Skip to content
Nonprofiteer
← VERMONT COMMUNITY LOAN FUND INC

Form 990 for tax year 2025

Filed by VERMONT COMMUNITY LOAN FUND INC.

Totals

Total revenue
$3,810,297
Total expenses
$3,604,389
Contributions and grants received
$844,035
Grants paid
$0
Program service revenue
$2,263,947
Investment income
$607,677
Other revenue
$94,638
Total assets, end of year
$60,301,600
Total liabilities, end of year
$41,934,861
Net assets or fund balances, end of year
$18,366,739
Program services expenses (Part IX)
$2,941,560
Management and general expenses
$541,110
Fundraising expenses
$121,719
Program service expenses (Part III)
$2,941,560

Program services were 81.6% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Listed in Part VII

  • WILLIAM BELONGIA

    EXECUTIVE DI

    Total calculated
    $248,106
    From this org
    $234,863
    From related orgs
    $0
    Other
    $13,243
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $214,863
    Bonus
    $20,000
    Other
    not reported
    Deferred
    $13,243
    Nontaxable benefits
    not reported
    Filer's total
    $248,106
  • KATHERINE NELSON

    EMPLOYEE

    Total calculated
    $148,160
    From this org
    $139,676
    From related orgs
    $0
    Other
    $8,484
    Hours/week
    40
  • JAKE IDE

    EMPLOYEE

    Total calculated
    $147,766
    From this org
    $139,301
    From related orgs
    $0
    Other
    $8,465
    Hours/week
    40
  • DANIEL WINSLOW

    EMPLOYEE

    Total calculated
    $116,757
    From this org
    $109,769
    From related orgs
    $0
    Other
    $6,988
    Hours/week
    40
  • SARAH PHILLIPS

    EMPLOYEE

    Total calculated
    $116,661
    From this org
    $109,677
    From related orgs
    $0
    Other
    $6,984
    Hours/week
    40
  • DR ASMA ALI ABUNAIB

    MEMBER

    Total calculated
    $0
    Hours/week
    1
  • ARNE HAMMARLUND

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • GWEN POKALO HART

    PRESIDENT

    Total calculated
    $0
    Hours/week
    1
  • KIM KEISER

    MEMBER

    Total calculated
    $0
    Hours/week
    1
  • CHLOE LEAREY

    MEMBER

    Total calculated
    $0
    Hours/week
    1
  • MATTHEW PLASSE

    MEMBER

    Total calculated
    $0
    Hours/week
    1
  • LORENA NEIRONI ROSSI

    MEMBER

    Total calculated
    $0
  • JANET SPITLER

    MEMBER

    Total calculated
    $0
    Hours/week
    1
  • STEPHANIE WERNHOFF

    VICE PRESIDE

    Total calculated
    $0
    Hours/week
    1
  • MICHAEL THOMPSON

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 3 · Approval by the board or compensation committee

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type
form_990
Tax year
2025
Filed
28 February 2026
IRS schema version
2025v4.0
Source object
202621049349302252

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

The source document this was parsed from is served over the API, which is where bulk and document access live.