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Nonprofiteer
← BAC OF MICHIGAN HEALTH AND WELFARE FUND

Form 990 for tax year 2023

Filed by BAC OF MICHIGAN HEALTH AND WELFARE FUND.

Totals

Total revenue
$27,824,725
Total expenses
$25,974,728
Contributions and grants received
$0
Grants paid
$0
Program service revenue
$26,900,633
Investment income
$741,023
Other revenue
$183,069
Total assets, end of year
$24,895,566
Total liabilities, end of year
$9,583,409
Net assets or fund balances, end of year
$15,312,157
Program services expenses (Part IX)
$25,974,728
Management and general expenses
$0
Fundraising expenses
$0
Program service expenses (Part III)
$25,974,728

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: EMPLOYER CONTRIBUTIONS

    total $24,942,530 · related or exempt $24,942,530

  • 2b · Program service revenue: PARTICIPANT CONTRIBs

    total $1,958,103 · related or exempt $1,958,103

  • 3 · Investment income

    total $730,409 · related or exempt $730,409

  • 7a · Gross sales of assets other than inventory

    securities $225,000

  • 7b · Less cost or other basis and sales expenses

    securities $214,386

  • 7c · Gain or loss

    securities $10,614

  • 7d · Net gain or loss

    total $10,614 · related or exempt $10,614

  • 11a · Other revenue: OTHER

    total $183,069 · related or exempt $183,069

  • 11e · Other revenue, total

    $183,069

Functional expenses

Part IX, the statement of functional expenses.

  • 4 · Benefits paid to or for members

    total $23,934,546 · program services $23,934,546

  • 7 · Other salaries and wages

    total $423,856 · program services $423,856

  • 8 · Pension plan contributions

    total $51,598 · program services $51,598

  • 10 · Payroll taxes

    total $57,581 · program services $57,581

  • 11a · Fees: management

    total $903,967 · program services $903,967

  • 11b · Fees: legal

    total $156,293 · program services $156,293

  • 11c · Fees: accounting

    total $73,138 · program services $73,138

  • 11f · Fees: investment management

    total $10,654 · program services $10,654

  • 11g · Fees: other

    total $81,030 · program services $81,030

  • 13 · Office expenses

    total $118,709 · program services $118,709

  • 14 · Information technology

    total $72,847 · program services $72,847

  • 16 · Occupancy

    total $49,275 · program services $49,275

  • 19 · Conferences, conventions and meetings

    total $14,407 · program services $14,407

  • 23 · Insurance

    total $24,852 · program services $24,852

  • 24a · Other expenses: Dues and subscriptions

    total $1,975 · program services $1,975

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $2,867,697 · end of year $5,271,020

  • 2 · Savings and temporary cash investments

    beginning of year $710,289 · end of year $747,699

  • 4 · Accounts receivable

    beginning of year $2,577,249 · end of year $2,996,364

  • 9 · Prepaid expenses and deferred charges

    beginning of year $97,071 · end of year $98,243

  • 10a · Land, buildings and equipment: cost or other basis

    $56,748

  • 10b · Land, buildings and equipment: accumulated depreciation

    $56,748

  • 11 · Investments: publicly traded securities

    beginning of year $14,695,147 · end of year $15,782,240

  • 17 · Accounts payable and accrued expenses

    beginning of year $801,849 · end of year $579,409

  • 25 · Other liabilities

    beginning of year $7,068,000 · end of year $9,004,000

  • 31 · Retained earnings, endowment or other funds

    beginning of year $13,077,604 · end of year $15,312,157

Mission and programs · 2023

Mission

SEE SCHEDULE O

  • The Fund provides for health, medical, dental and vision benefits to eligible participants and their dependents.

    Expenses $25,974,728

As filed on the 2023 return.

Listed in Part VII

  • Paul Dunford

    Chairman

    Total calculated
    $192,071
    From this org
    $0
    From related orgs
    $132,556
    Other
    $59,515
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $132,556 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $59,515 related
    Filer's total
    not reported + $192,071 related

  • BRETT GIERAK

    TRUSTEE

    Total calculated
    $169,551
    From this org
    $0
    From related orgs
    $116,649
    Other
    $52,902
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $116,649 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $52,902 related
    Filer's total
    not reported + $169,551 related

  • JAMES BRYLOWSKI

    TRUSTEE

    Total calculated
    $152,975
    From this org
    $0
    From related orgs
    $105,080
    Other
    $47,895
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    not reported + $105,080 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $47,895 related
    Filer's total
    not reported + $152,975 related

  • DARYL NICHOLS

    TRUSTEE

    Total calculated
    $149,396
    From this org
    $0
    From related orgs
    $100,920
    Other
    $48,476
    Hours/week
    1 + 40 related

  • GREG LOBODZINSKI

    TRUSTEE

    Total calculated
    $149,396
    From this org
    $0
    From related orgs
    $100,920
    Other
    $48,476
    Hours/week
    1 + 40 related

  • JIM BUDD

    TRUSTEE

    Total calculated
    $149,396
    From this org
    $0
    From related orgs
    $100,920
    Other
    $48,476
    Hours/week
    1 + 40 related

  • AARON PISTOR

    TRUSTEE

    Total calculated
    $149,369
    From this org
    $0
    From related orgs
    $100,875
    Other
    $48,494
    Hours/week
    1 + 40 related

  • SHAUN GAJEWSKI

    TRUSTEE

    Total calculated
    $149,369
    From this org
    $0
    From related orgs
    $100,875
    Other
    $48,494
    Hours/week
    1 + 40 related

  • STEVE MEYER

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

  • ROBERT MICHIELUTTI

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

  • ED SPENCE

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

  • JAMES OLEKSINSKI

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

  • MATT HARMON

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

  • TOM BINKOWSKI

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

  • SAL SIMONE

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

  • MARINO CARUSO

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

  • ANDY BRACY

    TRUSTEE

    Total calculated
    $0
    Hours/week
    1 + 40 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

None.

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

  • A PUZ & CO LLC

  • A&G CONSTRUCTION

  • A A BOOS & SONS

  • A1 AFFORDABLE MASONRY LLC

  • ADAMS MASONRY

  • ADVANCED FLOORING AND MODERN POLISH

  • AKINS CONSTRUCTION INC

  • ALBANELLI CEMENT CONTRACTORS

  • ALLSTATES REFRACTORY

  • AMALIO CORPORATION

  • AMERICAN INTERNATIONAL CONSTRUCTION

  • API INC

  • ARTISAN TILE INC

  • ASSEMBLERS PRECAST & STEEL SVCS

  • ASSEMBLERS INC

  • B&B CONCRETE PLACEMENT

  • B&B CONTRACTORS & DEVELOPERS

  • BAKER CONCRETE

  • BAKER CONSTRUCTION

  • BARTON MALOW COMPANY

  • BHI ENERGY SPECIALTY SRVCS

  • BLACK ROCK MASONRY LLC

  • BMC MASONRY LLC

  • BNE SERVICES LLC

  • BOOMS STONE COMPANY

  • BORNOR RESTORATION INC

  • BOSTON TILE & TERRAZO CO

  • BRACY & JAHR MASONRY INC

  • BRAZEN AND GREET MASONRY INC

  • BRENCAL CONTRACTORS INC

  • BRONNER WILLIAM AND SON

  • BUCKLAND JOHN CONTR INC

  • BW INDUSTRIAL

  • BYERS D C COMPANY

  • C R MEYER & SONS COMPANY

  • CARLO TILE & MARBLE CO

  • CENTRAL TILE & TERRAZO

  • CERCO INC

  • CHRISTY INDUSTRY SERVICESNA

  • CLARK CONSTRUCTION CO

  • CLC CONTRACTING SERVICES

  • CLEVELAND MARBLE MOSAICS

  • CLOSNER CONSTRUCTION

  • CMU MASONRY CO INC

  • COLASANTI SPECIALTY SERVICES

  • COMMERCIAL CONTRACTING GROUP

  • CONSTRUCTION & TURNAROUND SRV

  • CONSTRUCTION RESOURCE SERVICES

  • CONTEK INC

  • CR MEYER AND SONS COMPANY

  • C-STONE INSTALLATIONS

  • CULVER DEVELOPMENT LLC

  • CUSACKS MASONRY RESTORATIO0N

  • D G SKOUSE COMPANY

  • D C BYERS COMPANY

  • DALOISIO MASONRY AND CONSTR

  • DAVENPORT MASONRY INC

  • DECRA-SCAPE

  • DEMARIA BLDG COMPANY

  • DESANTIS CONSTRUCTION CO

  • DEVON INDUSTRIAL GROUP

  • DFC INC

  • DIXON INC

  • DIXON INC DBA SANTOS CONSTR

  • DRV CONTRACTORS LLC

  • EDWARDS GLASS COMPANY

  • ELDORADO TILE & MARBLE COMPANY

  • EMPIRE REFRACTORY SERVICE OF IN

  • EMPIRE REFREACTORY SALES INC

  • EMPIRE SOLUTIONS INC

  • EMPIRE SOLUTIONS NA INC

  • EMPIRE TILE COMPANY

  • ERICKSON & LINDSTROM CONSTR CO

  • F A INDUSTRIAL SERVICES INC

  • FABCON INC

  • FABCON PRECAST

  • FASTDECKS INC

  • FISHER CONTRACTING

  • GAGNON INC

  • GEGARE TILE INC

  • GENERAL ACID PROOFING INC

  • GLASS ROCK PRODUCTS

  • GLENNS TILE

  • GLENNS TILE & CARPET

  • GRUNWELL CASHERO CO INC

  • GUNDLACH CHAMPION INC

  • HARDROCK INVESTMENTS INC

  • HENKELS & MCCOYS INC

  • HENRY F TEICHMANN INC

  • HICKS MASONRY CO LLC

  • HOFFMAN PLASTERING

  • HOT TECH INC

  • IDEAL CONTRACTING

  • INDUSTRIAL SERVICES INC

  • INDUSTRIAL SVCINC-WASHTENAW

  • INTEGRITY INTERIORS INC

  • ISA FLOORS INC

  • J T THORPE & SONS INC

  • K & W CONCRETE CONSTR INC

  • KENNEDY MASONRY INC

  • KING MASONRY INC

  • KRULL CONSTR COMP INC

  • L MARSON TILE & MARBLE CO

  • LAKEHEAD CONSTRUCTORS

  • LEIDAL AND HART MASON CONTR

  • LEOS CONCRETE INC

  • LEWIS CONSTRUCTION INC

  • LILJA CORP

  • LONESTAR SIERRA LLC

  • MACCOS COMM INTERIORS INC

  • MADISON HEIGHTS GLASS CO

  • MARSON ENTERPRISES INC

  • MCMATH MASONRY INC

  • MERIDIAN RESTORATION LLC

  • MICHIELUTTI BROS INC

  • MICHIGAN TILE & MARBLE CO

  • MID-AMERICAN GUNITE INC

  • MIDLAND ENGINEERING

  • MIDWEST INDUSTRIAL SERVICES

  • MIRON CONSTRUCTIONS CO INC

  • MOSSER CONSTRUCTION INC

  • MUSANTE TILE INC

  • NATIONAL TILE CO

  • NAVETTA MASON CONTRACTORS

  • NEDROW REFRACTORIES

  • NESS ROY CONCRACTING & SALES

  • NOTEBAERT CONSTRU SERVICE

  • OHIO BUILDING RESTORATION INC

  • OMI REFRACTORIES

  • ONEX CONSTRUCTION INC

  • PADULA CEMENT CO INC

  • PCI CONSTRUCTION SERVICES LLC

  • PEARSON EQUIPMENT & SERVICE

  • POL-MEX MASONRY CONSTRU CO

  • POMPONIO CONSTRUCTION

  • PREMIER CAULKING INC

  • PULLMAN SST

  • PWP-MI LLC

  • R C NOWAK & CO

  • RAM CONSTRUCTION SERVICES

  • REFRACTORY SERVICE INC

  • REFTECH INTERNATIONAL

  • REICHENBACH CEILING & PARTITI

  • RESCO PRODUCTS INC

  • RHOADS & JOHNSON LLC

  • RONCELLI INC

  • ROSATI MASON CONTRACTOR LLC

  • RUDOLPH LIBBE INC

  • S A STORER & SONS CO

  • SAMAP USA CORP

  • SCHAD BOILER SETTING CO

  • SCHAEFFER GROUP INC THE

  • SCHIFFER MASON CONTRACTORS INC

  • SERES-CASTLE MASONRY INC

  • SHAMROCK FLOOR COVERING

  • SHOCK BROS FLOOR COVERING

  • SHORES TILE CO INC

  • SIMONE CONTRACTING CORP

  • SLATILE ROOFING & SHEET METAL

  • SMITH C D CONSTRUCTION INC

  • SONGER STEEL SERVICESSSI INC

  • SPARTAN CONSTR CO INC

  • SPARTAN CONSSTRU CORP

  • SPENCE BROTHERS

  • STANDARD TILE INC

  • STEBBINS ENGINEERING

  • TALON INDUSTRIES INC

  • TEERA CONSTRUCTION CO INC

  • TERRA BELLA TERRAZO

  • THE AUSTIN COMPANY

  • TRI STATE INDUSTRIAL FLOORS

  • TRISCO SYSTEMS

  • UNITED REFRACTORIES INC

  • UNIVERSAL BLASCO

  • UNIVERSAL INC DBA UNIVERSAL

  • VALCON INC DBA PIAZZA CO

  • VANDERMAY CONST INC

  • VANSTONOBRIEN INC

  • WEIGAND CONSTR CO

  • WEISS CONSTR CO

  • WESTERN REFRACTORY CONSTRUCTION

  • WESTERN SPECIALTY CONTRACTORS

  • WOBIG CONSTR CO

  • WOLVERINE STONE CO

  • XTREME MASON CONTRACTORS LLC

  • ZANETTI ENT GROUP LLC

  • ZIOLKOWSKI CONSTRU INC

Provenance

Return type
form_990
Tax year
2023
Filed
15 March 2025
IRS schema version
2023v6.0
Source object
202540769349302009

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