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Nonprofiteer
← FRONTIER CREDIT UNION

Form 990 for tax year 2024

Filed by FRONTIER CREDIT UNION.

Totals

Total revenue
$46,617,507
Total expenses
$45,240,897
Contributions and grants received
$0
Grants paid
$0
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • Nathan Downey

    Board Chair

    Total calculated
    $0
    Hours/week
    2
  • Nicole Mattos

    Board Vice Chair

    Total calculated
    $0
    Hours/week
    2
  • Josh Searle

    Board Secretary

    Total calculated
    $0
    Hours/week
    2
  • Josh Roos

    Board Treasurer

    Total calculated
    $0
    Hours/week
    2
  • Tyler Brooks

    Director

    Total calculated
    $0
    Hours/week
    2
  • Mark Hyndman

    Director

    Total calculated
    $0
    Hours/week
    2
  • Justin Chip

    Director

    Total calculated
    $0
    Hours/week
    2
  • Dan Thurman

    President/CEO

    Total calculated
    $530,301
    From this org
    $486,677
    From related orgs
    $0
    Other
    $43,624
    Hours/week
    50 + 2 related

    Schedule J breakdown matched by us

    Base
    $432,422
    Bonus
    $54,030
    Other
    $225
    Deferred
    $16,500
    Nontaxable benefits
    $28,104
    Filer's total
    $531,281
  • Jeff Vogt

    EVP/CFO

    Total calculated
    $283,637
    From this org
    $254,337
    From related orgs
    $0
    Other
    $29,300
    Hours/week
    50 + 2 related

    Schedule J breakdown matched by us

    Base
    $237,175
    Bonus
    $16,172
    Other
    $990
    Deferred
    $11,894
    Nontaxable benefits
    $18,386
    Filer's total
    $284,617
  • Cindy High

    EVP/COO

    Total calculated
    $260,214
    From this org
    $240,362
    From related orgs
    $0
    Other
    $19,852
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $225,998
    Bonus
    $14,019
    Other
    $345
    Deferred
    $11,644
    Nontaxable benefits
    $9,188
    Filer's total
    $261,194
  • Ethan Morriss

    EVP/CLO

    Total calculated
    $290,488
    From this org
    $261,316
    From related orgs
    $0
    Other
    $29,172
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $244,841
    Bonus
    $16,130
    Other
    $345
    Deferred
    $13,221
    Nontaxable benefits
    $16,931
    Filer's total
    $291,468
  • Robert Hale

    VP IT

    Total calculated
    $240,571
    From this org
    $205,235
    From related orgs
    $0
    Other
    $35,336
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $188,616
    Bonus
    $15,629
    Other
    $990
    Deferred
    $10,613
    Nontaxable benefits
    $25,703
    Filer's total
    $241,551
  • Robert Maynes

    General Counsel

    Total calculated
    $238,057
    From this org
    $201,023
    From related orgs
    $0
    Other
    $37,034
    Hours/week
    50 + 2 related

    Schedule J breakdown matched by us

    Base
    $186,239
    Bonus
    $14,439
    Other
    $345
    Deferred
    $10,524
    Nontaxable benefits
    $27,490
    Filer's total
    $239,037
  • Steven Foster

    Chief Marketing Officer

    Total calculated
    $215,382
    From this org
    $209,989
    From related orgs
    $0
    Other
    $5,393
    Hours/week
    50 + 2 related

    Schedule J breakdown matched by us

    Base
    $199,130
    Bonus
    $10,769
    Other
    $90
    Deferred
    $0
    Nontaxable benefits
    $5,393
    Filer's total
    $215,382

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 3 · Compensation committee
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

Part I, Line 4b
The Credit Union deposited funds into a split life insurance policy on the participant's life. During life, and subject to the policy generating sufficient values, the participant can borrow from the policy. At death, the organization recovers its premiums plus interest plus additional key-person insurance proceeds. As of the end of the tax year, policy loan balances for those reported on Form 990, Part VII were as follows: Dan Thurman initial loan balance $600,000 4/13/2018 ($733,826 as of 12/31/2024) Cindy High initial loan balance $350,000 4/13/2018 ($428,065 as of 12/31/2024) Jeff Vogt initial loan balance $1,600,000 7/16/2018 ($1,699,554 as of 12/31/2024) Ethan Morriss initial loan balance $1,050,000 7/16/2018 ($1,129,371 as of 12/31/2024) Robert Hale initial loan balance $1,760,000 7/16/2018 ($1,891,868 as of 12/31/2024) Robert Maynes initial loan balance $2,750,000 3/17/2023 ($2,937,302 as of 12/31/2024)

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Provenance

Return type
form_990
Tax year
2024
Filed
12 November 2025
IRS schema version
2024v5.2
Source object
202523179349309807

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