Totals
- Total revenue
- $686,296
- Total expenses
- $513,449
- Contributions and grants received
- $0
- Grants paid
- $0
- Program service revenue
- $527,064
- Investment income
- $143,313
- Other revenue
- $15,919
- Total assets, end of year
- $10,881,960
- Total liabilities, end of year
- $8,401,945
- Net assets or fund balances, end of year
- $2,480,015
- Program services expenses (Part IX)
- not reported
- Management and general expenses
- not reported
- Fundraising expenses
- not reported
- Program service expenses (Part III)
- not reported
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: LOAN INTEREST
total $527,064 · related or exempt $527,064
-
3 · Investment income
total $143,313 · excluded $143,313
-
11a · Other revenue: REVENUE FROM SPONSOR
total $10,000 · related or exempt $10,000
-
11b · Other revenue: OTHER OPERATING INCOME
total $5,772 · related or exempt $5,772
-
11c · Other revenue: INSURANCE PREMIUMS
total $121 · unrelated business $121
-
11d · All other revenue
total $26 · unrelated business $26
-
11e · Other revenue, total
$15,919
Functional expenses
Part IX, the statement of functional expenses.
-
11c · Fees: accounting
total $18,335
-
12 · Advertising and promotion
total $11,013
-
13 · Office expenses
total $8,860
-
20 · Interest
total $189,711
-
23 · Insurance
total $5,968
-
24a · Other expenses: PROVISIONS FOR LOAN LOS
total $198,000
-
24b · Other expenses: MAINTENANCE
total $32,733
-
24c · Other expenses: DEBIT CARD EXPENSES
total $12,744
-
24d · Other expenses: BANK CHARGES
total $10,837
-
24e · All other expenses
total $25,248
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $7,590 · end of year $4,774
-
2 · Savings and temporary cash investments
beginning of year $3,429,199 · end of year $3,108,685
-
7 · Other notes and loans receivable
beginning of year $8,040,102 · end of year $7,697,211
-
15 · Other assets
beginning of year $81,334 · end of year $71,290
-
17 · Accounts payable and accrued expenses
beginning of year $1,264 · end of year $1,238
-
25 · Other liabilities
beginning of year $9,249,791 · end of year $8,400,707
-
27 · Net assets without donor restrictions
beginning of year $2,274,844 · end of year $2,447,689
-
28 · Net assets with donor restrictions
beginning of year $32,326 · end of year $32,326
Mission and programs · 2024
Mission
THE ORGANIZATION WAS STARTED TO PROVIDE UNIQUE, QUALITY FINANCIAL SERVICES TO THE FUNERAL DIRECTING PROFESSION SERVICE INDUSTRY IN ITS FIELD OF MEMBERSHIP. DIRECTORS CHOICE CREDIT UNION SERVES AS AN ALTERNATIVE TO BANKS BY PROVIDING BASIC SAVINGS AND LOAN SERVICES WITH EMPHASIS ON HIGH QUALITY MEMBER SERVICE.
-
THE CREDIT UNION OPERATES AS A FEDERALLY INSURED, STATE CHARTERED CREDIT UNION. THE ORGANIZATION IS CURRENTLY SERVICING $7.697 MILLION IN LOANS WITH ASSETS OF $10.882 MILLION.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Listed in Part VII
-
Wayne BrascoWAYNE BRASCO
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0.5
-
Eugene M GuarinoEUGENE M GUARINO
CHAIR
- Total calculated
- $0
- Hours/week
- 0.5
-
Frank KerbeinFRANK KERBEIN
VICE CHAIR
- Total calculated
- $0
- Hours/week
- 0.5
-
Charles WatermanCHARLES WATERMAN
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0.5
-
Kelly DeitzKELLY DEITZ
SEC/TREAS
- Total calculated
- $0
- Hours/week
- 0.5
-
Todd KilmerTODD KILMER
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0.5
-
David ParenteDAVID PARENTE
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 0.5
-
Amy LicoAMY LICO
OPERATIONS MANAGER
- Total calculated
- $0
- Hours/week
- 37.5
-
Michael LanotteMICHAEL LANOTTE
EXECUTIVE DIRECTOR
- Total calculated
- $0
- Hours/week
- 2 + 35.5 related
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.
Grants on this return
No itemized grants to organizations on this return.
Related organizations on this return
Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.
-
NEW YORK STATE FUNERAL DIRECTORS ASSOCIATION
501C · TRADE ASSOCIATION OF FUNERAL DIRECTORS IN NEW YORK STATE · NY
Taxable family on this return
Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.
Related corporations and trusts
Part IV: related organizations taxable as a corporation or trust.
-
FUNERAL DIRECTOR SUPPORT SERVICES INC
C · SPONSOR OF DCCU - FUNDS OPERATION · NY
Directly controlled by WHOLLY OWNED SUBSIDARY OF THE NYSFDA
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 15 May 2025
- IRS schema version
- 2024v5.1
- Source object
- 202541279349302139
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