Form 990 for tax year 2024

Filed by FINCA INTERNATIONAL INC.

Totals

Total revenue: $42,466,280
Total expenses: $38,701,520
Contributions and grants received: $21,622,315
Grants paid: $0
Program service revenue: $19,119,211
Investment income: $484,202
Other revenue: $1,240,552
Total assets, end of year: $252,090,284
Total liabilities, end of year: $94,184,220
Net assets or fund balances, end of year: $157,906,064
Program services expenses (Part IX): $31,530,940
Management and general expenses: $2,694,652
Fundraising expenses: $4,475,928
Program service expenses (Part III): $31,530,940

Program services were 81.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

1f · All other contributions, gifts and grants

$21,622,315
1g · Noncash contributions included above

$2,503,003
2a · Program service revenue: BRANCH REVENUE-KOSOVO

total $19,471,323 · related or exempt $19,471,323
2b · Program service revenue: FINCA VENTURES PROGRAM

total $103,299 · related or exempt $103,299
2c · Program service revenue: MANAGEMENT FEES

total $274,815 · related or exempt $274,815
2d · Program service revenue: OTHER PROGRAM SERVICES

total $26,950 · related or exempt $26,950
2e · Program service revenue: FINCA IMPACT FINANCE

total -$757,176 · related or exempt -$757,176
2f · All other program service revenue

total $0 · related or exempt $0 · unrelated business $0 · excluded $0
3 · Investment income

total $484,202 · excluded $484,202
6a · Gross rents

real property $767,992
6b · Less rental expenses

real property $820,630
6c · Rental income or loss

real property -$52,638 · personal property $0
6d · Net rental income or loss

total -$52,638 · excluded -$52,638
7c · Gain or loss

securities $0 · other assets $0
10a · Gross sales of inventory

$2,104,199
10b · Cost of goods sold

$811,009
10c · Net income from sales of inventory

total $1,293,190 · excluded $1,293,190
11d · All other revenue

total $0 · related or exempt $0 · unrelated business $0 · excluded $0
11e · Other revenue, total

$0

Functional expenses

Part IX, the statement of functional expenses.

5 · Compensation of officers, directors and key employees

total $1,420,908 · program services $858,923 · management and general $363,140 · fundraising $198,845
7 · Other salaries and wages

total $7,933,547 · program services $6,512,217 · management and general $918,427 · fundraising $502,903
8 · Pension plan contributions

total $232,273 · program services $140,406 · management and general $59,362 · fundraising $32,505
9 · Other employee benefits

total $2,096,274 · program services $1,658,163 · management and general $283,096 · fundraising $155,015
10 · Payroll taxes

total $379,401 · program services $229,344 · management and general $96,963 · fundraising $53,094
11a · Fees: management

total $534,114 · program services $534,114
11b · Fees: legal

total $202,690 · program services $175,939 · management and general $4,047 · fundraising $22,704
11c · Fees: accounting

total $195,158 · program services $161,145 · management and general $5,145 · fundraising $28,868
11g · Fees: other

total $6,634,159 · program services $5,185,870 · management and general $219,080 · fundraising $1,229,209
12 · Advertising and promotion

total $1,318,251 · program services $972,515 · management and general $165 · fundraising $345,571
13 · Office expenses

total $2,846,395 · program services $1,621,672 · management and general $21,528 · fundraising $1,203,195
14 · Information technology

total $407,729 · program services $407,729
15 · Royalties

total $495,402 · program services $495,402
16 · Occupancy

total $731,769 · program services $619,915 · management and general $22,333 · fundraising $89,521
17 · Travel

total $957,718 · program services $795,102 · management and general $49,287 · fundraising $113,329
20 · Interest

total $4,553,427 · program services $4,503,205 · management and general $32,644 · fundraising $17,578
22 · Depreciation, depletion and amortization

total $1,000,798 · program services $936,041 · management and general $42,092 · fundraising $22,665
23 · Insurance

total $129,612 · program services $86,694 · management and general $27,897 · fundraising $15,021
24a · Other expenses: License and Subscription Fee

total $2,558,977 · program services $1,567,185 · management and general $548,671 · fundraising $443,121
24b · Other expenses: Other Direct Cost

total $2,015,071 · program services $2,015,071
24c · Other expenses: Provision for loan losses

total $1,729,577 · program services $1,729,577
24d · Other expenses: Motor Vehicle Expense

total $152,220 · program services $152,220
24e · All other expenses

total $176,050 · program services $172,491 · management and general $775 · fundraising $2,784

Balance sheet

Part X, book values.

1 · Cash, non-interest-bearing

beginning of year $21,872,137 · end of year $24,907,738
2 · Savings and temporary cash investments

beginning of year $2,046,943 · end of year $3,289,551
3 · Pledges and grants receivable

beginning of year $2,364,215 · end of year $2,176,583
4 · Accounts receivable

beginning of year $4,861,397 · end of year $4,206,658
5 · Loans and receivables from officers and key people

end of year $0
6 · Loans and receivables from disqualified persons

end of year $0
7 · Other notes and loans receivable

beginning of year $96,079,155 · end of year $113,121,506
10a · Land, buildings and equipment: cost or other basis

$2,294,206
10b · Land, buildings and equipment: accumulated depreciation

$1,765,094
10c · Land, buildings and equipment, net

beginning of year $715,669 · end of year $529,112
12 · Investments: other securities

beginning of year $0
13 · Investments: program-related

beginning of year $100,848,689 · end of year $100,743,509
14 · Intangible assets

beginning of year $629,740 · end of year $412,960
15 · Other assets

beginning of year $3,450,839 · end of year $2,702,667
17 · Accounts payable and accrued expenses

beginning of year $4,114,746 · end of year $3,622,361
19 · Deferred revenue

beginning of year $1,572,675 · end of year $2,104,760
22 · Loans and payables to officers and key people

end of year $0
23 · Secured mortgages and notes payable

beginning of year $63,205,826 · end of year $82,542,051
25 · Other liabilities

beginning of year $7,441,922 · end of year $5,915,048
27 · Net assets without donor restrictions

beginning of year $154,626,365 · end of year $155,869,740
28 · Net assets with donor restrictions

beginning of year $1,907,250 · end of year $2,036,324

Mission and programs · 2024

Mission

FINCA ends poverty through sustainable and scalable solutions inspired by the insights and needs of people in the communities where they live and work.

FINCA Kosovo - FINCA Kosovo has been operating for over 25 years and adheres to FINCA International's mission of ending poverty through sustainable and scalable solutions inspired by the insights and needs of people in the communities where they live and work. FINCA Kosovo, managed under FINCA Impact Network (FIF), is an unconventional community-based bank that profitably and responsibly provides innovative and impactful financial services that enable low-income individuals and communities to invest in their futures. In 2024, FINCA Kosovo provided financial services through 32 branches and served about 34,569 clients. The products and services offered included agriculture and business loans, women start-up loans, loans for home improvement, car purchase and registration financial facilities. Small business owners and farmers comprised the majority of its customers. The gross portfolio was $104 million US Dollars, with $98 million disbursed though 26,463 loans. The average loan size was of $3,690 US Dollars, and female borrowers represented 33.1% of the total clientele. FINCA Kosovo is also committed to serving the community through Social Responsibility activities underscoring their belief that environmental consciousness, ethical business practices, philanthropy, and economic empowerment are interconnected components that collectively contribute to a sustainable and socially responsible business model. Specifically, activities carried out through this subsidiary in 2024 included: training targeted to clients' groups across the country through its Learning and Development Center, participating in the traditional Honey Fair, forging the collaboration with the Autism Association, hosting internship programs, hosting the spring career fair, and becoming a member of the CSR Kosovo community. FINCA Kosovo is certified by the SMART Campaign for 'Customer Protection MicroFinanza Rating (MFR) with Client Protection Certification. Both of these recognitions reflect FINCA Kosovo's commitment to continue upholding industry-leading client protection standards in providing responsible finance and high ethical standards in the treatment of its clients.

Expenses $14,251,524 · Revenue $19,471,323
361 by FINCA - Overview: 361 by FINCA is a digital B2B technology platform re-inventing microfinance. By leveraging event-based architecture and smart contract technology, 361 by FINCA enables financial service providers to digitize their operations and deliver configurable, low-cost credit products. This increases the relevance and reach of financial service providers, ultimately unlocking opportunity for the millions of micro-entrepreneurs who are currently held back by lack of access to affordable productive credit. 361 empowers providers to introduce new products (renewal loans, micro-insurance) and features (repayment holidays, cashback incentives) more quickly, while reducing operating costs. This makes credit simpler and more affordable - especially for women and smallholder farmers - empowering them to grow their businesses, build financial health, and create sustainable livelihoods for their families and communities. 2024 Milestones: In 2024, 361 by FINCA reached several key milestones. Ikigai Digital was selected as the platform build partner after a competitive review of nine system integrators, and 361 by FINCA leadership recruitment progressed to near completion, including the search for a Chief Technology Officer. Loan product pilots were initiated and monitored in Malawi, Uganda, and Zambia to eventually be coded as smart contracts onto the 361 Platform. Further, pre-build planning activities were completed, including defining agile workflows, MVP definitions, and build squad planning. Fundraising efforts also advanced to secure resources for both proof of concept and future scale, with active engagement of global donors and development finance institutions. Plan for 2025: Looking ahead, 361 will build and launch its platform MVP in partnership with Ikigai Digital, and potential partner Thought Machine Vault. The Platform will first launch in FINCA Malawi, with expansion planned to additional FINCA subsidiaries in Sub-Saharan Africa and to third-party partners. The MVP will digitize loan origination and renewal for individual and group customers, while establishing the differentiated architecture needed for faster product and feature innovation. In addition to building core platform capabilities and systems integrations, the team will be focused on operating model and regulatory engagement to ensure sustainable adoption.

Expenses $2,487,951
FINCA Impact Finance - Microfinance is a source of personal empowerment and an essential tool for economic mobility. For almost four decades, FINCA International (FINCA) has set the standard for what is possible in empowering low-income people to take control of their financial futures. As the founder and majority owner of FINCA Impact Finance (FIF), a network of 13 sustainable leading microfinance institutions and banks in Asia, Europe, Africa, and Latin America, FINCA provides access to responsible financial solutions that help low-income families create jobs, build assets, educate their children and improve their standard of living. Considering that as of 2027, nearly 1.7 billion adults around the world could remain financially excluded without access to useful and affordable financial products and services delivered in a responsible and sustainable way, FINCA remains committed to the advancement of financial inclusion in some of the most challenging markets in the world, in remote areas that many commercial providers can't or won't reach. Today, FIF offers a variety of products and services for individuals and groups. Worldwide, millions of entrepreneurs rely on FIF's commitment to consumer protection and an unmatched customer experience to help them build a better future for themselves, their families, and their communities. Through the Network, FINCA has reached 1.9 million customers, a $630 million USD loan portfolio, and $274 million USD deposits. According to FINCA's clients, FIF's products have helped improve their financial situation, increased their earnings, and grow their non-cash assets. During 2024, $1.1 billion US Dollars were disbursed across FIF's Network through 14.5 million loans. The total gross portfolio increased to $698.5 million US Dollars. Out of all the borrowers in that same year, 40.6% were women, confirming that this group continues to be at the heart of FINCA. Furthermore, the Network reported 3.5 million clients comprised by voluntary savers, group loans borrowers, and individual borrowers. A breakdown of number of clients per subsidiary follows below: Africa DRC: 331,260 Malawi: 163,710 Nigeria: 7,250 Tanzania: 825,583 Uganda: 150,007 Zambia: 22,674 Eurasia Armenia: 21,612 Azerbaijan: 32,957 Kyrgyzstan: 261,963 Tajikistan: 63,805 Latina America & The Caribbean Guatemala: 16,179 Haiti: 304 Middle East & South Asia Jordan: 18,991 Pakistan: 1,569,829

Expenses $2,176,774 · Revenue -$757,176
ALL OTHER PROGRAM EXPENSES

Expenses $9,815,247 · Revenue $301,765
FINCA PLUS PROGRAM EXPENSE

Expenses $1,582,352
FINCA Ventures - FINCA Ventures invests in early-stage companies that provide transformative products/services that support women, smallholder farmers, families on the margins, and microbusinesses in low-income communities across Sub-Saharan Africa. At present, FINCA Ventures has investments in health, fintech, agriculture, livelihoods, energy, education, water and sanitation. FINCA Ventures supported 26 portfolio companies that delivered life-enhancing products and services in 39 countries globally in 2024. IGNITIA: 3,128,851 users received access to local weather forecasts in West Africa, Kenya and Brazil. EAST AFRICA FRUITS: 25,090 smallholder farmers connected to 8,910 small, informal vendors in Tanzania, allowing for both groups to improve their incomes. GOOD NATURE AGRO: 21,999 smallholder farmers (45 percent of whom are female) reached in Zambia and Malawi. MERIDIA: 20,176 hectares mapped for 18,381 smallholder farmers across Ghana, Cote D'Ivoire and Indonesia. YYTZ: 911 smallholder farmers (65 percent of whom are female) received higher cashew prices in Tanzania. KUUNDA: 173M loans, totaling $965M, to over 5.5M registered mobile money agents and consumers in Tanzania, Uganda, and Malawi. KWARA: 149 SACCO / Credit Union clients fully digitized serving 161,703 end users in Kenya. MDAAS GLOBAL: 144,186 patients (60 percent of whom are female) gained affordable diagnostic services in Nigeria. SISU GLOBAL: Increased geographic scope by selling the Hemafuse device through distribution partners in Kenya, Uganda, Tanzania, Liberia, Ghana, and Ukraine hospitals to be used in surgeries to recycle a patient's own blood. SANIVATION: 527 metric tons of fecal sludge converted to fuel substitutes, saving 9,473 trees in Kenya. JIBU: 171M liters of clean water provided to customers and 1,620 jobs supported through 231 franchises in East Africa and Ghana. AMPED INNOVATION: 27,743 families benefited from 3,298 mWh of clean energy in Sub-Saharan Africa. PENDA: 159,883 patient visits at one of 16 affordable primary care clinics in Kenya. FLOATPAYS: 38,679 employees provided with early wage access in South Africa. RICULT: 1.3M smallholder farmers in Pakistan, Thailand and Vietnam use the Ricult farmer app to access satellite imagery, weather and soil maps to make better decisions on their farms and access input financing. CINCH: 236 smallholder farmers leased land to Cinch to earn a more stable income and increase the productivity of their land and an average of 902 casual workers supported field operations on a monthly basis. CHANZI: 7,847 MT of food waste processed using black soldier flies to produce nutritious protein for animal feed used by farmers and feed processors in Tanzania and Kenya, supporting 130 full-time employees across sites. KENTASTE: 5,812 smallholder farmers (29 percent of whom are female) received consistent access to market for their coconuts in Kenya. CASSVITA: 2,413 smallholder cassava farmers (93 percent of whom are female) saw an average increase in income of 400% and a post-harvest loss reduction from 40 to 5% after selling to CassVita in Cameroon. RISING ACADEMIES: 269,083 students across 926 schools in Sierra Leone, Ghana, Liberia, Rwanda, Uganda provided access to affordable, quality education. BANKINGLY: 120 small and medium size financial institutions with a registered customer base of 843,271 provided with digital banking channels in over 20 countries globally. ELUCID: 6,440 smallholder farmer households provided with access to affordable health care in Ghana, Madagascar, Venezuela and Ecuador. LAPAIRE: 76,354 customers (46 percent women) received access to glasses across 90 optical shops in Cote D'Ivoire, Togo, Burkina Faso, Uganda, Benin, and Mali. RELEAF: 290 palm nut suppliers (24 percent women) provided with consistent access to market in Nigeria. AFFINITY AFRICA: 45,880 underserved and unbanked customers received access to financial services in Ghana. FLUID Finance: 1,403 smallholder farmers (51 percent women) provided with consistent access to market and to financial services in Ghana.

Expenses $1,217,092 · Revenue $103,299

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

AGRINA MUSSA

DIRECTOR

Total calculated

$0

Hours/week

5
AVANTHI SHAH

DIRECTOR

Total calculated

$0

Hours/week

5
CATHERINE MOHR

DIRECTOR (UNTIL 9/2024)

Total calculated

$0

Hours/week

5
CHARLES TREVAIL

DIRECTOR

Total calculated

$0

Hours/week

5
DAN GREEN

DIRECTOR

Total calculated

$0

Hours/week

5
DAVID WEISMAN

DIRECTOR/BOARD CHAIRMAN

Total calculated

$0

Hours/week

5
ERIC CHERN

DIRECTOR

Total calculated

$0

Hours/week

5
JOHN ELKINS

DIRECTOR

Total calculated

$0

Hours/week

5
JOHN HATCH

DIRECTOR

Total calculated

$70,028

From this org

$70,028

From related orgs

$0

Other

$0

Hours/week

5
JORDAN GREENAWAY

DIRECTOR

Total calculated

$0

Hours/week

5
JULIE HOUSER

DIRECTOR/DR. OF PEOPLE OPS & HR

Total calculated

$165,834

From this org

$113,272

From related orgs

$0

Other

$52,562

Hours/week

45

Schedule J breakdown matched by us

Base

$113,272

Bonus

$0

Other

$0

Deferred

$9,728

Nontaxable benefits

$42,834

Filer's total

$165,834
RICHARD WILLIAMSON

DIRECTOR

Total calculated

$0

Hours/week

5
SHAWN HASSEL

DIRECTOR

Total calculated

$0

Hours/week

5
ANDREE SIMON

PRESIDENT & CEO

Total calculated

$434,533

From this org

$0

From related orgs

$388,701

Other

$45,832

Hours/week

40 + 10 related

Schedule J breakdown matched by us

Base

$0 + $388,701 related

Bonus

$0

Other

$0

Deferred

$0 + $21,890 related

Nontaxable benefits

$0 + $23,942 related

Filer's total

$0 + $434,533 related
KUO-WEI WANG

CHIEF FINANCIAL OFFICER

Total calculated

$242,709

From this org

$216,130

From related orgs

$0

Other

$26,579

Hours/week

40

Schedule J breakdown matched by us

Base

$216,130

Bonus

$0

Other

$0

Deferred

$10,179

Nontaxable benefits

$16,400

Filer's total

$242,709
STEFAN GRUNDMANN

CHIEF OPERATING OFFICER

Total calculated

$257,791

From this org

$240,210

From related orgs

$0

Other

$17,581

Hours/week

40

Schedule J breakdown matched by us

Base

$240,210

Bonus

$0

Other

$0

Deferred

$14,420

Nontaxable benefits

$3,161

Filer's total

$257,791
COLLEEN ZAKREWSKY

SVP, DEVELOPMENT & EXTERNAL RELATIONS

Total calculated

$321,720

From this org

$279,982

From related orgs

$0

Other

$41,738

Hours/week

40

Schedule J breakdown matched by us

Base

$279,982

Bonus

$0

Other

$0

Deferred

$15,491

Nontaxable benefits

$26,247

Filer's total

$321,720
DREW BOSHELL

EXECUTIVE DIRECTOR AFFILIATE

Total calculated

$256,183

From this org

$226,846

From related orgs

$0

Other

$29,337

Hours/week

40

Schedule J breakdown matched by us

Base

$226,846

Bonus

$0

Other

$0

Deferred

$0

Nontaxable benefits

$29,337

Filer's total

$256,183
KWASI DONKOR

MANAGING DIRECTOR - POVERTY ERADICATION LAB

Total calculated

$241,210

From this org

$203,712

From related orgs

$0

Other

$37,498

Hours/week

40

Schedule J breakdown matched by us

Base

$203,712

Bonus

$0

Other

$0

Deferred

$704

Nontaxable benefits

$36,794

Filer's total

$241,210
P DANIEL SMITH

GENERAL COUNSEL

Total calculated

$451,107

From this org

$0

From related orgs

$376,543

Other

$74,564

Hours/week

40

Schedule J breakdown matched by us

Base

$0 + $376,543 related

Bonus

$0

Other

$0

Deferred

$0 + $22,185 related

Nontaxable benefits

$0 + $52,379 related

Filer's total

$0 + $451,107 related
SCOTT GRAHAM

VP OF CUSTOMER RESEARCH

Total calculated

$233,164

From this org

$197,346

From related orgs

$0

Other

$35,818

Hours/week

40

Schedule J breakdown matched by us

Base

$197,346

Bonus

$0

Other

$0

Deferred

$15,893

Nontaxable benefits

$19,925

Filer's total

$233,164
SETH SPIRO

CHIEF PRODUCT AND CUSTOMER OFFICER

Total calculated

$264,572

From this org

$0

From related orgs

$232,612

Other

$31,960

Hours/week

40

Schedule J breakdown matched by us

Base

$0 + $232,612 related

Bonus

$0

Other

$0

Deferred

$0 + $15,275 related

Nontaxable benefits

$0 + $16,685 related

Filer's total

$0 + $264,572 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

3 · Compensation committee
3 · Compensation survey or study
3 · Approval by the board or compensation committee

Answered no

4a · Severance or change-of-control payment
4b · Supplemental nonqualified retirement plan
4c · Equity-based compensation arrangement
5a · Pay contingent on this organization's revenues
5b · Pay contingent on a related organization's revenues
6a · Pay contingent on this organization's net earnings
6b · Pay contingent on a related organization's net earnings
7 · Other non-fixed payments
8 · Paid under the initial-contract exception

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

FUNDACION INTEGRAL COMUNITARIA AC

DORMANT · MX · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DEL ECUADOR

DORMANT · EC · controlled entity

Directly controlled by FINCA INTERNATIONAL INC
FINCA HAITI

DORMANT · HA · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA HONDURAS

DORMANT · HO · controlled entity

Directly controlled by FINCA INTERNATIONAL INC
FINCA CHARITY FOUNDATION

DORMANT · AM · controlled entity

Directly controlled by FINCA INTERNATIONAL INC
FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE GUATEMALA

MICROFINANCE OPERATIONS · GT · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Disregarded entities

Part I: entities that legally are the filer and file no return of their own.

FINCA PLUS LLC

SOLAR ENERGY PRODUCTS · DE · income $1,229,256 · assets $2,983,418

Directly controlled by FINCA International Inc
FINCA CAPITAL FUND LLC

DORMANT · DE · income $0 · assets $0

Directly controlled by FINCA INTERNATIONAL INC
FINCA LICENSING & SUPPORT LLC

DORMANT · DE · income $0 · assets $0

Directly controlled by FINCA INTERNATIONAL INC

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

FINCA MICROFINANCE HOLDING COMPANY LLC

Related · HOLDING COMPANY · DC · share of income $11,418,657 · share of assets $166,584,918 · general or managing partner

Directly controlled by FINCA INTERNATIONAL INC

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

FINCA UNIVERSAL CREDIT ORGANIZATION CJSC

C Corporation · MICROFINANCE OPERATIONS · AM · 88.14% owned · share of income $12,355,933 · share of assets $62,651,033 · controlled entity

Directly controlled by FINCA MICROFINANCE COOPERATIEF UA
FINCA AZERBAIJAN LLC

C Corporation · MICROFINANCE OPERATIONS · AJ · 88.14% owned · share of income $10,754,652 · share of assets $39,599,959 · controlled entity

Directly controlled by FINCA MICROFINANCE COOPERATIEF UA
FINCA DR CONGO SARL

C Corporation · MICROFINANCE OPERATIONS · CG · 88.14% owned · share of income $41,841,902 · share of assets $104,898,056 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA TRANSFERT SARL

C Corporation · MICROFINANCE OPERATIONS · CG · 82.52% owned · share of income $459,964 · share of assets $3,367,738 · controlled entity

Directly controlled by FINCA DR CONGO SARL
FINCASERVICIOS - LATINOAMERICA SA

C Corporation · DORMANT · GT · 88.14% owned · share of income $0 · share of assets $3,071 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA MICROFINANZAS SA

C Corporation · DORMANT · GT · 88.14% owned · share of income $0 · share of assets $0 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA HAITI SA

C Corporation · MICROFINANCE OPERATIONS · HA · 88.14% owned · share of income $4,455,098 · share of assets $602,242 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
SPECIALIZED MICRO LOANS (PRIVATE SHAREHOLDING COMPANY)

C Corporation · MICROFINANCE OPERATIONS · JO · 88.14% owned · share of income $4,574,891 · share of assets $14,389,963 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA KOSOVE SHA

C Corporation · DORMANT · KV · 88.14% owned · share of income $0 · share of assets $0 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA MICRO-CREDIT COMPANY CJSC

C Corporation · MICROFINANCE OPERATIONS · KG · 88.14% owned · share of income $34,975,695 · share of assets $165,252,220 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA LIMITED (MALAWI)

C Corporation · MICROFINANCE OPERATIONS · MI · 88.14% owned · share of income $7,355,311 · share of assets $17,652,709 · controlled entity

Directly controlled by FINCA MICROFINANCE COOPERATIEF UA
FINCA MICROFINANCE COOPERATIEF UA

C Corporation · HOLDING COMPANY · NL · 88.14% owned · share of income $3,994,403 · share of assets $90,020,792 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA NETWORK SUPPORT BV

C Corporation · IT SERVICES · NL · 88.14% owned · share of income $9,466,404 · share of assets $2,670,275 · controlled entity

Directly controlled by FINCA MICROFINANCE COOPERATIEF UA
FINANCIERA FINCA NICARAGUA SA

C Corporation · DORMANT · NU · 88.14% owned · share of income $98,987 · share of assets $168,094 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA MICROFINANCE BANK LIMITED

C Corporation · MICROFINANCE OPERATIONS · NI · 88.14% owned · share of income $1,100,724 · share of assets $2,584,031 · controlled entity

Directly controlled by FINCA MICROFINANCE COOPERATIEF UA
FINCA MICROFINANCE BANK LIMITED

C Corporation · MICROFINANCE OPERATIONS · PK · 76.15% owned · share of income $21,357,401 · share of assets $95,395,512 · controlled entity

Directly controlled by FINCA MICROFINANCE COOPERATIEF UA
FINCA MICRO-CREDIT DEPOSIT ORGANIZATION LLC

C Corporation · MICROFINANCE OPERATIONS · TI · 88.14% owned · share of income $9,181,724 · share of assets $32,847,938 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA MICROFINANCE BANK LIMITED

C Corporation · MICROFINANCE OPERATIONS · TZ · 88.14% owned · share of income $27,779,128 · share of assets $35,680,777 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA UGANDA LIMITED

C Corporation · MICROFINANCE OPERATIONS · UG · 88.14% owned · share of income $16,667,971 · share of assets $56,148,711 · controlled entity

Directly controlled by FINCA MICROFINANCE COOPERATIEF UA
FINCA ZAMBIA LIMITED

C Corporation · MICROFINANCE OPERATIONS · ZA · 88.14% owned · share of income $4,822,296 · share of assets $9,877,148 · controlled entity

Directly controlled by FINCA MICROFINANCE COOPERATIEF UA
FINCA ZAMBIA HOLDING LIMITED

C Corporation · DORMANT · ZA · 88.14% owned · share of income $0 · share of assets $0 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
FINCA MICROFINANCE GLOBAL SERVICES LLC

C Corporation · SUPPORT SERVICES · 88.14% owned · share of income $12,591,388 · share of assets $9,691,235 · controlled entity

Directly controlled by FINCA MICROFINANCE HOLDING COMPANY LLC
MICRO-FINANCE SOLUTIONS INC

C Corporation · DORMANT · CJ · 100% owned · share of income $0 · share of assets $0 · controlled entity

Directly controlled by FINCA INTERNATIONAL INC
MFSI GUATEMALA SA

C Corporation · DORMANT · GT · 100% owned · share of income $0 · share of assets $50,062 · controlled entity

Directly controlled by MICRO-FINANCE SOLUTIONS INC
ASESORA DE MICROFINANZAS ASEMICROFIN SA

C Corporation · MICROFINANCE OPERATIONS · EC · 100% owned · share of income $0 · share of assets $0 · controlled entity

Directly controlled by FUNDACION INTERNACIONAL PARA LA ASISTENCIA COMUNITARIA DE ECUADOR

Provenance

Return type: form_990
Tax year: 2024
Filed: 16 November 2025
IRS schema version: 2024v5.1
Source object: 202503209349301080

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