program services $1,700,117 · management and general $134,273 · fundraising $147,639

  • 10 · Payroll taxes

    total $1,256,719 · program services $1,070,762 · management and general $92,469 · fundraising $93,488

  • 11b · Fees: legal

    total $305,724 · management and general $305,724

  • 11c · Fees: accounting

    total $89,112 · management and general $89,112

  • 11d · Fees: lobbying

    total $485,596 · program services $485,596

  • 11f · Fees: investment management

    total $497,615 · management and general $497,615

  • 11g · Fees: other

    total $1,362,514 · program services $721,900 · management and general $634,174 · fundraising $6,440

  • 12 · Advertising and promotion

    total $8,840,373 · fundraising $8,840,373

  • 13 · Office expenses

    total $1,684,962 · program services $1,547,984 · management and general $42,732 · fundraising $94,246

  • 14 · Information technology

    total $879,045 · program services $659,284 · management and general $158,228 · fundraising $61,533

  • 16 · Occupancy

    total $512,313 · program services $384,234 · management and general $92,217 · fundraising $35,862

  • 17 · Travel

    total $298,421 · program services $2,984 · management and general $265,595 · fundraising $29,842

  • 19 · Conferences, conventions and meetings

    total $59,669 · program services $44,752 · management and general $10,740 · fundraising $4,177

  • 22 · Depreciation, depletion and amortization

    total $841,535 · program services $631,152 · management and general $151,476 · fundraising $58,907

  • 23 · Insurance

    total $74,194 · program services $55,645 · management and general $13,355 · fundraising $5,194

  • 24a · Other expenses: BANK SERVICE CHARGES

    total $7,315,322 · program services $7,315,322

  • 24b · Other expenses: MISCELLANEOUS EXPENSES

    total $416,592 · program services $312,444 · management and general $74,986 · fundraising $29,162

  • 24c · Other expenses: REPAIRS & MAINTENANCE

    total $380,400 · program services $285,300 · management and general $68,472 · fundraising $26,628

  • 24d · Other expenses: DUES & SUBSCRIPTIONS

    total $196,005 · program services $147,004 · management and general $35,281 · fundraising $13,720

  • 24e · All other expenses

    total $6,323 · program services $4,742 · management and general $1,138 · fundraising $443

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $16,307,740 · end of year $42,157,204

  • 9 · Prepaid expenses and deferred charges

    beginning of year $445,819 · end of year $640,150

  • 10a · Land, buildings and equipment: cost or other basis

    $16,141,328

  • 10b · Land, buildings and equipment: accumulated depreciation

    $4,242,455

  • 10c · Land, buildings and equipment, net

    beginning of year $8,822,463 · end of year $11,898,873

  • 11 · Investments: publicly traded securities

    beginning of year $118,795,329 · end of year $109,203,752

  • 14 · Intangible assets

    beginning of year $576,572 · end of year $576,572

  • 15 · Other assets

    beginning of year $203,393 · end of year $135,629

  • 17 · Accounts payable and accrued expenses

    beginning of year $2,814,374 · end of year $4,694,520

  • 27 · Net assets without donor restrictions

    beginning of year $142,336,942 · end of year $159,917,660

Mission and programs · 2022

Mission

TO GLORIFY GOD, SHOW CHRISTIAN LOVE, AND EXPERIENCE GOD'S PRESENCE AS CHRISTIANS SHARE EACH OTHER'S MEDICAL BILLS.

  •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

    Expenses $706,317,799 · Grants $522,500

As filed on the 2022 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • J Craig Brown

    CEO, PRESIDENT

    Total calculated
    $365,702
    From this org
    $334,663
    From related orgs
    $0
    Other
    $31,039
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $250,000
    Bonus
    $34,808
    Other
    $49,855
    Deferred
    $17,539
    Nontaxable benefits
    $13,500
    Filer's total
    $365,702
  • Roy Hamilton

    CHAIRMAN

    Total calculated
    $17,000
    From this org
    $17,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Joseph Emert

    VICE CHAIRMAN

    Total calculated
    $18,200
    From this org
    $18,200
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Dr Carol Peters-Tanksley

    SECRETARY

    Total calculated
    $12,500
    From this org
    $12,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Daniel Brake

    DIRECTOR (STARTED 07/2022)

    Total calculated
    $3,100
    From this org
    $3,100
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • James Detwiler

    DIRECTOR

    Total calculated
    $8,400
    From this org
    $8,400
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Claude Hopper

    DIRECTOR

    Total calculated
    $8,400
    From this org
    $8,400
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Bruce Hugill

    DIRECTOR

    Total calculated
    $14,000
    From this org
    $14,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Jeff Yount

    DIRECTOR

    Total calculated
    $11,200
    From this org
    $11,200
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Charity Beall

    VICE PRESIDENT, CFO

    Total calculated
    $201,637
    From this org
    $177,488
    From related orgs
    $0
    Other
    $24,149
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $161,231
    Bonus
    $15,441
    Other
    $816
    Deferred
    $10,649
    Nontaxable benefits
    $13,500
    Filer's total
    $201,637
  • Derrill Wakefield

    VICE PRESIDENT, CIO (STARTED 06/2022)

    Total calculated
    $123,443
    From this org
    $110,510
    From related orgs
    $0
    Other
    $12,933
    Hours/week
    40
  • Rich Bochart

    VICE PRESIDENT

    Total calculated
    $165,898
    From this org
    $143,772
    From related orgs
    $0
    Other
    $22,126
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $130,938
    Bonus
    $12,239
    Other
    $595
    Deferred
    $8,626
    Nontaxable benefits
    $13,500
    Filer's total
    $165,898
  • Norma Mull

    VICE PRESIDENT

    Total calculated
    $149,470
    From this org
    $136,481
    From related orgs
    $0
    Other
    $12,989
    Hours/week
    40
  • Lauren Gajdek

    VICE PRESIDENT

    Total calculated
    $153,352
    From this org
    $131,936
    From related orgs
    $0
    Other
    $21,416
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $124,800
    Bonus
    $6,177
    Other
    $959
    Deferred
    $7,916
    Nontaxable benefits
    $13,500
    Filer's total
    $153,352
  • David Zahn

    VICE PRESIDENT

    Total calculated
    $186,623
    From this org
    $167,075
    From related orgs
    $0
    Other
    $19,548
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $138,923
    Bonus
    $25,150
    Other
    $3,002
    Deferred
    $9,948
    Nontaxable benefits
    $9,600
    Filer's total
    $186,623
  • David Tschantz

    VICE PRESIDENT

    Total calculated
    $191,923
    From this org
    $172,003
    From related orgs
    $0
    Other
    $19,920
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $158,473
    Bonus
    $12,818
    Other
    $712
    Deferred
    $10,320
    Nontaxable benefits
    $9,600
    Filer's total
    $191,923
  • Dennis McGlone

    SENIOR SOFTWARE ENGINEER

    Total calculated
    $145,542
    From this org
    $124,568
    From related orgs
    $0
    Other
    $20,974
    Hours/week
    40
  • Brittany Marcelli

    CONTROLLER

    Total calculated
    $122,798
    From this org
    $106,791
    From related orgs
    $0
    Other
    $16,007
    Hours/week
    40
  • Mark Hradil

    IT MANAGER

    Total calculated
    $134,468
    From this org
    $121,479
    From related orgs
    $0
    Other
    $12,989
    Hours/week
    40
  • Rebecca Holland

    GROWTH MARKET DIRECTOR

    Total calculated
    $124,883
    From this org
    $105,078
    From related orgs
    $0
    Other
    $19,805
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · First-class or charter travel
  • 1a · Travel for companions
  • 1a · Tax indemnification and gross-up payments
  • 1a · Housing allowance or residence for personal use
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation committee
  • 3 · Independent compensation consultant
  • 3 · Form 990 of other organizations
  • 3 · Written employment contract
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 7 · Other non-fixed payments

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 8 · Paid under the initial-contract exception

The filer's explanations (Part III)

PART I, LINE 7
NON-FIXED PAYMENTS IN THE FORM OF BONUSES, WHICH ARE REPORTED IN PART II, COLUMN (B)(II), WHERE PAID BASED ON SATISFACTION OF PERFORMANCE TARGETS, WHICH VARIED BY DEPARTMENT. THESE PAYMENTS WERE DISCRETIONARY AND WERE NOT TIED TO A CONTRACT.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

The 10 largest by cash amount. The API serves every itemized grant.

Provenance

Return type
form_990
Tax year
2022
Filed
17 April 2023
IRS schema version
2022v5.0
Source object
202341089349301314

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