Totals
- Total revenue
- $9,692,310
- Total expenses
- $6,304,553
- Contributions and grants received
- $1,993,923
- Grants paid
- $0
- Program service revenue
- $7,105,357
- Investment income
- $539,880
- Other revenue
- $53,150
- Total assets, end of year
- $173,557,737
- Total liabilities, end of year
- $148,933,731
- Net assets or fund balances, end of year
- $24,624,006
- Program services expenses (Part IX)
- $0
- Management and general expenses
- $0
- Fundraising expenses
- $0
- Program service expenses (Part III)
- not reported
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
1e · Government grants (contributions)
$1,993,923
-
2a · Program service revenue: INTEREST ON LOANS
total $4,896,430 · related or exempt $4,896,430
-
2b · Program service revenue: FEES AND CHARGES
total $934,596 · related or exempt $934,596
-
2c · Program service revenue: CARD INTERCHANGE INCOME
total $922,856 · related or exempt $922,856
-
2d · Program service revenue: MORTGAGE BANKING INCOME
total $177,417 · related or exempt $177,417
-
2e · Program service revenue: OTHER INCOME
total $164,534 · related or exempt $164,534
-
2f · All other program service revenue
total $9,524 · unrelated business $9,524
-
3 · Investment income
total $605,101 · excluded $605,101
-
6a · Gross rents
real property $53,150
-
6c · Rental income or loss
real property $53,150
-
6d · Net rental income or loss
total $53,150 · excluded $53,150
-
7a · Gross sales of assets other than inventory
other assets $3,346
-
7b · Less cost or other basis and sales expenses
securities $68,567
-
7c · Gain or loss
securities -$68,567 · other assets $3,346
-
7d · Net gain or loss
total -$65,221 · excluded -$65,221
Functional expenses
Part IX, the statement of functional expenses.
-
5 · Compensation of officers, directors and key employees
total $494,525
-
7 · Other salaries and wages
total $2,312,595
-
8 · Pension plan contributions
total $44,670
-
9 · Other employee benefits
total $187,458
-
10 · Payroll taxes
total $185,388
-
11b · Fees: legal
total $6,497
-
11c · Fees: accounting
total $55,025
-
11f · Fees: investment management
total $7,047
-
11g · Fees: other
total $4,045
-
12 · Advertising and promotion
total $71,518
-
13 · Office expenses
total $115,895
-
16 · Occupancy
total $220,328
-
19 · Conferences, conventions and meetings
total $11,204
-
20 · Interest
total $521,335
-
22 · Depreciation, depletion and amortization
total $406,378
-
23 · Insurance
total $65,864
-
24a · Other expenses: ATM EXPENSES
total $11,602
-
24b · Other expenses: DEBIT CARD EXPENSES
total $375,772
-
24c · Other expenses: LOAN SERVICING EXPENSES
total $348,426
-
24d · Other expenses: DATA PROCESSING
total $304,847
-
24e · All other expenses
total $554,134
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $1,103,762 · end of year $2,188,856
-
2 · Savings and temporary cash investments
beginning of year $12,872,185 · end of year $10,053,764
-
4 · Accounts receivable
beginning of year $248,217 · end of year $222,986
-
7 · Other notes and loans receivable
beginning of year $90,697,888 · end of year $110,759,053
-
9 · Prepaid expenses and deferred charges
beginning of year $160,170 · end of year $412,187
-
10a · Land, buildings and equipment: cost or other basis
$14,850,964
-
10b · Land, buildings and equipment: accumulated depreciation
$2,498,457
-
10c · Land, buildings and equipment, net
beginning of year $10,435,905 · end of year $12,352,507
-
11 · Investments: publicly traded securities
beginning of year $40,705,814 · end of year $31,274,385
-
12 · Investments: other securities
beginning of year $2,851,294 · end of year $1,511,758
-
13 · Investments: program-related
beginning of year $1,237,969 · end of year $1,311,949
-
15 · Other assets
beginning of year $4,530,983 · end of year $3,470,292
-
17 · Accounts payable and accrued expenses
beginning of year $908,946 · end of year $2,648,461
-
18 · Grants payable
beginning of year $1,417,658 · end of year $5,500
-
24 · Unsecured notes and loans payable
beginning of year $4,212,652
-
25 · Other liabilities
beginning of year $133,230,375 · end of year $146,279,770
-
31 · Retained earnings, endowment or other funds
beginning of year $25,074,556 · end of year $24,624,006
Mission and programs · 2022
Mission
WE EXIST TO PROVIDE AFFORDABLE, QUALITY FINANCIAL SERVICES FOR THE MEMBERS OF OUR COMMUNITY.
-
VOLUNTARY, COOPERATIVE, NONPROFIT SAVINGS INSTITUTION WHICH ENCOURAGES THRIFT AMONG THEIR 11,602 MEMBERS BY PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDING AN OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION.
As filed on the 2022 return.
Listed in Part VII
-
Judy HadsallJUDY HADSALL
PRESIDENT
- Total calculated
- $273,223
- From this org
- $255,643
- From related orgs
- $0
- Other
- $17,580
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $255,643
- Bonus
- not reported
- Other
- not reported
- Deferred
- $8,744
- Nontaxable benefits
- $8,836
- Filer's total
- $273,223
-
Greg SnyderGREG SNYDER
CFO
- Total calculated
- $221,302
- From this org
- $206,472
- From related orgs
- $0
- Other
- $14,830
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $206,472
- Bonus
- not reported
- Other
- not reported
- Deferred
- $5,994
- Nontaxable benefits
- $8,836
- Filer's total
- $221,302
-
Susan KasterkeSUSAN KASTERKE
STAFF
- Total calculated
- $132,827
- From this org
- $120,189
- From related orgs
- $0
- Other
- $12,638
- Hours/week
- 40
-
Greg CoxGREG COX
STAFF
- Total calculated
- $120,504
- From this org
- $110,149
- From related orgs
- $0
- Other
- $10,355
- Hours/week
- 40
-
Max BuetowMAX BUETOW
CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Ben JonesBEN JONES
VICE CHAIRMA
- Total calculated
- $0
- Hours/week
- 1
-
Jim BlahaJIM BLAHA
SECRETARY/TR
- Total calculated
- $0
- Hours/week
- 1
-
Kem ReedKEM REED
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Karl PlumpeKARL PLUMPE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Joshua BadeJOSHUA BADE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Deanna MaplesDEANNA MAPLES
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Jeff ParkisonJEFF PARKISON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Jake McWayJAKE MCWAY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 3 · Compensation committee
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
Answered no
- 4a · Severance or change-of-control payment
- 4b · Supplemental nonqualified retirement plan
- 4c · Equity-based compensation arrangement
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2022
- Filed
- 6 November 2023
- IRS schema version
- 2022v5.0
- Source object
- 202313109349303051
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