Form 990 for tax year 2023
Filed by CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA INC.
Totals
- Total revenue
- $543,702
- Total expenses
- $719,215
- Contributions and grants received
- $371,610
- Grants paid
- $0
- Program service revenue
- $160,798
- Investment income
- $7,768
- Other revenue
- $3,526
- Total assets, end of year
- $994,289
- Total liabilities, end of year
- $43,649
- Net assets or fund balances, end of year
- $950,640
- Program services expenses (Part IX)
- $614,010
- Management and general expenses
- $105,205
- Fundraising expenses
- $0
- Program service expenses (Part III)
- $614,010
Program services were 85.4% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
1a · Federated campaigns
$94,012
-
1e · Government grants (contributions)
$277,598
-
2a · Program service revenue: CREDITOR CONTRIBUTION
total $108,710 · related or exempt $108,710
-
2b · Program service revenue: CLIENT CONTR & FEES
total $52,088 · excluded $52,088
-
3 · Investment income
total $7,768 · excluded $7,768
-
11a · Other revenue: OTHER INCOME
total $3,247 · excluded $3,247
-
11b · Other revenue: FUNDRAISER
total $279 · related or exempt $279
-
11e · Other revenue, total
$3,526
Functional expenses
Part IX, the statement of functional expenses.
-
7 · Other salaries and wages
total $404,310 · program services $343,875 · management and general $60,435
-
8 · Pension plan contributions
total $11,133 · program services $9,470 · management and general $1,663
-
9 · Other employee benefits
total $61,053 · program services $51,923 · management and general $9,130
-
10 · Payroll taxes
total $29,849 · program services $25,390 · management and general $4,459
-
11c · Fees: accounting
total $21,894 · program services $21,894
-
11g · Fees: other
total $31,020 · program services $20,894 · management and general $10,126
-
12 · Advertising and promotion
total $1,942 · program services $1,652 · management and general $290
-
13 · Office expenses
total $25,724 · program services $21,879 · management and general $3,845
-
16 · Occupancy
total $28,926 · program services $25,606 · management and general $3,320
-
19 · Conferences, conventions and meetings
total $28,778 · program services $24,476 · management and general $4,302
-
22 · Depreciation, depletion and amortization
total $17,401 · program services $14,800 · management and general $2,601
-
23 · Insurance
total $14,010 · program services $11,915 · management and general $2,095
-
24a · Other expenses: CPR PORT COSTS
total $14,818 · program services $14,818
-
24b · Other expenses: ACCREDATION AND BOARD MEE
total $9,518 · program services $8,095 · management and general $1,423
-
24c · Other expenses: BANK FEES
total $8,696 · program services $8,696
-
24d · Other expenses: PROFESSIONAL FEES OTHER
total $7,565 · program services $6,434 · management and general $1,131
-
24e · All other expenses
total $2,578 · program services $2,193 · management and general $385
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $697,668 · end of year $423,647
-
3 · Pledges and grants receivable
beginning of year $46,650 · end of year $102,329
-
4 · Accounts receivable
beginning of year $4,274 · end of year $7,202
-
10a · Land, buildings and equipment: cost or other basis
$456,289
-
10b · Land, buildings and equipment: accumulated depreciation
$254,302
-
10c · Land, buildings and equipment, net
beginning of year $218,429 · end of year $201,987
-
11 · Investments: publicly traded securities
beginning of year $222,373 · end of year $245,040
-
15 · Other assets
beginning of year $372 · end of year $14,084
-
17 · Accounts payable and accrued expenses
beginning of year $19,817 · end of year $23,894
-
21 · Escrow or custodial account liability
beginning of year $13,408 · end of year $9,237
-
25 · Other liabilities
beginning of year $57,719 · end of year $10,518
-
27 · Net assets without donor restrictions
beginning of year $1,098,822 · end of year $950,640
Mission and programs · 2023
Mission
TO PROVIDE THE BEST NON-PROFIT COMMUNITY SERVICE, DEDICATED TO DELIVERING PROFESSIONAL AND CONFIDENTIAL COUNSELING, DEBT MANAGEMENT, HOUSING COUNSELING AND CONSUMER
Activities or mission (Part I)
TO PROVIDE THE BEST NON-PROFIT COMMUNITY SERVICE, DEDICATED TO DELIVERING PROFESSIONAL AND CONFIDENTIAL COUNSELING, DEBT MANAGEMENT, HOUSING COUNSELING AND CONSUMER CREDIT EDUCATION TO ALL SEGMENTS OF THE COMMUNITY REGARDLESS OF ABILITY TO PAY
-
CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA, INC. (CCCS) IS FOCUSED ON THE FINANCIAL WELL-BEING AND ECONOMIC STABILITY OF INDIVIDUALS AND FAMILIES. IN 2023, CCCS PROVIDED SERVICES TO 2,377 INDIVIDUALS AND FAMILIES THROUGH FINANCIAL COUNSELING AND EDUCATIONAL PROGRAMS. 1,114 INDIVIDUALS AND FAMILIES WERE SERVED THROUGH BUDGET COUNSELING, CREDIT COUNSELING, FIRST-TIME HOMEBUYER COUNSELING, DELINQUENT MORTGAGE COUNSELING, REVERSE MORTGAGE COUNSELING AND BANKRUPTCY COUNSELING. CCCS ADDITIONALLY ASSISTED FAMILIES IN THE REPAYMENT OF 935,340 TO CREDITORS ON BEHALF OF THE FAMILIES PARTICIPATING IN A DEBT MANAGEMENT PROGRAM. CCCS ALSO PROVIDED 65 FREE FINANCIAL LITERACY WORKSHOPS AND OUTREACH PROGRAMS, COVERING A WIDE ARRAY OF FINANCIAL TOPICS WHICH REACHED 1,263 INDIVIDUALS.
Expenses $614,010 · Revenue $160,798
As filed on the 2023 return.
Listed in Part VII
-
John WillsJOHN WILLS
EXEC DIRECTO
- Total calculated
- $105,548
- From this org
- $105,548
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
-
Mary Bell-FullerMARY BELL-FULLER
2ND VICE CHA
- Total calculated
- $0
- Hours/week
- 3
-
Dr Sandra McCord BestDR SANDRA MCCORD BEST
SECRETARY
- Total calculated
- $0
- Hours/week
- 3
-
Matthew BrigmanMATTHEW BRIGMAN
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Thomas L ColeTHOMAS L COLE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Jamie DurrenceJAMIE DURRENCE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Alfreda GoldwireALFREDA GOLDWIRE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Matthew GunnMATTHEW GUNN
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Judson L HendryJUDSON L HENDRY
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Tj HilliardTJ HILLIARD
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Denise HolguinDENISE HOLGUIN
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Larry JacksonLARRY JACKSON
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
J Keith Berry JrJ KEITH BERRY JR
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
James E Davis JrJAMES E DAVIS JR
TREASURER
- Total calculated
- $0
- Hours/week
- 3
-
Kelly KahleyKELLY KAHLEY
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Terry L LemmonsTERRY L LEMMONS
BOARD CHAIR
- Total calculated
- $0
- Hours/week
- 3
-
Chris A MiltiadesCHRIS A MILTIADES
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Jessica PaceJESSICA PACE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Marsha D ScottMARSHA D SCOTT
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 2
-
Robert WhitmarshROBERT WHITMARSH
VICE CHAIR
- Total calculated
- $0
- Hours/week
- 3
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2023
- Filed
- 31 May 2024
- IRS schema version
- 2023v5.0
- Source object
- 202441629349301529
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