Form 990 for tax year 2024

Totals

Total revenue

$16,151,289

Total expenses

$16,928,813

Contributions and grants received

$13,998,982

Grants paid

$259,919

Program service revenue

$2,135,758

Investment income

$27,827

Other revenue

-$11,278

Total assets, end of year

$16,853,763

Total liabilities, end of year

$11,136,612

Net assets or fund balances, end of year

$5,717,151

Program services expenses (Part IX)

$16,470,142

Management and general expenses

$252,786

Fundraising expenses

$205,885

Program service expenses (Part III)

$16,470,142

Program services were 97.3% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2024

• Housing ServicesSupportive Housing Programs provide a blend of social service support and housing assistance to special needs populations, including homeless families, families with mental health or substance use issues who are also trying to transition from welfare to work, as well as adults with chronic mental illness. CPSFL has developed two properties for special needs populations and works with area landlords to facilitate decent, affordable independent living. The Homeownership Promotion and Preservation Program provides a full spectrum of homeownership services, (Continued on Schedule O) including homebuyer education classes, pre-and post-purchase counseling, and access to residential mortgage and down payment assistance. The Prosperity Center program offers low-income residents a one-stop source of financial empowerment services, including a matched-savings program for homeownership, help in resolving credit issues, money management assistance, ACCESS benefits assistance, education and job assistance, plus free VITA (Volunteer Income Tax Assistance) income tax services. SOFI (Security our Future Initiative), a workforce development program, targets households at 50% or below poverty level. The program provides financial literacy workshops, individual financial coaching, income tax preparation, resum writing, interviewing skills, and all training relevant to becoming financially literate and self-sustaining. HPI is a chartered member of the prestigious National NeighborWorks America (NWA), formerly known as Neighborhood Reinvestment Corporation, and as such receives technical and financial support with an emphasis on promoting affordable housing and neighborhood revitalization.In 2024, HPI added a rental counseling component which allowed HPI to provide rental counseling services to existing clients in the pipeline. It can take years to reach mortgage capacity based on income and credit. Many HPI clients have been working for several years to purchase a home. While they wait, HPI offers educational workshops on tenant legal rights, case management, and access to rental assistance to support them in reducing their house cost burden and establishing a savings plan. The second new initiative under the Homeownership Promotion and Preservation Program is the Heirs Property Awareness and education program. This is a new initiative that began in 2024 with the support of JP Morgan Chase. HPI currently has a MOU with Legal Aid Society of Palm Beach County to deliver the educational workshop and help that client needs to navigate the process of Estate Planning and Probate that will last till 2027.Community Land Trust (CLT), HPI developed ten (10) homes through a $1.3 million grant from Florida Housing Finance Corporation and Palm Beach County Department of Housing and Community Development for use in its Community Land Trust (CLT), In accordance with the operating structure of a CLT, the land underneath the homes is owned by HPI, while the homeowner purchases and owns the improvements. The homeowner only pays the purchase price and taxes for the improvements and leases the land from HPI for a nominal amount. This arrangement allows for favorable financing and lower real estate taxes for the homeowner. There are resale restrictions, and the unit must be sold to qualified buyers earning 80% or below of the Palm Beach County Area Median Household Income (AMI), adjusted annually.The Lending Program provides brokerage services for FAHE and serves as a corresponding lender for Bank United, originating and closing loans under HPI. The goal is to close 12 to 15 loans. HPI also originates and closes deferred second mortgages. In 2024, lending and homeownership were more than challenging. Due to a combination of high interest rates and the lack of inventory, HPI did not close any loans for the fiscal year 2023-2024 and fiscal year 2024-2025 HPI had 4 closings, 3 with our CHAMP program and 1 with FAHE, our broker. Currently, HPI serves in Palm Beach County and Broward County, mainly for the CHAMP program.Previously, HPI served as the lending agency for the Neighborhood LIFT 1.0 program (LIFT1) in Tampa, Orlando, and Jacksonville, LIFT 3.0 (LIFT3) in Jacksonville, and LIFT 5.0 (LIFT5) in Orlando, in partnership with NeighborWorks America and Wells Fargo. The lending department also administers down-payment assistance through the Down Payment Assistance program, where HPI provides $5,000 5-year forgivable down-payment assistance to households earning up to 120% of AMI.HPI administered the LIFT Program until 2019. LIFT1 provided $15,000 or $25,000 5-year forgivable down-payment assistance funds to qualified borrowers in those cities between July 2012 and July 2014. The LIFT1 program completed its administrative phase in July 2019. In November 2016, HPI entered into a similar agreement with NeighborWorks America and Wells Fargo to administer LIFT 3.0 (LIFT3) in Jacksonville. LIFT3 provided $2,500 to $7,500 3-year forgivable down-payment assistance funds to qualified borrowers in Jacksonville. The LIFT3 program has been currently in its 3-year administrative phase since January 2019. LIFT5 provides $15,000 or $17,500, 5-year forgivable down-payment assistance funds to qualified borrowers in Orlando, starting in January 2019 through October 2020. The LIFT5 program is now in its administrative phase.Real Estate Development and Asset Management (REDAM) CPSFL is collaborating with stakeholders to facilitate the development of new residential units, for sale or rental for households earning up to 120% of Palm Beach County Area Median Household Income. CPSFL is currently in the predevelopment stage of two projects. They include: the Celtics expansion, a 46-workforce/affordable rental housing project; the Davis Commons project and 20 for-sale townhouses in partnership with the Community Land Trust of Palm Beach County and the Treasure Cost; and the development of fifteen (15) additional, scattered sites in a joint venture with the Riviera Beach Community Development Corporation and HBR Developers, LLC. Construction on Davis Commons was delayed in 2023 and will resume in 2025. All 3 projects are still in predevelopment. Furthermore, CPSFL also has a land acquisition/construction and resale program that works toward upgrading the housing stock in disenfranchised communities. CPSFL plans to acquire and redevelop 10 housing units per year. Affordable Rental CPSFL is working to increase the inventory for affordable rental, targeting households at 120% and below Palm Beach County area median household income which stands at $104,000 this year. In 2023, Lake Worth Beach donated a 6- unit rental apartment to CPSFL, all 2-bedroom units and rented to households at 80% to 100%. In 2024, we applied and received a low-interest, cash flow dependent SHIP loan to purchase a 10-unit rental apartment complex. The units are rented to households at 60% to 120% AMI.

  Expenses $2,460,462 · Grants $77,768 · Revenue $426,945

• Community ServicesCPSFL's Mentoring program offers a fun, safe, and structured opportunity for the one-on-one mentoring of children. The mentors and mentees meet weekly and participate in structured activities at school-based sites during the traditional after school hours. HPI's four mentoring programs use evidenced-based standards to guide safe and impactful mentoring relationships. Mentoring is a supervised onsite program that happens between 2:30pm to 6:30pm, Monday through Friday and Saturday 9:00am to 1:00pm at Highland, Pioneer Park and Pahokee elementary schools in addition to Lake Worth middle school. (Continued on Schedule O)In addition to our current mentoring opportunities, "Mentees on the Move," HPI offers a STEM-focused (Science, Technology, Engineering, and Math) mentoring program made possible through the PBC STEM Learning Ecosystem hosted at the COX Science Center. Through collaboration with the COX Science Center and Aquarium and the support of generous local partners, this unique program is aimed to improve the STEM pipeline, inspire the next generation, and empower STEM professionals to positively influence our community. Preventing students from dropping out of the STEM talent pipeline is essential in meeting current and future U.S. job demands. There is still a high number of students that would like to pursue STEM careers, and this number is increasing. Youth received direct one-on-one mentoring with their adult mentors throughout the year. Youth together with their Mentors, explored and received opportunities to experience; art, games, exploration of careers, enriching field trips and sports workshops.Teen Outreach Program (TOP) is a youth development program that uses a teen club model. TOP achieves positive outcomes for youth by providing them with opportunities to learn new skills and practice them in an emotionally safe and supportive setting with caring, trained adult facilitators. The program's primary goals are to; Improve social and emotional learning, and life skills; Support development of a positive sense of self; Strengthen connections with others; Improve academic outcomes and decrease risky behavior. TOP has been implemented successfully with diverse communities and in both urban and rural environments. The program is designed to meet the needs of middle and high school teens in a variety of settings. CPSFL TOP Clubs provided 28 TOP Clubs in school both middle and high schools, and one OST (out of school time).HPI serves as the lead agency for five BRIDGES sites in Palm Beach County, supporting families in Belle Glade, Pahokee, Riviera Beach, and two locations in Lake Worth. BRIDGES are gathering places (a community hub concept) that connect local families to community resources, so more children are born healthy, remain free from abuse and neglect, are ready for kindergarten, and have increased access to quality afterschool and summer programs. Funded by the Children's Services Council of Palm Beach County (CSCPBC), BRIDGES provides family-centered activities, workshops, and events while connecting families to local resources, health information, and support services for parents, children, and expectant families.Safe Kids Palm Beach County is a community-based program of Community Partners of South Florida, funded by the Children's Services Council of Palm Beach County, and dedicated to keeping childrenfrom birth through age 19safe from preventable injuries. Preventable injuries remain the leading cause of death for children in the United States, underscoring the importance of comprehensive injury prevention education and access to safety resources.Safe Kids Palm Beach County provides education and resources that promote safety at home, at school, at play, and on the way. At home, Safe Kids educates families on safe sleep practices, distributes Pack 'n Plays to help reduce sleep-related infant deaths, and delivers poison prevention education focused on the safe storage of medicines, cleaning products, and other hazardous household items through home safety kits.Safety on the way includes child passenger safety education, car seat inspections and distributions, and participation in National Seat Check Saturday. Pedestrian safety efforts include school- and community-based education and participation in National Walk to School Day, encouraging safe walking and biking behaviors for children and families.Bike safety is a growing focus area for Safe Kids Palm Beach County. Through hands-on education, proper helmet fitting, and helmet distribution, Safe Kids teaches children and families how to ride safely and reduce the risk of head injuries. In response to the increasing use of e-bikes and scooters, Safe Kids incorporates age-appropriate education on helmet use, speed awareness, and safe riding practices on roads, sidewalks, and shared-use paths.Safe Kids Palm Beach County has also launched a new initiative featuring Autism Safety Boxes, providing critical information and safety resources to families of children with autism. This initiative addresses the heightened risk of wandering (elopement) and attraction to water, equipping caregivers with tools and education to help prevent injury and support safer outcomes. Across Palm Beach County, Safe Kids distributes child safety seats, bike helmets, home safety kits, Pack 'n Plays, and Autism Safety Boxes ensuring families most in need have access to lifesaving resources.

  Expenses $8,236,443 · Grants $116,324 · Revenue $76,861

• Child and Family Mental Health Services (CFMHS)Therapy Services provide comprehensive, trauma-informed behavioral health treatment for children, adolescents, adults, and families. Services address a wide range of emotional, social, and behavioral concerns, including stress, trauma exposure, adjustment difficulties, and diagnosed mental health disorders. Clinicians deliver services through both in-person and telehealth modalities to enhance access, reduce barriers to care, and ensure services are responsive to each client's individualized needs. (Continued on Schedule O)The High-Fidelity Wraparound program serves children, adolescents, adults, and families experiencing significant and complex emotional or behavioral challenges. Wraparound is a nationally recognized, evidence-based, team-driven care coordination model that emphasizes family voice and choice, strengths-based planning, and cultural responsiveness. The program focuses on linking, advocating for, coordinating, and monitoring individualized services and natural supports to promote stability, self-advocacy, and improved mental health outcomes.School-Based Mental Health Programs provide on-site behavioral health services to students identified by school personnel as experiencing social, emotional, or behavioral concerns. Services are delivered in partnership with the Palm Beach County School District and are designed to support students' emotional well-being, academic engagement, and overall functioning within the school environment and beyond.The Intake Department is responsible for coordinating and conducting initial mental health screenings and assessments for all incoming referrals. Each referral is reviewed to determine clinical needs, eligibility, and level of care. Based on assessment results, client preferences, and identified needs, individuals and families are connected to the most appropriate services to ensure timely and effective engagement in care.Psychiatric Services provide psychiatric evaluations and medication management for adults and for children and adolescents ages 5 to 19. Services are delivered by two contracted psychiatrists and are integrated with therapeutic and care coordination services to support comprehensive, continuity-of-care treatment planning.

  Expenses $5,053,954 · Grants $54,400 · Revenue $1,400,968

• Strategic InitiativesHealthier Glades, and Healthier Lake Worth Beach are community-driven health initiatives aiming to increase health equity for individuals, to impact lasting and sustainable changes for organizations and systems related to health and well-being, to establish a learning framework to evaluate the overall impact, and to change the behavioral health outcomes for residents.Amplifying Impact is a social enterprise effort that amplifies resident voice through community engagement. Utilizing a variety of facilitative strategies, CPSFL connects system representatives to residents through guided interviews, focus groups, dialogues, action forums, conferences, and participatory processes to create positive community change that includes everyone. Working directly with local communities, Amplifying Impact efforts aim to equip residents to take action and make their voices heard on topics such as racial equity, poverty reduction, education reform, and building strong neighborhoods. In 2024, the Amplifying Impact supported the NeighborWorks Florida Collaborative Community Leadership Institute, in Orlando, Florida. The Institute gathered residents and practitioners across the state to learn about innovative practices in disaster relief, real estate development, financial sustainability, and resident engagement.AmeriCorps VISTA links high-caliber national volunteers with nonprofit programs and agencies aspiring to end poverty. Each program or agency understands that this can only be accomplished by increasing their internal capacity to sustain their efforts for years to come. AmeriCorps Members apply to 'serve' at a site for one year and to work on goals identified by the 'site'. These goals are updated annually, for a total of three years, to move their program or agency towards sustainability.The Digital Inclusion Program, an equity investment from Quantum Foundation and the Community Foundation of Palm Beach and Martin Counties, is a community-based strategy to bridge the gap in digital access. Digital Inclusion refers to the activities necessary to ensure that all individuals and communities, including the most disadvantaged, have access to and use of Information and Communication Technologies (ICTs). This includes five elements: 1) affordable, robust broadband internet service; 2) internet-enabled devices that meet the needs of the user; 3) access to digital literacy training; 4) quality technical support; and 5) applications and online content designed to enable and encourage self-sufficiency, participation and collaboration.

  Expenses $719,283 · Grants $11,427 · Revenue $219,706

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

• St Charles Place Manor Inc

  $70,575

  Capital Improvements

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

• Parent Child Center Inc

  501(C)(3) · Provide Family Counseling for Poverty, Trauma, Substance Abuse. · FL

• St Charles Place Manor Inc

  501(C)(3) · Manage a Federally-Subsidized Apartment Complex · FL

• Davis Common LLC

  501(C)(3) · Land trust · FL

Provenance

Return type

form_990

Tax year

2024

Filed

14 August 2026

IRS schema version

2024v5.5

Source object

202612279349300821

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