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Nonprofiteer
← BAC OF MICHIGAN HEALTH AND WELFARE FUND

Form 990 for tax year 2024

Filed by BAC OF MICHIGAN HEALTH AND WELFARE FUND.

Totals

Total revenue
$28,700,107
Total expenses
$26,174,955
Contributions and grants received
$0
Grants paid
$0
Program service revenue
$27,902,751
Investment income
$789,596
Other revenue
$7,760
Total assets, end of year
$29,305,455
Total liabilities, end of year
$10,567,358
Net assets or fund balances, end of year
$18,738,097
Program services expenses (Part IX)
$26,174,955
Management and general expenses
$0
Fundraising expenses
$0
Program service expenses (Part III)
$26,174,955

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: EMPLOYER CONTRIBUTIONS

    total $25,613,019 · related or exempt $25,613,019

  • 2b · Program service revenue: PARTICIPANT CONTRIBs

    total $2,289,732 · related or exempt $2,289,732

  • 3 · Investment income

    total $789,349 · related or exempt $789,349

  • 7a · Gross sales of assets other than inventory

    securities $692

  • 7b · Less cost or other basis and sales expenses

    securities $445

  • 7c · Gain or loss

    securities $247

  • 7d · Net gain or loss

    total $247 · related or exempt $247

  • 8c · Net income from fundraising events

    total $0

  • 11a · Other revenue: OTHER

    total $7,760 · related or exempt $7,760

  • 11e · Other revenue, total

    $7,760

Functional expenses

Part IX, the statement of functional expenses.

  • 4 · Benefits paid to or for members

    total $23,900,049 · program services $23,900,049

  • 7 · Other salaries and wages

    total $433,466 · program services $433,466

  • 8 · Pension plan contributions

    total $60,926 · program services $60,926

  • 10 · Payroll taxes

    total $96,723 · program services $96,723

  • 11a · Fees: management

    total $903,181 · program services $903,181

  • 11b · Fees: legal

    total $155,917 · program services $155,917

  • 11c · Fees: accounting

    total $216,349 · program services $216,349

  • 11f · Fees: investment management

    total $10,692 · program services $10,692

  • 11g · Fees: other

    total $97,572 · program services $97,572

  • 13 · Office expenses

    total $163,060 · program services $163,060

  • 14 · Information technology

    total $61,474 · program services $61,474

  • 16 · Occupancy

    total $54,505 · program services $54,505

  • 19 · Conferences, conventions and meetings

    total $2,715 · program services $2,715

  • 23 · Insurance

    total $17,618 · program services $17,618

  • 24a · Other expenses: Dues and subscriptions

    total $708 · program services $708

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $5,271,020 · end of year $2,565,309

  • 2 · Savings and temporary cash investments

    beginning of year $747,699 · end of year $784,501

  • 4 · Accounts receivable

    beginning of year $2,996,364 · end of year $8,398,459

  • 9 · Prepaid expenses and deferred charges

    beginning of year $98,243 · end of year $121,589

  • 10a · Land, buildings and equipment: cost or other basis

    $56,748

  • 10b · Land, buildings and equipment: accumulated depreciation

    $56,748

  • 11 · Investments: publicly traded securities

    beginning of year $15,782,240 · end of year $17,435,597

  • 17 · Accounts payable and accrued expenses

    beginning of year $579,409 · end of year $899,358

  • 25 · Other liabilities

    beginning of year $9,004,000 · end of year $9,668,000

  • 31 · Retained earnings, endowment or other funds

    beginning of year $15,312,157 · end of year $18,738,097

Mission and programs · 2024

Mission

SEE SCHEDULE O

  • The Fund provides for health, medical, dental and vision benefits to eligible participants and their dependents.

    Expenses $26,174,955

As filed on the 2024 return.

Listed in Part VII

  • Paul Dunford

    TRUSTEE

    Total calculated
    $195,744
    From this org
    $0
    From related orgs
    $136,185
    Other
    $59,559
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $136,185 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $59,559 related
    Filer's total
    not reported + $195,744 related
  • BRETT GIERAK

    CHAIRMAN

    Total calculated
    $174,049
    From this org
    $0
    From related orgs
    $120,057
    Other
    $53,992
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $120,057 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $53,992 related
    Filer's total
    not reported + $174,049 related
  • CHAD MORRISON

    TRUSTEE

    Total calculated
    $155,777
    From this org
    $0
    From related orgs
    $104,867
    Other
    $50,910
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $104,867 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $50,910 related
    Filer's total
    not reported + $155,777 related
  • SEAN GRIFFIN

    TRUSTEE

    Total calculated
    $153,102
    From this org
    $0
    From related orgs
    $103,904
    Other
    $49,198
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $103,904 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $49,198 related
    Filer's total
    not reported + $153,102 related
  • SHAUN GAJEWSKI

    TRUSTEE

    Total calculated
    $152,544
    From this org
    $0
    From related orgs
    $103,514
    Other
    $49,030
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $103,514 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $49,030 related
    Filer's total
    not reported + $152,544 related
  • JIM BUDD

    TRUSTEE

    Total calculated
    $152,495
    From this org
    $0
    From related orgs
    $103,395
    Other
    $49,100
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $103,395 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $49,100 related
    Filer's total
    not reported + $152,495 related
  • GREG LOBODZINSKI

    TRUSTEE

    Total calculated
    $152,495
    From this org
    $0
    From related orgs
    $103,395
    Other
    $49,100
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $103,395 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $49,100 related
    Filer's total
    not reported + $152,495 related
  • CHRIS FILLMORE

    TRUSTEE

    Total calculated
    $152,495
    From this org
    $0
    From related orgs
    $103,395
    Other
    $49,100
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $103,395 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $49,100 related
    Filer's total
    not reported + $152,495 related
  • AARON PISTOR

    TRUSTEE

    Total calculated
    $152,345
    From this org
    $0
    From related orgs
    $103,315
    Other
    $49,030
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $103,315 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $49,030 related
    Filer's total
    not reported + $152,345 related
  • DARYL NICHOLS

    TRUSTEE

    Total calculated
    $141,387
    From this org
    $0
    From related orgs
    $103,395
    Other
    $37,992
    Hours/week
    1 + 40 related
  • JAMES BRYLOWSKI

    TRUSTEE

    Total calculated
    $132,419
    From this org
    $0
    From related orgs
    $87,191
    Other
    $45,228
    Hours/week
    1 + 40 related
  • SAL SIMONE

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • TOM BINKOWSKI

    SECRETARY

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • ANDY BRACY

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • MATT HARMON

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • ROBERT MICHIELUTTI

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • STEVE MEYER

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • JAMES OLEKSINSKI

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • ED SPENCE

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • BOB BABBIT

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related
  • GREG CARVEVALE

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

None.

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

  • A PUZ & CO LLC

    0% owned

  • A1 AFFORDABLE MASONRY LLC

    0% owned

  • ADAMS MASONRY

    0% owned

  • ADVANTAGE INDUSTRIAL SYSTEMS

    0% owned · controlled entity

  • AKINS CONSTRUCTION INC

    0% owned

  • ALBANELLI CEMENT CONTRACTORS

    0% owned

  • AMALIO CORPORATION

    0% owned

  • AMERICAN INTERNATIONAL CONSTRU

    0% owned

  • API INC

    0% owned

  • ARTISAN TILE INC

    0% owned

  • ASSEMBLERS PRECAST & STEEL SVC

    0% owned

  • ASSEMBLERS INC

    0% owned

  • B & B CONCRETE PLACEMENT

    0% owned

  • B & T BUCKLAND MASONRY LLC

    0% owned

  • BAKER CONCRETE CONSTRUCTION

    0% owned

  • BAKER CONSTRUCTION CO INC

    0% owned

  • BARNEYJJ CONSTRUCTION LLC

    0% owned

  • BARTON MALOW CO

    0% owned

  • BNE SERVICES LLC

    0% owned

  • BOOMS STONE COMPANY

    0% owned

  • BOOS AA & SONS INC

    0% owned

  • BORNOR RESTORATION INC

    0% owned

  • BRACY & JAHR MASONRY INC

    0% owned

  • BRAZEN AND GREER MASONRY INC

    0% owned

  • BRONNER WM AND SON CONTR

    0% owned

  • BROWN REFRACTORY SERVICE

    0% owned

  • BUCKLAND JOHN CONTRINC

    0% owned

  • BULLDOG CONCRETE

    0% owned

  • BW INDUSTRIAL

    0% owned

  • BYERS D C COMPANY

    0% owned

  • C A HULL CO INC

    0% owned

  • C R MEYER AND SONS COMPANY

    0% owned

  • CARLO TILE & MARBLE CO

    0% owned

  • CERCO INC

    0% owned

  • CIPPARRONE CONTRACTING INC

    0% owned

  • CLC CONTRACTING SERVICES

    0% owned

  • CLOSNER CONSTRUCTION

    0% owned

  • CMU MASONRY COINC

    0% owned

  • COLASANTI SPECIALTY SERVICES

    0% owned

  • COMMERCIAL CONTRACTING GROUP

    0% owned

  • CONSTRUCTION RESOURCE SERVICES

    0% owned

  • CONTEK INC

    0% owned

  • COON CAULKING AND SEALANTS INC

    0% owned

  • CORNERSTONE MARBLE & TILE INC

    0% owned

  • C-Stone Installations

    0% owned

  • CULVER DEVELOPMENT LLC

    0% owned

  • CUSACKS MASONRY RESTORATION

    0% owned

  • DALOISIO MASONRY AND CONSTRUC

    0% owned

  • DAVENPORT MASONRY INC

    0% owned

  • DECRA-SCAPE

    0% owned

  • DEMARIA BUILDING CO

    0% owned

  • DESANTIS CONSTRUCTION CO

    0% owned

  • DIXON INC DBA SANTOS CONST

    0% owned

  • DRV CONTRACTORS LLC

    0% owned

  • DRV JOINT SEALANT CONTRACTORS

    0% owned

  • EDWARDS GLASS COMPANY

    0% owned

  • ELDORADO TILE & MARBLE COMPANY

    0% owned

  • EMPIRE REFACTORY SERVICE OF IN

    0% owned

  • EMPIRE SOLUTIONS INC

    0% owned

  • EMPIRE TILE COMPANY

    0% owned

  • FABCON INC

    0% owned

  • FABCON PRECAST

    0% owned

  • FASTDECKS INC

    0% owned

  • FISHER CONTRACTING

    0% owned

  • FLORENCE CEMENT CO

    0% owned

  • FUSE TECH

    0% owned

  • FUTURE BUILDING&CONSTRUCTION

    0% owned

  • GEGARE TILE INC

    0% owned

  • GENERAL ACID PROOFING INC

    0% owned

  • GEORGE MCINTOSH INC

    0% owned

  • GERACE CONSTRUCTION CO INC

    0% owned

  • GLASS ROCK PRODUCTS

    0% owned

  • GLENNS TILE

    0% owned

  • GLENNS TILE & CARPET

    0% owned

  • GRUNWELL CASHERO CO

    0% owned

  • GUNDLACH CHAMPION INC

    0% owned

  • HARD ROCK INVESTMENTS LLC

    0% owned

  • HARTLEY MASONARY SERVICES

    0% owned

  • HEIMBROCK INC

    0% owned

  • HENKELS & MCCOY INC

    0% owned

  • HENRY F TEICHMANN INC

    0% owned

  • HMCHICKS MASON CONTRACTORS

    0% owned

  • HOFFMAN PLASTERING

    0% owned

  • HOT TECH INC

    0% owned

  • ICE- MENCONI TERRAZZO INC

    0% owned

  • IDEAL CONTRACTING

    0% owned

  • INDUSTRIAL SERVICES INC

    0% owned

  • INDUSTRIAL SVCINC-WASHTENAW

    0% owned

  • INTEGRITY INTERIORS INC

    0% owned

  • J T THORPE & SONS INC

    0% owned

  • JP PHILLIPS

    0% owned

  • KENNEDY MASONRY INC

    0% owned

  • KING MASONRY INC

    0% owned

  • KNIGHT MATERIAL TECH

    0% owned

  • KRULL CONSTRUCTION CO INC

    0% owned

  • L MARSON TILE & MARBLE CO

    0% owned

  • LAKEHEAD CONSTRUCTORS

    0% owned

  • LEIDAL & HART MASON CONTRACTOR

    0% owned

  • LEOS CONCRETE INC

    0% owned

  • LEWIS CONSTRUCTION INC

    0% owned

  • LILJA CORP

    0% owned

  • LONESTAR SIERRA LLC - ICE

    0% owned

  • MACCOS COMM INTERIORS INC

    0% owned

  • MADISON HEIGHTS GLASS CO INC

    0% owned

  • MARBLE INDUSTRY FUND

    0% owned

  • MARSON ENTERPRISES INC

    0% owned

  • MCL PRECAST PRO

    0% owned

  • MCMATH MASONRY INC

    0% owned

  • MEDINA GLASSBLOCK INC

    0% owned

  • MEDINA RESOURCES GROUP

    0% owned

  • MERIDIAN RESTORATION LLC

    0% owned

  • MICHIELUTTI BROS INC

    0% owned

  • MID-AMERICAN GUNITE INC

    0% owned

  • MIDLAND ENGINEERING

    0% owned

  • MIRON CONSTRUCTION CO INC

    0% owned

  • MTM CONSTRUCTION INC

    0% owned

  • MUSANTE TILE INC

    0% owned

  • NATIONAL TILE CO

    0% owned

  • NAVETTA MASON CONTR

    0% owned

  • NEDROW REFRACTORIES

    0% owned

  • NESS ROY CONTRATING & SALES

    0% owned

  • NOTEBAERT CONSTRUCTION SERVICE

    0% owned

  • P C I CONSTRUCTION SERVICES

    0% owned

  • PADULA CEMENT CO INC

    0% owned

  • PCI CONSTRUCTION SERVICES LLC

    0% owned

  • PCI ENERGY SERVICES

    0% owned

  • PEARSON EQUIPMENT & SERVICE

    0% owned

  • PHILLIPS JPICE

    0% owned

  • POL-MEX MASONRY CONSTRUCTION INC

    0% owned

  • POMPONIO CONST INC

    0% owned

  • PREMIER CAULKING INC

    0% owned

  • PRO PIPELINE

    0% owned

  • PULLMAN SSTA STRUCTURAL GROUP

    0% owned

  • PWP-MI LLC

    0% owned

  • RAM CONSTRUCTION

    0% owned

  • REFRACTORY SERVICE INC

    0% owned

  • REICHENBACH CEILING & PARTITIO

    0% owned

  • RESCO PRODUCTS INC

    0% owned

  • RHOADS & JOHNSON LLC

    0% owned

  • RONCELLI INC

    0% owned

  • ROSATI MASON CONTRACTOR LLC

    0% owned

  • RUDOLPH LIBBE INC

    0% owned

  • S A STORER & SONS CO

    0% owned

  • SCHAD BOILER SETTING COMPANY

    0% owned

  • SCHAEFER GROUP INC THE

    0% owned

  • SCHIFFER MASON CONTR INC

    0% owned

  • SCHLEIS FLOOR COVERING INC

    0% owned

  • SERES-CASTLE MASONRY INC

    0% owned

  • SHAMROCK FLOOR COVERING

    0% owned

  • SHOCK BROS FLOOR COVER

    0% owned

  • SHORES TILE CO INC

    0% owned

  • SIMONE CONTRACTING CORP

    0% owned

  • SLATILE ROOFING & SHEET METAL

    0% owned

  • SMITH C D CONSTRUCTION INC

    0% owned

  • SONGER STEEL SERVICESSSSI INC

    0% owned

  • SPARTAN CONSTRUCTION CO INC

    0% owned

  • SPENCE BROTHERS

    0% owned

  • STANDARD TILE INC

    0% owned

  • STEBBINS ENGINEERING & MANUF

    0% owned

  • STORER SA & SONS

    0% owned

  • TALON INDUSTRIES INC

    0% owned

  • TERRA BELLA TERRAZZO & MOSAIC INC

    0% owned

  • TERRA BELLA TERRAZZO & MOSAIC INC

    0% owned

  • THORPE J T & SONS INC

    0% owned

  • TOEBE WALTER CONSTRUCTION CO

    0% owned

  • TRI STATE INDUSTRIAL FLOORS

    0% owned

  • TRISCO SYSTEM INC

    0% owned

  • UNITED REFRACTORIES INC

    0% owned

  • UNIVERSAL INC DBA UNIVERSAL

    0% owned

  • VALCON INC DBA PIAZZA MASONRY

    0% owned

  • VANDERMAY CONST INC

    0% owned

  • VANSTON OBRIEN INC

    0% owned

  • WASHAW CONSTRUCTION INC

    0% owned

  • WEIGAND CONSTRUCTION CO INC

    0% owned

  • WESTERN SPECIALTY CONTRACTORS

    0% owned

  • WILLIAMS REFACTORY SER INC

    0% owned

  • WOBIG CONSTRUCTION COMPANY

    0% owned

  • WOLVERINE STONE CO

    0% owned

  • XTREME MASON CONTRACTORS

    0% owned

  • ZANETTI ENT GROUP LLC

    0% owned

  • ZIOLKOWSKI CONSTRUCTION INC

    0% owned

Provenance

Return type
form_990
Tax year
2024
Filed
16 March 2026
IRS schema version
2024v5.2
Source object
202610759349301251

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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