Form 990 for tax year 2024
Filed by CONSUMER CREDIT COUNSELING OF SPRINGFIELD MISSOURI INC.
Totals
- Total revenue
- $938,101
- Total expenses
- $991,724
- Contributions and grants received
- $256,407
- Grants paid
- $0
- Program service revenue
- $305,750
- Investment income
- $375,869
- Other revenue
- $75
- Total assets, end of year
- $466,622
- Total liabilities, end of year
- $210,153
- Net assets or fund balances, end of year
- $256,469
- Program services expenses (Part IX)
- $746,666
- Management and general expenses
- $244,912
- Fundraising expenses
- $146
- Program service expenses (Part III)
- $746,666
Program services were 75.3% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
1e · Government grants (contributions)
$256,407
-
2a · Program service revenue: Processing fee
total $168,946 · related or exempt $168,946
-
2b · Program service revenue: Fair Share
total $88,989 · related or exempt $88,989
-
2c · Program service revenue: Prefiling BankruptcyCo
total $16,058 · related or exempt $16,058
-
2d · Program service revenue: Debt Mgt Set Up Fee
total $8,169 · related or exempt $8,169
-
2e · Program service revenue: Client Counseling
total $15,808 · related or exempt $15,808
-
2f · All other program service revenue
total $7,780 · related or exempt $7,780
-
3 · Investment income
total $6,654 · related or exempt $6,654
-
7a · Gross sales of assets other than inventory
other assets $369,215
-
7c · Gain or loss
other assets $369,215
-
7d · Net gain or loss
total $369,215 · related or exempt $369,215
-
8c · Net income from fundraising events
total $0
-
11a · Other revenue: Misc Revenue
total $75 · related or exempt $75
-
11e · Other revenue, total
$75
Functional expenses
Part IX, the statement of functional expenses.
-
5 · Compensation of officers, directors and key employees
total $65,000 · management and general $65,000
-
7 · Other salaries and wages
total $483,330 · program services $483,330
-
9 · Other employee benefits
total $77,635 · program services $77,635
-
10 · Payroll taxes
total $37,583 · program services $32,610 · management and general $4,973
-
11c · Fees: accounting
total $15,266 · program services $15,266
-
12 · Advertising and promotion
total $20,648 · program services $20,648
-
13 · Office expenses
total $33,453 · management and general $33,453
-
14 · Information technology
total $39,551 · program services $39,551
-
16 · Occupancy
total $92,401 · management and general $92,401
-
17 · Travel
total $2,879 · program services $2,879
-
19 · Conferences, conventions and meetings
total $17,060 · management and general $17,060
-
20 · Interest
total $6,894 · management and general $6,894
-
22 · Depreciation, depletion and amortization
total $7,252 · program services $7,252
-
23 · Insurance
total $9,199 · program services $9,199
-
24a · Other expenses: Bank & Processing Fees
total $10,522 · program services $10,522
-
24b · Other expenses: Client Assistance
total $45,117 · program services $45,117
-
24c · Other expenses: Licenses & Permits
total $388 · program services $388
-
24d · Other expenses: Dues & Sub
total $25,131 · management and general $25,131
-
24e · All other expenses
total $2,415 · program services $2,269 · fundraising $146
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $123,330 · end of year $143,725
-
2 · Savings and temporary cash investments
end of year $313,538
-
9 · Prepaid expenses and deferred charges
beginning of year $6,477 · end of year $7,355
-
10a · Land, buildings and equipment: cost or other basis
$110,392
-
10b · Land, buildings and equipment: accumulated depreciation
$108,388
-
10c · Land, buildings and equipment, net
beginning of year $393,766 · end of year $2,004
-
17 · Accounts payable and accrued expenses
beginning of year $62,039 · end of year $89,221
-
21 · Escrow or custodial account liability
beginning of year $80,342 · end of year $120,932
-
24 · Unsecured notes and loans payable
beginning of year $70,000
-
27 · Net assets without donor restrictions
beginning of year $311,192 · end of year $256,469
Mission and programs · 2024
Mission
Improving economic security through financial education and coaching. Organization vision statement: Financial Freedom for All.
-
Consumer Credit Counseling of the Heartland is a nonprofit agency serving Missouri and Kansas. The Organization helped 1,151 clients pay off $4,236,459 in debt through its Debt Management Program. Every counseling session contained budget education, an action plan, goals, and options to eliminate their debt. As a HUD Housing Agency, the Organization provided 185 pre-foreclosure counseling sessions to client at risk of losing their homes. The Organization assisted 34 with a Home Equity Conversion Mortgage (HECM) by providing the HUD required education which allows those clients to remain in their homes. The Organization provided 237 of pre-filing bankruptcy counseling session to those filing bankruptcy and provided required Department of Justice pre-discharge education sessions to 185 clients. There were 86 financial workshops completed, reaching 556 attendees. In all, the Organization served 2,540 unique households with counseling services and education.
Expenses $746,666
As filed on the 2024 return.
Listed in Part VII
-
Holly Wilson
Executive Director
- Total calculated
- $65,000
- From this org
- $65,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
-
Riley Daniels
Board Member
- Total calculated
- $0
- Hours/week
- 0
-
Joyce Wong
Board Member
- Total calculated
- $0
- Hours/week
- 0
-
Katy Velasquez
Board Member
- Total calculated
- $0
- Hours/week
- 0
-
Jeff Witherspoon
Board Member
- Total calculated
- $0
- Hours/week
- 0
-
Stephen Evans
Vice President
- Total calculated
- $0
- Hours/week
- 0
-
Alexandra Graham
Secretary
- Total calculated
- $0
- Hours/week
- 0
-
Kris Keller
Treasurer
- Total calculated
- $0
- Hours/week
- 0
-
Jon Gold
President
- Total calculated
- $0
- Hours/week
- 0
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.
Grants on this return
No itemized grants to organizations on this return.
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 10 November 2025
- IRS schema version
- 2024v5.2
- Source object
- 202503179349303130
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