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Nonprofiteer
← TLCU FINANCIAL

Form 990 for tax year 2025

Filed by TLCU FINANCIAL.

Totals

Total revenue
$3,296,221
Total expenses
$2,669,709
Contributions and grants received
$0
Grants paid
$0
Program service revenue
$1,993,660
Investment income
$1,302,561
Other revenue
$0
Total assets, end of year
$57,288,500
Total liabilities, end of year
$48,125,517
Net assets or fund balances, end of year
$9,162,983
Program services expenses (Part IX)
$2,669,709
Management and general expenses
$0
Fundraising expenses
$0
Program service expenses (Part III)
$2,669,709

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: LOAN INTEREST

    total $1,184,234 · related or exempt $1,184,234

  • 2b · Program service revenue: INTERCHANGE AND OTHER

    total $494,684 · related or exempt $494,684

  • 2c · Program service revenue: FEE INCOME

    total $314,742 · related or exempt $314,742

  • 3 · Investment income

    total $1,302,561 · excluded $1,302,561

Functional expenses

Part IX, the statement of functional expenses.

  • 5 · Compensation of officers, directors and key employees

    total $206,872 · program services $206,872

  • 7 · Other salaries and wages

    total $680,781 · program services $680,781

  • 8 · Pension plan contributions

    total $20,353 · program services $20,353

  • 9 · Other employee benefits

    total $100,357 · program services $100,357

  • 10 · Payroll taxes

    total $63,745 · program services $63,745

  • 11g · Fees: other

    total $62,189 · program services $62,189

  • 12 · Advertising and promotion

    total $74,513 · program services $74,513

  • 13 · Office expenses

    total $133,419 · program services $133,419

  • 14 · Information technology

    total $41,523 · program services $41,523

  • 16 · Occupancy

    total $96,621 · program services $96,621

  • 19 · Conferences, conventions and meetings

    total $58,937 · program services $58,937

  • 20 · Interest

    total $515,434 · program services $515,434

  • 22 · Depreciation, depletion and amortization

    total $87,093 · program services $87,093

  • 23 · Insurance

    total $24,900 · program services $24,900

  • 24a · Other expenses: DEBIT AND ATM EXPENSE

    total $261,728 · program services $261,728

  • 24b · Other expenses: LOAN SERVICING

    total $157,392 · program services $157,392

  • 24c · Other expenses: LOAN LOSS PROVISION

    total $62,454 · program services $62,454

  • 24d · Other expenses: OTHER

    total $11,548 · program services $11,548

  • 24e · All other expenses

    total $9,850 · program services $9,850

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $753,312 · end of year $561,632

  • 2 · Savings and temporary cash investments

    beginning of year $257,192 · end of year $194,997

  • 4 · Accounts receivable

    beginning of year $139,407 · end of year $177,442

  • 7 · Other notes and loans receivable

    beginning of year $19,206,793 · end of year $19,202,067

  • 9 · Prepaid expenses and deferred charges

    beginning of year $54,227 · end of year $64,214

  • 10a · Land, buildings and equipment: cost or other basis

    $2,843,877

  • 10b · Land, buildings and equipment: accumulated depreciation

    $893,702

  • 10c · Land, buildings and equipment, net

    beginning of year $1,994,063 · end of year $1,950,175

  • 12 · Investments: other securities

    beginning of year $27,921,000 · end of year $32,897,000

  • 15 · Other assets

    beginning of year $2,777,303 · end of year $2,240,973

  • 17 · Accounts payable and accrued expenses

    beginning of year $193,516 · end of year $220,724

  • 25 · Other liabilities

    beginning of year $44,373,310 · end of year $47,904,793

  • 29 · Capital stock, trust principal or current funds

    beginning of year $0 · end of year $0

  • 30 · Paid-in or capital surplus, or land, building or equipment fund

    beginning of year $0 · end of year $0

  • 31 · Retained earnings, endowment or other funds

    beginning of year $8,536,471 · end of year $9,162,983

Mission and programs · 2025

Mission

STATE CHARTERED CREDIT UNION TO PROVIDE LOAN AND DEPOSIT SERVICES TO MEMBERS

Activities or mission (Part I)

STATE CHARTERED CREDIT UNION

  • LOAN AND SHARE PRODUCTS TO CREDIT UNION MEMBERS

    Expenses $2,669,709

As filed on the 2025 return.

Listed in Part VII

  • DERIC EGGELSTON

    CHAIR

    Total calculated
    $0
    Hours/week
    1

  • JANET DONATH

    TREASURER/SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • VICTOR KASZNIA

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1

  • JAMES LEEPER

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • CONSTANTINE IANTRIA

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • KENDRA FLECKNER

    PRESIDENT/CEO

    Total calculated
    $153,696
    From this org
    $132,010
    From related orgs
    $0
    Other
    $21,686
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $93,521
    Bonus
    $0
    Other
    $38,489
    Deferred
    $0
    Nontaxable benefits
    $21,686
    Filer's total
    $153,696

  • CAROL SMITH

    VP ACCOUNTING

    Total calculated
    $84,756
    From this org
    $79,352
    From related orgs
    $0
    Other
    $5,404
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

None.

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type
form_990
Tax year
2025
Filed
13 May 2026
IRS schema version
2025v4.1
Source object
202601359349313155

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