Form 990 for tax year 2022

Totals

Total revenue

$12,048,944

Total expenses

$11,253,526

Contributions and grants received

$267,108

Grants paid

$0

Program service revenue

$11,757,687

Investment income

$1,002

Other revenue

$23,147

Total assets, end of year

$3,733,850

Total liabilities, end of year

$1,155,459

Net assets or fund balances, end of year

$2,578,391

Program services expenses (Part IX)

$10,717,114

Management and general expenses

$517,159

Fundraising expenses

$19,253

Program service expenses (Part III)

$10,717,114

Program services were 95.2% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2022

• SEE SCHEDULE OOUR PROGRAM OFFERS EARLY EDUCATION PROGRAMMING TAILORED TO LOW-INCOME FAMILIES, ENABLING WORKING-AGE ADULTS TO OBTAIN GAINFUL EMPLOYMENT WHILE PROMOTING POSITIVE OUTCOMES FOR CHILDREN. BY PROVIDING QUALITY EARLY EDUCATION SERVICES, WE HELP CHILDREN DEVELOP CRITICAL SKILLS THAT WILL PREPARE THEM FOR SUCCESS IN SCHOOL AND BEYOND. OUR PROGRAM ALSO ALLOWS PARENTS TO FOCUS ON THEIR PROFESSIONAL PURSUITS WITH THE PEACE OF MIND THAT THEIR CHILDREN ARE IN A SAFE AND NURTURING ENVIRONMENT. ACCESS TO RELIABLE EARLY EDUCATION PROGRAMMING CAN BE CHALLENGING, BUT OUR PROGRAM OFFERS HIGH-QUALITY SERVICES THAT CATER SPECIFICALLY TO THE NEEDS OF LOW-INCOME FAMILIES. BY SUPPORTING FAMILIES IN ACHIEVING THEIR CAREER GOALS, WE HELP BUILD FINANCIAL STABILITY, WHICH CAN LEAD TO GREATER OPPORTUNITIES FOR CHILDREN IN THE FUTURE. ADDITIONALLY, OUR PROGRAM FOSTERS A SENSE OF COMMUNITY AND PROMOTES SOCIAL DEVELOPMENT, LEADING TO STRONGER, MORE RESILIENT FAMILIES. OUR MISSION IS TO PROVIDE EARLY EDUCATION PROGRAMMING FOR LOW-INCOME FAMILIES THAT LEADS TO POSITIVE OUTCOMES FOR BOTH CHILDREN AND PARENTS, INCLUDING ACADEMIC SUCCESS, FINANCIAL STABILITY, AND STRONGER COMMUNITIES.S.

  Expenses $1,221,015 · Revenue $1,403,923

• WEATHERIZATION PROGRAM-PROVIDE WEATHERIZATION ASSISTANCE TO LOW-INCOME HOMEOWNERS, RENTERS, AND THEIR FAMILIES, RESULTING IN SIGNIFICANT POSITIVE OUTCOMES. THESE SERVICES HELP FAMILIES REDUCE THEIR ENERGY CONSUMPTION AND COSTS WHILE IMPROVING THE OVERALL COMFORT OF THEIR HOMES. WITH WEATHERIZATION ASSISTANCE, HOMES ARE MADE MORE ENERGY-EFFICIENT, WHICH HELPS TO REDUCE THE CARBON FOOTPRINT AND POSITIVELY IMPACT THE ENVIRONMENT. MOREOVER, THESE PROGRAMS ENABLE LOW-INCOME FAMILIES TO ALLOCATE THEIR FINANCIAL RESOURCES TO OTHER ESSENTIAL NEEDS, SUCH AS HEALTHCARE AND EDUCATION. BY ALLEVIATING THE BURDEN OF HIGH ENERGY COSTS, WE EMPOWER FAMILIES TO BUILD FINANCIAL STABILITY, MAKING IT EASIER FOR THEM TO MAINTAIN THEIR HOMES AND INVEST IN THEIR FUTURE.

  Expenses $7,359,078 · Revenue $8,503,017

• HOUSING ASSISTANCE, COMMUNITY SERVICE AND ADVOCACY PROGRAMS-PROVIDES COMPREHENSIVE HOUSING ASSISTANCE, COMMUNITY SERVICE, AND ADVOCACY THAT SUPPORTS INDIVIDUALS AND THEIR FAMILIES IN SECURING AND MAINTAINING HOUSING. OUR TEAM OFFERS PERSONALIZED COUNSELING SERVICES AND DIRECT ASSISTANCE THAT ENABLES FAMILIES TO ACCESS SAFE, STABLE, AND AFFORDABLE HOUSING. WE BELIEVE THAT ACCESS TO QUALITY HOUSING IS A FUNDAMENTAL HUMAN RIGHT, AND WE ADVOCATE FOR POLICIES THAT PROMOTE EQUITABLE ACCESS TO HOUSING FOR ALL. OUR PROGRAMS ENABLE FAMILIES TO MAINTAIN THEIR STANDARDS OF LIVING AND BUILD A SOLID FOUNDATION FOR THEIR FUTURE

  Expenses $1,616,458 · Revenue $1,168,485

• FINANCIAL EDUCTATION/VOLUNTEER INCOME TAX ASSISTANCE PROGRAM - OUR PROGRAM OFFERS FINANCIAL EDUCATION AND A VOLUNTEER INCOME TAX ASSISTANCE PROGRAM THAT PROVIDES INDIVIDUALS WITH A BASIC UNDERSTANDING OF FINANCIAL CONCEPTS AND SUPPORTS LOW-INCOME, DISABLED, AND NON-ENGLISH SPEAKING TAXPAYERS IN COMPLETING AND FILING THEIR TAX RETURNS. THROUGH OUR FINANCIAL EDUCATION PROGRAM, WE EMPOWER INDIVIDUALS WITH THE KNOWLEDGE AND SKILLS TO MAKE INFORMED FINANCIAL DECISIONS, LEADING TO IMPROVED FINANCIAL STABILITY AND INDEPENDENCE. OUR VOLUNTEER INCOME TAX ASSISTANCE PROGRAM ENSURES THAT LOW-INCOME FAMILIES CAN RECEIVE THE TAX CREDITS THEY ARE ELIGIBLE FOR, LEADING TO SIGNIFICANT FINANCIAL BENEFITS. BY PROVIDING THESE SERVICES, WE HELP FAMILIES SAVE MONEY AND MAXIMIZE THEIR RESOURCES, ENABLING THEM TO INVEST IN THEIR FUTURE AND ACHIEVE THEIR FINANCIAL GOALS. ADDITIONALLY, OUR PROGRAM STRENGTHENS THE COMMUNITY BY PROMOTING FINANCIAL LITERACY, REDUCING THE TAX GAP, AND INCREASING THE NUMBER OF INDIVIDUALS WHO ARE FINANCIALLY SECUREVETRANS SERVICES PROGRAM - OUR GOAL IS TO PROVIDE VETERANS AND THEIR FAMILIES THROUGHOUT WESTERN MASSACHUSETTS WITH QUALITY SUPPORT SERVICES AND ACCESS TO FINANCIAL ASSISTANCE PROGRAMS AT THE COMMUNITY, STATE, AND FEDERAL LEVELS. WE PARTNER WITH OTHER VETERANS ORGANIZATIONS TO HELP VETERANS AND THEIR FAMILIES REACH ECONOMIC STABILITY. WE WILL HELP YOU WITH - FILING DISABILITY CLAIMS, ACCESSING EDUCATION BENEFITS, FINDING TRANSPORTATION, OBTAINING SAFE AND AFFORDABLE HOUSING, APPLYING FOR JOBS, APPLYING FOR HEALTH CARE BENEFITS, PREPARING TAX RETURNS, ACCESSING FINANCIAL ASSISTANCE

  Expenses $520,563 · Revenue $705,409

As filed on the 2022 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type

form_990

Tax year

2022

Filed

5 February 2024

IRS schema version

2022v5.0

Source object

202410389349301221

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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