Totals
- Total revenue
- $20,055,124
- Total expenses
- $16,324,737
- Contributions and grants received
- $0
- Grants paid
- $0
- Program service revenue
- $13,548,584
- Investment income
- $2,097,009
- Other revenue
- $4,409,531
- Total assets, end of year
- $603,731,277
- Total liabilities, end of year
- $563,150,303
- Net assets or fund balances, end of year
- $40,580,974
- Program services expenses (Part IX)
- $0
- Management and general expenses
- $0
- Fundraising expenses
- $0
- Program service expenses (Part III)
- $0
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: INTEREST ON LOANS
total $13,548,584 · related or exempt $13,548,584 · unrelated business $0 · excluded $0
-
2f · All other program service revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
3 · Investment income
total $1,809,163 · related or exempt $1,809,163 · unrelated business $0 · excluded $0
-
4 · Income from investment of tax-exempt bond proceeds
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
5 · Royalties
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
6c · Rental income or loss
real property $0 · personal property $0
-
7a · Gross sales of assets other than inventory
securities $5,966,501 · other assets $513,913
-
7b · Less cost or other basis and sales expenses
securities $5,966,501 · other assets $226,067
-
7c · Gain or loss
securities $0 · other assets $287,846
-
7d · Net gain or loss
total $287,846 · related or exempt $287,846 · unrelated business $0 · excluded $0
-
11a · Other revenue: FEE INCOME
total $2,412,406 · related or exempt $2,412,406 · unrelated business $0 · excluded $0
-
11b · Other revenue: OTHER INCOME
total $1,997,125 · related or exempt $1,997,125 · unrelated business $0 · excluded $0
-
11d · All other revenue
total $0 · related or exempt $0 · unrelated business $0 · excluded $0
-
11e · Other revenue, total
$4,409,531
Functional expenses
Part IX, the statement of functional expenses.
-
5 · Compensation of officers, directors and key employees
total $389,081
-
7 · Other salaries and wages
total $4,786,847
-
8 · Pension plan contributions
total $480,000
-
9 · Other employee benefits
total $512,894
-
10 · Payroll taxes
total $375,506
-
11b · Fees: legal
total $8,306
-
11c · Fees: accounting
total $79,484
-
12 · Advertising and promotion
total $133,560
-
13 · Office expenses
total $1,099,500
-
14 · Information technology
total $2,359,402
-
16 · Occupancy
total $604,779
-
17 · Travel
total $27,930
-
19 · Conferences, conventions and meetings
total $25,156
-
20 · Interest
total $3,194,297
-
22 · Depreciation, depletion and amortization
total $560,795
-
23 · Insurance
total $163,157
-
24e · All other expenses
total $1,524,043
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $7,597,891 · end of year $7,733,832
-
2 · Savings and temporary cash investments
beginning of year $74,483,296 · end of year $4,104,894
-
7 · Other notes and loans receivable
beginning of year $324,572,684 · end of year $460,842,451
-
9 · Prepaid expenses and deferred charges
beginning of year $289,782 · end of year $796,428
-
10a · Land, buildings and equipment: cost or other basis
$18,403,529
-
10b · Land, buildings and equipment: accumulated depreciation
$8,358,221
-
10c · Land, buildings and equipment, net
beginning of year $10,039,985 · end of year $10,045,308
-
11 · Investments: publicly traded securities
beginning of year $125,634,775 · end of year $100,589,817
-
14 · Intangible assets
beginning of year $121,575 · end of year $0
-
15 · Other assets
beginning of year $14,421,222 · end of year $19,618,547
-
17 · Accounts payable and accrued expenses
beginning of year $12,865,472 · end of year $29,300,929
-
25 · Other liabilities
beginning of year $493,850,081 · end of year $533,849,374
-
29 · Capital stock, trust principal or current funds
beginning of year $19,359,977 · end of year $6,084,907
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $0 · end of year $0
-
31 · Retained earnings, endowment or other funds
beginning of year $31,085,680 · end of year $34,496,067
Mission and programs · 2022
Mission
PROVIDE FINANCIAL SERVICES FOR MEMBERS (36041 AS OF 12/31/22) INCLUDING LOANS, SAVINGS AND CHECKING ACCOUNTS, CERTIFICATES OF DEPOSITS, IRAS, ECT. ALSO PROVIDE OTHER SERVICES SUCH AS ATM/DEBIT CARDS, CREDIT CARDS, TRAVEL CARDS, MONEY ORDERS, AND LOCK BOXES.
Activities or mission (Part I)
FINANCIAL SERVICES
-
PROVIDE SERVICES FOR MEMBERS IN THE FORM OF LOANS, SAVINGS AND CHECKING ACCOUNTS, CERTIFICATES OF DEPOSITS, IRAS ECT. ALSO PROVIDE OTHER SERVICES SUCH AS ATM/DEBIT CARDS, CREDIT CARDS, TRAVEL CARDS, GIFT CARDS, MONEY ORDERS, AND LOCK BOXES. ( 36,041 MEMBERS AS OF 12/31/22)
As filed on the 2022 return.
Listed in Part VII
-
Amanda KildayAMANDA KILDAY
PRESIDENT
- Total calculated
- $389,081
- From this org
- $389,081
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $389,081
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $389,081
-
Leroy GrayLEROY GRAY
EXECUTIVE VP
- Total calculated
- $361,468
- From this org
- $361,468
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $86,675
- Bonus
- $0
- Other
- $0
- Deferred
- $274,793
- Nontaxable benefits
- $0
- Filer's total
- $361,468
-
Susan AcuffSUSAN ACUFF
SVP/CFO
- Total calculated
- $183,490
- From this org
- $183,490
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $183,490
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $183,490
-
Brian AllenBRIAN ALLEN
EVP/CHIEF INFORMATION OFFICER/COMPLIANCE
- Total calculated
- $183,482
- From this org
- $183,482
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $183,482
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $183,482
-
William A Rambo IIWILLIAM A RAMBO II
SVP/COMMERCIAL LENDING
- Total calculated
- $180,240
- From this org
- $180,240
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $120,000
- Bonus
- $60,240
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $180,240
-
Daniel HawkDANIEL HAWK
SVP/COMMERCIAL LENDING
- Total calculated
- $155,248
- From this org
- $155,248
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $155,248
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $155,248
-
Marcia WhaleyMARCIA WHALEY
BOARD CHAIRMAN
- Total calculated
- $0
- Hours/week
- 0
-
Andrew RennerANDREW RENNER
BOARD TREASURER
- Total calculated
- $0
- Hours/week
- 0
-
Brian CookBRIAN COOK
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0
-
Burton GoogeBURTON GOOGE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0
-
George HarrisGEORGE HARRIS
BOARD VICE CHAIRMAN
- Total calculated
- $0
- Hours/week
- 0
-
Heather PatchettHEATHER PATCHETT
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0
-
Cynthia PectolCYNTHIA PECTOL
BOARD MEMBER SECRETARY
- Total calculated
- $0
- Hours/week
- 0
-
Larry CoughlinLARRY COUGHLIN
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
None.
Answered no
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2022
- Filed
- 3 May 2023
- IRS schema version
- 2022v5.0
- Source object
- 202311249349302261
Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.
The source document this was parsed from is served over the API, which is where bulk and document access live.